# KARURVYSYA (KARURVYSYA) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/karurvysya

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹332.95
- Change: +0.44%
- As of: 2026-09-18
- 1D return: +0.20%
- 5D return: -0.94%
- 1M return: -0.58%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-09-18_

### Technical Outlook

As of September 18, 2026, KARURVYSYA's current price is ₹332.15. The stock exhibits a mixed technical stance across different timeframes. Daily indicators suggest a weakening trend, with the price below key moving averages like the 20-day EMA (₹337.33) and 20-day SMA (₹341.12), and the Supertrend indicator in a bearish signal at ₹355.91. This contrasts with the weekly and monthly timeframes, which show bullish signals, with prices above their respective 20-day EMAs and Supertrend indicators. Recent daily patterns include a Harami and an Outside Bar, while a Bearish Engulfing Reversal pattern is active on the monthly chart. The stock's recent activity includes a wide intraday range on September 15, 2026, with a return of -3%, and an unusual upward price move on September 16, 2026, with a return of 3%. The nearest resistance is observed at the pivot level of ₹333.12, approximately 0.29% above the current price, followed by the recent high at ₹335.88, about 1.12% higher. Support is noted at the recent low of ₹328.73, around 1.03% below the current price, and further down at ₹325.97, approximately 1.86% lower.

- Daily trend shows bearish signals with price below key moving averages and Supertrend.
- Weekly and monthly trends remain bullish, with price above EMAs and Supertrend.
- Nearest resistance level is at ₹333.12 (pivot).
- Nearest support level is at ₹328.73 (recent low).
- Watch for a sustained break above ₹333.12 to challenge higher resistance, or a fall below ₹328.73 to test lower support levels.

- Bearish Engulfing Reversal
- Doji
- Harami
- Outside Bar
- Inside Bar

### What Changed

Karur Vysya Bank (NSE: KARURVYSYA) traded at ₹332.15 on September 18, 2026. This represents a slight increase from its previous price of ₹331.5. The available evidence does not indicate any new filings or news developments for the company as of the report date. The company's profile and exchange listing on NSE remain unchanged from prior context.

- On September 18, 2026, Karur Vysya Bank's stock price was ₹332.15.
- The stock price on September 18, 2026, was ₹0.65 higher than the previous recorded price.
- No new filings were reported for Karur Vysya Bank as of September 18, 2026.
- No new news was reported for Karur Vysya Bank as of September 18, 2026.

### Official Filings

Karur Vysya Bank (KVB) has disclosed several updates relevant to investors. On August 31, 2026, the bank announced the opening of 16 new branches, expanding its network to 919 branches across several Indian states and Delhi NCR. This expansion is part of a strategy to increase its presence in various market types and serve different customer segments. As of June 30, 2026, KVB reported total business of ₹2,27,267 crore and a net profit of ₹756 crore for the first quarter of fiscal year 2026-27.

In terms of leadership and compensation, on September 3, 2026, the Nomination and Remuneration Committee granted stock options to key management personnel. The Managing Director & CEO, B Ramesh Babu, received 46,018 options, and Executive Director B Sankar received 14,122 options under the KVB ESOS 2018 Scheme. These options were granted at ₹346.60 per option, based on the NSE closing price of the previous day, and are exercisable in three equal tranches over one, two, and three years. Also on September 1, 2026, G V Ramasamy assumed the role of Chief Financial Officer and Key Managerial Personnel, with the incumbent CFO transitioning to Chief Operating Officer.

The bank also reported receiving ESG ratings from multiple agencies. On September 15, 2026, Niche99 ESG Ratings assigned a score of 76.74 for FY 2025-26. Earlier, on September 3, 2026, NSE Sustainability Ratings & Analytics provided a rating of 80 and a Core ESG rating of 81 for the same period. Additionally, on August 28, 2026, Crisil ESG Ratings & Analytics assigned an ESG Rating of 'Crisil ESG 74' and a Core ESG rating of 'Crisil Core ESG 77' for FY 2025-26. These ratings were determined independently based on public disclosures.

- Karur Vysya Bank opened 16 new branches on August 31, 2026, increasing its network to 919 branches.
- As of June 30, 2026, the bank reported total business of ₹2,27,267 crore and a Q1FY27 net profit of ₹756 crore.
- On September 3, 2026, 46,018 stock options were granted to the MD & CEO and 14,122 to the Executive Director, exercisable over three years.
- G V Ramasamy took charge as Chief Financial Officer on September 1, 2026.
- The bank received multiple ESG ratings for FY 2025-26, including 76.74 from Niche99, 80 from NSE Sustainability Ratings, and 'Crisil ESG 74' from Crisil ESG Ratings.

- Karur Vysya Bank Limited has informed the Exchange about ESG rating |SUBJECT: General Updates
- KARURVYSYA|KARUR VYSYA BANK LIMITED|Original|Regulation 7 (2)|IT_539_WebXMLFile_20260905_190924981.xml|IT_539_20260905_190925034_WEB.html|10822|34842|-
- Karur Vysya Bank Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication
- Karur Vysya Bank Limited has informed the Exchange about ESG rating |SUBJECT: General Updates
- Karur Vysya Bank Limited has informed the Exchange regarding 'Intimation of grant of options under KVB ESOS 2018 Scheme to Shri B Ramesh Babu, Managing Director & CEO of the Bank and Shri B Sankar, Executive Director of the Bank'. |SUBJECT: Updates
- Karur Vysya Bank Limited has informed the Exchange about Outcome of the Institutional Investor/Analyst meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- Karur Vysya Bank Limited has informed the Exchange about Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Intimation on charge taking by Shri Ramasamy G V, General Manager & Chief Financial Officer |SUBJECT: General Updates
- Karur Vysya Bank Limited has informed the Exchange regarding 'Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Order received from The Hon ble Income Tax Appellate Tribunal'. |SUBJECT: Updates
- Karur Vysya Bank Limited has informed the Exchange regarding a press release dated August 31, 2026, titled "Karur Vysya Bank Opens 16 New Branches in a Single Day". |SUBJECT: Press Release
- Karur Vysya Bank Limited has informed the Exchange about ESG rating |SUBJECT: General Updates

### Fundamentals

Karur Vysya Bank (NSE) reported its financial results for the period ending Q1 FY2026-27. The bank's interest earned showed a consistent upward trend, increasing from ₹2,794.18 crore in Q3 FY2025-26 to ₹3,049.42 crore in Q1 FY2026-27. Interest expended also rose over the same periods, from ₹1,554.93 crore to ₹1,626.67 crore. Other income, however, experienced a decline, falling from ₹615.80 crore in Q4 FY2025-26 to ₹441.79 crore in Q1 FY2026-27. Operating expenses remained relatively stable, fluctuating between ₹727.81 crore and ₹768.94 crore across the reported quarters. The bank's operating profit before provisions and contingencies saw an increase from ₹1,005.34 crore in Q3 FY2025-26 to ₹1,246.76 crore in Q4 FY2025-26, before moderating to ₹1,095.60 crore in Q1 FY2026-27. Revenue on investments demonstrated steady growth, rising from ₹497.82 crore in Q3 FY2025-26 to ₹510.65 crore in Q1 FY2026-27.

- Interest Earned increased from ₹2,794.18 crore in Q3 FY2025-26 to ₹3,049.42 crore in Q1 FY2026-27.
- Other Income decreased from ₹615.80 crore in Q4 FY2025-26 to ₹441.79 crore in Q1 FY2026-27.
- Operating Profit Before Provision And Contingencies was ₹1,095.60 crore in Q1 FY2026-27.
- Revenue On Investments grew from ₹497.82 crore in Q3 FY2025-26 to ₹510.65 crore in Q1 FY2026-27.

### Bull Case

The company's stock has demonstrated significant positive returns over the past year, indicating a strong upward trend. Technical indicators across multiple timeframes suggest a bullish sentiment, with the weekly trend showing a sustained uptrend and the monthly trend also indicating strength. The stock is currently trading above key moving averages, including the 50-day and 200-day simple moving averages, which often signals positive momentum. Several support levels are identified below the current price, suggesting potential cushions against downward movements, while resistance levels are noted above, indicating potential price ceilings.

- The stock has delivered a return of 0.52 over the last year.
- The weekly trend analysis shows a bullish supertrend direction with the price trading above the 20-day and 50-day exponential and simple moving averages.
- The monthly trend analysis also indicates a bullish supertrend direction, with the price trading above the 20-day exponential and simple moving averages.
- The stock is currently trading at ₹332.15, with identified support levels at ₹328.73 and resistance levels at ₹333.12.

- Amazon Pay India looks beyond UPI market share to drive next growth phase, CEO says

### Bear Case

The company's daily technical trend indicates a cautionary signal, with the 14-day Average Directional Index (ADX) at 22.2, suggesting a lack of strong directional momentum. The Exponential Moving Average (EMA) for 20 days is positioned above the closing price, and its slope over 5 periods is negative (-3.84), indicating a recent downward price movement. Furthermore, the SuperTrend indicator is in a bearish direction. While the monthly trend shows a bullish SuperTrend, the high ADX of 66.82 on a monthly basis suggests significant volatility and potentially unsustainable trends. The current drawdown stands at -6%, and the maximum drawdown observed is -22%, highlighting the potential for substantial price declines.

- The daily trend shows a bearish SuperTrend direction as of 2026-09-18.
- The 14-day ADX on the daily chart is 22.2, indicating weak directional momentum.
- The 20-day EMA slope over 5 periods on the daily chart is -3.84, suggesting recent downward price pressure.
- The company has experienced a current drawdown of -6% and a maximum drawdown of -22%.

- Amazon Pay India looks beyond UPI market share to drive next growth phase, CEO says

### FAQs

**What recent ESG ratings has Karur Vysya Bank received?**

Karur Vysya Bank received an ESG rating of 76.74 from Niche99 ESG Ratings for the financial year 2025-26, as disclosed on September 15, 2026. Additionally, on September 3, 2026, the bank received an ESG Rating of 80 and a Core ESG Rating of 81 for the financial year 2025-26 from M/s. NSE Sustainability Ratings & Analytics. Both ratings were determined independently based on public disclosures.

**What is the recent technical trend for Karur Vysya Bank shares?**

As of September 18, 2026, the daily trend for Karur Vysya Bank shows a closing price of ₹332.15. The 20-day Exponential Moving Average (EMA) is at ₹337.33, and the 50-day EMA is at ₹331.14. The Supertrend indicator is at ₹355.91, suggesting a bearish direction on a daily timeframe. However, on a weekly timeframe, the Supertrend is at ₹294.45, indicating a bullish direction, with the 20-day EMA at ₹318.90 and the 50-day EMA at ₹289.88. The monthly trend shows a Supertrend of ₹225.66, also indicating a bullish direction.

**What corporate actions related to employee stock options have been announced?**

On September 3, 2026, the Nomination and Remuneration Committee of Karur Vysya Bank granted stock options under the KVB ESOS 2018 Scheme. Managing Director & CEO B Ramesh Babu was granted 46,018 options, and Executive Director B Sankar was granted 14,122 options. The grant price was ₹346.60 per option, based on the NSE closing price on September 2, 2026. These options vest in three equal tranches over one, two, and three years from the grant date.

**What is the recent performance of Karur Vysya Bank shares over different periods?**

As of September 18, 2026, Karur Vysya Bank shares have shown varied returns. The return since the start of trading is 0.77, and the year-to-date return is 0.23. Over the past year, the return is 0.52. Shorter-term returns include 0.12 for the last three months and 0.17 for the last six months. The return over the last month was -0.01, and the return over the last 10 days was -0.05.

- Amazon Pay India looks beyond UPI market share to drive next growth phase, CEO says
- Karur Vysya Bank Limited has informed the Exchange about ESG rating |SUBJECT: General Updates
- KARURVYSYA|KARUR VYSYA BANK LIMITED|Original|Regulation 7 (2)|IT_539_WebXMLFile_20260905_190924981.xml|IT_539_20260905_190925034_WEB.html|10822|34842|-
- Karur Vysya Bank Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication
- Karur Vysya Bank Limited has informed the Exchange about ESG rating |SUBJECT: General Updates
- Karur Vysya Bank Limited has informed the Exchange regarding 'Intimation of grant of options under KVB ESOS 2018 Scheme to Shri B Ramesh Babu, Managing Director & CEO of the Bank and Shri B Sankar, Executive Director of the Bank'. |SUBJECT: Updates
## Technical analytics

- As of: 2026-09-18
- Daily trend: Weak Downtrend
- Weekly trend: Moderate Uptrend
- Pivot point: ₹333.12
- Risk regime: Price Risk Currently Contained

### Support levels
- 312.1
- 290.55
- 288.58125

### Resistance levels
- 340
- 345.67499999999995
- 351.8

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | +0.20% |
| return_10 | -5.10% |
| return_1m | -0.52% |
| return_1y | +51.72% |
| return_20 | -0.58% |
| return_3m | +11.93% |
| return_5 | -0.94% |
| return_6m | +16.67% |
| return_since_start | +76.65% |
| return_ytd | +23.29% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | contained_risk |
| label | Price risk currently contained |
| summary | Recent drawdown and price variability remain within the producer's contained-risk thresholds. |
| maximum_drawdown | -22.47% |
| annualized_volatility | +33.83% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Interest Income Grows, but Operating Profit Declines as Other Income Falls and Costs Rise; Net Profit Up on Lower Provisions

Karur Vysya Bank reported its first quarter of FY2026-27 results, marked by a sharp rise in interest income but a sequential drop in operating profit as other income fell and employee costs increased. A substantial reduction in provisions lifted net profit and earnings per share above the prior quarter. Absolute gross non-performing assets edged higher while the gross NPA ratio remained nearly flat, and the core capital ratio eased but stayed above the prior-year level.

## Revenue Performance

Total revenue (interest earned plus other income) reached ₹3,491.21 crore. Interest earned climbed to ₹3,049.42 crore, up 18.72% year-on-year and 5.02% from the preceding quarter. Within that total, interest on advances or bills contributed ₹2,516.24 crore, while revenue on investments grew 22.31% year-on-year and 1.84% sequentially to ₹510.65 crore.

Other income declined sharply. At ₹441.79 crore, it was 28.26% lower than the ₹615.80 crore recorded in the March quarter and 1.22% below the ₹447.25 crore from a year earlier.

## Expenses and Operating Profit

Interest expense rose to ₹1,626.67 crore, a 9.23% year-on-year increase and a 5.29% sequential rise. Consequently, net interest income (interest earned minus interest expense) stood at ₹1,422.75 crore, up from ₹1,358.77 crore in the prior quarter and ₹1,079.35 crore a year ago.

Operating expenses increased to ₹768.94 crore, up 6.63% year-on-year and 5.65% sequentially. Employee costs were the primary driver, rising 17.17% sequentially to ₹399.27 crore (a 9.41% year-on-year gain).

After adding other income and deducting operating expenses, operating profit before provisions and contingencies came to ₹1,095.60 crore. That was 36.01% higher than ₹805.50 crore a year earlier, but 12.12% below the ₹1,246.76 crore posted in the March quarter. The sequential decline was driven by the sharp drop in other income and the jump in employee costs, which together more than offset the growth in net interest income.

## Provisions, Tax, and Net Profit

Provisions other than tax and contingencies dropped sharply to ₹90.29 crore from ₹257.66 crore in the previous quarter, a decline of nearly 65%. As a result, profit before tax rose to ₹1,005.31 crore, slightly above ₹989.10 crore in the March quarter and well above ₹687.36 crore a year ago.

Tax expense was ₹249.61 crore, compared with ₹264.14 crore in the prior quarter and ₹165.91 crore a year earlier. After tax, net profit totalled ₹755.70 crore, up 4.24% sequentially and 44.93% year-on-year. Net profit margin, calculated as net profit divided by total revenue, stood at 21.65%. Basic earnings per share was ₹7.82, 4.27% higher than ₹7.50 in the prior quarter and 20.68% above ₹6.48 a year ago.

## Asset Quality and Capital Position

Gross non-performing assets ended the quarter at ₹771.89 crore, a 3.76% increase from ₹743.91 crore at the end of March and a 30.25% increase from ₹592.60 crore a year earlier. The gross NPA ratio, however, was little changed at 0.74% (0.0074), compared with 0.75% (0.0075) in the previous quarter, indicating that the growth in advances roughly matched the rise in absolute non-performing assets.

The Common Equity Tier-1 (CET1) ratio was 17.98% as of 30 June 2026. This marked a decline from 18.76% at the end of March but was above the 16.13% reported a year earlier.

## Key Takeaway

Karur Vysya Bank reported growth in interest income and net profit during the first quarter of FY2026-27. Operating profit declined sequentially as a sharp drop in other income and a jump in employee costs outweighed the growth in net interest income. A substantial reduction in provisions supported the rise in net profit and earnings per share. Absolute non-performing assets increased, but the NPA ratio remained stable, and the core capital ratio eased slightly while staying above the prior-year level.

### Ratios

## Official filings

- 2026-09-15 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_15092026194340_Intimation_on_ESG_Rating_DSC.pdf)
- 2026-09-05 — Official Filing: KARUR VYSYA BANK LIMITED — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/IT_539_WebXMLFile_20260905_190924981.xml)
- 2026-09-03 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_03092026182224_Special_Window_Intimation_DSC.pdf)
- 2026-09-03 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_03092026202443_Intimation_on_ESG_Rating_DSC.pdf)
- 2026-09-03 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_03092026204003_IRC_Intimation_DSC.pdf)
- 2026-09-03 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_03092026212156_Outcome_Intimation_DSC.pdf)
- 2026-09-01 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_01092026215511_NSE_BSE_Change_in_SMP_DSC.pdf)
- 2026-09-01 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_01092026223930_NSE_BSE_Disclosure_ITAT_Order_DSC.pdf)
- 2026-08-31 — Press Release: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_31082026114332_Intimation_DSC.pdf)
- 2026-08-28 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_28082026185524_NSE_BSE_ESG_Rating_DSC.pdf)
- 2026-08-28 — Official Filing: KARUR VYSYA BANK LIMITED — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/IT_539_WebXMLFile_20260828_205716574.xml)
- 2026-08-28 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_28082026203414_Investor_meet_DSC.pdf)
- 2026-08-27 — Official Filing: KARUR VYSYA BANK LIMITED — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/IT_539_WebXMLFile_20260827_195048763.xml)
- 2026-08-27 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_27082026194228_Intimation_DSC.pdf)
- 2026-08-27 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_27082026202348_NSE_BSE_ESG_Rating_DSC.pdf)
- 2026-08-20 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_20082026152950_NSE_BSE_Change_in_SMP_DSC.pdf)
- 2026-08-20 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_20082026202132_Intimation_DSC.pdf)
- 2026-08-20 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CIM_539_WebXMLFile_20260820_210840087.xml)
- 2026-08-14 — Generic Announcement: Karur Vysya Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_14082026203402_Outcome_Intimation_DSC.pdf)
- 2026-08-06 — Generic Announcement: The 107th Annual General Meeting of The Karur Vysya Bank Limited was held on August 5, 2026, with all proposed resolutions approved by shareholders. The meeting's voting results and the scrutinizer's report have been disclosed, confirming shareholder approval for adopting financial statements, declaring a dividend of Rs. 2.60 per equity share for FY 2025-26, re-appointing Shri B Sankar as Director, re-appointing Kalyaniwalla & Mistry LLP and Varma & Varma as Joint Statutory Central Auditors, and appointing Branch Auditors. — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_06082026115239_NSE_Regulation_44__3__DSC.pdf)
- 2026-08-05 — Generic Announcement: Karur Vysya Bank will participate in the Avendus Spark Institutional Equities - INDX-Asia Edition 2026 Investors Conference. The meetings, which will be physical group or one-to-one, are scheduled for August 12, 2026, in Hongkong, and August 13-14, 2026, in Singapore. The bank will discuss publicly available information and will not share any Unaffected Price Sensitive Information (UPSI) or material information. — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_05082026171903_Investor_meet_12_08_2026_DSC.pdf)
- 2026-08-05 — Generic Announcement: The Karur Vysya Bank's 107th Annual General Meeting was held on August 5, 2026, where all resolutions were approved by shareholders. The approved resolutions included the adoption of financial statements for the year ended March 31, 2026, a dividend declaration of Rs. 2.60 per equity share for FY 2025-26, the re-appointment of Shri B Sankar as Director, the re-appointment of Kalyaniwalla & Mistry LLP and Varma & Varma as Joint Statutory Central Auditors, and the appointment of Branch Auditors. — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_05082026200257_NSE_BSE_Regulation_44_3_DSC.pdf)
- 2026-08-05 — Generic Announcement: The 107th Annual General Meeting of the Bank was held on August 5, 2026, via Video Conferencing. Key agenda items included the adoption of financial statements for the year ended March 31, 2026, declaration of a dividend of Rs. 2.60 per equity share, re-appointment of a director, and the appointment of joint statutory auditors. The MD & CEO highlighted the bank's performance, strategic initiatives for FY 2026-27 including AI integration and new lending products, and announced an investment of ₹29.68 Cr for a 16.4% stake in Sahayya Finserve Private Limited. Voting results will be announced within two working days. — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_05082026204826_AGM_Proceedings_DSC.pdf)
- 2026-07-24 — Generic Announcement: Karur Vysya Bank Limited has released the transcript of their conference call held on July 20, 2026, discussing the unaudited financial results for the quarter ended June 30, 2026. The bank reported total business of INR 2,27,267 crores as of June 30, 2026, a 6% increase quarter-on-quarter and 16% year-on-year. Advances grew to INR 1,04,680 crores and deposits increased to INR 1,22,587 crores, both with 6% quarter-on-quarter growth. Net profit for the quarter was INR 756 crores, a 4% increase quarter-on-quarter and 45% year-on-year. The bank maintained a Net Interest Margin (NIM) of 4.26% for the quarter. — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_24072026140031_NSE_BSE_Transcript_DSC.pdf)
- 2026-07-23 — Generic Announcement: Shri Ravikumar Sadhana assumed the role of Chief General Manager - Head - Corporate & Commercial Banking on July 23, 2026, for a three-year term. He previously served at State Bank of India, retiring as Chief General Manager, Operations - Corporate Banking on May 31, 2026. — [Official attachment](https://nsearchives.nseindia.com/corporate/KARURVYSYA_23072026200113_NSE_BSE_Change_in_SMP_DSC.pdf)

## News and market events

- 2026-09-17 — MONEYCONTROL: **Amazon Pay India looks beyond UPI market share to drive next growth phase, CEO says** — Amazon Pay India, CEO, Vikas Bansal, UPI, digital credit, insurance, loans, Google Pay, PhonePe — [Source](https://www.moneycontrol.com/news/business/banks/amazon-pay-india-looks-beyond-upi-market-share-to-drive-next-growth-phase-ceo-says-14031938.html)
- 2026-09-01 — The Hindu: **Karur Vysya Bank opens Udupi branch** — Karur Vysya Bank (KVB), a private-sector bank in the country, has expanded its presence across key markets by inaugurating 16 new branches, including one in Udupi, further deepening its footprint. — [Source](https://www.thehindu.com/news/cities/mangalore/karur-vysya-bank-opens-udupi-branch/article71415320.ece)
- 2026-08-31 — The Hindu: **Branches continue to play key role despite rise of digital banking: KVB MD Ramesh Babu** — Branches continue to play an important role, particularly for retail, agricultural and MSME customers, despite digital banking making everyday transactions easier, Karur Vysya Bank Managing Director and CEO Ramesh Babu said after opening 16 new branches on Monday. — [Source](https://www.thehindu.com/business/branches-continue-to-play-key-role-despite-rise-of-digital-banking-kvb-md-ramesh-babu/article71412023.ece)
- 2026-08-31 — BUSINESS: **Karur Vysya Bank inaugurates 16 new branches across southern India and Delhi NCR** — With the latest expansion, the Bank's branch network stands at 919 across the country. — [Source](https://www.business-standard.com/markets/capital-market-news/karur-vysya-bank-inaugurates-16-new-branches-across-southern-india-and-delhi-ncr-126083100582_1.html)
- 2026-08-26 — Mint: **Stock recommendations for 26 August from MarketSmith India** — MarketSmith India reveals its top stock recommendations for today, 26 August. Get expert insights into the best-performing stocks to guide your investment decisions. — [Source](https://www.livemint.com/market/stock-market-news/stock-recommendations-for-26-august-from-marketsmith-india-11787660649278.html)
- 2026-08-23 — BUSINESSTODAY: **Hold YES Bank, Federal Bank; buy HDFC Bank, Kotak Mahindra, Axis: ICICI Securities** — HDFC Bank, Kotak Mahindra Bank , Axis Bank, RBL Bank, DCB, Karur Vysya Bank, IDFC First Bank,  banking sector, YES Bank, Federal Bank, Bandhan Bank shares — [Source](https://www.businesstoday.in/markets/stocks/story/hold-yes-bank-federal-bank-buy-hdfc-bank-kotak-mahindra-axis-icici-securities-550609-2026-08-23)
- 2026-08-19 — BUSINESSTODAY: **HDFC Bank, ICICI, Axis Bank, KMB: Why Antique prefers large private banks over PSU lenders** — Bank stocks, HDFC Bank share price, Axis Bank share price, Kotak Mahindra Bank share price, KMB share price, ICICI Bank share price, Federal Bank share price bank stocks to buy, stocks to buy — [Source](https://www.businesstoday.in/markets/stocks/story/hdfc-bank-icici-axis-bank-kmb-why-antique-prefers-large-private-banks-over-psu-lenders-549941-2026-08-19)
- 2026-08-17 — Economic Times: **Equity investments should give about 15% annual returns over next 5 years: Raamdeo Agrawal** — According to Raamdeo Agrawal of Motilal Oswal, Indian equities may yield a promising fifteen percent annual return over the upcoming five years. However, foreign investors are currently drawn to more dynamic markets like South Korea and the US, deterred by India's capital gains tax and currency instability. — [Source](https://economictimes.indiatimes.com/markets/expert-view/equity-investments-should-give-about-15-annual-returns-over-next-5-years-raamdeo-agrawal/articleshow/133284211.cms)
- 2026-08-12 — Economic Times: **Southern banks on a golden lending streak; gold-loan books swell 2x** — South Indian banks have seen their gold-loan portfolios nearly double in three years. This significant growth is driven by rising gold prices and increased demand for credit. Federal Bank, CSB Bank, and others experienced substantial portfolio expansions. CSB Bank recorded the fastest growth, more than doubling its gold loan book. Gold loans now represent a significant portion of advances for these regional lenders. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/banking/southern-banks-on-a-golden-lending-streak-gold-loan-books-swell-2x/articleshow/133192459.cms)
- 2026-08-05 — Economic Times: **Microfinance lending dips as uneven monsoon alters the landscape** — India's microfinance sector contracted in the first quarter after a previous rebound. Uneven monsoon progress weighed on rural demand and lender caution grew. The sector's portfolio shrank four percent to ₹3.26 lakh crore by June end. Business usually slows during this period, but rainfall added concerns. Lenders remain cautious about growing loans due to uncertain patterns. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/microfinance-lending-dips-as-uneven-monsoon-alters-the-landscape/articleshow/132881902.cms)
- 2026-07-22 — Economic Times: **Ahead of Market: 10 things that will decide stock market action on Thursday** — Indian stock markets experienced significant declines on Wednesday. Escalating global tensions and inflation concerns spooked investors, leading to broad market weakness. Rate-sensitive sectors like realty and banking saw considerable losses. However, FMCG and auto stocks showed relative resilience due to strong earnings. US and European markets also faced mixed trading ahead of earnings. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/ahead-of-market-10-things-that-will-decide-stock-market-action-on-thursday/articleshow/132561965.cms)
- 2026-07-22 — CNBC-TV18: **PSU banks' turnaround is structural, says former RBI Deputy Governor SS Mundra** — Former RBI Deputy Governor SS Mundra said the turnaround in public sector banks reflects structural improvements following years of clean-up, recapitalisation and consolidation. While IBA Chief Executive Sunil Mehta expects reforms to support future growth, former Bain partner Harsh Vardhan said investors should wait for a few more years to determine whether the gains can be sustained as credit costs normalise. — [Source](https://www.cnbctv18.com/economy/psu-private-banks-turnaround-structural-former-rbi-deputy-governor-ss-mundra-reserve-bank-of-india-casa-iba-19951245.htm)
- 2026-07-21 — The Hindu: **Broker’s Call: Karur Vysya Bank (Buy)** — Yes Securities — [Source](https://www.thehindubusinessline.com/markets/brokers-call-karur-vysya-bank-buy/article71248725.ece)
- 2026-07-21 — Mint: **Top Gainers & Losers on July 21: Karur Vysya Bank, TVS Motor, Zen Tech, Meesho, Thermax among top gainers today** — The Indian stock market remained range-bound due to fragile investor sentiment amid West Asian tensions. Despite modest losses in benchmark indices, broader markets performed well, supported by select sectors.  — [Source](https://www.livemint.com/market/stock-market-news/top-gainers-losers-on-july-21-karur-vysya-bank-tvs-motor-zen-tech-meesho-thermax-among-top-gainers-today-11784625895681.html)
- 2026-07-21 — CNBC-TV18: **Explained: Why the Sensex ended lower even as Midcaps and auto stocks gained** — The BSE Sensex fell 238 points to close at 77,470, while the Nifty 50 declined 51 points to settle at 24,188. The Nifty Bank index slipped 110 points to 57,835. In contrast, the Nifty Midcap index outperformed, rising 186 points to 62,988, with advances outnumbering declines. — [Source](https://www.cnbctv18.com/market/explained-why-the-sensex-ended-lower-even-as-midcaps-and-auto-stocks-gained-19950522.htm)
- 2026-07-21 — The Hindu: **Q1 Results Today Live: TVS Motor & Bajaj Auto Q1 profit rises, Adani Energy posts mixed Q1, Granules India, Kirloskar Pneumatic PAT up, E2E turns profitable, ATGL, CRISIL, Mastek to announce Q1 results** — Q1 Results Today, 21st July 2026 Live Updates: Catch live updates — [Source](https://www.thehindubusinessline.com/markets/q1-results-today-live-updates-bajaj-auto-adani-energy-tvs-motor-atgl-tvs-holdings-crisil-mastek-indiamart-abslamc-ultratech-paytm-iob-kvb-sobha-sagility-cyient-dlm-results-21-july-2026/article71244506.ece)
- 2026-07-21 — The Hindu: **Karur Vysya Bank shares jump 14% after Q1 profit hits record ₹756 crore** — The stock’s gains came despite the bank maintaining a cautious and moderate growth outlook for FY26-27. — [Source](https://www.thehindubusinessline.com/markets/karur-vysya-bank-shares-jump-96-after-q1-profit-hits-record-756-crore/article71248009.ece)
- 2026-07-21 — CNBC-TV18: **Q1 Results LIVE Updates: Bajaj Auto net profit rises 42%; Arvind Fashions EBITDA up 20%** — Q1 Results LIVE Updates: Nifty 50 company Bajaj Auto is reporting its earnings today. TVS Motor, M&M Financial, Aavas Financiers, Indian Hotels, AB Sunlife AMC, Adani Energy, Arvind Fashions, Bandhan Bank, Adani Total, Canara Robeco AMC, Cyient DLM, Crisil, Gabriel India, Hatsun Agro, Granules India, Indiamart, Mastek, JSW Infra, Mastek, NIIT, Medplus Health, Sagility, Sunteck Realty, Welspun Specialty, Trident, are among the other incoming results today. Paytm, Canara HSBC Life among others react to their results as well. Watch this space for all the LIVE Q1 updates. — [Source](https://www.cnbctv18.com/market/q1-results-live-updates-bajaj-auto-paytm-tvs-mm-fin-bandhan-indian-hotels-adani-rallis-indiamart-cyient-dlm-share-price-liveblog-19950068.htm)

## Business profile

**Strategic vision:** Indian private sector bank offering financial products via tradition and technology.

### Business segments
- **Personal Banking:** Offers savings accounts, current accounts, reward programs, deposit schemes, loans, cards, insurance, and investment options.
- **Business Banking:** Caters to businesses with loan products for Commercial, MSME, and Mortgage categories, and engages in co-lending partnerships.

### Competitive strengths
- Over 100 years of operational history.
- Extensive physical infrastructure of branches and ATMs.
- Robust technological infrastructure including core banking systems and digital platforms.
- Commitment to financial inclusion serving diverse customer segments.

## Related stocks

- [360ONE (Financial Services)](https://faxioms.com/stocks/360one) — +1.96%
- [ABCAPITAL (Financial Services)](https://faxioms.com/stocks/abcapital) — +2.95%
- [ABSLAMC (Financial Services)](https://faxioms.com/stocks/abslamc) — -2.47%
- [ANANDRATHI (Financial Services)](https://faxioms.com/stocks/anandrathi) — +0.79%
- [ANGELONE (Financial Services)](https://faxioms.com/stocks/angelone) — +1.69%

## Freshness and sources

- Data as of: 2026-09-18
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/karurvysya
Markdown representation: https://faxioms.com/stocks/karurvysya?render=md