# SBFC Finance (SBFC) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/sbfc

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹91.95
- Change: +3.57%
- As of: 2026-11-06
- 1D return: +3.57%
- 5D return: +8.98%
- 1M return: +13.13%
- Latest complete quarter: fy27_q2

## Faxioms Analysis

_As of 2026-11-06_

### Technical Outlook

SBFC closed at ₹91.95 on 2026-11-06, marking a +3.6% weekly gain and trading near the upper end of its 20-day range (+97.0%). The daily trend is structurally bullish, with price holding above the 20-period EMA, 50-period SMA, and Supertrend. However, trend conviction is weak across all timeframes, evidenced by an ADX of 19.74 on the daily chart and 18.78 on the monthly. A significant upward gap occurred on 2026-11-05 (+0.6%, extreme severity), following a sharp downward gap on 2026-10-30. While short-term momentum is positive (1-month return +10.4%), the stock remains in a longer-term downtrend, trading below the 200-period SMA and down -18.2% over the past year. Volatility is elevated at 33.7% annualized, with a current drawdown of -22.7%. Immediate resistance lies at ₹93.69 (+1.9%) and ₹95.06 (+3.38%), while support is found at ₹91.53 (-0.45%) and ₹89.87 (-2.26%).

- Daily structure is bullish (price above 20/50 EMAs/SMA and Supertrend), but trend strength is weak (ADX 19.74).
- Price is near the top of its 20-day range (+97.0%) but remains significantly below the 200-period SMA, indicating long-term weakness.
- Recent volatility includes an extreme upward gap on 2026-11-05 and an extreme downward gap on 2026-10-30; annualized volatility stands at 33.7%.
- Key levels to monitor: Resistance at ₹93.69 and ₹95.06; Support at ₹91.53 and ₹89.87.

- Doji
- Harami
- Bullish Engulfing Reversal

### News Context

SBFC Finance reported Q2 FY27 results on October 26, 2026, showing robust top-line growth with Assets Under Management (AUM) rising 27% year-on-year to ₹12,592 crore and Profit After Tax (PAT) increasing 27% to ₹139 crore. The company maintained a Return on Equity (ROE) of 15.04%, though credit costs stood at 1.37% with Gross NPA at 2.64%. Management highlighted stabilizing asset quality and noted that rating agencies CARE and India Ratings revised their outlooks from stable to positive. On November 4, 2026, the company completed ESOP allotments, issuing approximately 30,568 shares across two tranches for total exercise money of ₹93.40 lakh, slightly diluting share capital to 1,112,079,388 shares. As of November 6, 2026, the stock traded at ₹91.95, reflecting a significant long-term drawdown of 22.7% from its peak, despite recent short-term momentum.

- Q2 FY27 Financials: AUM grew 27% YoY to ₹12,592 crore; PAT rose 27% YoY to ₹139 crore; ROE was 15.04%; Credit cost was 1.37% with GNPA at 2.64%.
- Rating Outlooks: CARE and India Ratings upgraded SBFC’s outlook from 'Stable' to 'Positive', citing improving asset quality metrics.
- ESOP Allotment: On November 4, 2026, SBFC allotted ~30,568 shares under ESOP schemes, raising ₹93.40 lakh and increasing paid-up capital to ₹11,120.79 crore.
- Price Action: Stock closed at ₹91.95 on November 6, 2026, with a market cap of ~₹98,459 crore; current drawdown is -22.7% with annualized volatility of 33.7%.

- Sbfc Finance Limited has informed the Exchange regarding allotment of 167318 securities pursuant to ESOP/ESPS at its meeting held on November 04, 2026 |SUBJECT: Allotment of Securities
- SBFC Finance Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- Sbfc Finance Limited has informed the Exchange about Transcript |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- SBFC Finance Limited has informed the Exchange about Transcripts - earnings or quarterly calls |SUBJECT: Analyst/Investor Meet Para A-XBRL
- Sbfc Finance Limited has informed the Exchange about Link of Recording |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates

### Official Filings

SBFC Finance Limited’s disclosures for the period ending November 4, 2026, highlight two distinct developments: a routine equity dilution from employee stock options and substantive financial performance updates from its Q2 FY27 earnings. On November 4, the company allotted 167,318 shares under ESOP schemes, increasing its paid-up capital from ₹11,119.12 crore to ₹11,120.79 crore. This represents a minimal dilution of approximately 0.014% to existing shareholders.

More materially, the Board approved unaudited results for the quarter ended September 30, 2026, on October 24. The company reported a net profit of ₹1,388.74 million (EPS ₹1.18), reflecting a 27% year-on-year growth in both profit after tax and Assets Under Management (AUM) of ₹12,592 crore. Asset quality metrics showed stabilization with Gross NPA at 2.64% and a provision coverage ratio of 42.24%. Additionally, management noted that ₹100 crore raised via private placement Non-Convertible Debentures remained unutilized as of the period end, while maintaining sufficient security cover for listed debentures.

- ESOP Allotment: 167,318 shares allotted on Nov 4, 2026, raising ₹93.40 lakh; total share capital increased to 1,112,079,388 shares, resulting in negligible dilution (~0.014%).
- Q2 FY27 Profit Growth: Net profit of ₹1,388.74 million (EPS ₹1.18) recorded for the quarter ended Sep 30, 2026, up 27% year-on-year.
- Asset Quality & AUM: AUM grew 27% YoY to ₹12,592 crore; Gross NPA stabilized at 2.64% with a provision coverage ratio of 42.24%.
- Debt Utilization: ₹100 crore raised via private placement NCDs (ISIN: INE423Y07146) remained unutilized as of Sep 30, 2026, with security cover at 1.19x on market value.

- [Sbfc Finance Limited has informed the Exchange regarding allotment of 167318 securities pursuant to ESOP/ESPS at its meeting held on November 04, 2026 |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/SBFC_04112026150517_ESOP_Share_allotment_intimation_04112026.pdf)
- [SBFC Finance Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_21352_WebXMLFile_20261104_150744395.xml)
- [Sbfc Finance Limited has informed the Exchange about Transcript |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/SBFC_30102026183828_Intimation_of_transcript_26102026_signed.pdf)
- [SBFC Finance Limited has informed the Exchange about Transcripts - earnings or quarterly calls |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261030_192610222.xml)
- [Sbfc Finance Limited has informed the Exchange about Link of Recording |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/SBFC_26102026194354_AudioRecording_signed.pdf)
- [Sbfc Finance Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/SBFC_26102026192724_NewspaperAdvt_signed.pdf)
- [SBFC Finance Limited has informed the Exchange about Audio Recording/Video Recording |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261026_195327709.xml)
- [Sbfc Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/SBFC_24102026132450_FinancialResultsSigned.pdf)
- [Sbfc Finance Limited has informed the Exchange about Investor Presentation |SUBJECT: Investor Presentation](https://nsearchives.nseindia.com/corporate/SBFC_24102026150254_Investor_PPT.pdf)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1745377_24102026050722_WEB.xml)

### Fundamentals

SBFC Finance demonstrates a high-growth operating trajectory, with revenue expanding from ₹314 crore in Sep 2024 to ₹546 crore in Sep 2026, reflecting a consistent YoY growth rate of 27%–33%. Net profit has similarly scaled, rising from ₹84.0 crore to ₹139.0 crore over the same period, supported by a stable financing margin that held at 35%–37%. The company’s asset base has grown significantly, with total assets increasing from ₹9,822 crore to ₹13,685 crore and loans from ₹8,584 crore to ₹11,161 crore as of September 2026.

However, this expansion is funded primarily through debt, evidenced by borrowings jumping from ₹5,138 crore to ₹8,412 crore. This leverage model results in negative cash flows; Cash from Operating Activity was -₹1,893 crore for Mar 2026, and Free Cash Flow stood at -₹1,907 crore. While institutional investors have increased their stakes (DIIs rose from 16.26% to 22.24%), the persistent negative free cash flow indicates heavy reliance on external funding to sustain loan book growth. The most critical checkpoint is whether the company can stabilize its financing margin and improve cash generation efficiency as it scales.

- Revenue grew 33% YoY to ₹546 crore in Sep 2026, with net profit rising 27.5% to ₹139.0 crore.
- Total assets expanded to ₹13,685 crore, driven by a loan book increase to ₹11,161 crore.
- Borrowings surged to ₹8,412 crore, resulting in negative Free Cash Flow of -₹1,907 crore for FY2026.
- DIIs increased holding to 22.24%, while promoters’ stake diluted slightly to 52.23%.

### Bear Case

SBFC Finance presents a mixed technical landscape as of November 6, 2026, with notable downside risks overshadowing short-term bullish signals. While the daily Supertrend remains bullish and the stock closed at ₹91.95, the weekly trend has flipped bearish, characterized by a negative EMA-20 slope (-3.01) and weakening directional movement (Plus DI 20.62 vs Minus DI 23.18). This divergence suggests that medium-term momentum is deteriorating despite recent daily resilience.

The stock’s historical performance indicates significant volatility and drawdown pressure. The annualized volatility stands at +33.7%, with a current drawdown of -22.7% from its peak, which was a maximum of -34.9%. Over the past year, the stock has declined by -18.2%, and year-to-date returns are negative at -10.6%. Although the 1-month return is positive (+10.4%), the 3-month and 6-month returns are negative (-3.5% and -3.2% respectively), indicating a lack of sustained upward trajectory. Immediate support lies near ₹91.53, while resistance clusters between ₹93.69 and ₹95.30, suggesting limited upside room in the near term without a clear breakout catalyst.

- Weekly trend reversal: The weekly Supertrend is bearish with a declining EMA-20 slope (-3.01) and higher Minus DI (23.18) than Plus DI (20.62), signaling weakening medium-term momentum.
- Elevated volatility and drawdown: Annualized volatility is +33.7%, with a current drawdown of -22.7% against a historical maximum of -34.9%, reflecting high price instability.
- Negative medium-term returns: The stock is down -18.2% over the last year and -10.6% year-to-date, with negative 3-month (-3.5%) and 6-month (-3.2%) returns.
- Constrained price action: Trading near ₹91.95 with immediate support at ₹91.53 and resistance levels clustered closely above at ₹93.69 and ₹95.06, limiting near-term upside potential.

- [Sbfc Finance Limited has informed the Exchange regarding allotment of 167318 securities pursuant to ESOP/ESPS at its meeting held on November 04, 2026 |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/SBFC_04112026150517_ESOP_Share_allotment_intimation_04112026.pdf)
- [SBFC Finance Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_21352_WebXMLFile_20261104_150744395.xml)
- [Sbfc Finance Limited has informed the Exchange about Transcript |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/SBFC_30102026183828_Intimation_of_transcript_26102026_signed.pdf)
- [SBFC Finance Limited has informed the Exchange about Transcripts - earnings or quarterly calls |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261030_192610222.xml)
- [Sbfc Finance Limited has informed the Exchange about Link of Recording |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/SBFC_26102026194354_AudioRecording_signed.pdf)
- [Sbfc Finance Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/SBFC_26102026192724_NewspaperAdvt_signed.pdf)
- [SBFC Finance Limited has informed the Exchange about Audio Recording/Video Recording |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261026_195327709.xml)
- [Sbfc Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/SBFC_24102026132450_FinancialResultsSigned.pdf)
- [Sbfc Finance Limited has informed the Exchange about Investor Presentation |SUBJECT: Investor Presentation](https://nsearchives.nseindia.com/corporate/SBFC_24102026150254_Investor_PPT.pdf)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1745377_24102026050722_WEB.xml)

### FAQs

**What were SBFC Finance's key financial results for the quarter ended September 2026?**

For Q2 FY27 (ended September 30, 2026), SBFC reported Assets Under Management (AUM) of ₹12,592 crore, up 6% quarter-on-quarter and 27% year-on-year. Profit After Tax (PAT) was ₹139 crore, also up 7% QoQ and 27% YoY. The company maintained a Return on Equity (ROE) of 15.04% with a credit cost of 1.37%.

**How has SBFC's asset quality performed recently, and what is the current Gross NPA level?**

Management stated that asset quality had stabilized during the October 26, 2026 earnings call. The Gross Non-Performing Asset (GNPA) ratio stood at 2.64%, supported by a provision coverage ratio of 42.24%. Rating agencies CARE and India Ratings revised their outlooks from stable to positive based on these metrics.

**Did SBFC Finance undergo any capital changes in early November 2026?**

Yes. On November 4, 2026, SBFC allotted 167,318 shares under one ESOP scheme and 2,889,503 shares under others, totaling 3,056,821 new equity shares. This increased the paid-up share capital from ₹11,119,120,700 to ₹11,120,793,880, raising the total number of shares from 1,111,912,070 to 1,112,079,388.

**What are the current technical support and resistance levels for SBFC stock?**

As of November 6, 2026, with the stock closing at ₹91.95, immediate support is seen at ₹91.53 and ₹91.24, while resistance levels are located at ₹93.69 and ₹95.06. The daily trend shows a bullish super-trend direction, though the weekly trend remains bearish.

- [Sbfc Finance Limited has informed the Exchange regarding allotment of 167318 securities pursuant to ESOP/ESPS at its meeting held on November 04, 2026 |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/SBFC_04112026150517_ESOP_Share_allotment_intimation_04112026.pdf)
- [SBFC Finance Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_21352_WebXMLFile_20261104_150744395.xml)
- [Sbfc Finance Limited has informed the Exchange about Transcript |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/SBFC_30102026183828_Intimation_of_transcript_26102026_signed.pdf)
- [SBFC Finance Limited has informed the Exchange about Transcripts - earnings or quarterly calls |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261030_192610222.xml)
- [Sbfc Finance Limited has informed the Exchange about Link of Recording |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/SBFC_26102026194354_AudioRecording_signed.pdf)
- [Sbfc Finance Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/SBFC_26102026192724_NewspaperAdvt_signed.pdf)
- [SBFC Finance Limited has informed the Exchange about Audio Recording/Video Recording |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261026_195327709.xml)
- [Sbfc Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/SBFC_24102026132450_FinancialResultsSigned.pdf)
- [Sbfc Finance Limited has informed the Exchange about Investor Presentation |SUBJECT: Investor Presentation](https://nsearchives.nseindia.com/corporate/SBFC_24102026150254_Investor_PPT.pdf)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1745377_24102026050722_WEB.xml)
## Technical analytics

- As of: 2026-11-06
- Daily trend: Weak Uptrend
- Weekly trend: Weak Uptrend
- Pivot point: ₹89.87
- Risk regime: Price Risk Requires Attention

### Support levels
- 91.535
- 89.06
- 87.63499999999999

### Resistance levels
- 95.297109375
- 109.19
- 113.840625

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | +3.57% |
| return_10 | +15.20% |
| return_1m | +10.41% |
| return_1y | -18.19% |
| return_20 | +13.13% |
| return_3m | -3.51% |
| return_5 | +8.98% |
| return_6m | -3.20% |
| return_since_start | +2.42% |
| return_ytd | -10.61% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | elevated_risk |
| label | Price risk requires attention |
| summary | Recent drawdown or price variability is high enough to warrant closer monitoring. |
| maximum_drawdown | -34.85% |
| annualized_volatility | +33.72% |

## Quarterly financials

- Latest complete quarter: fy27_q2

# Sbfc Finance Limited FY2026-27 Q2: Interest earned rises 35% year on year

Sbfc Finance Limited’s standalone interest earned rose 35.2% year on year to ₹513 crore in Q2 FY2026-27, while profit for the period increased 27.2% to ₹139 crore. Sequentially, finance costs grew faster than interest earned, and borrowings and the loan book were higher at 30 September 2026 than at 31 March 2026.

## Interest income and revenue growth

Interest earned was ₹513 crore, up from ₹460 crore in Q1 FY2026-27 and ₹380 crore in Q2 FY2025-26. Revenue from operations reached ₹546 crore, an increase of 11.2% quarter on quarter and 33.0% year on year. Interest earned was the largest component; fees and commission income was ₹29.1 crore, net gain on fair value changes ₹2.2 crore and other operating revenue ₹2.1 crore.

Loans stood at ₹11,161 crore at 30 September 2026, compared with ₹9,805 crore at 31 March 2026 and ₹8,584 crore at 30 September 2025. The larger closing loan balance provides context for the growth in interest income.

## Finance costs and expenses

Finance costs increased 28.5% quarter on quarter to ₹196 crore, compared with 11.6% growth in interest earned. Borrowings were ₹8,412 crore at 30 September 2026, up from ₹6,342 crore at 31 March 2026 and ₹5,138 crore at 30 September 2025.

Total expenses rose 13.7% quarter on quarter to ₹361 crore. These included employee benefit expense of ₹86.8 crore, impairment on financial instruments of ₹41.4 crore and other expenses of ₹31.6 crore. Impairment was broadly unchanged from ₹41.7 crore in Q1 FY2026-27.

## Profit and earnings per share

Profit before tax was ₹186 crore, up from ₹174 crore in Q1 FY2026-27 and ₹146 crore in Q2 FY2025-26. Profit for the period increased to ₹139 crore from ₹130 crore in the preceding quarter and ₹109 crore a year earlier.

Basic and diluted earnings per share were both ₹1.25. In Q1 FY2026-27, basic EPS was ₹1.18 and diluted EPS was ₹1.17.

## Balance sheet and funding

Total assets were ₹13,685 crore at 30 September 2026, compared with ₹11,085 crore at 31 March 2026 and ₹9,822 crore at 30 September 2025. Equity stood at ₹4,049 crore, including other equity of ₹2,941 crore. Financial liabilities were ₹9,622 crore, including debt securities of ₹926 crore.

Cash and cash equivalents were ₹681 crore at 30 September 2026, up from ₹481 crore at 31 March 2026. Bank balances other than cash equivalents were ₹773 crore, and investments were ₹598 crore, compared with ₹192 crore at the March year-end.

## Key Takeaway

The quarter combined strong year-on-year growth in interest earned and profit with a faster sequential increase in finance costs. The larger loan book and higher borrowings show the scale of balance-sheet expansion alongside that growth.

### Ratios

## Shareholding pattern

- Quarter: FY2027-Q1
- As of: 2026-06-30
- Promoter holding: +52.31%
- FII holding: +7.22%
- DII holding: +20.72%
- Mutual fund holding: +15.56%
- Retail holding: +4.55%
- Promoter pledged: +0.00%

### Major reported shareholders

- SBFC HOLDINGS PTE.LTD. — +52.31% (Other)
- SBI NIFTY 500 INDEX FUND — +8.10%
- ADITYA BIRLA SUN LIFE TRUSTEE PRIVATE LIMITED A/C — +5.14%
- AMANSA INVESTMENTS LTD — +3.69%
- ASEEM  DHRU — +2.99%
- MALABAR INDIA FUND LIMITED — +1.82%
- ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED — +1.70%
- ARANDA INVESTMENTS PTE. LTD. — +1.44%
- MAHESH KANYALAL DAYANI — +1.03%

## Official filings

- 2026-11-04 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_04112026150517_ESOP_Share_allotment_intimation_04112026.pdf)
- 2026-11-04 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_21352_WebXMLFile_20261104_150744395.xml)
- 2026-10-30 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_30102026183828_Intimation_of_transcript_26102026_signed.pdf)
- 2026-10-30 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261030_192610222.xml)
- 2026-10-26 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_26102026194354_AudioRecording_signed.pdf)
- 2026-10-26 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_26102026192724_NewspaperAdvt_signed.pdf)
- 2026-10-26 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261026_195327709.xml)
- 2026-10-24 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_24102026132450_FinancialResultsSigned.pdf)
- 2026-10-24 — Earnings Presentation: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_24102026150254_Investor_PPT.pdf)
- 2026-10-24 — Financial Results Filing: Sbfc Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1745377_24102026050722_WEB.xml)
- 2026-10-21 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_21102026191945_Investor_Meet_Intimation_21102026_final_signed.pdf)
- 2026-10-21 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_21352_WebXMLFile_20261021_192249303.xml)
- 2026-10-19 — Shareholding Disclosure: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SHP_1742098_19102026090248_WEB.xml)
- 2026-10-14 — Credit Rating Update: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_14102026200536_Credit_Rating_India_Credit_Ratings_14102026_Final_signed.pdf)
- 2026-10-13 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_13102026115238_Details_of_Compliance_Officer_RTA_Sep2026_Signed.pdf)
- 2026-10-08 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_08102026195735_Disclosure_Reg74_SBFC_30092026_signed.pdf)
- 2026-10-07 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_07102026133236_ESOP_Share_allotment_intimation_07102026_signed.pdf)
- 2026-10-07 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_21352_WebXMLFile_20261007_133420735.xml)
- 2026-10-05 — Credit Rating Update: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_05102026201552_Credit_Rating_signed.pdf)
- 2026-10-05 — Annual Report: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/annual_reports/AR_32164_SBFC_2025_2026_A_10702202_06102026143228.pdf)
- 2026-09-30 — Credit Rating Update: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_30092026191643_Credit_Rating_India_Credit_Ratings_30092026_Final_signed.pdf)
- 2026-09-25 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CLOSURE_TRADING_WINDOW_21352_WebXMLFile_20260925_160810180.xml)
- 2026-09-25 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/SBFC_25092026160420_BMIntimationTWD_24102026_signed.pdf)
- 2026-09-25 — Generic Announcement: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_21352_WebXMLFile_20260925_160900468.xml)
- 2026-09-25 — Board Meeting Notice: SBFC Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_21352_WebXMLFile_20260925_160900468.xml)

## News and market events

- 2026-10-24 — FREEPRESSJOURNAL.IN: **SBFC Finance Reports Strong Q2 FY27 Results, Net Profit Up 27.24% To ₹138.87 Crore; Half-Year Profit Climbs 28.08%** — SBFC Finance Limited reported a 27.24% rise in standalone net profit after tax to ₹138.87 crore for the quarter ended 30 September 2026. Total revenue from operations for the quarter stood at ₹546.39 crore. — [Source](https://www.freepressjournal.in/business/sbfc-finance-reports-strong-q2-fy27-results-net-profit-up-2724-to-13887-crore-half-year-profit-climbs-2808)
- 2026-09-01 — MONEYCONTROL: **Blackstone-backed Epsilon Bidco exits EPL for Rs 2,032 crore; HDFC Life buys Rs 74 crore worth shares in SBFC Finance** — Bulk Deals,Manaksia Steels,Hatsun Agro Product,SBFC Finance,Wonder Electricals,Symbiotec Pharmalab,Happiest Minds Technologies,EPL — [Source](https://www.moneycontrol.com/news/business/markets/blackstone-backed-epsilon-bidco-exits-epl-for-rs-2-032-crore-hdfc-life-buys-rs-74-crore-worth-shares-in-sbfc-finance-14020243.html)
- 2026-07-25 — The Hindu: **Q1 Results Today Live: AU Small Finance Bank, IDFC First Bank, Dr. Reddy's Lab, Zen Tech, SBFC Finance, Birla Corporation to announce Q1 results** — Q1 Results Today, 25th July 2026 Live Updates: Track all the latest Q1 FY27 earnings announcements, corporate developments and management commentary as companies report their June quarter results. — [Source](https://www.thehindubusinessline.com/markets/stock-markets/q1-results-today-live-updates-au-small-finance-bank-idfc-first-bank-dr-reddys-lab-zen-tech-sbfc-finance-birla-corporation-results-25-july-2026/article71265209.ece)
- 2026-07-25 — Mint: **Q1 results 2026: AU Small Finance Bank, IDFC First Bank, Zen Technologies, among companies to announce earnings today** — On July 25, around 25 companies, including AU Small Finance Bank and IDFC First Bank, will report Q1 FY27 earnings. Investors key in on outlook commentary as Indian stocks face pressure, following a five-session decline with geopolitical tensions and elevated crude oil prices. — [Source](https://www.livemint.com/market/stock-market-news/q1-results-2026-au-small-finance-bank-idfc-first-bank-zen-technologies-among-companies-to-announce-earnings-today-11784948438496.html)

## Business profile

**Strategic vision:** Provides secured MSME loans and gold loans to entrepreneurs.

### Business segments
- **Secured MSME Loans:** SBFC offers secured term loans to Micro, Small, and Medium Enterprises for business expansion, working capital, and asset purchase, secured by property.
- **Gold Loans:** The company provides instant liquidity loans secured against gold jewelry for immediate working capital or emergency financing needs.
- **Loans against Property (LAP):** SBFC offers term loans to salaried and self-employed individuals secured by mortgage of residential or commercial properties for personal or business needs.

### Competitive strengths
- Focus on under-served customer segments in tier-II and tier-III cities.
- Proprietary loan origination systems for credit appraisal and processing.

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## Freshness and sources

- Data as of: 2026-11-06
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/sbfc
Markdown representation: https://faxioms.com/stocks/sbfc?render=md