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India
As of 18 Sept 2026, 03:30 pm
ICICI Lombard General Insurance Company received an order from the IRDAI on September 7, 2026, imposing a penalty of ₹1 crore (₹1,00,00,000) related to its outsourcing activities. Additionally, on September 1 and 2, 2026, the company received orders concerning an aggregate GST demand of ₹3,29,83,282 and a penalty of ₹14,78,606 for FY2018-19, related to appeals with the Commissioner of Customs & Central Tax. The company stated it plans to pursue further legal options for the GST matter and noted the financial impact of the IRDAI penalty is limited to the penalty amount.
Yes, on September 15, 2026, ICICI Lombard General Insurance Company allotted 5,481 equity shares under its Employees Stock Option Scheme - 2005 and Employees Stock Unit Scheme - 2023. This allotment increased the company's paid-up share capital from INR 4,996,027,940 to INR 4,996,082,750.
As of September 18, 2026, ICICI Lombard General Insurance Company's stock has experienced negative returns across various periods, including a 2% decline in the last trading day, a 10% decline over the past month, and a 25% decline year-to-date. Technical indicators show a bearish daily trend with the Supertrend at 1530.67 and EMAs below SMAs. The weekly trend is also bearish, with the Supertrend at 1739.29. However, the monthly trend is indicated as bullish, with the Supertrend at 1437.55.
As of 18 Sept 2026, 03:30 pm
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Downward price movement of 2.74 standard deviations recorded on 2026-09-15.
Unusual market activity that may warrant review of the underlying price, volume, or news context.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Gross Premiums Written | PEAK₹8,860.27 crore | ₹8,073.70 crore | ₹7,432.98 crore | ₹7,058.86 crore | ₹8,052.55 crore |
| Net Premium Written | PEAK₹6,603.73 crore | ₹6,487.44 crore | ₹5,963.48 crore | ₹5,313.04 crore | ₹5,610.52 crore |
| Premium Earned | PEAK₹5,950.04 crore | ₹5,790.53 crore | ₹5,685.30 crore | ₹5,651.65 crore | ₹5,136.09 crore |
| Income From Investments Net | ₹857.87 crore | ₹796.68 crore | ₹909.01 crore | ₹898.93 crore | PEAK₹942.74 crore |
| Commissions And Brokerage Net | ₹1,250.18 crore | ₹1,187.57 crore | PEAK₹1,343.10 crore | ₹1,012.77 crore | ₹940.75 crore |
| Other Operating Expenses | ₹359.10 crore | PEAK₹360.98 crore | ₹328.20 crore | ₹328.20 crore | ₹307.53 crore |
Gross premiums written rose 10% year on year to ₹8,860.27 crore, while net premiums written increased 17.7% to ₹6,603.73 crore. Premiums earned, the portion recognised as revenue, grew 15.85% to ₹5,950.04 crore.
Net investment income fell 9% year on year to ₹857.87 crore, adding to the pressure on overall profitability.
Profit before tax dropped 46% to ₹535.70 crore, and profit after tax fell 46% to ₹403.17 crore. The net profit margin (profit after tax as a percentage of earned premiums) declined to 6.8% from 14.5% in the year-ago quarter. The solvency ratio was 0.0271, compared with 0.0270 a year ago.
The quarter highlights a divergence between premium growth and profitability. Double-digit premium growth was more than offset by higher incurred claims, faster growth in commission expenses, and lower investment income, leading to a 46% drop in net profit. The combined ratio reached 107.2%, its highest level in the past five quarters. A notable development was the large sequential increase in outstanding claims reserves.
Exchange disclosures and regulatory announcements for ICICI Lombard General Insurance Company.
ICICI Lombard General Insurance Company Limited announced on September 18, 2026, that it will hold its 'Digital Day Meet 2026' on September 29, 2026, at ICICI Lombard House in Mumbai starting at 10 am. The company confirmed that no unpublished price-sensitive information will be shared during the event and that presentations will be hosted on its website and stock exchanges within prescribed timelines.
ICICI Lombard General Insurance Company Limited has scheduled its 'ICICI Lombard - Digital Day Meet 2026' for investors and analysts on September 29, 2026, at 10:00 AM in Mumbai, with the meeting to be held in-person. The company will submit a presentation before the event, and the disclosure is available on its website.
ICICI Lombard General Insurance Company Limited allotted equity shares on 2026-09-15 pursuant to exercise of stock options under the ICICI Lombard Employees Stock Option Scheme-2005 and stock units under the ICICI Lombard Employees Stock Unit Scheme-2023. The allotment was approved by a Director under authority delegated by the Board on 2023-07-18, following shareholder approval of the schemes on 2023-07-06. Paid-up share capital increased from INR 4,996,027,940 (499,602,794 shares) to INR 4,996,082,750 (499,608,275 shares), reflecting an addition of 5,481 shares. No prior disclosure was required under SEBI LODR Regulations, 2015.
On September 15, 2026, ICICI Lombard General Insurance Company Limited allotted a total of 5,481 equity shares of ₹10 each under its Employees Stock Option Scheme - 2005 and Employees Stock Unit Scheme - 2023. The allotment was approved by a Whole-time Director at 03:28 p.m., acting pursuant to authority delegated by the Board of Directors during a meeting on July 18, 2023. These newly issued shares rank pari-passu with existing equity shares in all respects.
ICICI Lombard General Insurance Company Limited published a newspaper notice on September 11, 2026, regarding the loss of share certificates for holder Mr. Surinder Bhagat (Folio No. 1000136). The lost certificates (Nos. 63 and 64) cover 1,296 shares (Distinctive Nos. 335691341 to 335692636). The company will issue duplicate certificates after 15 days if no claim is received.
ICICI Lombard General Insurance Company Limited received an IRDAI order dated September 7, 2026, levying a penalty of ₹1 crore (₹1,00,00,000) for certain aspects of its outsourcing activities under the Outsourcing Regulations, 2017 and Corporate Governance Guidelines, 2016. The penalty followed an onsite inspection in September 2019 and show cause notices in 2024. IRDAI also issued directions/advisories with compliance timelines. The financial impact is limited to the penalty amount, with no operational impact expected.
ICICI Lombard received two orders from the Commissioner of Customs & Central Tax (Appeals-I), Hyderabad on September 1 and 2, 2026. The Department's appeal was allowed, and the Company's appeal was rejected, resulting in an aggregate GST demand of ₹3,29,83,282 and a penalty of ₹14,78,606 for FY2018-19. The Company plans to pursue further legal options, including a writ petition.
On September 2, 2026, ICICI Lombard General Insurance Company Limited allotted equity shares to eligible option and unit holders under the ESOS-2005 and Unit Scheme-2023 pursuant to authority delegated by the Board on July 18, 2023. The allotment increased the paid-up share capital from INR 4,995,985,820 to INR 4,996,027,940 and raised the total number of shares from 499,598,582 to 499,602,794.
Recent market and company developments associated with ICICI Lombard General Insurance Company.
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At the end of financial year 2026, the Motor Third-party contributed 20% to ICICI Lombard's Gross Direct Premium Income (GDPI). The same figure for Go Digit stood at 42.5% and for New India Assurance, it stood at 14%.
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Comprehensive Section Breakdown for ICICI Lombard General Insurance Company
Strategic Vision: Provides general insurance products and solutions across India.
• Comprehensive portfolio of general insurance products
• Diversified product categories serving various customer segments
• Extensive distribution network across urban and rural India
ICICI Lombard General Insurance Company Ltd. reported a 46% year-on-year decline in net profit for the quarter ended 30 June 2026, to ₹403.17 crore. Premiums earned grew 15.85% to ₹5,950.04 crore, but higher incurred claims, a 32.9% rise in commission expenses, and a 9% drop in net investment income weighed on profitability. The combined ratio increased to 107.2% from 102.9% a year earlier, resulting in an underwriting loss.
Incurred claims, which include claims paid and the change in outstanding claims reserves, rose 21% year on year to ₹4,544.52 crore. This increase was driven by both higher claims paid (up ₹601.07 crore) and a larger addition to outstanding claims reserves (up ₹193.35 crore). Notably, the change in outstanding claims surged sequentially from ₹175.06 crore in the March 2026 quarter to ₹1,032.91 crore, a 490% increase.
Commission and brokerage expenses grew 32.9% year on year to ₹1,250.18 crore, outpacing the 15.85% growth in earned premiums. Other operating expenses rose 16.8% to ₹359.10 crore, while total operating expenses related to the insurance business increased 6.3% to ₹785.22 crore.
The combined ratio—a measure of underwriting costs as a percentage of earned premiums—rose to 107.2% from 102.9% a year ago. The incurred claim ratio increased to 76.4% from 73.0%, and the expense of management ratio edged up to 28.8% from 27.8%.
Category: Financial Services
Covers car and two-wheeler insurance, including comprehensive coverage and roadside assistance programs.
Key Products & Services: Service Assure
Category: Financial Services
Includes retail and group health plans, personal accident coverage, and specific health products.
Key Products & Services: Health AdvantEdge • MaxProtect • Arogya Sanjeevani Policy • Saral Suraksha Bima
Category: Financial Services
Designed to secure individuals during their trips.
Category: Financial Services
Provides protection for residential properties against various disasters.
Category: Financial Services
Tailored solutions for SMEs and large corporations, encompassing fire, marine, engineering, and liability insurance.
Category: Financial Services
Offering protection for agricultural endeavors.
Category: Financial Services
Includes NRI insurance, cyber insurance, and specific home protection policies.
Key Products & Services: ICICI Bharat Griha Raksha Policy
Core Thesis: The company leverages various distribution channels to reach its diverse customer base across urban and rural areas in India.
• Customer-Centricity: Emphasizes customer-centricity, guided by its brand philosophy of 'Nibhaye Vaade'. • Multi-Channel Distribution: Offers a diversified range of products distributed through multiple channels to reach its customer base. • Strategic Partnerships: Partnerships are a part of its operational strategy, such as collaborating with Swiggy Instamart for roadside assistance.