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India
As of 18 Sept 2026, 03:30 pm
Between March 2019 and March 2020, Aptus Value Housing Finance India's borrowing increased from ₹1,603 crore to ₹2,022 crore. Over the same period, its equity capital grew from ₹79 crore to ₹95 crore.
Aptus Value Housing Finance India reported a negative cash flow from operations of -₹714 crore for the period ending March 2019. This figure became more negative, reaching -₹735 crore for the period ending March 2020. The metric 'CFO/OP' also showed a negative trend, moving from -₹262.0 in March 2019 to -₹164.0 in March 2020.
As of September 18, 2026, the daily trend for Aptus Value Housing Finance India is indicated as bearish, with the Supertrend indicator at 261.45. The weekly trend, however, is indicated as bullish, with the Supertrend at 231.90. Key support levels are identified at ₹236.19 and ₹234.81, while a key resistance level is noted at ₹240.16.
As of September 18, 2026, Aptus Value Housing Finance India has experienced varied returns across different timeframes. Its one-year return was -28%, and year-to-date return was -16%. Over the last six months, the stock showed a positive return of 8%, while the three-month return was -13%.
Aptus Value Housing Finance India announced the allotment of 12,500 equity shares under its ESOP/ESPS scheme on August 31, 2026, which increased its paid-up share capital. The company has also scheduled several investor and analyst meetings in August and September 2026, including interactions with Franklin Templeton Mutual Fund and Carnelian Asset Management, confirming that discussions will be limited to publicly available information.
As of 18 Sept 2026, 03:30 pm
Recent drawdown or price variability is materially high and may lead to larger short-term outcomes.
Primary driver: Price remains materially below a previous peak
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
The session opened materially below the previous close, indicating a sharp repricing at the open.
The price gap may increase short-term downside uncertainty and warrants review of the underlying context.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Interest Earned | PEAK₹529.16 crore | ₹513.07 crore | ₹488.48 crore | ₹472.71 crore | ₹469.53 crore |
| Revenue From Operations | PEAK₹600.29 crore | ₹593.12 crore | ₹568.53 crore | ₹544.04 crore | ₹520.26 crore |
| Income | PEAK₹610.65 crore | ₹593.12 crore | ₹568.53 crore | ₹553.69 crore | ₹530.14 crore |
| Expenses | PEAK₹281.56 crore | ₹265.56 crore | ₹264.75 crore | ₹259.42 crore | ₹244.60 crore |
| Profit Before Tax | PEAK₹329.09 crore | ₹327.56 crore | ₹303.78 crore | ₹294.26 crore | ₹285.55 crore |
| Profit Loss For Period | ₹260.94 crore | PEAK₹260.95 crore | ₹236.19 crore | ₹226.55 crore | ₹219.25 crore |
APTUS reported virtually flat profit for the quarter ended 30 June 2026. Total income grew nearly 3% sequentially, but a faster rise in expenses, particularly finance costs and impairment provisions, absorbed most of the gain. Net profit was unchanged from the previous quarter, although year-on-year comparisons showed substantial growth.
The company's equity capital remained largely unchanged. Face Value of equity shares held steady at ₹2 per share. Paid Up Equity Share Capital rose marginally by ₹0.01 crore to ₹100.16 crore. This stability provides a consistent denominator for per-share calculations, isolating operating performance from any changes in share count.
In the quarter, APTUS's interest income and total revenue rose, but a sharp increase in impairment charges and higher finance costs caused expenses to grow faster than income. As a result, profit before tax improved only marginally, and net profit was essentially flat. The year-on-year comparisons remain positive, with revenue from operations up 15% and net profit up 19% compared to the same quarter last year.
Exchange disclosures and regulatory announcements for Aptus Value Housing Finance India.
Aptus Value Housing Finance India Ltd. informed stock exchanges on September 5, 2026, that its officials will hold a virtual meeting with Franklin Templeton Mutual Fund on September 7, 2026, as part of scheduled investor/analyst interactions. The company stated discussions will rely solely on publicly available information and no unpublished price-sensitive information will be shared.
Aptus Value Housing Finance India Limited informed exchanges of a scheduled virtual one-to-one analyst meeting with Carnelian Asset Management on September 4, 2026, starting at 10:00 AM, to discuss financial performance and business aspects.
Aptus Value Housing Finance India Ltd. scheduled a virtual investor and analyst meeting with Carnelian Asset Management for September 04, 2026, pursuant to SEBI Listing Regulations. The company confirmed that discussions will be restricted to publicly available information with no unpublished price-sensitive information disclosed. An investor presentation was previously uploaded to the company website on July 31, 2026.
Aptus Value Housing Finance India Ltd. scheduled a virtual investor and analyst meeting with Theleme India Fund for September 02, 2026, pursuant to SEBI Regulation 30. The company confirmed that an investor presentation was uploaded to its website on July 31, 2026, and stated that discussions will be restricted to publicly available information without disclosing unpublished price-sensitive information.
On August 31, 2026, Aptus Value Housing Finance India Limited allotted 12,500 equity shares under its ESOP/ESPS scheme, increasing paid-up share capital from INR 1,001,635,472 to INR 1,001,660,472 and shares outstanding from 500,817,736 to 500,830,236.
Aptus Value Housing Finance India Limited has scheduled an Analyst Meet on September 2, 2026, with Theleme India Fund's Managing Director, P Balaji. The virtual one-on-one meeting will discuss the company's financial performance and business aspects.
On August 31, 2026, the Resourcing & Business Committee of Aptus Value Housing Finance India Ltd. approved the allotment of 12,500 equity shares with a face value of Rs. 2 each to employees exercising options under the Aptus Employee Stock Option Scheme, 2021. Consequently, the company's paid-up share capital increased from Rs. 1,00,16,35,472 to Rs. 1,00,16,60,472, raising the total number of equity shares from 50,08,17,736 to 50,08,30,236. The newly issued shares rank pari-passu with existing shares, and the company is currently completing formalities for their listing.
Aptus Value Housing Finance India Limited scheduled a one-to-one in-person meeting with P Balaji, Managing Director of Arohi Asset Management, for August 24, 2026, at 10:00 AM in Chennai. The meeting agenda covers the company's financial performance and business aspects. Amit Singh is designated as the contact person for this engagement.
Recent market and company developments associated with Aptus Value Housing Finance India.
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Aptus Value Housing Finance India Ltd announced on Thursday a consolidated net profit of ₹260.94 crore for the quarter ended 30 June 2026, marking a 19% increase compared to the same period last year. Total income for the quarter also rose by 15.19%
Comprehensive Section Breakdown for Aptus Value Housing Finance India
Strategic Vision: Provides housing finance for self-employed and LMI families.
Category: Financial Services
Provides home loans to self-employed individuals and Low and Middle Income (LMI) families, particularly in semi-urban and rural regions, addressing historically underserved market segments.
• Focus on underserved segments of self-employed and LMI families in semi-urban and rural areas.
• Individualized credit assessment approach tailored to diverse client financial capacities.
• Philosophy of providing 'appropriate' and 'suitable' housing finance solutions.
Interest Earned, the primary income source, rose 3.14% quarter-on-quarter to ₹529.16 crore. Revenue from Operations, which includes interest and other operating income, increased 1.21% to ₹600.29 crore. On a year-on-year basis, Revenue from Operations grew 15.38% from ₹520.26 crore in the same quarter last year.
Other Income, which carries measurement uncertainty, returned to ₹10.37 crore after registering zero in the two preceding quarters. This contributed to the sequential increase in Total Income, which rose 2.96% to ₹610.65 crore.
Total Expenses increased 6.03% to ₹281.56 crore, outpacing the 2.96% growth in total income. The increase was concentrated in two categories:
Other Expenses declined slightly by 2.35% to ₹22.90 crore, providing a minor offset. The combined increase in finance costs and impairment charges accounted for the majority of the total expense rise.
Profit Before Tax (PBT) edged up 0.47% to ₹329.09 crore, a gain of just ₹1.53 crore from the previous quarter. The higher income was largely offset by the expense increase. After tax, Profit Loss For Period stood at ₹260.94 crore, a negligible decline of ₹0.01 crore from the prior quarter's ₹260.95 crore. Year-on-year, net profit grew 19.01% from ₹219.25 crore.
Comprehensive Income mirrored net profit at ₹260.96 crore, with other comprehensive income items contributing a negligible ₹1.73 lakh.
Core Thesis: The company's philosophy of delivering 'appropriate' and 'suitable' housing finance solutions guides all operational aspects to meet diverse customer needs.
• Individualized Credit Assessment: The company employs an individualized approach to credit assessment, recognizing the varied business activities and financial capacities of its target clientele. • Tailored Financial Solutions: Leveraging its name 'Aptus,' meaning appropriate or suitable, the company focuses on providing housing finance solutions that align with the specific needs and ambitions of each customer. • Integrated Operational Design: The principle of delivering suitable solutions influences the development of lending and collection policies, system design, and employee recruitment.