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India
As of 18 Sept 2026, 03:30 pm
On September 7, 2026, ICRA revalidated its '[ICRA]AA- (Stable)' credit rating for SBFC Finance Limited's non-convertible debentures. This rating applies to an outstanding amount of ₹400 crore, and the outlook remains Stable. A rating of AA- generally indicates a high degree of safety regarding timely servicing of financial obligations.
On September 3, 2026, SBFC Finance Limited allotted 815,852 equity shares to employees upon the exercise of stock options under various Employee Stock Option Plans (ESOPs). This allotment increased the company's issued and paid-up equity share capital from 1,108,206,715 shares (valued at ₹11,082,067,150) to 1,109,022,567 shares (valued at ₹11,090,225,670). The exercise prices for these shares ranged from ₹40 to ₹87.33 per share.
SBFC Finance Limited received an ESG rating of 68 for the financial year 2025-26 from NSE Sustainability Ratings and Analytics Limited. The company noted that this report was prepared independently using publicly available data and was received on September 2, 2026.
As of September 17, 2026, key technical levels for SBFC Finance Limited include support at ₹93.03 (0.31% below current price) and resistance at ₹93.78 (0.49% above current price), based on pivot points. Other identified resistance levels are at ₹95.12 and ₹95.30.
As of 18 Sept 2026, 03:30 pm
Showing 3 of 14 candles
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Revenue From Operations | PEAK₹491.46 crore | ₹454.03 crore | ₹425.57 crore | ₹410.78 crore | ₹388.44 crore |
| Expenses | PEAK₹317.44 crore | ₹290.01 crore | ₹267.94 crore | ₹265.12 crore | ₹252.83 crore |
| Profit Before Tax | PEAK₹174.12 crore | ₹164.13 crore | ₹157.87 crore | ₹145.88 crore | ₹135.71 crore |
| Profit Loss For Period | PEAK₹130.12 crore | ₹122.77 crore | ₹118.04 crore | ₹109.14 crore | ₹100.89 crore |
| Interest Earned | PEAK₹459.61 crore | ₹422.52 crore | ₹397.31 crore | ₹379.53 crore | ₹354.90 crore |
| Finance Costs | PEAK₹152.49 crore | ₹147.43 crore | ₹135.93 crore | ₹128.96 crore | ₹125.06 crore |
For the quarter ended June 30, 2026 (FY2026-27 Q1), SBFC Finance reported higher interest income and total revenue. On a sequential basis, a 9.5% increase in expenses slightly outpaced revenue growth, leading to a narrower net profit margin. On a year-over-year basis, revenue and profit both advanced strongly, with net profit growth edging ahead of revenue growth.
SBFC Finance delivered strong year-over-year growth in revenue and profit during the first quarter of fiscal 2026-27. Sequentially, however, expense growth outpaced revenue expansion, primarily due to higher impairment provisions and increased other costs, which compressed the net profit margin. The sharp rise in impairment charges represents a notable shift in cost structure that may influence near-term profitability trends.
Exchange disclosures and regulatory announcements for SBFC Finance.
SBFC FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
On September 18, 2026, SBFC Finance Limited's Board approved the allotment of 10,000 secured non-convertible debentures (NCDs) with a face value of Rs. 1,00,000 each, aggregating to Rs. 100 Crore, on a private placement basis. The Series A7 NCDs are listed on BSE Limited, carry a floating coupon rate starting at an initial 8.00% based on 3M MIBOR-OIS plus a spread, and mature on June 18, 2030. The securities are secured by a first-ranking charge over the company's hypothecated assets and will be redeemed in full upon maturity.
Sbfc Finance Limited has informed the Exchange about ESG Rating. |SUBJECT: General Updates
On September 7, 2026, ICRA revalidated its '[ICRA]AA- (Stable)' credit rating for SBFC Finance Limited's non-convertible debentures, with an outstanding rated amount of ₹400 crore. The rating action was categorized as 'Other' (revalidated), and the outlook remains Stable.
SBFC Finance Limited disclosed that NSE Sustainability Ratings and Analytics Limited assigned the company an ESG rating of 68 for financial year 2025-26. The company noted it did not engage the rating provider, which prepared the report independently using publicly available data, and the report was received on 02nd September, 2026.
On 3rd September 2026, SBFC Finance Limited allotted 815,852 equity shares to employees/ex-employees upon exercise of stock options under various ESOP schemes. The allotment increased the issued and paid-up equity share capital from 1,10,82,06,715 shares (Rs. 11,08,20,67,150) to 1,10,90,22,567 shares (Rs. 11,09,02,25,670). The shares were allotted under five schemes with exercise prices ranging from Rs. 40 to Rs. 87.33 per share and rank pari-passu with existing shares.
On September 3, 2026, SBFC Finance Limited's Stakeholders Relationship Committee allotted 815,852 equity shares to employees under various Stock Option Policies (2021 II, 2021 III, 2023 I, 2023 II, and 2023 III) pursuant to Board approvals granted between December 2021 and October 2023. This issuance increased the company's paid-up share capital from INR 11,082,067,150 to INR 11,090,225,670 and raised the total number of paid-up shares from 1,108,206,715 to 1,109,022,567.
India Ratings and Research converted the provisional rating on Series A1 Securitised Notes of Horizon Trust LAP June 2026, an asset-backed securities transaction, to a final rating of IND AA+(SO)/Stable. The notes have a size of INR 2,176.02 million, were issued on 22 June 2026, and mature on 20 August 2040. SBFC Finance Limited disclosed this credit rating to the stock exchanges on 26 August 2026.
Recent market and company developments associated with SBFC Finance.
Bulk Deals,Manaksia Steels,Hatsun Agro Product,SBFC Finance,Wonder Electricals,Symbiotec Pharmalab,Happiest Minds Technologies,EPL
Q1 Results Today, 25th July 2026 Live Updates: Track all the latest Q1 FY27 earnings announcements, corporate developments and management commentary as companies report their June quarter results.
On July 25, around 25 companies, including AU Small Finance Bank and IDFC First Bank, will report Q1 FY27 earnings. Investors key in on outlook commentary as Indian stocks face pressure, following a five-session decline with geopolitical tensions and elevated crude oil prices.
Comprehensive Section Breakdown for SBFC Finance
Strategic Vision: Provides secured MSME loans and gold loans to entrepreneurs.
• Focus on under-served customer segments in tier-II and tier-III cities.
• Proprietary loan origination systems for credit appraisal and processing.
Interest earned, the primary revenue source, reached ₹459.61 crore, an 8.8% increase from the December 2025 quarter and 29.5% above the level recorded a year ago. Fee and commission income contributed ₹27.35 crore. Total revenue from operations totaled ₹491.46 crore, rising 8.2% sequentially from ₹454.03 crore and 26.5% year-over-year from ₹388.44 crore. Non-operating other income remained minimal at approximately ₹0.10 crore and is excluded from operating revenue.
Total expenses climbed to ₹317.44 crore, a 9.5% sequential rise and a 25.6% year-over-year increase. Within this total, finance costs grew 3.4% sequentially to ₹152.49 crore and 21.9% year-over-year. Impairment on financial instruments rose 12.6% sequentially to ₹41.69 crore and surged 67.9% compared to a year ago. Employee benefit expense was reported at ₹88.86 crore for the quarter. Other expenses increased to ₹29.55 crore, up 21.5% from the previous quarter and 7.1% higher than a year ago. The combined movement in these components accounts for the overall expense growth.
Profit before tax advanced 6.1% sequentially to ₹174.12 crore and 28.3% year-over-year. After accounting for a tax expense of ₹44.00 crore, net profit stood at ₹130.12 crore, reflecting a 6.0% sequential gain and a 29.0% year-over-year increase. The net profit margin, calculated as net profit divided by revenue from operations, contracted slightly from 27.0% in the prior quarter to 26.5% in the current period. Year-over-year, the margin expanded modestly from 26.0% to 26.5%, driven by profit growth that slightly exceeded revenue growth. Basic earnings per share rose to ₹1.18, up 5.4% sequentially and 26.9% year-over-year.
Category: Financial Services
SBFC offers secured term loans to Micro, Small, and Medium Enterprises for business expansion, working capital, and asset purchase, secured by property.
Category: Financial Services
The company provides instant liquidity loans secured against gold jewelry for immediate working capital or emergency financing needs.
Category: Financial Services
SBFC offers term loans to salaried and self-employed individuals secured by mortgage of residential or commercial properties for personal or business needs.
Core Thesis: The company targets under-served customer segments in tier-II and tier-III cities by leveraging proprietary systems for efficient credit appraisal and processing.
• Targeted Customer Segments: The company focuses on under-served customer segments in tier-II and tier-III cities across India. • Proprietary Systems: SBFC utilizes an in-house sales team and proprietary loan origination systems for credit appraisal and processing.