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India
Reported ownership for FY2027-Q2 as of 2026-09-30.
As of 06 Nov 2026, 03:30 pm
On 31 October 2026, the bank announced that Ms. Poppy Sharma ceased to be a Senior Management Personnel due to superannuation. Simultaneously, it appointed three new executives effective 1 November 2026: P. Anup Kumar as Chief General Manager, and Pankaj Kumar and Meher Kumar Panigrahi as General Managers.
As of 6 November 2026, the stock has declined -19.7% over the past year and -18.6% year-to-date. Recent performance shows a +6.5% gain over five days and +6.1% over ten days, contrasting with a -2.9% drop over the last three months and a -16.7% decline over six months.
Trading at ₹30.60 on 6 November 2026, immediate support sits at ₹30.58 (pivot) and ₹30.32 (low). Resistance levels are identified at ₹30.87, ₹31.13, and ₹31.42. The daily trend is bearish, while the monthly trend remains bullish.
On 2 November 2026, Central Bank of India held an Analyst/Investor Meet. Management participated in one-on-one meetings with Aditya Birla Capital and Antique Stock Broking Limited. The bank confirmed that only publicly available information was discussed during these interactions.
As of 06 Nov 2026, 03:30 pm
Showing 3 of 6 candles
Recent drawdown or price variability is materially high and may lead to larger short-term outcomes.
Primary driver: Price remains materially below a previous peak
The session opened materially below the previous close, indicating a sharp repricing at the open.
The price gap may increase short-term downside uncertainty and warrants review of the underlying context.
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Latest complete financial results for Q2 FY27 and comparative quarterly trends.
| Metric | Q2 FY26 | Q1 FY27 | Q2 FY27(Latest) |
|---|---|---|---|
| Income | ₹10,284 crore | ₹10,714 crore | PEAK₹11,774 crore |
| Interest Earned | ₹8,777 crore | ₹9,726 crore | PEAK₹10,394 crore |
| Interest Expended | ₹5,476 crore | ₹5,794 crore | PEAK₹6,227 crore |
| Operating Profit Before Provision And Contingencies | ₹1,795 crore | ₹2,196 crore | PEAK₹2,279 crore |
| Profit Loss From Ordinary Activities Before Tax | ₹1,479 crore | PEAK₹1,791 crore | ₹1,715 crore |
| Profit Loss After Taxes Minority Interest And Share Of Profit Loss Of Associates | ₹1,232 crore | ₹1,323 crore | PEAK₹1,486 crore |
| Basic Earnings Per Share After Extraordinary Items | ₹1.36 per share | ₹1.46 per share | PEAK₹1.64 per share |
Central Bank of India’s profit for the quarter ended 30 September 2026 rose 11% sequentially to ₹1,475 crore, although profit before tax fell 4% to ₹1,715 crore. Higher income was partly offset by faster growth in operating expenses and provisions; a lower tax expense supported the increase in profit. Gross and net NPA ratios improved from the previous quarter.
Gross NPAs declined 1.3% sequentially to ₹9,192 crore at 30 September 2026, while net NPAs fell 32.5% to ₹1,193 crore. The gross NPA ratio eased to 2.40% from 2.61% at 30 June 2026; the net NPA ratio declined to 0.32% from 0.51%. Year on year, gross NPAs were 3.3% higher and net NPAs were 15.3% lower.
The CET1 ratio was 15.97% at 30 September 2026, up from 14.98% a year earlier. The Government of India held 81.19% of the bank, unchanged from the previous quarter and down from 89.27% at 30 September 2025.
Sequential profit growth was supported by a substantially lower tax expense, despite a decline in pre-tax profit as operating costs and provisions rose. Asset-quality ratios improved and the balance sheet expanded, while the increase in borrowings stands out as a funding trend to monitor.
Exchange disclosures and regulatory announcements for Central Bank of India.
Central Bank of India management participated in a virtual one-on-one Analyst/Investor Meet with Motilal Oswal on 06 November 2026. The bank stated that only information available in the public domain was discussed.
Central Bank of India notified the National Stock Exchange and BSE Limited on November 2, 2026, regarding an Analyst/Investor Meet held that same day. The bank's management participated in one-on-one meetings with Aditya Birla Capital (in-person) and Antique Stock Broking Limited (in-person). The filing explicitly states that only information available in the public domain was discussed during these interactions.
Central Bank of India reported that Poppy Sharma, Chief General Manager and Senior Management Personnel, ceased to hold that role due to superannuation or retirement, effective 31 October 2026.
Central Bank of India notified the NSE and BSE that Ms. Poppy Sharma, Chief General Manager – Customer Care Department, ceased to be a Senior Management Personnel (SMP) due to superannuation effective after business hours on October 31, 2026.
Central Bank of India reported promotions involving three senior-management executives under Regulations 30 and 51 of the SEBI (LODR) Regulations, 2015. The available Annexure identifies Shri P. Anup, Shri Pankaj and Shri Meher Panigrahi, but its extracted text does not show the effective appointment dates or clearly preserve all corresponding role details.
Central Bank of India reported appointments of three senior management personnel, effective 1 November 2026: P. Anup Kumar as Chief General Manager, Pankaj Kumar as General Manager, and Meher Kumar Panigrahi as General Manager. The report is dated 31 October 2026.
Central Bank of India notified the National Stock Exchange and BSE Limited regarding an Analyst/Investor Meet held on October 29, 2026. The bank's management participated in one-on-one meetings with Kotak Securities (conducted via In-person/Virtual mode) and ICICI Securities (conducted In-person). The filing explicitly states that only information available in the public domain was discussed during these interactions.
Central Bank of India’s management participated in a virtual one-on-one Analyst/Investor Meet with Tata Mutual Fund on 26 October 2026. The bank stated that only information available in the public domain was discussed.
Recent market and company developments associated with Central Bank of India.
In a recent statement, the Central Bank of India reassured customers that a technical issue with its RTGS server did not compromise account safety. Allegedly, 187 transactions involved 36 separate accounts. RTGS services have since been restored without further complications.
Central Bank of India (CBI) resumed RTGS transactions and clarified that no customer account was impacted by a technical issue that occurred in the RTGS server, in a statement on October 25.
Indian Oil Corporation, PTC India, Central Bank of India, and PTL Enterprises are highlighted as stocks priced below ₹200 with dividend yields of 5.5%, 19%, 2.53%, and 6.25%, respectively. Dividend yield estimates annual dividend income relative to a stock’s market price.
RBI Governor Sanjay Malhotra said India has sufficient foreign exchange reserves to meet FCNR(B) deposit repayments and maintain currency market stability. He highlighted resilient economic growth, strong services exports and inflation within the tolerance band, while emphasising monetary discipline and banking supervision
Central Bank of India plans to expand its gold loan portfolio from ₹41,000 crore to ₹1.1 lakh crore by September next year, MD & CEO Kalyan Kumar said.
Central Bank said that no customer suffered any financial loss on account of the incident. The lender has not attributed the disruption to a cyberattack and said the root cause is still under examination.
Central Bank said that no customer suffered any financial loss on account of the incident. The lender has not attributed the disruption to a cyberattack and said the root cause is still under examination.
Sensex, Nifty, Share Prices : Markets closed over 1 per cent lower on Monday as losses in private banks and IT stocks overwhelmed gains in metals and public-sector lenders.
Comprehensive Section Breakdown for Central Bank of India
Strategic Vision: Offers banking services to retail, corporate, agriculture, and MSME sectors.
• Established network of branches across 28 states and 7 Union Territories.
• Long history of providing banking services since 1911.
• Experience in offering specialized services for agriculture and MSME sectors.
Total income increased 9.9% quarter on quarter to ₹11,774 crore and was up 14.5% year on year. Interest earned rose 6.9% sequentially to ₹10,394 crore, while interest expended increased 7.5% to ₹6,227 crore. Other income rose 39.7% from Q1 FY2026-27 to ₹1,380 crore, but was 8.4% lower than in Q2 FY2025-26.
Operating expenses increased 20.0% sequentially to ₹3,268 crore. Employee costs rose 17.8% to ₹2,077 crore and other operating expenses grew 24.0% to ₹1,191 crore. Expenditure excluding provisions and contingencies increased 11.5% to ₹9,495 crore. Operating profit before provisions and contingencies rose 3.8% to ₹2,279 crore, slower than the increase in total income.
Provisions other than tax and contingencies increased 39.3% quarter on quarter to ₹564 crore. Profit before tax declined 4.3% to ₹1,715 crore from ₹1,791 crore in Q1 FY2026-27. Tax expense fell 48.1% to ₹240 crore from ₹462 crore, supporting the rise in profit for the period to ₹1,475 crore, up from ₹1,329 crore in Q1 and ₹1,220 crore in Q2 FY2025-26.
Basic EPS was ₹1.64, compared with ₹1.46 in Q1 FY2026-27 and ₹1.36 in Q2 FY2025-26. Return on assets was 1.05%, against 0.99% in Q1 and 1.02% a year earlier. The share of profit of associates was ₹13 crore, versus a loss of ₹4 crore in the previous quarter.
Advances stood at ₹3,74,377 crore at 30 September 2026, up from ₹3,38,209 crore at 31 March 2026 and ₹2,87,209 crore at 30 September 2025. Deposits were ₹5,08,863 crore, compared with ₹4,68,444 crore at 31 March 2026 and ₹4,45,053 crore a year earlier. Total assets reached ₹5,99,022 crore, up from ₹5,51,079 crore at 31 March 2026.
Borrowings increased to ₹38,908 crore from ₹31,854 crore at 31 March 2026 and ₹12,399 crore at 30 September 2025. The larger borrowing balance alongside growth in deposits and advances is a notable funding development.
Category: Financial Services
Provides various banking activities for retail clients.
Category: Financial Services
Offers a range of banking services for corporate clients.
Category: Financial Services
Provides specialized banking services for the agriculture sector.
Category: Financial Services
Offers specialized banking services for the MSME sector.
Category: Financial Services
Through its subsidiary CFSL, offers debenture trusteeship, securities trusteeship, and executor trusteeship services.
Key Products & Services: Centbank Financial Services Limited (CFSL)
Core Thesis: The bank's diverse service offerings across retail, corporate, agriculture, and MSME sectors, supported by innovative historical initiatives, form its operational foundation.
• Historical Innovation: The bank has a history of introducing innovative banking services since its inception, including specialized schemes and departments. • Sectoral Specialization: The bank provides specialized services tailored for the agriculture and MSME sectors, alongside retail and corporate banking. • Subsidiary Services: Operates a wholly-owned subsidiary, CFSL, to provide specialized trusteeship services.