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India
As of 18 Sept 2026, 03:30 pm
For Q1 FY27, Piramal Finance reported a Profit After Tax (PAT) of ₹461 Cr, marking a 67% increase year-over-year. Assets Under Management (AUM) grew by 25% to ₹1,06,940 Cr. The Net Interest Margin (NIM) stood at 6.5%, with a Gross Non-Performing Asset (GNPA) ratio of 2.4%. The Growth business Return on Average AUM (RoAUM) was 1.9%.
Piramal Finance has scheduled investor meetings in September 2026. An Analyst/Institutional Investor Meeting was planned for September 23, 2026, in Mumbai, and another with JP Morgan India Financials Tour was scheduled for September 24, 2026. Alongside these, the company released its Q1 FY27 results presentation and announced the launch of 'Pia,' an AI-powered investor relations agent.
As of September 18, 2026, Piramal Finance has shown positive returns across multiple periods. Year-to-date (YTD) return was 40%. Returns for the last 6 months were 27%, 3 months were 15%, and 1 month was 12%. Longer-term returns include 3% for 10 days and 2% for 1 day.
On a daily basis, Piramal Finance's technical indicators suggest a bullish trend. The Super Trend indicator is 'bullish' at 2104.44. The Exponential Moving Average (EMA) 20 is at 2229.74 with a positive slope of 12.9 over 5 periods, and the Simple Moving Average (SMA) 20 is at 2242.31 with a steeper positive slope of 43.26 over 5 periods. The ADX 14 is 22.82, and the plus DI (25.68) is higher than the minus DI (15.86).
As of 18 Sept 2026, 03:30 pm
Recent drawdown and price variability remain within the producer's contained-risk thresholds.
Primary driver: Price swings are higher than typical
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 |
|---|---|---|---|
| Interest Earned | PEAK₹3,085.48 crore | ₹2,914.23 crore | ₹2,730.32 crore |
| Revenue From Operations | ₹3,368.27 crore | PEAK₹3,424.01 crore | ₹2,917.68 crore |
| Other Income | PEAK₹61.27 crore | ₹42.12 crore | ₹57.41 crore |
| Finance Costs | PEAK₹1,733.86 crore | ₹1,673.62 crore | ₹1,646.38 crore |
| Impairment On Financial Instruments | PEAK₹273.59 crore | ₹34.60 crore | ₹18.94 crore |
| Expenses | ₹3,085.42 crore | PEAK₹4,296.33 crore | ₹2,686.05 crore |
The most significant change in the quarter was the sharp increase in impairment on financial instruments. The provision charge jumped from ₹34.60 crore in the March 2026 quarter to ₹273.59 crore, representing a 690% increase. This amount was more than fourteen times the provision level recorded in the December 2025 quarter (₹18.94 crore). The provision charge alone accounted for 8.9% of interest earned and 79.5% of profit before tax during the quarter.
Exchange disclosures and regulatory announcements for Piramal Finance.
Intimation of Schedule of Analyst/Investor Meeting under SEBI Listing Regulations - JP Morgan India Financials Tour |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
Piramal Finance Limited announced on September 18, 2026, that it will hold an Analyst/Institutional Investor Meeting with JP Morgan India Financials Tour in Mumbai on September 24, 2026. The company simultaneously released its Q1 FY27 results presentation, reporting a 67% year-over-year increase in Profit After Tax (PAT) to ₹461 Cr and a 32% growth in Retail AUM to ₹91,249 Cr. Key financial metrics included a Net Interest Margin (NIM) of 6.5%, a Gross NPA ratio of 2.4%, and a Growth business Return on Average AUM (RoAUM) of 1.9%. The filing also disclosed the launch of 'Pia,' an AI-powered investor relations agent, effective as of the presentation date.
Piramal Finance Limited has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
Piramal Finance Limited certified timely payment for its Non-Convertible Debentures (ISIN INE641O07144) on 20th August 2026, with a partial redemption of ₹16,700.00 lakhs, leaving an outstanding amount of ₹16,600.00 lakhs.
Piramal Finance Limited announced an Analyst/Institutional Investor Meeting scheduled for September 23, 2026, in Mumbai, pursuant to SEBI Listing Regulations. The company simultaneously released its Q1 FY27 results presentation, reporting a 67% year-over-year increase in Profit After Tax (PAT) to ₹461 Cr and a 25% growth in Assets Under Management (AUM) to ₹1,06,940 Cr. Key financial metrics included a Net Interest Margin (NIM) of 6.5%, a Gross Non-Performing Asset (GNPA) ratio of 2.4%, and a Growth business Return on Average AUM (RoAUM) of 1.9%. The filing also highlighted the launch of 'Pia,' an AI-powered investor relations agent, and detailed operational progress across retail and wholesale lending segments.
Piramal Finance Limited announced an Analyst/Institutional Investor Meeting scheduled for September 23, 2026, in Mumbai, pursuant to SEBI Listing Regulations. The company simultaneously released its Q1 FY27 results presentation dated July 16, 2026, reporting a 67% year-over-year increase in Profit After Tax (PAT) to ₹461 Cr and a 25% growth in Assets Under Management (AUM) to ₹1,06,940 Cr. Key financial metrics included a Net Interest Margin (NIM) of 6.5%, a Gross Non-Performing Asset (GNPA) ratio of 2.4%, and a Growth business Return on Average AUM (RoAUM) of 1.9%. The filing also highlighted the launch of 'Pia,' an AI-powered investor relations agent, and detailed operational progress across retail and wholesale lending segments.
Piramal Finance Limited (NSE: PIRAMALFIN) intimated an in-person group meeting for institutional investors in Mumbai on September 23, 2026 at 09:00 AM, with multiple investors and persons expected. The meeting will be led by Ravi Singh, Head of IR & Strategy.
Piramal Finance Limited certified timely payment of interest on its Non-Convertible Debentures (ISIN INE202B07JV6) with an issue size of Rs. 44,000 lakh. The annual interest of Rs. 3,872.00 lakh (gross, subject to TDS) was due on 14th September 2026 and paid on 15th September 2026, with the payment date adjusted as the due date fell on a non-business day per the SEBI Master Circular dated 15th October 2025. The record date for the interest payment was 31st August 2026.
Recent market and company developments associated with Piramal Finance.
Amid the backdrop of increasing US interest rates in August, fund managers proceeded with caution, prioritizing large-cap stocks that offered favorable valuations coupled with safety margins. Their approach in mid and small-cap investments was selective, choosing firms like LIC, Coal India, and notable pharmaceutical entities. There was also a surge in funding for NBFCs and research organizations in this period.
According to its draft red herring prospectus, Fibe’s major investors including TPG’s The Rise Fund, Norwest Venture Partners, Chiratae Ventures, Piramal Finance and Eight Roads Ventures are selling shares as part of the public offering.
Fibe IPO news,Fibe IPO SEBI approval,Fibe IPO details,Fibe IPO size,Fibe IPO update
Stocks in news, Stocks in buzz, Stocks to buy, Stocks to watch, HDFC Bank, Dr Reddys Laboratories, Solar Industries, Sun Pharmaceuticals Industries, TVS Motor Company, Pranav Constructions, Cochin Shipyard, KEC International, Raymond, Piramal Finance, Uno Minda, Greenply Industries, Strides Pharma Science, WeWork India Management, Indiabulls, Raghav Productivity Enhancers
- Long-term Corporate Family Rating (CFR) and Senior Secured Debt Rating from Ba3 to Ba2; - Senior Secured Medium-term Note Programme from (P)Ba3 to (P)Ba2; and - The outlook has been revised from 'Positive' to 'Stable'
Fibe, Fintech, Lending, IPO, Personal Loans
Piramal Finance had recently raised around ₹3,850 crore through a Qualified Institutional Placement, capital that Sridharan said would largely support organic growth of about 25%.
Indian equity markets hit a seven-week low on Tuesday, primarily due to escalating crude oil prices and geopolitical instability that swayed investor morale. Notably, Bank of Baroda announced plans to divest its interest in the NSE, while TCS secured a major contract. Other companies such as Sanofi India and Piramal Finance also shared pivotal developments, highlighting a mixed bag of corporate activity.
Comprehensive Section Breakdown for Piramal Finance
Strategic Vision: Provides financial solutions to individuals and businesses.
Category: Financial Services
Supports individuals primarily in metro-adjacent, semi-urban, and rural areas with various loan products.
Category: Financial Services
Partners with developers and mid-sized businesses, offering asset-backed, data-driven solutions across real estate and non-real estate sectors.
• Operates with a digital-first approach combined with personal care for its customers.
• Strategy to be a preferred lender for semi-urban and rural India, promoting inclusive growth.
Piramal Finance reported a sequential increase in interest income for the June 2026 quarter, marking the second consecutive quarter of growth. However, a sharp rise in credit impairment provisions absorbed much of the revenue gain, leading to a decline in both profit before tax and net profit compared to the previous quarter. Despite the drop, profitability remained higher than two quarters ago, supported by a negative tax expense that offset part of the earnings decline.
Interest earned, the company’s primary revenue source, increased by 5.9% sequentially to ₹3,085.48 crore in the June 2026 quarter. This follows a similar increase in the March 2026 quarter, bringing the total growth to ₹355.16 crore, or 13.0%, compared to the December 2025 quarter. Despite the rise in interest income, total revenue from operations declined slightly to ₹3,368.27 crore from ₹3,424.01 crore in the prior quarter. Other income also saw a sequential increase, rising to ₹61.27 crore from ₹42.12 crore.
Profit before tax declined 30.6% sequentially to ₹344.12 crore, primarily driven by the higher impairment charge. Compared to the December 2025 quarter, profit before tax was 19.1% higher at ₹344.12 crore. Net profit after tax fell 8.1% from the March 2026 quarter to ₹460.98 crore, though it remained 14.9% above the December 2025 level. The decline in net profit was less severe than the drop in pre-tax profit because the company recorded a negative tax expense of ₹17.99 crore in the June 2026 quarter, compared to a positive tax expense of ₹2.99 crore previously. This negative tax figure included a deferred tax credit of ₹14.41 crore and a current tax credit of ₹3.58 crore.
Total expenses decreased 28.2% sequentially to ₹3,085.42 crore, down from ₹4,296.33 crore in the March 2026 quarter. Within total expenses, finance costs rose 3.6% to ₹1,733.86 crore. When comparing the June 2026 quarter to the December 2025 quarter, where total expenses were ₹2,686.05 crore, the increase in impairment provisions was the largest factor driving the overall expense growth. Employee benefit expenses were reported at ₹504.16 crore for the quarter.
Piramal Finance’s core lending business continued to expand, with interest income rising for the second straight quarter. However, the substantial increase in credit provisions during the June 2026 quarter materially impacted earnings, reducing both pre-tax and post-tax profit relative to the immediate prior quarter. While profitability stayed above the level seen two quarters ago, the elevated provision charge highlights a shift in the company’s near-term earnings profile.
Core Thesis: The company aims to be a preferred lender for semi-urban and rural India, promoting inclusive growth.
• Digital-First Approach: Operates with a digital-first approach combined with personal care for its customers. • Inclusive Growth: Strategy to be a preferred lender for semi-urban and rural India, promoting inclusive growth. • Customer Reach: Serves over 5 million customers across 26 states in more than 13,000 pin codes through a network of 701 branches.