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India
As of 18 Sept 2026, 03:30 pm
On September 16, 2026, HUDCO announced it received an ESG rating of 'Crisil ESG 64' in the 'Strong' category from CRISIL ESG Ratings & Analytics Limited. Previously, on September 15, 2026, SES ESG Research Pvt. Ltd. assigned HUDCO an ESG rating of 61.5 with a grade of B. In both instances, the company noted that these ratings were based on publicly available information and were assigned without direct engagement with HUDCO.
As of September 18, 2026, HUDCO's stock has experienced varied returns across different timeframes. In the last month (return_1m), the stock was down 7%. Over the last 3 months (return_3m), it was down 17%, and year-to-date (return_ytd), it was down 23%. The stock also shows a decline over the last year (return_1y) by 22% and since its inception (return_since_start) by 26%. However, over the last 5 days (return_5), the stock was flat, showing 0% change.
As of September 18, 2026, HUDCO's daily technical trend indicates a bearish sentiment. The closing price of ₹174.92 is below both the 20-day Exponential Moving Average (EMA) of ₹178.48 and the 50-day EMA of ₹190.41. The Supertrend indicator is also showing a 'bearish' direction at ₹181.94. The 20-day and 50-day Simple Moving Averages (SMA) are also trending downwards. In contrast, the monthly trend shows a 'bullish' Supertrend direction at ₹119.22, though the 20-day EMA and SMA are significantly higher than the current price.
As of September 18, 2026, the nearest resistance level for HUDCO is ₹175.86, which is 0.54% above the current price. Further resistance levels are identified at ₹178.68 (2.15% higher) and ₹185.28 (5.92% higher). On the support side, the nearest level is ₹172.70, which is 1.27% below the current price. Additional support levels are noted at ₹169.88 (2.88% lower) and ₹168.17 (3.86% lower).
As of 18 Sept 2026, 03:30 pm
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
Upward price movement of 3.78 standard deviations recorded on 2026-09-18.
Unusual market activity that may warrant review of the underlying price, volume, or news context.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
The session opened materially below the previous close, indicating a sharp repricing at the open.
The price gap may increase short-term downside uncertainty and warrants review of the underlying context.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Interest Earned | PEAK₹3,709.57 crore | ₹3,555.39 crore | ₹3,418.90 crore | ₹3,197.32 crore | ₹2,924.64 crore |
| Revenue From Operations | PEAK₹3,717.17 crore | ₹3,562.86 crore | ₹3,431.20 crore | ₹3,219.03 crore | ₹2,937.31 crore |
| Other Income | ₹20.32 crore | ₹62.21 crore | PEAK₹74.37 crore | ₹31.99 crore | ₹8.16 crore |
| Income | PEAK₹3,737.49 crore | ₹3,625.07 crore | ₹3,505.57 crore | ₹3,251.02 crore | ₹2,945.47 crore |
| Finance Costs | PEAK₹2,560.73 crore | ₹2,413.29 crore | ₹2,394.15 crore | ₹2,146.94 crore | ₹1,976.31 crore |
| Impairment On Financial Instruments | ₹6 lakh | PEAK₹6.05 crore | -₹77.71 crore | -₹16.99 crore | -₹102.95 crore |
Interest earned, the core revenue driver, increased 4.3% sequentially and 26.8% year on year to ₹3,709.57 crore. Total revenue from operations followed a similar path, rising 4.3% sequentially and 26.6% year on year to ₹3,717.17 crore. Other income was small (₹20.32 crore) and volatile, contributing little to the overall revenue picture.
Finance costs rose 6.1% sequentially and 29.6% year on year to ₹2,560.73 crore. Net interest income (interest earned minus finance costs) was ₹1,148.84 crore, up 21.1% from ₹948.33 crore a year ago. Sequentially, net interest income was nearly flat (₹1,142.10 crore in Q4). The year-on-year increase in net interest income contributed significantly to profit growth.
Total expenses increased 27.9% year on year, broadly in line with revenue growth. Employee benefit expense was ₹71.24 crore in the quarter. Impairment on financial instruments was just ₹0.06 crore, a sharp change from the prior year’s negative provision (reversal) of ₹102.95 crore. This normalization means credit costs no longer provide a boost to pre‑tax profit as they did in earlier quarters.
HUDCO delivered year-on-year growth in revenue and net profit in Q1, supported by higher net interest income and very low impairment charges. The quarter’s results reflect continued business momentum in its core lending operations, with the year-on-year comparisons offering the most meaningful view of underlying performance.
Exchange disclosures and regulatory announcements for Housing & Urban Development Corporation.
On September 18, 2026, Housing and Urban Development Corporation Limited (HUDCO) disclosed that it was assigned an ESG Rating of 65.13 in the 'Performer' category by Niche Capability and Certifications (OPC) Private Limited. The rating provider, Ninety Nine, determined this score based solely on information available in the public domain without direct engagement from the company.
On September 16, 2026, Housing and Urban Development Corporation Limited (HUDCO) disclosed that CRISIL ESG Ratings & Analytics Limited assigned it an ESG rating of 'Crisil ESG 64' in the 'Strong' category. The filing notes that this rating was generated based on publicly available information without direct engagement by the company. This disclosure was submitted to BSE Limited and NSE Limited pursuant to Regulation 30 of SEBI Listing Obligations and Disclosure Requirements Regulations, 2015.
On 15th September 2026, Housing and Urban Development Corporation Limited disclosed that SES ESG Research Pvt. Ltd. assigned the company an ESG rating of 61.5 with a category/grade of B. The company noted it had not engaged the rating provider, and the rating was based on publicly available information.
SBI CAP TRUSTEE COMPANY LIMITED has informed the exchange for Housing & Urban Development Corporation Limited regarding Security Cover Certificate of ISIN INE031A07865 for Q1 for the FY 2026-2027 |SUBJECT: Security Cover Certificate
SBI CAP TRUSTEE COMPANY LIMITED has informed the exchange for Housing & Urban Development Corporation Limited regarding Security Cover Certificate of ISIN INE031A07865 for Q1 for the FY 2026-2027 |SUBJECT: Security Cover Certificate
SBI CAP TRUSTEE COMPANY LIMITED has informed the exchange for Housing & Urban Development Corporation Limited regarding Security Cover Certificate of ISIN INE031A07865 for Q1 for the FY 2026-2027 |SUBJECT: Security Cover Certificate
SBI CAP TRUSTEE COMPANY LIMITED has informed the exchange for Housing & Urban Development Corporation Limited regarding Security Cover Certificate of ISIN INE031A07865 for Q1 for the FY 2026-2027 |SUBJECT: Security Cover Certificate
SBI CAP TRUSTEE COMPANY LIMITED has informed the exchange for Housing & Urban Development Corporation Limited regarding Security Cover Certificate of ISIN INE031A07865 for Q1 for the FY 2026-2027 |SUBJECT: Security Cover Certificate
Recent market and company developments associated with Housing & Urban Development Corporation.
IT, FMCG and auto shares declined while realty, media and private bank shares advanced.
Stocks in news, Stocks in buzz, Stocks to buy, Stocks to watch, Meesho, Power Grid, Lumino Industries, Hexaware Technologies, HUDCO, Ola Electric, RBL Bank, NMDC, Page Industries, Power Grid Corporation of India, ICICI Prudential Life Insurance Company, Housing & Urban Development Corporation, Ola Electric Mobility, Persistent Systems, Heidelberg Cement
HUDCO has signed an MoU with the Bihar government to provide long-term financing for industrial parks, including land acquisition and supporting infrastructure, across the state.
Housing and Urban Development Corporation Ltd expects its loan book to exceed two lakh crore rupees. The company plans to borrow seventy-five thousand crore rupees from domestic and overseas markets. HUDCO has already raised twenty thousand crore rupees in the first quarter of this fiscal.
India Business News: MUMBAI: Reserve Bank of India on Thursday released the revised list of upper layer NBFCs for FY27 under the scale-based regulation framework, expandin.
Key market players face increased regulatory scrutiny as the RBI classifies four state-owned NBFCs, while RailTel and Aegis Logistics secure major contracts, and TVS Motor enters the African electric vehicle market.
Comprehensive Section Breakdown for Housing & Urban Development Corporation
Strategic Vision: Techno-financial institution promoting sustainable habitat development.
Category: Financial Services
Provides long-term finance for housing and urban infrastructure projects across India, including infrastructure loans.
• Navratna Central Public Sector Enterprise status
• Operates under the Ministry of Housing and Urban Affairs
HUDCO’s first quarter of fiscal 2026‑27 showed continued expansion in interest income, its primary revenue source. Net profit rose 35% from a year ago, supported by higher net interest income and a lower effective tax rate, while impairment charges returned to negligible levels after prior periods of reversals. The sequential decline in net profit from the preceding quarter is misleading because that quarter included an unusually large tax benefit.
Profit before tax rose 24.4% year on year to ₹1,066.20 crore, and 71.7% sequentially from a low Q4 base. Net profit increased 35.0% year on year to ₹851.11 crore. The sequential decline of 57% from Q4 is not indicative of underlying performance: in Q4 FY2025‑26, net profit (₹1,981.31 crore) far exceeded profit before tax (₹621.01 crore), implying a large tax credit or exceptional item. The year-on-year comparison provides a clearer view of earnings growth. The effective tax rate in the current quarter was approximately 20.2%, down from 26.5% a year ago, which further boosted net profit growth.
Core Thesis: Combines financial viability with a commitment to social equity to promote sustainable habitat development.
• Social Equity Focus: Addresses the housing needs of underserved sections, including Economically Weaker Sections (EWS) and Low-Income Groups (LIG). • Techno-financial Institution: Operates as a Non-Banking Financial Company – Infrastructure Finance Company (NBFC-IFC) contributing to sustainable asset creation. • Sustainable Habitat Development: Promotes sustainable habitat development to enhance the quality of life.