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India
As of 18 Sept 2026, 03:30 pm
On September 17, 2026, PNB Housing Finance Limited's Management Committee approved the private placement allotment of 50,000 Non-Convertible Debentures (NCDs) aggregating ₹500 crore. These listed, secured debentures carry an 8.135% annual coupon rate, have a five-year tenure maturing on September 17, 2031, and are listed on the Wholesale Debt Market segment of the NSE. The NCDs are secured by an exclusive charge on specific book debts with a minimum 1x security coverage.
As of September 18, 2026, PNB Housing Finance has shown a 1-year return of 32% and a Year-to-Date (YTD) return of 15%. The company has also experienced a 6-month return of 40%. Its annualized volatility stands at 36%, with a maximum drawdown of -33% and a current drawdown of -4%.
As of September 18, 2026, PNB Housing Finance's daily trend shows a closing price of ₹1133.1. The Supertrend indicator is 'bullish' at ₹1100.88. Key support levels are identified at ₹1116.6 and ₹1085.3, while resistance levels are noted at ₹1134.8 and ₹1166.1.
Yes, PNB Housing Finance Limited has scheduled an institutional investor group meeting at the Citi India Financials Investor Forum on September 23, 2026, at 16:00, to be conducted virtually.
As of 18 Sept 2026, 03:30 pm
Showing 3 of 14 candles
Recent drawdown and price variability remain within the producer's contained-risk thresholds.
Primary driver: Price swings are higher than typical
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Interest Earned | PEAK₹2,138.43 crore | ₹2,053.98 crore | ₹2,019.39 crore | ₹2,017.45 crore | ₹1,980.35 crore |
| Revenue From Operations | PEAK₹2,263.44 crore | ₹2,181.53 crore | ₹2,119.02 crore | ₹2,127.86 crore | ₹2,076.11 crore |
| Profit Before Exceptional Items And Tax | ₹718.44 crore | PEAK₹854.61 crore | ₹668.44 crore | ₹759.64 crore | ₹687.92 crore |
| Profit Before Tax | ₹718.44 crore | PEAK₹854.61 crore | ₹668.44 crore | ₹759.64 crore | ₹687.92 crore |
| Profit Loss For Period | ₹557.34 crore | PEAK₹655.80 crore | ₹520.35 crore | ₹581.59 crore | ₹533.50 crore |
| Finance Costs | PEAK₹1,338.63 crore | ₹1,246.08 crore | ₹1,252.82 crore | ₹1,266.97 crore | ₹1,234.37 crore |
PNB Housing Finance reported year‑on‑year growth in revenue and profit, but sequential profit declined as finance costs rose faster than revenue. The sharp drop in loan loss provisions from the previous quarter provided some offset, but not enough to prevent a double‑digit percentage decline in profit from the preceding quarter. The quarter’s results highlight the sensitivity of earnings to changes in funding costs relative to revenue growth.
Exchange disclosures and regulatory announcements for PNB Housing Finance.
On September 17, 2026, PNB Housing Finance Limited allotted 50,000 listed, secured, rated, taxable, redeemable NCDs (8.135% PNB Housing Finance Limited 2031 Series LXXVIII) of face value Rs. 1,00,000 each, aggregating to Rs. 500 Crore, on a private placement basis. The allotment was approved by the Board/Committee on the same date, following prior disclosure on September 7, 2026.
On September 17, 2026, PNB Housing Finance Limited's Management Committee approved the private placement allotment of 50,000 Non-Convertible Debentures (NCDs) aggregating ₹500 crore. These listed, secured debentures carry an 8.135% annual coupon rate, have a five-year tenure maturing on September 17, 2031, and are listed on the Wholesale Debt Market segment of the NSE.
On September 17, 2026, PNB Housing Finance Limited's Management Committee approved the allotment of 50,000 listed, secured, rated, taxable, redeemable Non-Convertible Debentures (NCDs) of ₹1,00,000 face value each, aggregating to ₹500 crore, via private placement on the NSE EBP platform. The NCDs carry an 8.135% p.a. coupon, mature on September 17, 2031 (5-year tenure), and are secured by an exclusive charge on specific book debts with a minimum 1x security coverage. Interest is payable annually on September 17, with a 2% p.a. additional interest on any default.
PNB Housing Finance Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
PNB Housing Finance Limited has scheduled an institutional investor group meeting at the Citi India Financials Investor Forum on 2026-09-23 at 16:00, conducted virtually. The meeting is a group event with multiple analysts/investors, and the contact person is Chaitanya Yadav.
PNB Housing Finance Limited redeemed its Commercial Paper series CP-531 (ISIN: INE572E14KL1) in full upon maturity on September 15, 2026. The redemption involved 14,000 units with a total amount of INR 7,00,00,00,000. This transaction was certified by Company Secretary Veena G Kamath and reported to the National Stock Exchange of India.
PNB Housing Finance Limited informed stock exchanges on September 15, 2026, that its officials will participate in the J.P. Morgan India Conference on September 21, 2026, in Mumbai, with meetings held in one-on-one and group formats, physically. The company will reference investor presentations already submitted to exchanges and available on its website, and noted the schedule may change due to exigencies.
PNB Housing Finance Limited announced an institutional investor meeting scheduled for September 21, 2026, at 11:00 AM in Mumbai as part of the J.P. Morgan India Conference. The event will feature one-on-one and group sessions with multiple analysts and institutional investors in a physical format. Chaitanya Yadav is designated as the contact person for the meeting.
Recent market and company developments associated with PNB Housing Finance.
The Nifty Bank gained 303 points to 56,359, while the Midcap index climbed 759 points to 62,191. Market breadth favoured advances, with the advance-decline ratio at 2:1.
India Cements Ltd recorded volume of 12.54 lakh shares by 14:14 IST on NSE, a 26.47 times surge over two-week average daily volume of 47358 shares
MCPro, Moneycontrol Research, PNB Housing Finance, stock recommendation
After a turbulent trading day, Indian stock indices bounced back significantly as oil prices and bond yields eased. The Sensex and Nifty ended with modest declines, having experienced deeper dips earlier. Previous climbs in crude oil prices and geopolitical issues had weighed down on investor confidence. Analysts suggest maintaining caution and closely watching Niftys support and resistance levels, highlighting particular metal stocks and equities to watch for the week ahead.
Shares of Inox Wind, Kaynes Technology, LIC Housing Finance and SAIL barred from fresh F&O positions on 7 September 2026.
PNB Housing Finance to strengthen affordable segment coverage amid strong growth
Conrad Saldanha, Managing Director, Portfolio Manager at Neuberger Berman believes the current risk-off phase could create opportunities in India, particularly as fundamentals remain relatively resilient.
On September 1, Indian stock market attention focuses on companies such as PVR INOX and PNB Housing Finance amid multiple developments.
Comprehensive Section Breakdown for PNB Housing Finance
Strategic Vision: Housing finance company providing home loans and related financial products.
• Decades of specialized experience in housing finance
• Network of branches across the country
In the quarter ended 30 June 2026, PNB Housing Finance reported a 9.02% year‑on‑year increase in revenue from operations, driven by growth in its core lending business. Finance costs rose by 8.45% year‑on‑year. On a sequential basis, finance costs grew faster than revenue (7.43% versus 3.75%), contributing to a decline in profits from the previous quarter. A sharp reduction in loan loss provisions from the preceding quarter provided some cushion, but profit after tax still fell 15.01% sequentially. Year‑on‑year, profit after tax increased by 4.47%.
Revenue from operations reached ₹2,263.44 crore in the current quarter, a 9.02% increase from ₹2,076.11 crore in the corresponding quarter of the previous fiscal year. This growth was primarily supported by Interest Earned, which rose 7.98% year‑on‑year to ₹2,138.43 crore.
Sequentially, revenue from operations increased by 3.75% from ₹2,181.53 crore in the immediately preceding quarter (ended 31 March 2026). Interest earned followed a similar trajectory, growing 4.11% sequentially. These figures indicate that the company’s revenue stream continued to expand, supported by interest income growth.
Finance costs increased to ₹1,338.63 crore in the current quarter, up 8.45% from ₹1,234.37 crore in the year‑ago period. This growth rate was slightly below the year‑on‑year revenue growth of 9.02%.
On a sequential basis, however, the increase was more pronounced. Finance costs rose by 7.43% from ₹1,246.08 crore in the previous quarter to ₹1,338.63 crore. As finance costs represent the expense of borrowing funds to lend to customers, the faster sequential growth in finance costs relative to revenue (7.43% versus 3.75%) directly reduced the net income available to cover operational expenses and generate profit. This widening gap contributed to the compression in pre‑tax earnings during the quarter.
Impairment on financial instruments, the provision for potential loan losses, fell sharply to ₹29.14 crore in the current quarter from ₹176.22 crore in the previous quarter. This substantial reduction removed a significant drag on earnings that had been present previously. Year‑on‑year, the provision declined from ₹56.22 crore to ₹29.14 crore, indicating lower credit costs during the quarter.
The lower provisioning expense helped cushion the impact of higher finance costs on the bottom line, though profit still declined sequentially.
Profit before tax stood at ₹718.44 crore for the quarter. This represents a 4.44% increase compared to ₹687.92 crore in the same quarter of the prior fiscal year, but a 15.93% decrease from ₹854.61 crore in the immediately preceding quarter.
Net profit for the period followed a similar pattern, ending at ₹557.34 crore. This is a 4.47% year‑on‑year increase but a 15.01% sequential decline. The effective tax rate remained broadly consistent, with tax expense of ₹161.10 crore compared to ₹154.42 crore a year ago. Basic earnings per share moved to ₹21.39, up from ₹20.52 in the prior‑year period but down from ₹25.17 in the previous quarter.
Category: Financial Services
Provides home loans, loan against property, and Roshni Home Loans.
Key Products & Services: PNB Housing Finance • Roshni Home Loans
Category: B2B Services
Subsidiary PHFL Home Loans & Services Ltd. offers professional and consultancy services, including sourcing, marketing, and distribution of financial instruments, insurance, and credit products.
Key Products & Services: PHFL Home Loans & Services Ltd.
Core Thesis: The company's operational model simplifies home loans through specialized experience and a nationwide branch network.
• Specialized Experience: Leverages decades of specialized experience in the housing finance sector to offer tailored solutions. • Extensive Network: Operates a network of branches across the country to reach customers. • Subsidiary Services: Utilizes its subsidiary, PHFL Home Loans & Services Ltd., to extend service offerings and customer reach.