# SBFC (SBFC) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/sbfc

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹92.36
- Change: -1.03%
- As of: 2026-09-18
- 1D return: -1.03%
- 5D return: -6.21%
- 1M return: -1.73%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-09-18_

### Technical Outlook

As of September 17, 2026, SBFC's stock is trading at ₹93.32, showing a mixed technical stance across different timeframes. The daily timeframe indicates a potential shift, with the price below key moving averages like the 20-day EMA (₹96.44) and 50-day EMA (₹95.14), but above the Supertrend indicator (₹91.79). This suggests short-term weakness or consolidation within a potentially broader bullish trend indicated by the Supertrend. The weekly timeframe presents a more cautionary view, with the price below the 20-day EMA (₹94.68), 50-day EMA (₹96.05), and the Supertrend (₹103.30), indicating bearish pressure over the medium term. Conversely, the monthly timeframe shows a bullish Supertrend (₹67.84) and the price above it, alongside a positive plus DI (18.84) versus minus DI (9.63), suggesting underlying long-term strength despite recent price action.

The stock is currently positioned within its recent trading range, with the nearest resistance at ₹93.78 (0.49% away) and support at ₹93.03 (-0.31% away). The presence of an "Inside Bar" pattern on the daily chart and an "Evening Star" on the weekly chart, alongside a "Harami" on the monthly chart, indicates potential for price indecision or reversal. The stock exhibits an annualized volatility of 32% and a current drawdown of -22%, highlighting the inherent risk. The recent market activity shows a balance of positive and neutral events over the last 30 days, with no downside events recorded.

Key watch conditions include monitoring the price action around the ₹93.78 resistance level and the ₹93.03 support level. A decisive move above ₹93.78 could signal a resumption of upward momentum, while a break below ₹93.03 might indicate further downside pressure, especially given the bearish signals on the weekly chart. Observing the Supertrend direction on the weekly timeframe will be crucial; a shift to bullish would align with the monthly trend, while remaining bearish would reinforce short-to-medium term caution.

- Current price as of September 17, 2026, is ₹93.32.
- Nearest resistance is at ₹93.78 (0.49% above current price).
- Nearest support is at ₹93.03 (-0.31% below current price).
- Daily chart shows an active 'Inside Bar' pattern.
- Weekly chart shows an active 'Evening Star' pattern and a bearish Supertrend.
- Monthly chart shows an active 'Harami' pattern and a bullish Supertrend.

- Harami
- Evening Star
- Inside Bar
- Doji
- Bullish Engulfing Reversal
- Outside Bar

### News Context

SBFC Finance Limited reported several updates in the week ending September 18, 2026. On September 3, 2026, the company announced the allotment of 815,852 equity shares to employees and ex-employees under various Employee Stock Option Plans (ESOPs). This issuance resulted in an increase in the company's issued and paid-up equity share capital. Also on September 3, 2026, SBFC Finance disclosed its Environmental, Social, and Governance (ESG) rating, which was assigned by NSE Sustainability Ratings and Analytics Limited. The company noted that this rating was prepared independently using publicly available data. Further, on September 8, 2026, ICRA revalidated SBFC Finance's credit rating for its non-convertible debentures, maintaining an '[ICRA]AA- (Stable)' rating with an outstanding amount of ₹400 crore.

- On September 3, 2026, SBFC Finance allotted 815,852 equity shares under ESOP schemes, increasing its paid-up share capital.
- SBFC Finance received an ESG rating of 68 for FY2025-26 from NSE Sustainability Ratings and Analytics Limited on September 3, 2026, noting the rating was independently prepared.
- On September 8, 2026, ICRA revalidated SBFC Finance's '[ICRA]AA- (Stable)' credit rating for ₹400 crore of non-convertible debentures.

- Sbfc Finance Limited has informed the Exchange about ESG Rating. |SUBJECT: General Updates
- Sbfc Finance Limited has informed the Exchange about Credit Rating |SUBJECT: Credit Rating
- SBFC Finance Limited has informed the Exchange about ESG Rating. |SUBJECT: General Updates
- Sbfc Finance Limited has informed the Exchange regarding allotment of 815852 securities pursuant to ESOP/ESPS at its meeting held on September 03, 2026 |SUBJECT: Allotment of Securities
- SBFC Finance Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL

### What Changed

SBFC Finance's share price experienced a slight decrease, closing at ₹93.32 on September 17, 2026, down from ₹93.66 on the previous day. This marks a minor shift in its recent trading activity. The company's profile on the NSE remains unchanged, and no new filings or news developments were reported as of the report date of September 18, 2026. Therefore, the core operational and corporate context for SBFC Finance appears consistent with earlier periods, with the recent change primarily observed in its daily closing price.

- SBFC Finance's closing price on September 17, 2026, was ₹93.32, a decrease from ₹93.66 on the preceding day.
- The company's listing on the NSE remains its primary exchange.
- No new filings or news announcements were reported for SBFC Finance as of September 18, 2026.

### Official Filings

SBFC Finance Limited has received updated credit ratings and ESG assessments. On September 7, 2026, ICRA revalidated its '[ICRA]AA- (Stable)' credit rating for the company's non-convertible debentures, with an outstanding rated amount of ₹400 crore. Separately, India Ratings and Research assigned a final rating of IND AA+(SO)/Stable to the Series A1 Securitised Notes of Horizon Trust LAP June 2026, a transaction with notes sized at INR 2,176.02 million, issued on June 22, 2026. In terms of environmental, social, and governance (ESG) factors, SBFC Finance Limited received an ESG rating of 68 for the financial year 2025-26 from NSE Sustainability Ratings and Analytics Limited on September 2, 2026. The company noted this rating was independently prepared using publicly available data. Additionally, on August 17, 2026, SBFC Finance Limited disclosed an ESG rating of 76.7 for FY2025-26 from SES ESG Research Private Limited, also independently generated based on public data. The company also completed several allotments of equity shares to employees under Employee Stock Option Plans (ESOPs). On September 3, 2026, 815,852 shares were allotted, increasing the issued and paid-up share capital. Prior to this, on July 31, 2026, 899,942 equity shares were allotted under similar schemes. These allotments increase the total number of shares and the company's paid-up share capital.

- On September 7, 2026, ICRA revalidated its '[ICRA]AA- (Stable)' credit rating for SBFC Finance Limited's non-convertible debentures totaling ₹400 crore.
- India Ratings and Research assigned a final rating of IND AA+(SO)/Stable to Series A1 Securitised Notes of Horizon Trust LAP June 2026, valued at INR 2,176.02 million.
- SBFC Finance Limited received an ESG rating of 68 for FY2025-26 from NSE Sustainability Ratings and Analytics Limited on September 2, 2026.
- On August 17, 2026, SES ESG Research Private Limited assigned an ESG rating of 76.7 for FY2025-26 to the company.
- On September 3, 2026, 815,852 equity shares were allotted to employees under ESOP schemes, increasing the issued and paid-up share capital.
- On July 31, 2026, 899,942 equity shares were allotted to employees under ESOP schemes.

- Sbfc Finance Limited has informed the Exchange about ESG Rating. |SUBJECT: General Updates
- Sbfc Finance Limited has informed the Exchange about Credit Rating |SUBJECT: Credit Rating
- SBFC Finance Limited has informed the Exchange about ESG Rating. |SUBJECT: General Updates
- Sbfc Finance Limited has informed the Exchange regarding allotment of 815852 securities pursuant to ESOP/ESPS at its meeting held on September 03, 2026 |SUBJECT: Allotment of Securities
- SBFC Finance Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- Sbfc Finance Limited has informed the Exchange about Credit Rating |SUBJECT: Credit Rating
- Sbfc Finance Limited has informed the Exchange about General Updates |SUBJECT: General Updates

### Fundamentals

SBFC Finance reported a consistent upward trend in its revenue from operations over the observed periods. Revenue grew from ₹425.57 crore in Q3 FY2025-26 to ₹491.46 crore in Q1 FY2026-27. This top-line growth was accompanied by an increase in profit after tax, which rose from ₹118.04 crore in Q3 FY2025-26 to ₹130.12 crore in Q1 FY2026-27. The company's profit before tax also showed a similar positive trajectory, increasing from ₹157.87 crore to ₹174.12 crore over the same periods. The interest earned metric grew from ₹397.31 crore in Q3 FY2025-26 to ₹459.61 crore in Q1 FY2026-27, while finance costs increased from ₹135.93 crore to ₹152.49 crore. The operating expenses also saw an increase, from ₹267.94 crore to ₹317.44 crore, over the observed quarters. The net profit margin, calculated as Profit Loss For Period divided by Revenue From Operations, remained relatively stable, hovering around 27.7% in Q3 FY2025-26, 27.0% in Q4 FY2025-26, and 26.5% in Q1 FY2026-27. Key areas to monitor include the trend in finance costs relative to interest earned and the sustainability of profit margins amidst rising expenses.

- Revenue from operations increased sequentially from ₹425.57 crore in Q3 FY2025-26 to ₹491.46 crore in Q1 FY2026-27.
- Profit Loss For Period grew from ₹118.04 crore in Q3 FY2025-26 to ₹130.12 crore in Q1 FY2026-27.
- Interest Earned rose from ₹397.31 crore in Q3 FY2025-26 to ₹459.61 crore in Q1 FY2026-27.
- Finance Costs increased from ₹135.93 crore in Q3 FY2025-26 to ₹152.49 crore in Q1 FY2026-27.
- Profit Loss For Period as a percentage of Revenue From Operations was approximately 27.7% in Q3 FY2025-26 and 26.5% in Q1 FY2026-27.

### Bull Case

SBFC Finance's technical indicators suggest a potentially constructive setup across multiple timeframes. The daily trend shows a bullish Super Trend signal, indicating upward momentum. This is further supported by the monthly trend also exhibiting a bullish Super Trend direction. While the weekly trend is currently indicated as bearish by the Super Trend, the positive signals on the daily and monthly charts may warrant attention.

- The daily Super Trend indicator is currently 'bullish' as of 2026-09-17.
- The monthly Super Trend indicator is also 'bullish' as of 2026-09-17.
- The company's market capitalization was ₹103,333,868,056.35 as of 2026-09-17.

### Bear Case

SBFC Finance's technical indicators suggest a cautious outlook. The weekly trend analysis indicates a bearish Supertrend at 103.3, while the daily trend shows a bullish Supertrend at 91.79. The stock has experienced a current drawdown of -22% and a maximum drawdown of -32%, indicating significant past price depreciation. Over the past year, the stock has returned -14%, and year-to-date, it has returned -9%. The annualized volatility stands at 32%, and the Average True Range (ATR) as a percentage of the price is 3.21%, suggesting potential for price fluctuations.

- The weekly Supertrend is bearish at 103.3 as of the latest data.
- The stock has experienced a current drawdown of -22% and a maximum drawdown of -32%.
- The 1-year return is -14% and the year-to-date return is -9%.
- Annualized volatility is 32% with an ATR of 3.21%.

### FAQs

**What is SBFC Finance Limited's recent credit rating and what does it signify?**

On September 7, 2026, ICRA revalidated its '[ICRA]AA- (Stable)' credit rating for SBFC Finance Limited's non-convertible debentures. This rating applies to an outstanding amount of ₹400 crore, and the outlook remains Stable. A rating of AA- generally indicates a high degree of safety regarding timely servicing of financial obligations.

**How has SBFC Finance Limited's share capital changed recently?**

On September 3, 2026, SBFC Finance Limited allotted 815,852 equity shares to employees upon the exercise of stock options under various Employee Stock Option Plans (ESOPs). This allotment increased the company's issued and paid-up equity share capital from 1,108,206,715 shares (valued at ₹11,082,067,150) to 1,109,022,567 shares (valued at ₹11,090,225,670). The exercise prices for these shares ranged from ₹40 to ₹87.33 per share.

**What was SBFC Finance Limited's ESG rating for the financial year 2025-26?**

SBFC Finance Limited received an ESG rating of 68 for the financial year 2025-26 from NSE Sustainability Ratings and Analytics Limited. The company noted that this report was prepared independently using publicly available data and was received on September 2, 2026.

**What are the key technical support and resistance levels for SBFC Finance Limited as of September 17, 2026?**

As of September 17, 2026, key technical levels for SBFC Finance Limited include support at ₹93.03 (0.31% below current price) and resistance at ₹93.78 (0.49% above current price), based on pivot points. Other identified resistance levels are at ₹95.12 and ₹95.30.

- Sbfc Finance Limited has informed the Exchange about ESG Rating. |SUBJECT: General Updates
- Sbfc Finance Limited has informed the Exchange about Credit Rating |SUBJECT: Credit Rating
- SBFC Finance Limited has informed the Exchange about ESG Rating. |SUBJECT: General Updates
- Sbfc Finance Limited has informed the Exchange regarding allotment of 815852 securities pursuant to ESOP/ESPS at its meeting held on September 03, 2026 |SUBJECT: Allotment of Securities
- SBFC Finance Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
## Technical analytics

- As of: 2026-09-18
- Daily trend: Weak Downtrend
- Weekly trend: Weak Downtrend
- Pivot point: ₹93.84
- Risk regime: Price Risk Requires Attention

### Support levels
- 91.535
- 89.06
- 87.63499999999999

### Resistance levels
- 95.297109375
- 109.19
- 113.840625

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | -1.03% |
| return_10 | -7.55% |
| return_1m | -1.40% |
| return_1y | -14.38% |
| return_20 | -1.73% |
| return_3m | +0.45% |
| return_5 | -6.21% |
| return_6m | +4.00% |
| return_since_start | +2.87% |
| return_ytd | -10.21% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | elevated_risk |
| label | Price risk requires attention |
| summary | Recent drawdown or price variability is high enough to warrant closer monitoring. |
| maximum_drawdown | -31.99% |
| annualized_volatility | +32.47% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Revenue Growth Continues, but Expenses Rise Faster

For the quarter ended June 30, 2026 (FY2026-27 Q1), SBFC Finance reported higher interest income and total revenue. On a sequential basis, a 9.5% increase in expenses slightly outpaced revenue growth, leading to a narrower net profit margin. On a year-over-year basis, revenue and profit both advanced strongly, with net profit growth edging ahead of revenue growth.

## Revenue

Interest earned, the primary revenue source, reached ₹459.61 crore, an 8.8% increase from the December 2025 quarter and 29.5% above the level recorded a year ago. Fee and commission income contributed ₹27.35 crore. Total revenue from operations totaled ₹491.46 crore, rising 8.2% sequentially from ₹454.03 crore and 26.5% year-over-year from ₹388.44 crore. Non-operating other income remained minimal at approximately ₹0.10 crore and is excluded from operating revenue.

## Expense Composition

Total expenses climbed to ₹317.44 crore, a 9.5% sequential rise and a 25.6% year-over-year increase. Within this total, finance costs grew 3.4% sequentially to ₹152.49 crore and 21.9% year-over-year. Impairment on financial instruments rose 12.6% sequentially to ₹41.69 crore and surged 67.9% compared to a year ago. Employee benefit expense was reported at ₹88.86 crore for the quarter. Other expenses increased to ₹29.55 crore, up 21.5% from the previous quarter and 7.1% higher than a year ago. The combined movement in these components accounts for the overall expense growth.

## Profitability and Margins

Profit before tax advanced 6.1% sequentially to ₹174.12 crore and 28.3% year-over-year. After accounting for a tax expense of ₹44.00 crore, net profit stood at ₹130.12 crore, reflecting a 6.0% sequential gain and a 29.0% year-over-year increase. The net profit margin, calculated as net profit divided by revenue from operations, contracted slightly from 27.0% in the prior quarter to 26.5% in the current period. Year-over-year, the margin expanded modestly from 26.0% to 26.5%, driven by profit growth that slightly exceeded revenue growth. Basic earnings per share rose to ₹1.18, up 5.4% sequentially and 26.9% year-over-year.

## Key Takeaway

SBFC Finance delivered strong year-over-year growth in revenue and profit during the first quarter of fiscal 2026-27. Sequentially, however, expense growth outpaced revenue expansion, primarily due to higher impairment provisions and increased other costs, which compressed the net profit margin. The sharp rise in impairment charges represents a notable shift in cost structure that may influence near-term profitability trends.

### Ratios

## Official filings

- 2026-09-18 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_21352_WebXMLFile_20260918_211426603.xml)
- 2026-09-18 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_18092026211422_Intimation_for_Allotment_of_Debentures_final.pdf)
- 2026-09-16 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_16092026115303_ESGrating.pdf)
- 2026-09-08 — Credit Rating Update: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_08092026114114_ICRACreditRating.pdf)
- 2026-09-03 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_03092026141124_IntimationNSEBSESept2026.pdf)
- 2026-09-03 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_03092026193657_SBFCShareallotmentESOPintimation.pdf)
- 2026-09-03 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_21352_WebXMLFile_20260903_193928397.xml)
- 2026-08-26 — Credit Rating Update: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_26082026142808_Creditratingaug2026.pdf)
- 2026-08-17 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_17082026183340_IntimationNSEBSEAug2026.pdf)
- 2026-07-31 — Generic Announcement: SBFC Finance Limited allotted 899,942 equity shares on July 31, 2026, to employees under various ESOP schemes, increasing the issued and paid-up share capital to 1,108,206,715 shares totaling Rs. 11,082,067,150. The newly allotted shares rank pari passu with existing equity shares. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_31072026183233_IntimationESOPJuly2026.pdf)
- 2026-07-31 — Official Filing: On July 31, 2026, SBFC Finance Limited allotted 899,942 equity shares under various ESOP policies, as approved by the Stakeholders Relationship Committee. Prior board approvals for these ESOPs occurred on December 23, 2021, February 13, 2023, July 12, 2023, and October 27, 2023. The pre-allotment paid-up share capital was INR 1,107,306,773, consisting of 1,107,306,773 shares, and post-allotment, it increased to INR 1,108,206,715, with 1,108,206,715 shares.
- 2026-07-31 — Official Filing: SBFC Finance Limited has disclosed the transcripts of its earnings or quarterly calls held on July 25, 2026. The company uploaded these transcripts to its website on July 31, 2026, at 16:05:00. Prior intimation of this call was provided to the exchange on July 22, 2026.
- 2026-07-31 — Generic Announcement: SBFC Finance Limited held an Earnings Conference Call on July 25, 2026, to discuss Q1 FY27 results. The company reported a 6% quarter-over-quarter AUM growth to INR 11,922 crores, with MSME disbursements rising 3% Q-o-Q to INR 809 crores. Spreads improved by 39 bps to 9.4%, and Net Interest Margins (NIMs) stood at 10.6%. Profit After Tax (PAT) was INR 130 crores, a 29% year-on-year increase. The company noted challenges including volatile interest rates, declining gold prices, new co-origination regulations, and increased competition, while also highlighting a cautious approach to lending in the sub-INR 10 lakh segment due to observed customer leverage. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_31072026152600_Intimationoftranscriptjuly2026.pdf)
- 2026-07-27 — Generic Announcement: SBFC Finance Limited published its unaudited financial results for the quarter ended June 30, 2026, via newspaper advertisements on July 27, 2026. The advertisements appeared in the Financial Express and Loksatta newspapers. This disclosure is in compliance with SEBI regulations. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_27072026130108_NewspaperJune2026.pdf)
- 2026-07-25 — Earnings Presentation: SBFC Finance Limited reported a Profit After Tax of ₹130 crore for the quarter ended June 30, 2026, a 29% year-over-year increase. Assets Under Management (AUM) grew 27% year-over-year to ₹11,922 crore. Gross Non-Performing Assets (NPA) were reported at 2.66% with a Provision Coverage Ratio (PCR) of 42%. The Cost-to-AUM ratio improved by 30 basis points year-over-year to 4.29%. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_25072026154819_InvestorPPTJune2026.pdf)
- 2026-07-25 — Generic Announcement: SBFC Finance Limited has uploaded the audio recording of its earnings conference call held on July 25, 2026, to its website under the investor section. The transcript will be submitted to the stock exchanges and uploaded to the company's website in due course. This disclosure is made pursuant to SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_25072026230808_AudioRecording.pdf)
- 2026-07-25 — Generic Announcement: SBFC Finance Limited's Board of Directors approved the unaudited financial results for the quarter ended June 30, 2026, on July 25, 2026. The company confirmed it maintains sufficient security cover for its listed non-convertible debentures as of June 30, 2026. Additionally, proceeds from commercial paper issuances during the quarter were used as disclosed. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_25072026152513_OutcomeoffinancialresultsSigned.pdf)
- 2026-07-25 — Official Filing: SBFC Finance Limited has disclosed an audio recording of an earnings call held on July 25, 2026. The recording was uploaded to the company's website on the same date at 21:19:00. Prior intimation of this earnings call was provided to the exchange on July 22, 2026.
- 2026-07-22 — Official Filing: SBFC Finance Limited will hold a virtual conference call on July 25, 2026, at 5:00 PM to discuss its Q1 FY27 results. The call is open to all investors and the general public, with dial-in numbers and a registration weblink provided. Mr. Sanket Agrawal is the contact person for this event.
- 2026-07-22 — Generic Announcement: SBFC Finance Limited will hold an earnings conference call on Saturday, July 25, 2026, at 5:00 PM IST to discuss the financial results for the quarter ended June 30, 2026. The call will feature presentations by Executive Vice Chairman Aseem Dhru, MD & CEO Mahesh Dayani, CFO Sanket Agrawal, and Chief Risk Officer Rajiv Thakker. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_22072026195040_Intimationconcalljune2026.pdf)
- 2026-07-15 — Generic Announcement: SBFC Finance Limited announced the resignation of Chief Financial Officer, Mr. Narayan Barasia, effective July 15, 2026, to pursue an entrepreneurial venture. The Board of Directors approved the appointment of Mr. Sanket Agrawal as the new Chief Financial Officer, effective July 16, 2026. Authorized officials for materiality disclosures were also updated, effective July 16, 2026. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_15072026180451_IntimationBMJuly.pdf)
- 2026-07-15 — Generic Announcement: SBFC Finance Limited held its 19th Annual General Meeting on July 14, 2026, where all six resolutions were approved by shareholders. The resolutions included adopting financial statements for the year ended March 31, 2026, re-appointing directors Mr. Aseem Dhru and Mr. Jonathan Tatur, increasing borrowing limits, creating charges on assets, and issuing debt securities. The voting results and the consolidated scrutinizer's report, dated July 15, 2026, were submitted to the National Stock Exchange of India and BSE Limited. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_15072026161811_VotingResultsScrtinizer.pdf)
- 2026-07-15 — Generic Announcement: SBFC Finance Limited announced the resignation of Chief Financial Officer, Mr. Narayan Barasia, effective July 15, 2026, to pursue an entrepreneurial venture. The Board of Directors approved the appointment of Mr. Sanket Agrawal as the new Chief Financial Officer, effective July 16, 2026. Authorized officials for materiality disclosures were also updated, effective July 16, 2026. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_15072026175811_IntimationBMJuly.pdf)
- 2026-07-14 — Generic Announcement: SBFC Finance Limited held its 19th Annual General Meeting on July 14, 2026, via video conference. The meeting included discussions on adopting the financial statements for the year ended March 31, 2026, re-appointment of directors retiring by rotation, and special business concerning increased borrowing limits, creation of charges, and issuance of debt securities. Remote e-voting was available from July 10 to July 13, 2026, with an option for live e-voting during the AGM. The results of the voting, along with the Scrutinizer's Report, will be uploaded within two working days. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_14072026185650_AGMProceedings.pdf)
- 2026-07-07 — Generic Announcement: SBFC Finance Limited, through its Registrar and Share Transfer Agent KFin Technologies Limited, has submitted certificates under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018. These certificates confirm that details of securities dematerialized/rematerialized for the quarter ended June 30, 2026, have been furnished to the National Stock Exchange of India and BSE Limited. The certificates were issued by KFin Technologies Limited on July 2, 2026. — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_07072026164727_Int74June2026.pdf)

## News and market events

- 2026-09-01 — MONEYCONTROL: **Blackstone-backed Epsilon Bidco exits EPL for Rs 2,032 crore; HDFC Life buys Rs 74 crore worth shares in SBFC Finance** — Bulk Deals,Manaksia Steels,Hatsun Agro Product,SBFC Finance,Wonder Electricals,Symbiotec Pharmalab,Happiest Minds Technologies,EPL — [Source](https://www.moneycontrol.com/news/business/markets/blackstone-backed-epsilon-bidco-exits-epl-for-rs-2-032-crore-hdfc-life-buys-rs-74-crore-worth-shares-in-sbfc-finance-14020243.html)
- 2026-07-25 — The Hindu: **Q1 Results Today Live: AU Small Finance Bank, IDFC First Bank, Dr. Reddy's Lab, Zen Tech, SBFC Finance, Birla Corporation to announce Q1 results** — Q1 Results Today, 25th July 2026 Live Updates: Track all the latest Q1 FY27 earnings announcements, corporate developments and management commentary as companies report their June quarter results. — [Source](https://www.thehindubusinessline.com/markets/stock-markets/q1-results-today-live-updates-au-small-finance-bank-idfc-first-bank-dr-reddys-lab-zen-tech-sbfc-finance-birla-corporation-results-25-july-2026/article71265209.ece)
- 2026-07-25 — Mint: **Q1 results 2026: AU Small Finance Bank, IDFC First Bank, Zen Technologies, among companies to announce earnings today** — On July 25, around 25 companies, including AU Small Finance Bank and IDFC First Bank, will report Q1 FY27 earnings. Investors key in on outlook commentary as Indian stocks face pressure, following a five-session decline with geopolitical tensions and elevated crude oil prices. — [Source](https://www.livemint.com/market/stock-market-news/q1-results-2026-au-small-finance-bank-idfc-first-bank-zen-technologies-among-companies-to-announce-earnings-today-11784948438496.html)

## Business profile

**Strategic vision:** Provides secured MSME loans and gold loans to entrepreneurs.

### Business segments
- **Secured MSME Loans:** SBFC offers secured term loans to Micro, Small, and Medium Enterprises for business expansion, working capital, and asset purchase, secured by property.
- **Gold Loans:** The company provides instant liquidity loans secured against gold jewelry for immediate working capital or emergency financing needs.
- **Loans against Property (LAP):** SBFC offers term loans to salaried and self-employed individuals secured by mortgage of residential or commercial properties for personal or business needs.

### Competitive strengths
- Focus on under-served customer segments in tier-II and tier-III cities.
- Proprietary loan origination systems for credit appraisal and processing.

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## Freshness and sources

- Data as of: 2026-09-18
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/sbfc
Markdown representation: https://faxioms.com/stocks/sbfc?render=md