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India
Reported ownership for FY2027-Q1 as of 2026-06-30.
As of 06 Nov 2026, 03:30 pm
For the quarter ended September 30, 2026, Karur Vysya Bank reported a net profit of ₹788 crore, up 37.28% year-on-year. Total business reached ₹2,39,712 crore. Management guided for credit growth of 18-20%, Net Interest Margin (NIM) above 4%, Return on Assets (ROA) of approximately 2%, Gross NPA below 1.5%, and Net NPA below 1% for FY 2026-27.
The bank opened eight new branches on October 30, 2026, bringing its total network to 929 branches. These openings span Tamil Nadu (three), Karnataka (two), Telangana (two), and Uttar Pradesh (one). The bank plans to open 50 branches in FY 2026-27, targeting Maharashtra and Gujarat after saturating Southern India.
Effective October 22, 2026, Karur Vysya Bank revised its Marginal Cost of Funds Based Lending Rates (MCLR). Overnight and one-month rates decreased from 9.05% to 8.85%; three-month rates from 9.20% to 9.00%; six-month rates from 9.35% to 9.15%; and one-year rates from 9.45% to 9.25%.
As of November 6, 2026, the stock closed at ₹370.05 with a market capitalization of approximately ₹34,845 crore. Technical indicators show a bullish daily and monthly trend. Year-to-date returns stand at +37.4%, while the one-year return is +50.0%. Key resistance levels are observed at ₹374.17 and ₹383.33.
As of 06 Nov 2026, 03:30 pm
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Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price swings are higher than typical
The session traded across a materially wider price range than usual.
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The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q2 FY27 and comparative quarterly trends.
| Metric | Q2 FY26 | Q1 FY27 | Q2 FY27(Latest) |
|---|---|---|---|
| Profit Loss For The Period | ₹573.96 crore | ₹755.70 crore | PEAK₹787.69 crore |
| Profit Loss From Ordinary Activities Before Tax | ₹743.01 crore | ₹1,005.31 crore | PEAK₹1,043.67 crore |
| Basic Earnings Per Share After Extraordinary Items | ₹5.94 per share | ₹7.82 per share | PEAK₹8.15 per share |
| Operating Profit Before Provision And Contingencies | ₹1,017.38 crore | ₹1,095.60 crore | PEAK₹1,162.20 crore |
| Income | ₹3,320.29 crore | ₹3,491.21 crore | PEAK₹3,670.21 crore |
| Interest Earned | ₹2,807.97 crore | ₹3,049.42 crore | PEAK₹3,235.40 crore |
| Interest Expended | ₹1,546.79 crore | ₹1,626.67 crore | PEAK₹1,738.03 crore |
Karur Vysya Bank reported standalone profit after tax of ₹787.69 crore for the quarter ended 30 September 2026, up 4.2% from the June quarter and the highest in the five-quarter series shown. Pre-provision operating profit also increased, as interest earned grew faster than interest expended. Advances and deposits expanded quarter on quarter, while the gross NPA ratio declined.
At 30 September 2026, advances stood at ₹1,11,015.22 crore, up 13.1% from 30 June, while deposits rose 10.8% to ₹1,28,123.29 crore. Total assets increased 10.4% to ₹1,50,830.72 crore. Borrowings declined 11.5% to ₹2,320.91 crore, and investments fell 4.4% to ₹27,731.35 crore.
Gross NPAs decreased to ₹765.44 crore from ₹771.89 crore in June, and the gross NPA ratio fell to 0.69% from 0.74%. Net NPAs increased to ₹198.63 crore from ₹195.76 crore, while the net NPA ratio edged down to 0.18% from 0.19%.
Provisions other than tax and contingencies rose to ₹118.53 crore from ₹90.29 crore in the June quarter. The CET1 ratio was 17.97%, compared with 17.98% in June. Return on assets was 2.10%, against 2.11% in the prior quarter.
The quarter combined higher profit and pre-provision operating profit with strong sequential growth in advances and deposits. Faster growth in interest earned than interest expended supported income growth, while other income eased and provisions increased. The lower gross and net NPA ratios and broadly stable CET1 ratio provide a constructive counterpoint to rapid balance-sheet expansion.
Disclosed bulk and block transactions involving Karur Vysya Bank, shown for the latest 90 days.
Exchange disclosures and regulatory announcements for Karur Vysya Bank.
Karur Vysya Bank Limited submitted an intimation to the NSE and BSE regarding a newspaper publication under Regulation 30 of SEBI (LODR) Regulations, 2015. The bank published advertisements on November 5, 2026, announcing the opening of a 'Special Window for Transfer and Dematerialisation of Physical Securities' in accordance with SEBI Circular dated January 30, 2026. The advertisement appeared in Business Standard (All Edition, English) and Dinamalar (Trichy Edition, Tamil).
Karur Vysya Bank Limited opened eight new branches on October 30, 2026, expanding its network to 929 branches. The new branches are in Tamil Nadu (three), Karnataka (two), Telangana (two) and Uttar Pradesh (one), across four metropolitan, three semi-urban and one rural location. The press release also reports total business of ₹2,39,712 crore as of September 30, 2026, including deposits of ₹1,28,123 crore and advances of ₹1,11,589 crore, and Q2 FY27 net profit of ₹788 crore, up 37.28% year on year.
Karur Vysya Bank Limited informed the exchanges that it will inaugurate eight branches on 30 October 2026: Agra, Tandur, Bangalore-Hulimavu, Bachupally, Thirukazhukundram, Chennai - Choolai, Bangalore-Nagarbhavi and Vaiyampatti.
Karur Vysya Bank Limited will revise its Marginal Cost of Funds Based Lending Rates (MCLR) effective 22 October 2026. The overnight and one-month rates will each decrease from 9.05% to 8.85%; the three-month rate from 9.20% to 9.00%; the six-month rate from 9.35% to 9.15%; and the one-year rate from 9.45% to 9.25%.
Karur Vysya Bank Limited (KARURVYSYA) filed a transcript of the conference call held on October 15, 2026, regarding its Unaudited Financial Results for the quarter ended September 30, 2026. The bank reported a net profit of INR788 crores (up 37% year-on-year and 4% quarter-on-quarter) with an operating profit of INR1,162 crores. Total business reached INR2,39,712 crores, with advances at INR1,11,589 crores and deposits at INR1,28,123 crores. Management guided for credit growth of 18-20%, Net Interest Margin (NIM) above 4%, Return on Assets (ROA) of approximately 2%, Gross NPA below 1.5%, and Net NPA below 1% for FY 2026-27. The bank also announced plans to open 50 branches in FY 2026-27, targeting Maharashtra and Gujarat after saturating Southern India.
Karur Vysya Bank Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication
Karur Vysya Bank Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026. |SUBJECT: Outcome of Board Meeting
Karur Vysya Bank Limited submitted its investor presentation on unaudited financial results for the quarter and half year ended 30 September 2026 under Regulation 30 and posted it on the Bank’s website. The presentation reports Q2 FY 2026–27 GNPA of 0.69% (₹765 crore), NNPA of 0.18% (₹199 crore), and provision coverage ratio of 96.13%. It also reports advances up 20% year on year and deposits up 16% year on year. The submission itself is a routine presentation notice; the attached presentation contains substantive quarterly and half-year operating and financial information.
Recent market and company developments associated with Karur Vysya Bank.
Systematix Institutional Equities reports divergent net interest margin trends for Indian banks in Q2 FY27, with large private lenders seeing an average contraction of 15 basis points while public sector banks expanded by 3 basis points. The brokerage maintains a cautiously optimistic outlook on the sector, citing healthy credit growth and stable asset quality, though it highlights retail deposit mobilization and the transition to expected credit loss frameworks as key monitorables. Consequently, Systematix has issued fresh price targets for major lenders including ICICI Bank, SBI, and HDFC Ba
Shriram Research has released a Diwali 2026 stock basket comprising 11 equities across banking, healthcare, consumer, industrial, and technology sectors, projecting an average upside potential of approximately 19% from November 2 closing prices. The recommendation highlights specific growth drivers for each company, such as Aeroflex’s data centre demand, ICICI Bank’s strong loan growth, and L&T’s record order inflows. This analysis provides investors with targeted insights into entities expected to benefit from sector-specific trends like liquid cooling, premiumisation, and EV exposure.
At least four Indian staterun and private lenders are deferring their plans to tap the US dollar debt market as a recent spike in Treasury yields and hedging costs has made this proposition expensive, bank officials and merchant bankers said.
Rekha Jhunjhunwala portfolio stock Karur Vysya Bank has risen from around ₹269 to ₹335 per share on the NSE in YTD
Karur Vysya Bank share price hit a record high at ₹375 in Monday's trading session on the NSE. Equirus Securities and Elara Capital pegged upside targets of ₹400 and ₹415, respectively, on the stock.
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KVB targets 18–20% FY27 credit growth amid RAM-led demand, while maintaining margins and exploring dollar bonds.
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Comprehensive Section Breakdown for Karur Vysya Bank
Strategic Vision: Indian private sector bank offering financial products via tradition and technology.
Category: Financial Services
Offers savings accounts, current accounts, reward programs, deposit schemes, loans, cards, insurance, and investment options.
Category: Financial Services
Caters to businesses with loan products for Commercial, MSME, and Mortgage categories, and engages in co-lending partnerships.
• Over 100 years of operational history.
• Extensive physical infrastructure of branches and ATMs.
• Robust technological infrastructure including core banking systems and digital platforms.
• Commitment to financial inclusion serving diverse customer segments.
Profit before tax was ₹1,043.67 crore, up 3.8% sequentially. Basic EPS rose to ₹8.15 from ₹7.82 in the June quarter; diluted EPS was ₹8.14, compared with ₹7.82. Operating profit before provisions and contingencies reached ₹1,162.20 crore, a 6.1% increase from ₹1,095.60 crore.
Interest earned rose 6.1% sequentially to ₹3,235.40 crore, while interest expended increased 6.8% to ₹1,738.03 crore. Other income slipped 1.6% to ₹434.81 crore from ₹441.79 crore. Total income increased 5.1% to ₹3,670.21 crore.
Expenditure excluding provisions and contingencies rose 4.7% sequentially to ₹2,508.01 crore. Within this, operating expenses were broadly stable at ₹769.98 crore, up 0.1%, and employee costs were nearly unchanged at ₹398.88 crore.
Management described the quarter as balanced and broad-based across growth, profitability and asset quality, and said key indicators were broadly in line with earlier guidance. Its reported net interest margin of 4.34% was up from 4.24% a year earlier, supported by cost of deposits falling 11 bps year on year to 5.49%, even as yield on advances fell 18 bps to 10.20%. Commission and fee income rose 14.62% year on year to ₹290 crore, and operating expenses of ₹770 crore align with the reviewed cost base. Management also highlighted a 0.69% gross NPA ratio and 2.10% ROA, both consistent with the reviewed figures, and stressed prudent, calibrated growth amid an evolving operating environment.
Core Thesis: The bank's operating model is built around key partnerships, activities, resources, and a focus on distinct customer segments through various channels.
• Digital Transformation: A significant focus is on digital transformation to improve customer experience, operational efficiency, and leverage data analytics. • Customer-Centric Approach: Karur Vysya Bank aims to deliver personalized banking experiences through tailored products and a customer-centric approach. • Multi-Channel Reach: KVB reaches its customers through a multi-channel approach including branches, digital channels, and business correspondents.