# Aptus Value Housing Finance India (APTUS) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/aptus

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹175.1
- Change: -2.68%
- As of: 2026-11-06
- 1D return: -2.68%
- 5D return: -8.46%
- 1M return: -19.28%
- Latest complete quarter: fy27_q2

## Faxioms Analysis

_As of 2026-11-06_

### Technical Outlook

APTUS is in a pronounced downtrend across daily, weekly, and monthly horizons, with the price at ₹179.50 trading below all major moving averages and the Supertrend indicator. The daily trend is strong (ADX 41.53) but bearish, evidenced by Minus DI (39.52) significantly exceeding Plus DI (12.89). On November 5, 2026, the stock experienced an extreme downward volume anomaly (-13.0% return on 11.25x normal volume), accompanied by an active weekly Outside Bar pattern, signaling sustained selling pressure. The stock is near its 20-day, 50-day, and 252-day range lows (+4.4%, +2.5%, and +1.5% respectively), with a maximum drawdown of -50.1%. Annualized volatility stands at +33.6%. Resistance is clustered between ₹194.29 (+8.24%) and ₹205.15 (+14.29%). A shift toward consolidation or reversal would require a decisive break above the 20-day EMA and a reduction in ADX strength, while further downside risk persists as long as price remains below the Supertrend.

- Trend: Strong bearish momentum on daily (ADX 41.53) and weekly charts; price below all key MAs and Supertrend.
- Anomaly: Extreme volume-price drop on Nov 5, 2026 (-13.0% return, 11.25x volume ratio); active weekly Outside Bar.
- Positioning: Near multi-period range lows (20d: +4.4%, 252d: +1.5%); max drawdown -50.1%.
- Levels: Immediate resistance at ₹194.29 (+8.24%); pivot resistance at ₹205.15 (+14.29%).

- Outside Bar
- Inside Bar
- Harami
- Bearish Engulfing Reversal
- Doji

### News Context

Aptus Value Housing Finance reported an 18% year-on-year increase in net profit to ₹267 crore for the quarter ended September 2026, driven by higher total income and interest earnings. The company declared an interim dividend of ₹2 per share and saw its Assets Under Management (AUM) grow by 20% to ₹14,177 crore. However, asset quality showed signs of stress, with gross non-performing assets (GNPA) rising marginally to 1.7%, a trend attributed to performance issues within its NBFC business segment.

- Q2 FY2027 Net Profit: Increased 18% to ₹267 crore, supported by surging total income and interest earnings.
- Dividend Declaration: Interim dividend of ₹2 per share announced alongside the results.
- AUM Growth: Assets Under Management expanded by 20% sequentially/period-over-period to reach ₹14,177 crore.
- Asset Quality Stress: Gross NPA rose marginally to 1.7%, linked specifically to operational challenges in the NBFC business.

- [Aptus Value Housing Finance Q2 profit rises 18% to Rs 267 cr](https://economictimes.indiatimes.com/markets/digital-real-estate/realty-news/aptus-value-housing-finance-q2-profit-rises-18-to-rs-267-cr/articleshow/135543628.cms)

### What Changed

Aptus Value Housing Finance India Limited (NSE: APTUS) has filed a newspaper publication with the Exchange on 5 November 2026, covering its Q2 FY2027 results. This filing marks the formal disclosure of the company's financial performance for the quarter ended September 2026.

Market pricing reflects a notable shift in valuation following this development. As of 5 November 2026, the stock traded at ₹179.50, down from a previous recorded level of ₹206.28. This represents a decline of approximately 13% in the reported price point between the two observations. The move coincides with the release of quarterly financials, suggesting that market participants are re-evaluating the company's worth based on the newly disclosed operational metrics.

- Q2 FY2027 Results Disclosure: Aptus filed a copy of the newspaper publication containing its Q2 FY2027 results with the NSE on 5 November 2026.
- Price Adjustment: The stock price observed on 5 November 2026 was ₹179.50, compared to a prior reference price of ₹206.28, indicating a downward revision in market valuation.
- Valuation Context: The price movement aligns temporally with the quarterly earnings announcement, highlighting investor sensitivity to the specific financial outcomes reported for the July–September period.

- [Aptus Value Housing Finance India Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/APTUS_05112026161454_Aptus_Value_Newspaper_Publication_covering_letter_Q2_2027_sd.pdf)

### Official Filings

Aptus Value Housing Finance India Limited’s Board, meeting on November 4, 2026, approved unaudited standalone and consolidated results for the quarter and half-year ended September 30, 2026. The Board declared an interim dividend of ₹2 per equity share, representing 100% of the ₹2 face value. The record date for this dividend is set for November 13, 2026, with payment scheduled on or before November 30, 2026. Statutory auditors issued limited review reports with unmodified conclusions on these financial results.

In governance developments, the Board reappointed Ms. Anitha V as Chief Compliance Officer for a term of three years effective November 4, 2026. Additionally, the Board approved the Aptus Employee Stock Option Scheme (ESOS) 2026, which covers up to 30,00,000 equity shares, subject to shareholder approval. These disclosures mark the formal release of Q2/H1 FY27 performance metrics and capital return decisions.

- Interim Dividend: ₹2 per equity share declared; Record Date: November 13, 2026; Payment by November 30, 2026.
- Governance: Ms. Anitha V reappointed as Chief Compliance Officer for 36 months effective November 4, 2026.
- Shareholder Approval Required: Aptus ESOS 2026 approved by Board, covering up to 30,00,000 equity shares.

- [Aptus Value Housing Finance India Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/APTUS_05112026161454_Aptus_Value_Newspaper_Publication_covering_letter_Q2_2027_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange that Record date for the purpose of Dividend is 13-Nov-2026. |SUBJECT: Record Date](https://nsearchives.nseindia.com/corporate/APTUS_04112026165243_AVHFIL_Board_Meeting_Outcome_November_04_2026_sd.pdf)
- [Aptus Value Housing Finance India Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/APTUS_04112026164833_AVHFIL_Board_Meeting_Outcome_November_04_2026_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange regarding a press release dated November 04, 2026, titled "Investor Press Release for the quarter ended 30th September 2026". |SUBJECT: Press Release](https://nsearchives.nseindia.com/corporate/APTUS_04112026165530_Covering_Letter_Aptus_Value_Press_Release_Q2_FY27_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Presentation |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/APTUS_04112026165726_Covering_Letter_Aptus_Value_Investor_Presentation_Q2_FY27_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_19468_WebXMLFile_20261104_170314184.xml)
- [Aptus Value Housing Finance India Limited has informed the Exchange regarding Outcome of Board Meeting held on 04-Nov-2026 for Dividend |SUBJECT: Outcome of Board Meeting-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/OUTCOME_19468_WebXMLFile_20261104_170218735.xml)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1752989_04112026070448_WEB.xml)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1752985_04112026070425_WEB.xml)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Link of Recording |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/APTUS_04112026192359_Aptus_Value_Audio_Recording_Earnings_Call_Q2_FY27_sd.pdf)

### Fundamentals

Aptus Value Housing Finance India demonstrates a clear trajectory of top-line expansion and improving profitability, though it remains dependent on external funding. In Q2 FY2026-27, revenue from operations rose sequentially to ₹624 crore, driven by higher interest earned (₹551 crore) and other income (₹11.1 crore). Expenses also increased to ₹294 crore, with finance costs stable at ₹171 crore and impairment provisions rising slightly to ₹23.9 crore. This resulted in a sequential increase in Profit Before Exceptional Items And Tax to ₹340 crore.

On an annual basis, the company’s financial health has strengthened significantly. Net profit grew from ₹751 crore in Mar 2025 to ₹943 crore in Mar 2026, while Return on Equity improved from 19% to 20%. The balance sheet expanded materially, with total assets reaching ₹13,975 crore as of Sep 2026, supported by loan book growth to ₹12,502 crore. However, this asset growth is funded largely by borrowings, which climbed to ₹7,357 crore from ₹5,945 crore a year prior. Consequently, cash flow from operating activities remained negative (-₹489 crore in Mar 2026), indicating that internal cash generation has not yet fully covered operational needs or investment outflows. Ownership structure shifted notably, with promoter holding dropping from 53.9% to 23.86%, while DIIs and FIIs increased their stakes to 27.83% and 30.54% respectively.

- Revenue and profit growth remain robust: TTM net profit is ₹985 crore with 20% ROE, up from 19% in Mar 2025.
- Balance sheet expansion is debt-fueled: Borrowings rose to ₹7,357 crore (Sep 2026) against equity of ₹5,467 crore.
- Operating cash flow remains negative: Free cash flow was -₹496 crore in Mar 2026, highlighting reliance on financing activities.
- Institutional ownership increased: Promoter stake fell to 23.86%, while FII and DII holdings rose to 30.54% and 27.83% respectively.

### Bear Case

Aptus Value Housing Finance India faces significant headwinds as asset quality deteriorates and market sentiment remains deeply negative. While the company reported an 18% rise in net profit to ₹267 crore for Q2 ended September 2026, this growth is overshadowed by a marginal increase in gross non-performing assets (GNPA) to 1.7%, signaling stress within its NBFC operations. This credit quality concern coincides with a severe technical breakdown; the stock has suffered a maximum drawdown of -50.1% and is trading at ₹179.50, well below key resistance levels around ₹194–₹205. The bearish trend is confirmed across daily and weekly timeframes, with the Supertrend indicator signaling continued downward pressure. Furthermore, the stock’s annualized volatility stands at +33.6%, indicating high risk and price instability for investors.

- Asset quality stress: Gross NPAs rose marginally to 1.7% in Q2 FY27, attributed to performance issues in the NBFC business, despite a 20% growth in Assets Under Management to ₹14,177 crore.
- Severe technical weakness: The stock exhibits a maximum drawdown of -50.1% and is currently in a bearish Supertrend phase on both daily and weekly charts, closing at ₹179.50.
- High volatility and downside momentum: Annualized volatility is +33.6% with a downside deviation of +22.3%; recent returns show a -32.1% decline over three months and -39.0% over one year.
- Resistance overhead: Immediate resistance lies at ₹194.29 (8.24% above current price), suggesting limited near-term upside potential without a fundamental catalyst.

- [Aptus Value Housing Finance Q2 profit rises 18% to Rs 267 cr](https://economictimes.indiatimes.com/markets/digital-real-estate/realty-news/aptus-value-housing-finance-q2-profit-rises-18-to-rs-267-cr/articleshow/135543628.cms)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/APTUS_05112026161454_Aptus_Value_Newspaper_Publication_covering_letter_Q2_2027_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange that Record date for the purpose of Dividend is 13-Nov-2026. |SUBJECT: Record Date](https://nsearchives.nseindia.com/corporate/APTUS_04112026165243_AVHFIL_Board_Meeting_Outcome_November_04_2026_sd.pdf)
- [Aptus Value Housing Finance India Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/APTUS_04112026164833_AVHFIL_Board_Meeting_Outcome_November_04_2026_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange regarding a press release dated November 04, 2026, titled "Investor Press Release for the quarter ended 30th September 2026". |SUBJECT: Press Release](https://nsearchives.nseindia.com/corporate/APTUS_04112026165530_Covering_Letter_Aptus_Value_Press_Release_Q2_FY27_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Presentation |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/APTUS_04112026165726_Covering_Letter_Aptus_Value_Investor_Presentation_Q2_FY27_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_19468_WebXMLFile_20261104_170314184.xml)
- [Aptus Value Housing Finance India Limited has informed the Exchange regarding Outcome of Board Meeting held on 04-Nov-2026 for Dividend |SUBJECT: Outcome of Board Meeting-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/OUTCOME_19468_WebXMLFile_20261104_170218735.xml)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1752989_04112026070448_WEB.xml)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1752985_04112026070425_WEB.xml)

### FAQs

**What were Aptus Value Housing Finance's financial results for Q2 FY27, and what dividend was declared?**

For the quarter ended September 30, 2026, the company reported an 18% rise in net profit to ₹267 crore. Total income and interest earnings surged, while Assets Under Management grew by 20% to ₹14,177 crore. The Board approved an interim dividend of ₹2 per equity share, with a record date of November 13, 2026.

**Has there been any change in asset quality or management structure recently?**

Asset quality showed stress, with gross non-performing assets (GNPA) increasing marginally to 1.7%, attributed to performance issues in its NBFC business. On the management front, Ms. Anitha V was reappointed as Chief Compliance Officer for three years from November 4, 2026, and the Aptus ESOS 2026 plan covering up to 30,00,000 shares was approved subject to shareholder consent.

**How has the stock performed technically over recent periods?**

The stock is in a bearish trend across daily, weekly, and monthly timeframes. As of November 5, 2026, it closed at ₹179.50, reflecting significant underperformance: -39.0% over one year, -36.4% YTD, and -32.1% over three months. The current drawdown stands at -50.1%, with annualized volatility at +33.6%. Resistance levels are noted near ₹194.29 and ₹197.53.

- [Aptus Value Housing Finance Q2 profit rises 18% to Rs 267 cr](https://economictimes.indiatimes.com/markets/digital-real-estate/realty-news/aptus-value-housing-finance-q2-profit-rises-18-to-rs-267-cr/articleshow/135543628.cms)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/APTUS_05112026161454_Aptus_Value_Newspaper_Publication_covering_letter_Q2_2027_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange that Record date for the purpose of Dividend is 13-Nov-2026. |SUBJECT: Record Date](https://nsearchives.nseindia.com/corporate/APTUS_04112026165243_AVHFIL_Board_Meeting_Outcome_November_04_2026_sd.pdf)
- [Aptus Value Housing Finance India Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/APTUS_04112026164833_AVHFIL_Board_Meeting_Outcome_November_04_2026_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange regarding a press release dated November 04, 2026, titled "Investor Press Release for the quarter ended 30th September 2026". |SUBJECT: Press Release](https://nsearchives.nseindia.com/corporate/APTUS_04112026165530_Covering_Letter_Aptus_Value_Press_Release_Q2_FY27_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Presentation |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/APTUS_04112026165726_Covering_Letter_Aptus_Value_Investor_Presentation_Q2_FY27_sd.pdf)
- [Aptus Value Housing Finance India Limited has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_19468_WebXMLFile_20261104_170314184.xml)
- [Aptus Value Housing Finance India Limited has informed the Exchange regarding Outcome of Board Meeting held on 04-Nov-2026 for Dividend |SUBJECT: Outcome of Board Meeting-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/OUTCOME_19468_WebXMLFile_20261104_170218735.xml)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1752989_04112026070448_WEB.xml)
- [Integrated Filing- Financials|Original|](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1752985_04112026070425_WEB.xml)
## Technical analytics

- As of: 2026-11-06
- Daily trend: Strong Downtrend
- Weekly trend: Moderate Downtrend
- Pivot point: ₹187.77
- Risk regime: Higher Price Risk

### Support levels
- 169.53999999999996
- 159.14999999999998
- 140.91999999999996

### Resistance levels
- 225.99
- 249.99375
- 261.855

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | -2.68% |
| return_10 | -10.88% |
| return_1m | -21.80% |
| return_1y | -40.61% |
| return_20 | -19.28% |
| return_3m | -32.86% |
| return_5 | -8.46% |
| return_6m | -34.52% |
| return_since_start | -39.93% |
| return_ytd | -37.92% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | high_risk |
| label | Higher price risk |
| summary | Recent drawdown or price variability is materially high and may lead to larger short-term outcomes. |
| maximum_drawdown | -51.28% |
| annualized_volatility | +33.54% |

## Quarterly financials

- Latest complete quarter: fy27_q2

# Aptus Value Housing Finance India Limited Q2 FY2026-27: Profit rises 18% year on year

Aptus reported revenue from operations of ₹624 crore for the quarter ended 30 September 2026, up 3.9% quarter on quarter and 14.6% year on year. Profit for the period rose 2.5% from Q1 FY2026-27 and 18.0% from Q2 FY2025-26 to ₹267 crore. Operating cash flow was negative ₹172 crore, while the loan book and borrowings were higher at the half-year end.

## Interest income led revenue growth, with a notable derecognition gain

Interest earned increased 4.1% quarter on quarter to ₹551 crore from ₹529 crore in Q1 FY2026-27, and was up 16.5% year on year from ₹473 crore in Q2 FY2025-26. Revenue from operations reached ₹624 crore, while total income was ₹635 crore, including ₹11 crore of other income. Revenue from operations has increased in each of the past four reported quarters, from ₹569 crore in Q3 FY2025-26.

Revenue from operations also included ₹17 crore of fees and commission income, ₹6 crore of net gains on fair value changes and ₹49 crore of net gains on derecognition of financial instruments under the amortised cost category. The derecognition gain was a significant non-interest component of quarterly revenue.

## Expenses and impairments increased alongside profit

Total expenses rose 4.6% quarter on quarter to ₹294 crore from ₹282 crore in Q1 FY2026-27. Finance costs increased 1.0% to ₹171 crore, while impairment on financial instruments rose 11.1% to ₹23.9 crore. Other expenses were ₹24.3 crore, up 6.0%; employee benefit expense was ₹70.9 crore.

Profit before tax increased 3.4% quarter on quarter to ₹340 crore. Tax expense rose 7.0% to ₹72.9 crore, and profit for the period reached ₹267 crore, up from ₹261 crore in Q1 FY2026-27. Basic and diluted earnings per share were ₹5.34, compared with ₹5.21 in Q1. Trailing 12-month EPS was ₹20.49.

## Operating cash flow was negative as cash balances declined

Cash flow from operating activities was negative ₹172 crore in Q2 FY2026-27, and cash flow from investing activities was negative ₹440 crore. Free cash flow was negative ₹613 crore on the reported measure. Financing activities provided ₹367 crore. Cash and cash equivalents stood at ₹317 crore on 30 September 2026, down from ₹563 crore on 31 March 2026.

The contrast between quarterly profit and operating cash outflow is an important feature of the results. The lower cash balance and financing inflow provide additional context for assessing the company’s funding position.

## Loan book, assets and borrowings expanded

Loans stood at ₹12,502 crore on 30 September 2026, up from ₹11,930 crore on 31 March 2026 and ₹11,085 crore on 30 September 2025. Total assets increased to ₹13,975 crore from ₹13,048 crore at 31 March 2026.

Borrowings rose to ₹7,357 crore from ₹6,539 crore at 31 March 2026 and ₹5,945 crore a year earlier. Debt securities declined to ₹1,029 crore from ₹1,335 crore at March 2026. Equity increased to ₹5,468 crore from ₹5,060 crore, including other equity of ₹5,367 crore. Total liabilities were ₹8,507 crore.

Investments were ₹666 crore at 30 September 2026, compared with ₹240 crore at 31 March 2026.

## Key Takeaway

Aptus delivered continued growth in revenue and profit, with interest earned and the loan book both higher than in the prior periods. At the same time, impairment expense increased, operating cash flow was negative and borrowings rose, making cash generation and funding levels key parts of the quarter’s investor picture.

### Ratios

## Shareholding pattern

- Quarter: FY2027-Q1
- As of: 2026-06-30
- Promoter holding: +23.86%
- FII holding: +29.96%
- DII holding: +29.90%
- Mutual fund holding: +24.50%
- Retail holding: +7.78%
- Promoter pledged: +0.00%

### Major reported shareholders

- MUNUSWAMY ANANDAN — +19.20%
- SBI CONSERVATIVE HYBRID FUND — +9.39%
- KOTAK SMALL CAP FUND — +4.83%
- MALABAR INDIA FUND LIMITED — +4.36%
- GOVERNMENT PENSION FUND GLOBAL — +3.18%
- SMALLCAP WORLD FUND, INC — +2.74%
- ADITYA BIRLA SUN LIFE TRUSTEE PRIVATE LIMITED A/C — +2.71%
- PADMA  ANANDAN — +2.69%
- WF ASIAN SMALLER COMPANIES FUND LIMITED — +2.32%
- BANDHAN MULTI ASSET ALLOCATION FUND — +1.82%

## Official filings

- 2026-11-05 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_05112026161454_Aptus_Value_Newspaper_Publication_covering_letter_Q2_2027_sd.pdf)
- 2026-11-04 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_04112026165243_AVHFIL_Board_Meeting_Outcome_November_04_2026_sd.pdf)
- 2026-11-04 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_04112026164833_AVHFIL_Board_Meeting_Outcome_November_04_2026_sd.pdf)
- 2026-11-04 — Press Release: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_04112026165530_Covering_Letter_Aptus_Value_Press_Release_Q2_FY27_sd.pdf)
- 2026-11-04 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_04112026165726_Covering_Letter_Aptus_Value_Investor_Presentation_Q2_FY27_sd.pdf)
- 2026-11-04 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CIM_19468_WebXMLFile_20261104_170314184.xml)
- 2026-11-04 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/OUTCOME_19468_WebXMLFile_20261104_170218735.xml)
- 2026-11-04 — Financial Results Filing: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1752989_04112026070448_WEB.xml)
- 2026-11-04 — Financial Results Filing: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1752985_04112026070425_WEB.xml)
- 2026-11-04 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_04112026192359_Aptus_Value_Audio_Recording_Earnings_Call_Q2_FY27_sd.pdf)
- 2026-10-29 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_19468_WebXMLFile_20261029_113505088.xml)
- 2026-10-27 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_27102026174109_Earnings_call_sd.pdf)
- 2026-10-14 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_19468_WebXMLFile_20261014_115044268.xml)
- 2026-10-14 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_19468_WebXMLFile_20261014_115911046.xml)
- 2026-10-14 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_14102026115755_SE_Intimation_-_AVH_Q2_FY27_Earnings_call_sd.pdf)
- 2026-10-13 — Board Meeting Notice: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_13102026180206_Aptus_Value_Board_Meeting_Intimation_Q2_FY27_sd.pdf)
- 2026-10-13 — Board Meeting Notice: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_19468_WebXMLFile_20261013_182127691.xml)
- 2026-10-13 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_19468_WebXMLFile_20261013_182127691.xml)
- 2026-10-05 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_05102026154623_Aptus_Value_Covering_Letter_74_5__DP_Reg_September__30_2026_sd_Final.pdf)
- 2026-09-25 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CLOSURE_TRADING_WINDOW_19468_WebXMLFile_20260925_125046590.xml)
- 2026-09-25 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_25092026153300_Closure_of_trading_window_Q2_2026_sd.pdf)
- 2026-09-25 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CLOSURE_TRADING_WINDOW_19468_WebXMLFile_20260925_160838077.xml)
- 2026-09-05 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_05092026131440_Aptus_Investor_Meeting_Intimation_07_September_2026_sd.pdf)
- 2026-09-03 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_19468_WebXMLFile_20260903_174016581.xml)
- 2026-09-03 — Generic Announcement: Aptus Value Housing Finance India Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/APTUS_03092026174205_Aptus_Investor_Meeting_Intimation_04_September_2026_SD.pdf)

## News and market events

- 2026-11-07 — MONEYCONTROL: **Buy Aptus Value Housing Finance; target of Rs 250: ICICI Securities** — ICICI Securities has issued a 'Buy' recommendation for Aptus Value Housing Finance, setting a target price of Rs 250. The note suggests the stock is undervalued relative to this valuation metric. — [Source](https://www.moneycontrol.com/news/business/buy-aptus-value-housing-finance-target-of-rs-250-icici-securities-14074294.html)
- 2026-11-04 — Economic Times: **Aptus Value Housing Finance Q2 profit rises 18% to Rs 267 cr** — Aptus Value Housing Finance India reported an 18% rise in net profit to Rs 267 crore for the second quarter ended September 2026, driven by a surge in total income and interest earnings. The company also declared an interim dividend of Rs 2 per share while its Assets Under Management grew by 20% to Rs 14,177 crore. However, asset quality showed signs of stress with gross non-performing assets increasing marginally to 1.7%, attributed to performance issues in its NBFC business. — [Source](https://economictimes.indiatimes.com/markets/digital-real-estate/realty-news/aptus-value-housing-finance-q2-profit-rises-18-to-rs-267-cr/articleshow/135543628.cms)
- 2026-10-14 — Mint: **Down 24% in 3 months, Choice sees 48% upside in this housing finance stock, initiates with buy - check target, rationale** — Choice Institutional Equities initiated coverage of Aptus Value Housing Finance with a Buy rating and ₹330 target, implying nearly 48% upside from its last close. It cites about 22% AUM growth, strong profitability and an efficient operating model. — [Source](https://www.livemint.com/market/stock-market-news/down-24-in-3-months-choice-sees-48-upside-in-this-housing-finance-stock-initiates-with-buy-check-target-rationale-11791954748232.html)
- 2026-09-02 — BUSINESSTODAY: **Home loans are no longer enough: Why affordable lenders are turning to LAP and MSME** — Home loans are no longer enough: Why affordable lenders are turning to LAP and MSME — [Source](https://www.businesstoday.in/personal-finance/story/home-loans-are-no-longer-enough-why-affordable-lenders-are-turning-to-lap-and-msme-552694-2026-09-02)
- 2026-08-27 — Economic Times: **PNB Housing outshines peers on strong loan growth** — PNB Housing Finance shares have seen significant gains this year.  The company is focusing on affordable and emerging housing segments.  This strategic shift aims to improve its valuation and return ratios.  Disbursements and net profit are expected to grow robustly in coming years.  Stable asset quality and new financing initiatives support future growth. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/pnb-housing-outshines-peers-on-strong-loan-growth/articleshow/133553609.cms)
- 2026-07-31 — The Hindu: **LT Foods shares jump 4% on strong Q1 results; stock outperforms market** — At the closing price, LT Foods carried a total market capitalisation of ₹14,338 crore, up sharply from ₹12,762 crore reported in the investor presentation as of June 30 — [Source](https://www.thehindubusinessline.com/markets/stock-markets/lt-foods-shares-jump-4-on-strong-q1-results-stock-outperforms-market/article71290253.ece)
- 2026-07-31 — Mint: **Top Gainers & Losers on 31 July: Bajaj Finance, Hyundai Motor, GAIL, Tata Motors, Redington among top gainers today** — Indian equities closed the last trading day of July with modest gains, driven by financial and auto stocks. The Nifty 50 rose 0.20% to 24,336, while Sensex advanced 0.21% to 78,091, reflecting positive market trends despite concerns over crude oil prices. — [Source](https://www.livemint.com/market/stock-market-news/top-gainers-losers-on-31-july-bajaj-finance-hyundai-motor-gail-tata-motors-redington-among-top-gainers-today-11785490241096.html)
- 2026-07-31 — FREEPRESSJOURNAL.IN: **Aptus Value Housing Finance Reports 19% Rise In Q1 Consolidated Net Profit To ₹260.94 Crore** — Aptus Value Housing Finance India Ltd announced on Thursday a consolidated net profit of ₹260.94 crore for the quarter ended 30 June 2026, marking a 19% increase compared to the same period last year. Total income for the quarter also rose by 15.19% — [Source](https://www.freepressjournal.in/business/aptus-value-housing-finance-reports-19-rise-in-q1-consolidated-net-profit-to-26094-crore)

## Business profile

**Strategic vision:** Provides housing finance for self-employed and LMI families.

### Business segments
- **Housing Finance:** Provides home loans to self-employed individuals and Low and Middle Income (LMI) families, particularly in semi-urban and rural regions, addressing historically underserved market segments.

### Competitive strengths
- Focus on underserved segments of self-employed and LMI families in semi-urban and rural areas.
- Individualized credit assessment approach tailored to diverse client financial capacities.
- Philosophy of providing 'appropriate' and 'suitable' housing finance solutions.

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## Freshness and sources

- Data as of: 2026-11-06
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/aptus
Markdown representation: https://faxioms.com/stocks/aptus?render=md