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India
Reported ownership for FY2027-Q2 as of 2026-09-30.
As of 06 Nov 2026, 03:30 pm
IIFL Finance’s Board will meet on November 10, 2026, to consider growth plans and a proposal to raise funds. The mode of raising funds is yet to be ascertained, with potential methods including debt issuance, rights issues, preferential issues, or qualified institutions placements. Additionally, the company recently allotted 1,97,523 equity shares upon ESOP exercise, increasing its paid-up share capital from ₹853,623,780 to ₹854,018,826.
Yes. On November 5, 2026, IIFL Capital Services Limited informed the NSE about a Pre-Offer Advertisement for an Open Offer under SEBI Takeover Regulations. This filing relates to substantial acquisition of shares and includes a Corrigendum to the Detailed Public Statement for public shareholders of IIFL Capital Services Limited.
As of November 6, 2026, IIFL closed at ₹624.00, up +3.2% from the previous close. The stock has gained +19.8% over the past year and +37.1% over six months. Technical indicators show a bullish monthly trend with strong momentum (ADX 49.34). Immediate resistance lies near ₹627.43–₹628.50, while support is observed around ₹615.97 and ₹599.63.
As of 06 Nov 2026, 03:30 pm
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Recent drawdown or price variability is materially high and may lead to larger short-term outcomes.
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The session opened materially below the previous close, indicating a sharp repricing at the open.
The price gap may increase short-term downside uncertainty and warrants review of the underlying context.
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Latest complete financial results for Q2 FY27 and comparative quarterly trends.
| Metric | Q2 FY26 | Q1 FY27 | Q2 FY27(Latest) |
|---|---|---|---|
| Income | ₹3,309.16 crore | ₹3,921.88 crore | PEAK₹4,248.21 crore |
| Interest Earned | ₹2,820.94 crore | ₹3,723.37 crore | PEAK₹4,069.38 crore |
| Finance Costs | ₹1,381.92 crore | ₹1,719.47 crore | PEAK₹1,908.64 crore |
| Impairment On Financial Instruments | PEAK₹500.34 crore | ₹294.19 crore | ₹280.81 crore |
| Profit Before Exceptional Items And Tax | ₹556.69 crore | ₹928.64 crore | PEAK₹1,073.67 crore |
| Profit Loss For Period | ₹417.94 crore | ₹713.13 crore | PEAK₹805.01 crore |
| Tax Expense | ₹138.75 crore | ₹215.51 crore | PEAK₹268.66 crore |
| Basic Earnings Loss Per Share From Continuing And Discontinued Operations | ₹8.86 per share | ₹15.87 per share | PEAK₹18 per share |
IIFL Finance reported consolidated profit before tax of ₹1,073.67 crore for the quarter ended 30 September 2026, up 15.6% sequentially and 92.9% year on year. Profit for the period rose 12.9% quarter on quarter and 92.6% year on year to ₹805.01 crore. Interest income and the loan book expanded, while impairment charges declined; finance costs increased faster than interest income sequentially.
Impairment on financial instruments declined to ₹280.81 crore from ₹294.19 crore in the June quarter and ₹500.34 crore a year earlier. The lower charge accompanied the increase in profit before tax.
Total assets stood at ₹1,04,473.53 crore as of 30 September, up 17.3% from 30 June. Loans increased 18.7% over the quarter to ₹84,173.26 crore, while investments rose 1.5% to ₹6,182.95 crore.
Cash and cash equivalents were ₹5,379.84 crore, compared with ₹3,328.23 crore at 30 June. Equity attributable to owners of the parent increased 10.9% over the quarter to ₹15,432.49 crore.
The quarter combined rapid loan-book and interest-income growth with substantially higher year-on-year earnings and lower impairment charges. Sequentially, however, finance costs rose faster than interest earned, as borrowings and debt securities increased. The interaction between funding-cost growth, lending-income growth and impairment charges will remain important to earnings as the balance sheet expands.
Disclosed bulk and block transactions involving IIFL Finance, shown for the latest 90 days.
Exchange disclosures and regulatory announcements for IIFL Finance.
IIFL Finance Limited informed the NSE and BSE on November 6, 2026, that Crisil Ratings Limited has reaffirmed its credit ratings. The long-term rating for Bank Loan Facilities and Non-Convertible Debentures is Crisil AA/Stable; Long Term Principal Protected Market Linked Debentures are rated Crisil PPMLD AA/Stable; and Commercial Papers are rated Crisil A1+.
Disclosure Under Regulation 51 |SUBJECT: Disclosure Under Regulation 51
IIFL Capital Services Limited has informed the Exchange that Pre - Offer Advertisement in accordance with Regulation 18(7) of the SEBI (Substantial Acquisition of Share and Takeover) Regulation, 2011 and Corrigendum to the Detailed Public Statement for the Public Shareholders of IIFL Capital Services Limited |SUBJECT: Open Offer
IIFL Finance Limited’s Nomination and Remuneration Committee approved the allotment of 1,97,523 equity shares to eligible employees upon exercise of stock options under the Company’s Employee Stock Option Scheme. The approval was by circular resolution dated November 5, 2026.
IIFL Finance Limited (NSE: IIFL) informed the NSE on November 5, 2026, regarding the allotment of equity shares under its Employee Stock Option Plan (ESOP). The Nomination and Remuneration Committee approved the allotment via circular resolution on the same date. Following this issuance, the company's paid-up share capital increased from INR 853,623,780 to INR 854,018,826, with the number of paid-up shares rising from 426,811,890 to 427,009,413.
IIFL Finance Limited has intimated that its Board of Directors will meet on November 10, 2026, to consider growth plans and a proposal to raise funds. The potential fundraising methods include debt issuance, rights issues, preferential issues via private placement, qualified institutions placements, or other permissible modes involving equity shares, warrants, or debt securities. The filing also notes that the trading window for Designated Persons is closed until 48 hours after the meeting concludes.
IIFL Finance Limited informed the NSE that its Board will meet on 10-Nov-2026 to consider fund raising. The mode of raising funds is “To be ascertained”; the filing does not specify an amount or report an approval or completed fund raising.
Board Meeting Intimation |Meeting Date: 10-Nov-2026
Recent market and company developments associated with IIFL Finance.
HDFC Securities has released a technical stock report for Diwali 2026 Muhurat Trading, identifying six picks across the oil and gas, IT, financial services, steel, and credit sectors. The brokerage forecasts potential upside of 19% to 28% for BPCL, HCL Technologies, IIFL Finance, JSW Steel, Satin Creditcare, and Zensar Technologies by the next Diwali, providing specific entry ranges, price targets, and stop-loss levels. HDFC Securities cautioned that these recommendations should not be the sole basis for investment decisions.
India's primary market raised a record ₹2.23 trillion through 375 IPOs in Samvat 2082, marking a 19.6% increase from the previous year, with mainboard issues accounting for ₹2.12 trillion and SME offerings for the remainder. The period saw significant fresh capital inflows of ₹1 trillion, driven by major listings such as Jio Platforms, while domestic liquidity absorbed large issuances despite foreign institutional outflows. Market performance varied widely, with median listing-day gains of 6.8% for mainboard issues and a median loss of 3.9% for SMEs, as investors increasingly differentiated co
While Bajaj Finance has seen stress in asset quality from short-tenure gold loans, Piramal Finance warned that a significant share of industry disbursements has gone to borrowers with a history of serious delinquencies.
IIFL Finance is intending to raise ₹2,500-5,000 crore by selling a minority stake. The company's promoters may subscribe to warrants to limit dilution. Fairfax Financial Holdings is likely to sell its stake due to regulatory norms. IIFL aims to enhance its capital position amid evolving market conditions. These measures are expected to create synergies for IIFL Capital as part of IDBI Bank.
IIFL Finance is intending to raise ₹2,500-5,000 crore by selling a minority stake. The company's promoters may subscribe to warrants to limit dilution. Fairfax Financial Holdings is likely to sell its stake due to regulatory norms. IIFL aims to enhance its capital position amid evolving market conditions. These measures are expected to create synergies for IIFL Capital as part of IDBI Bank.
IIFL Finance is intending to raise ₹2,500-5,000 crore by selling a minority stake. The company's promoters may subscribe to warrants to limit dilution. Fairfax Financial Holdings is likely to sell its stake due to regulatory norms. IIFL aims to enhance its capital position amid evolving market conditions. These measures are expected to create synergies for IIFL Capital as part of IDBI Bank.
JPMorgan said NBFCs continue to gain market share in both the housing finance and gold loan segments. On asset quality, the brokerage said conditions remain strong, with risks largely limited to the micro-loan against property (micro-LAP) segment.
This year has seen a remarkable surge in unlisted shares, particularly with MSEI, witnessing a staggering rise of approximately 108% year-to-date in the unlisted market. Simultaneously, CSE shares have gained momentum, echoing the trend amidst increasing investor interest in smaller exchanges following the NSE IPO filing. Factors such as revival plans and enhanced broker integrations are fueling this noteworthy shift.
Comprehensive Section Breakdown for IIFL Finance
Strategic Vision: Provides diverse financial services and loans to retail and corporate clients.
• Extensive branch network across India
• Proprietary technology and digital innovations
• Robust balance sheet
• Strong brand recognition
• Dedicated management team
Interest earned was ₹4,069.38 crore, up 9.3% from the June quarter and 44.3% from the September 2025 quarter. Revenue from operations rose 8.4% sequentially and 28.5% year on year to ₹4,246.45 crore. Total income was ₹4,248.21 crore, up 8.3% quarter on quarter and 28.4% year on year.
Other revenue from operations fell to ₹28 crore from ₹74.92 crore in the June quarter and ₹354.33 crore a year earlier. Fees and commission income was ₹149.06 crore. The increase in interest earned more than offset the decline in other operating revenue, leaving lending income as the principal contributor to revenue growth.
Finance costs rose to ₹1,908.64 crore, up 11.0% sequentially and 38.1% year on year. Borrowings stood at ₹48,223.31 crore as of 30 September, compared with ₹43,098.95 crore at 30 June. Debt securities increased to ₹29,942.76 crore from ₹20,747.97 crore over the same period. The larger funding balances coincided with higher finance costs; sequentially, finance costs grew faster than interest earned.
Total expenses were ₹3,174.54 crore, up 6.1% from the June quarter and 15.3% year on year. Other expenses increased to ₹347.37 crore from ₹287.65 crore sequentially. Employee benefit expense was ₹573.75 crore.
Profit for the period was ₹805.01 crore, compared with ₹713.13 crore in the June quarter and ₹417.94 crore in the September 2025 quarter. Tax expense was ₹268.66 crore, up from ₹215.51 crore sequentially and ₹138.75 crore a year earlier.
Basic EPS from continuing operations was ₹18.00, versus ₹15.87 in the June quarter and ₹8.86 a year earlier. Diluted EPS was ₹17.90, compared with ₹15.78 and ₹8.80, respectively. Comprehensive income for the period was ₹825.38 crore, including other comprehensive income of ₹20.37 crore.
Management attributes the quarter's growth mainly to gold loans, where AUM reached ₹65,729 crore, up 90% year on year and 13% quarter on quarter, and which it describes as the primary growth driver. Gold loan yields improved 15 basis points sequentially, while GNPA stood at 1.5%, down 66 basis points year on year, and NNPA was 0.9%. Management also emphasises a strategy centred on secured lending, co-lending partnerships and off-book distribution, which it says supports capital-efficient growth alongside lending-income expansion.
Category: Financial Services
Focuses on housing finance, offering affordable home loans, small ticket-sized home loans, secured MSME Loans, and project loans.
Category: Financial Services
Operates as a NBFC-MFI, specializing in microfinance services primarily to women organized into Joint Liability Groups.
Category: Financial Services
Delivers digital services to MSMEs, aiding them in enhancing digital sales, securing lending, managing investments, and accessing wealth management services.
Category: Financial Services
Offers business loans against property, financing for medium & small enterprises, developer & construction finance, and capital market finance.
Core Thesis: The company's diverse financial offerings are supported by a strong operational infrastructure and digital innovation.
• Extensive Branch Network: The company maintains a broad operational reach throughout India, supported by a network of over 2800 branches across more than 500 cities. • Proprietary Technology and Digital Innovations: Leverages its own technology and digital advancements to enhance service delivery and operational efficiency. • Robust Balance Sheet and Brand: Maintains a strong financial foundation and a recognized brand name in the market. • Dedicated Management Team: Guided by a committed team focused on achieving business objectives.