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India
Reported ownership for FY2027-Q1 as of 2026-06-30.
As of 06 Nov 2026, 03:30 pm
On November 3, 2026, the Central Government nominated Dr. Shiv Dayal as a Part-time Non-Official Director on the Board. His appointment is effective from November 3, 2026, for a term of three years through November 2, 2029.
The bank is redeeming two Basel III compliant Tier-1 bond series: INE692A08169 (₹2,000 Crores) with payment on November 21, 2026, and INE692A08177 (₹1,500 Crores) with payment on December 19, 2026. Additionally, Tier II Series XXII bonds (₹750 crore) are due for redemption on November 24, 2026.
As of November 6, 2026, the stock closed at ₹187.00. It has delivered a one-year return of +24.5% and a year-to-date return of +21.8%. Since the start of the tracked period, the cumulative return stands at +52.0%, though it currently faces a drawdown of -7.5%.
Daily and monthly trends show bullish signals, with the Supertrend direction marked as bullish on both timeframes. The daily Plus DI (26.48) exceeds the Minus DI (16.56), indicating upward momentum. However, the weekly Supertrend remains bearish, suggesting mixed short-term sentiment.
As of 06 Nov 2026, 03:30 pm
Recent drawdown and price variability remain within the producer's contained-risk thresholds.
Primary driver: Price swings are higher than typical
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Latest complete financial results for Q2 FY27 and comparative quarterly trends.
| Metric | Q2 FY26 | Q1 FY27 | Q2 FY27(Latest) |
|---|---|---|---|
| Income | ₹32,215 crore | ₹32,660 crore | PEAK₹33,471 crore |
| Operating Profit Before Provision And Contingencies | ₹6,845 crore | ₹8,040 crore | PEAK₹8,151 crore |
| Profit Loss From Ordinary Activities Before Tax | ₹5,453 crore | ₹7,067 crore | PEAK₹7,449 crore |
| Profit Loss For The Period | ₹4,281 crore | ₹5,368 crore | PEAK₹5,570 crore |
| Profit Loss After Taxes Minority Interest And Share Of Profit Loss Of Associates | ₹4,426 crore | ₹5,642 crore | PEAK₹5,781 crore |
| Basic Earnings Per Share After Extraordinary Items | ₹5.8 per share | ₹7.39 per share | PEAK₹7.57 per share |
Union Bank of India reported profit of ₹5,570 crore for Q2 FY2026-27, up 3.8% quarter on quarter and 30.1% year on year. Higher interest income relative to interest expense and lower provisions supported earnings, while rising operating costs and tax expense moderated the increase.
Total income rose 2.5% QoQ to ₹33,471 crore. Interest earned increased 3.5% to ₹28,378 crore, while interest expended rose 2.4% to ₹17,612 crore. The difference between the two widened by about ₹544 crore from Q1 FY2026-27.
Other income fell 2.7% QoQ to ₹5,094 crore. Revenue on investments was ₹5,738 crore, down 0.5% from Q1.
Operating expenses increased 4.0% QoQ to ₹7,708 crore. Employee costs rose 3.5% to ₹4,064 crore and other operating expenses increased 4.4% to ₹3,644 crore. Operating profit before provisions and contingencies nevertheless rose 1.4% to ₹8,151 crore, up from ₹6,960 crore in Q3 FY2025-26.
Quarterly profit growth was supported by a wider difference between interest earned and interest expended and lower provisions, despite higher operating costs and tax. Advances and total assets expanded, while CET1 and additional Tier 1 ratios eased QoQ, leaving capital trends as an important counterpoint to the earnings improvement.
Exchange disclosures and regulatory announcements for Union Bank of India.
The Central Government nominated Dr. Shiv Dayal as a Part-time Non-Official Director on Union Bank of India’s Board, effective November 3, 2026, for three years through November 2, 2029, or until further orders, whichever is earlier.
Union Bank of India exercised call options on two Basel III compliant Tier-1 bond series, triggering redemption notices for INE692A08169 (₹2,000 Crores) and INE692A08177 (₹1,500 Crores). The bank has intimated investors that the bonds will be redeemed on 22-11-2026 and 20-12-2026 respectively, with payment dates set for 21-11-2026 and 19-12-2026. Record dates for these redemptions are 07-11-2026 and 05-12-2026.
Union Bank of India notified the redemption of its Basel III Compliant Tier II Series XXII bonds, ISIN INE692A08045, with an issue size of ₹750 crore and coupon rate of 7.74%. Redemption is due on 24 November 2026; payment is scheduled for 23 November 2026 because the due date is a non-business day. The record date is 9 November 2026.
Union Bank of India has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication
Union Bank of India’s Board approved the unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2026, at its meeting on October 19, 2026. Statutory Central Auditors issued limited review reports with an unmodified conclusion. The filing also reports substantive funding and capital actions: during Q2 FY 2026-27 the Bank issued USD 600 million of unsecured dual-tranche notes through its DIFC Branch, with tranches due in 2029 and 2031; during the half year it exercised a call option to redeem ₹1,850 crore of Basel III-compliant bonds. The Board meeting ran from 10:00 a.m. to 11:55 a.m. The notice of results submission and meeting timing are routine; the approved results and reported funding and capital actions are substantive.
Union Bank of India’s Board approved the reviewed standalone and consolidated financial results for the quarter and half year ended September 30, 2026, at its meeting on October 19, 2026. The bank reported consolidated net profit of ₹1,142.52 crore for the half year (₹578.10 crore for the quarter). During the half year it issued USD 600 million of unsecured dual-tranche notes through its DIFC Branch, with USD 300 million each due in 2029 and 2031, and exercised a call option to redeem Basel III-compliant bonds totaling ₹1,850 crore. The filing also reports capital, asset-quality and other regulatory information; auditors issued an unmodified limited-review conclusion. The submission of results and accompanying compliance statements is routine, while the financial results and debt transactions are substantive developments.
Union Bank of India (NSE: UNIONBANK) announced the approval by its Board of Directors for the Unaudited Financial Results (Standalone and Consolidated) for the quarter ended September 30, 2026 (Q2 FY27). The Bank reported a Net Profit of ₹5,537 Crores, representing a 29.95% Year-on-Year increase from ₹10,870 Crores in the first half of the previous year. Total Business grew 12.01% YoY to ₹24,75,330 Crores, driven by an 18.53% YoY increase in Gross Advances to ₹10,96,331 Crores and a 6.87% YoY rise in Global Deposits to ₹13,19,455 Crores. Asset quality improved with Gross NPA reducing by 87 bps YoY to 2.42%, while capital strength remained robust with CET-1 at 16.05% and CRAR at 17.94%.
Union Bank of India submitted an investor presentation on its unaudited standalone and consolidated financial results for the quarter ended September 30, 2026. The presentation reports Q2 FY2027 net profit of ₹5,537 crore, up 30.31% year over year; net interest income of ₹10,583 crore, up 20.09%; and operating profit of ₹8,108 crore, up 18.99%.
Recent market and company developments associated with Union Bank of India.
Systematix Institutional Equities reports divergent net interest margin trends for Indian banks in Q2 FY27, with large private lenders seeing an average contraction of 15 basis points while public sector banks expanded by 3 basis points. The brokerage maintains a cautiously optimistic outlook on the sector, citing healthy credit growth and stable asset quality, though it highlights retail deposit mobilization and the transition to expected credit loss frameworks as key monitorables. Consequently, Systematix has issued fresh price targets for major lenders including ICICI Bank, SBI, and HDFC Ba
Lenders led by Canara Bank have approved a ₹522-crore one-time settlement offer from Supreme Housing and Hospitality, resolving debts of close to ₹700 crore with a recovery rate just short of 75%. The agreement covers both fund-based exposure for Canara Bank and non-fund exposure arising from corporate guarantees given to subsidiary entities. This resolution marks a major milestone in the company's financial restructuring and will now be submitted to the NCLT for final approval.
Brokerage firms SMC Global Securities and Systematix Institutional Equities have issued buy recommendations for Wipro Ltd, Cochin Shipyard Ltd, and Union Bank of India, citing strong technical parameters and sound fundamentals for short-term gains.
The NCLT Mumbai Bench extended the deadline for Supreme Infrastructure India Limited to settle outstanding obligations with three remaining lenders to October 31, 2026, under a court-approved Scheme of Compromise and Arrangement. This development follows an agreement where SIIL had already paid ₹687.73 crore to other creditors and secured 93.62% support for its restructuring plan.
The Nifty 50 opened lower at 22,524, and the sell-off accelerated at the opening bell, dragging the index towards 22,387 before it staged a sharp recovery. Supported by gains in financial stocks, the index closed 0.68% higher at 22,735. The Sensex also ended the session 0.66% higher at 73,606.
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Comprehensive Section Breakdown for Union Bank of India
Strategic Vision: Commercial bank providing banking products and services.
Provisions other than tax and contingencies declined 27.9% QoQ to ₹702 crore. Profit before tax increased 5.4% to ₹7,449 crore. Tax expense rose 10.6% to ₹1,878 crore, limiting the increase in profit for the period to 3.8% QoQ, at ₹5,570 crore.
Share of profit of associates fell 23.0% QoQ to ₹211 crore. Profit after tax, minority interest and share of associate profit was ₹5,781 crore, up 2.5% from Q1. Basic and diluted EPS were ₹7.57, compared with ₹7.39 in Q1 and ₹5.80 in Q2 FY2025-26.
At 30 September 2026, advances stood at ₹11,36,280 crore, compared with ₹10,57,188 crore at 31 March 2026 and ₹9,51,796 crore at 30 September 2025. Deposits were ₹13,22,310 crore and total assets were ₹16,24,866 crore. Borrowings were ₹1,01,957 crore, up from ₹77,798 crore at 31 March 2026.
Investments were ₹3,48,774 crore, compared with ₹3,57,747 crore at 30 September 2025. Cash and balances with the Reserve Bank of India were ₹45,062 crore, down from ₹60,782 crore a year earlier.
The CET1 ratio was 16.72% at quarter end, down from 17.08% at 30 June 2026 but above 15.01% at 30 September 2025. The additional Tier 1 ratio declined to 0.77% from 0.93% QoQ. Book value per share was ₹188.88; the price-to-book ratio was 0.96. Trailing twelve-month EPS was ₹28.82.
Category: Financial Services
Manages the bank's financial assets and liabilities.
Category: Financial Services
Serves individual customers with banking solutions.
Category: Financial Services
Focuses on commercial enterprises and large corporates.
Category: Financial Services
Encompasses miscellaneous banking activities.
Core Thesis: The bank's segments collectively offer comprehensive banking solutions to a diverse customer base.
• Treasury Operations: Manages the bank's financial assets and liabilities. • Retail Banking Operations: Serves individual customers with banking solutions. • Corporate and Wholesale Banking: Focuses on commercial enterprises and large corporates. • Other Banking Operations: Encompasses miscellaneous banking activities.