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India
As of 18 Sept 2026, 03:30 pm
Between March 2019 and March 2020, CreditAccess Grameen's borrowing increased from ₹4,867 to ₹7,823. Over the same period, its equity capital remained stable at ₹144, while reserves grew from ₹2,222 to ₹2,525.
CreditAccess Grameen's cash flow from operating activities was -₹1,378 in March 2019 and decreased to -₹2,302 in March 2020. This indicates a larger negative cash flow from operations in the latter period.
Recent news highlights that credit uptake among eligible Indians has more than doubled to 74% in March, up from 35% in 2017. This growth is driven by first-time borrowers, with consumer durable loans, gold loans, and microfinance contributing significantly. The trend shows expanding institutional credit penetration beyond major cities and increasing financial inclusion.
CreditAccess Grameen has scheduled several investor meetings in September 2026. These include a virtual one-on-one meeting with Prudent Investment Managers on September 18, 2026, and participation in the Citi India Financials Investor Forum on September 23, 2026, via a virtual group meeting. These meetings are intended to discuss the company's growth performance.
As of September 18, 2026, CreditAccess Grameen's daily trend indicators suggest a bearish sentiment, with the Supertrend indicator at 1505.94 and a bearish direction. In contrast, the monthly trend shows a bullish sentiment, with the Supertrend indicator at 909.13 and a bullish direction.
As of 18 Sept 2026, 03:30 pm
Showing 3 of 14 candles
Recent drawdown and price variability remain within the producer's contained-risk thresholds.
Primary driver: Price swings are higher than typical
The session opened materially below the previous close, indicating a sharp repricing at the open.
The price gap may increase short-term downside uncertainty and warrants review of the underlying context.
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
The session opened materially below the previous close, indicating a sharp repricing at the open.
The price gap may increase short-term downside uncertainty and warrants review of the underlying context.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Revenue From Operations | PEAK₹1,783.49 crore | ₹1,597.27 crore | ₹1,490.41 crore | ₹1,508.35 crore | ₹1,462.89 crore |
| Other Income | ₹92 lakh | PEAK₹1.31 crore | ₹90 lakh | ₹67 lakh | ₹74 lakh |
| Expenses | ₹1,124.38 crore | ₹1,153.58 crore | ₹1,153.39 crore | ₹1,339.86 crore | PEAK₹1,382.51 crore |
| Profit Before Tax | PEAK₹660.03 crore | ₹445 crore | ₹337.92 crore | ₹169.16 crore | ₹81.12 crore |
| Interest Earned | PEAK₹1,714.11 crore | ₹1,525.40 crore | ₹1,434.98 crore | ₹1,414.13 crore | ₹1,388.14 crore |
| Other Revenue From Operations | ₹13.32 crore | ₹11.79 crore | ₹12.47 crore | PEAK₹16.37 crore | ₹8.26 crore |
CreditAccess Grameen Limited reported a sharp increase in profit for the quarter ended June 30, 2026. Profit before tax rose to ₹660.03 crore from ₹81.12 crore a year earlier, driven by a substantial reduction in impairment charges and growth in revenue. Revenue from operations grew 21.9% year-on-year, while total expenses fell 18.7% as impairment charges declined sharply.
Revenue from operations increased 21.9% year-on-year to ₹1,783.49 crore, up from ₹1,462.89 crore in the same quarter last year. Interest income, the largest component, rose 23.5% to ₹1,714.11 crore. Other revenue from operations grew 61.3% to ₹13.32 crore, while fees and commission income was ₹34.50 crore.
Profit before tax increased 713.7% year-on-year to ₹660.03 crore, compared to ₹81.12 crore in the same quarter last year. After a tax expense of ₹166.64 crore, profit after tax stood at ₹493.39 crore, up 719.7% from ₹60.19 crore. Basic earnings per share rose to ₹30.79 from ₹3.77.
The debt-equity ratio remained at 0.0304, unchanged from the previous quarter (Q4 FY2025-26). Paid-up equity share capital was ₹160.26 crore.
The quarter was marked by a sharp recovery in profitability, driven by a 62.8% year-on-year decline in impairment charges and 21.9% revenue growth. Profit after tax increased 719.7% to ₹493.39 crore. The debt-equity ratio remained stable at 0.0304.
Exchange disclosures and regulatory announcements for CreditAccess Grameen.
CREDITACCESS GRAMEEN LIMITED has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
CreditAccess Grameen Limited scheduled a virtual one-on-one institutional investor meeting on September 18, 2026, at 15:30 in Bengaluru with Prudent Investment Managers (CEO and CIO Prashasta Seth) to discuss the company's growth performance.
CreditAccess Grameen Limited scheduled a one-to-one physical investor meeting with Prudent Investment Managers on September 18, 2026, from 3:30 PM to 4:30 PM IST in Bengaluru. The meeting was intimated to the BSE and NSE pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. No financial amounts or specific discussion outcomes were disclosed in this notice.
CREDITACCESS GRAMEEN LIMITED has informed the Exchange regarding Allotment of 33689 Shares. |SUBJECT: ESOP/ESOS/ESPS
CreditAccess Grameen Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
CreditAccess Grameen Limited scheduled an investor meeting with the Citi India Financials Investor Forum for September 23, 2026, from 9:00 AM to 10:00 AM IST. The virtual session will be held in Bengaluru and is being conducted pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The intimation was issued by Company Secretary Deepti Ramani on September 17, 2026.
CreditAccess Grameen Limited will participate in the Citi India Financials Investor Forum on September 23, 2026, in Bengaluru via a virtual group meeting with various investors to discuss the company's growth performance.
CreditAccess Grameen Limited notified stock exchanges on September 15, 2026, regarding record dates for interest payments on its Non-Convertible Debentures covering the quarter from October to December 2026. The company established specific record dates of September 30, October 30, and November 7, 2026, with corresponding payment due dates scheduled between November 22, 2026, and January 7, 2027. This intimation was issued by Company Secretary Deepti Ramani pursuant to Regulation 60 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Recent market and company developments associated with CreditAccess Grameen.
Consumer durable loans are leading new-to-credit customers into institutional borrowing. Gold loans and microfinance also significantly contribute to this growing credit access. Institutional credit penetration is expanding beyond major cities into smaller locations. India's retail credit portfolio has seen substantial year-on-year expansion. This trend indicates increasing financial inclusion for many Indian citizens.
Svatantra Microfin has submitted a proposal seeking approval for a ₹3,000 crore initial public offering (IPO). The plan includes a fresh issue of ₹1,500 crore alongside a ₹1,500 crore offer for sale. Notably, major investors Advent International and Multiples will diminish their stakes. The funds raised are intended to bolster the companys capital and facilitate its growth objectives, with assets under management reported at ₹21,093 crore by March 2026.
Large microfinance companies including Muthoot Microfin and Satin Creditcare have raised their growth forecasts as private banks, small finance banks and smaller MFIs scale back lending. Improving asset quality is also supporting expansion by larger, well-capitalised microfinance lenders.
Large microfinance companies including Muthoot Microfin and Satin Creditcare have raised their growth forecasts as private banks, small finance banks and smaller MFIs scale back lending. Improving asset quality is also supporting expansion by larger, well-capitalised microfinance lenders.
CreditAccess Grameen,Anand Rathi Wealth,Block deals
Q1 Results LIVE Updates: SBI Life, Shriram Finance Tata Consumer Products, NTPC, ACC, Atul, Bank of Baroda, Apar Industries, CG Power, CreditAccess Grameen, CONCOR, DCB Bank, Dalmia Bharat, Greenply Industries, Jindal Steel, Dr Lal Pathplabs, Kfin Tech, New India Assurance, Laurus Labs, Ramkrishna Forgings, Sapphire Foods, Shakti Pumps, SBI Cards, Sterlite Tech, V-Mart, Welspun Corp, are among the companies reporting their Q1 results today. Also watch for earnings reactions from Infosys, IndiGo and others. Stay tuned for all the LIVE earnings updates.
Comprehensive Section Breakdown for CreditAccess Grameen
Strategic Vision: Provides micro-loans to women in rural India.
Category: Financial Services
The company offers a diverse range of financial products including loans for income generation, healthcare, education, festival celebrations, home improvement, and water and sanitation solutions.
• Focus on women customers in rural areas
• Contiguous district-based expansion strategy
Total expenses decreased 18.7% to ₹1,124.38 crore, compared to ₹1,382.51 crore a year earlier. The decline was driven by a 62.8% drop in impairment on financial instruments, which fell to ₹212.50 crore from ₹571.85 crore. Impairment charges have now declined for five consecutive quarters.
Finance costs rose 14.1% to ₹550.05 crore. Employee benefit expenses were ₹242.02 crore, other expenses increased 13.1% to ₹103.03 crore, and depreciation was ₹16.21 crore.
Mr. Ganesh Narayanan, Managing Director and Chief Executive Officer of CreditAccess Grameen Ltd, remarked that the company delivered a steady and disciplined performance in Q1 FY27. He highlighted that AUM grew 16.4% YoY to INR 30,319 crore despite typical seasonality and write-offs, and that Retail Finance now constitutes 20.6% of AUM, driven by customer graduation. He noted that asset quality metrics remained within the expected range, supported by sustained collection efficiency, and that the strong improvement in profitability is expected to be sustained through the rest of the year, helping achieve the FY27 performance guidance. He concluded that these outcomes lay a strong foundation to undertake 'Project Shakti,' the company's transformational journey.
In its investor presentation, CreditAccess Grameen management outlined its strategic vision, 'Project Shakti,' and provided FY27 performance guidance targeting AUM growth of 20-25%, NIM of 12.8-13.2%, and ROA of 4.0-4.8%. The management emphasized the company's proven resilience over ten years, its focus on leveraging technology to process over 30 lakh transactions daily, and its significant CSR impact, having invested INR 76 crore across 60+ aspirational districts. The company highlighted its strategy of acquiring customers early in the lifecycle through group dynamics and strengthening its credit underwriting framework with a blend of human judgment and technology.
Core Thesis: The company focuses on a contiguous district-based expansion strategy in rural India to serve its target demographic.
• Geographic Expansion: Operates with a contiguous district-based expansion strategy in rural India, spanning across numerous districts in 16 states and one union territory. • Product Diversification: Offers a diverse range of financial products to address various life cycle needs of its customers, including loans for income generation, healthcare, and home improvement.