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India
As of 18 Sept 2026, 03:30 pm
Go Digit General Insurance has shown a compounded sales growth of 35% over the last 5 years and 7% on a trailing twelve months (TTM) basis. Similarly, compounded profit growth was 45% over 5 years, with a 7% growth on a TTM basis. For the fiscal year ending March 2025, the company projects Total Assets of ₹21,461 crore and Total Liabilities of ₹21,461 crore. These are expected to increase to ₹24,952 crore for both Total Assets and Total Liabilities by March 2026. Investments are projected to grow from ₹19,409 crore in March 2025 to ₹22,591 crore in March 2026. Reserves are expected to increase from ₹3,365 crore in March 2025 to ₹3,738 crore in March 2026.
In the fiscal year ending March 2025, Go Digit General Insurance reported Cash from Operating Activity of ₹1,604 crore and Free Cash Flow of ₹1,587 crore. Cash from Financing Activity was ₹1,092 crore, while Cash from Investing Activity was ₹-2,837 crore, resulting in a Net Cash Flow of ₹-141 crore. For the fiscal year ending March 2026, Cash from Operating Activity is projected to increase to ₹2,026 crore, and Free Cash Flow to ₹2,009 crore. Cash from Financing Activity is expected to be ₹-28 crore, and Cash from Investing Activity ₹-2,019 crore, leading to a Net Cash Flow of ₹-22 crore.
On September 10, 2026, Mr. Giridhar Aramane resigned as a Non-Executive Independent Director due to increased time commitments from his appointment as Chairman and Managing Director of Unitech Limited. Earlier, on September 1, 2026, the company received the detailed order from the Competition Commission of India approving the Scheme of Amalgamation with Go Digit Infoworks Services Private Limited, subject to further regulatory approvals. The company also held an in-person meeting with analysts and institutional investors in Mumbai on August 28, 2026.
As of September 18, 2026, the stock's daily trend indicators suggest a bearish sentiment, with the Supertrend indicator at 270.87 and the 14-day Average Directional Index (ADX) at 13.99. The closing price was ₹239.0, below the 20-day Exponential Moving Average (EMA) of ₹255.43 and the 50-day EMA of ₹266.43. On a monthly basis, the Supertrend indicator is 223.74, indicating a bullish trend, while the daily and weekly trends show bearish signals. The stock has experienced a significant drawdown of -36% from its peak.
As of 18 Sept 2026, 03:30 pm
Showing 3 of 14 candles
Recent drawdown or price variability is materially high and may lead to larger short-term outcomes.
Primary driver: Price remains materially below a previous peak
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Profit Or Loss Before Tax | ₹115.45 crore | PEAK₹172.52 crore | ₹162.91 crore | ₹135.60 crore | ₹160.66 crore |
| Provision For Tax | PEAK₹29.06 crore | ₹23.10 crore | ₹22.82 crore | ₹19.09 crore | ₹22.33 crore |
| Profit Loss After Tax | ₹86.39 crore | PEAK₹149.42 crore | ₹140.09 crore | ₹116.51 crore | ₹138.33 crore |
| Combined Ratio | PEAK1.123 | 1.116 | 1.107 | 1.114 | 1.0862 |
| Incurred Claim Ratio | 0.733 | PEAK0.752 | 0.725 | 0.73 | 0.7031 |
| Expenses Of Management Ratio | 0.39 | 0.419 | PEAK0.434 | 0.4163 | 0.3501 |
Go Digit General Insurance Limited reported top-line growth in the quarter ended 30 June 2026, with net premium written rising 7.4% year-over-year to ₹2,094.19 crore. However, a higher incurred claim ratio and an elevated expense-of-management ratio pushed the combined ratio to 112.3%, resulting in an underwriting loss. Profit after tax fell to ₹86.39 crore, down 37.6% from a year earlier.
Exchange disclosures and regulatory announcements for Go Digit General Insurance.
Mr. Giridhar Aramane (DIN: 00483130) resigned as an Independent Director of Go Digit General Insurance Limited effective close of business hours on September 10, 2026. The resignation was due to increased time commitments arising from his appointment as Chairman and Managing Director of Unitech Limited, following orders from the Supreme Court of India dated August 17, 2026, and the Ministry of Corporate Affairs dated August 19, 2026. Mr. Aramane confirmed there are no other material reasons for his departure.
Go Digit General Insurance Limited has informed the Exchange about Resignation of Director/KMP/SMP |SUBJECT: Resignation of Director/KMP/SMP
On September 1, 2026, Go Digit General Insurance Limited received the detailed order from the Competition Commission of India (CCI) dated August 31, 2026, approving the Scheme of Amalgamation with Go Digit Infoworks Services Private Limited under Sections 230 to 232 of the Companies Act, 2013. This approval follows an initial CCI clearance letter issued on July 28, 2026. The Scheme remains subject to further statutory and regulatory approvals, including those from the National Company Law Tribunal (NCLT), the Insurance Regulatory and Development Authority of India (IRDAI), and shareholders.
Go Digit General Insurance Limited informed stock exchanges on 21st August 2026 that it will hold an in-person physical meeting with a group of analysts/institutional investors in Mumbai, India, on Friday, 28th August 2026 from 12:00 noon to 7:00 p.m. IST.
Go Digit General Insurance Limited's 10th Annual General Meeting held on August 18, 2026, resulted in the approval of two ordinary resolutions with requisite majorities. Resolution 1 adopted the audited financial statements for the fiscal year ended March 31, 2026, receiving 99.72% support from votes polled. Resolution 2 reappointed director Gopalakrishnan Soundarajan (DIN: 05242795), who retired by rotation, securing 96.47% of the votes cast in favor.
Go Digit General Insurance Limited held its 10th Annual General Meeting on 18th August 2026 via video conferencing. The meeting approved the adoption of audited financial statements for the fiscal year ended March 31, 2026, and the re-appointment of director Gopalakrishnan Soundarajan. The joint statutory auditors and secretarial auditor issued unmodified and unqualified opinions for FY 2025-26.
On 13 August 2026, the NCLT Mumbai Bench allowed the first motion application for the Scheme of Amalgamation of Go Digit Infoworks Services Private Limited (Transferor Company) with Go Digit General Insurance Limited (Transferee Company). The NCLT directed the Transferee Company to convene a meeting of its equity shareholders within 90 days of the order being uploaded on the NCLT website to consider and approve the Scheme. The Scheme involves the issuance of 2,62,589 equity shares of the Transferee Company for every 1,000 equity shares held in the Transferor Company, and similar ratios for compulsory convertible preference shares. The NCLT dispensed with meetings for the Transferor Company's shareholders and for the creditors of both companies, subject to certain notice conditions.
Recent market and company developments associated with Go Digit General Insurance.
The Bombay Burmah Trading Corporation Ltd notched up volume of 19.17 lakh shares by 10:45 IST on BSE, a 517 fold spurt over two-week average daily volume of 3708 shares
At the end of financial year 2026, the Motor Third-party contributed 20% to ICICI Lombard's Gross Direct Premium Income (GDPI). The same figure for Go Digit stood at 42.5% and for New India Assurance, it stood at 14%.
Sensex Today | Stock Market Live Updates: It remains to be seen how the index moves in case it tests 24,800 on the upside yet again. The Nifty Bank, which underperformed for most of Tuesday, also saw a jump on Tuesday in the final tick, closing back near the 58,000 mark, sustaining above which will be key.
Insurance complaints FY26, life insurance complaints, IRDAI complaint data, insurance claim-related grievances, insurance complaint trends India
Sensex, Nifty, Stock Price Live Updates: Indian benchmark indices traded in a narrow range on Thursday, with gains in IT stocks led by Persistent Systems, Wipro and Coforge helping offset global uncertainty over the Fed, elevated crude oil prices and geopolitical tensions in West Asia, while investors remained focused on Q1 earnings.
The block deal comes as Peak XV continues trimming its investment in the insurer, while Go Digit shares gained over 1%.
Stocks in focus today include Go Digit, Graphite India, RVNL, HUDCO, Tanla Platforms, and Euro Panel due to key developments.
Indian equities extended losses for a fifth straight session, pressured by elevated oil prices and persistent FII outflows. Despite intraday recovery, sentiment remains weak amid rising US yields and global uncertainty. Analysts flag key technical levels for Nifty, while stock-specific action and broader market resilience remain in focus.
Comprehensive Section Breakdown for Go Digit General Insurance
Strategic Vision: Digital-first insurance provider simplifying products and claims.
Category: Financial Services
This segment offers a range of insurance products including motor, health, home, travel, and business insurance solutions.
Category: Financial Services
This segment provides life insurance products such as term life, savings plans, retirement plans, and group life insurance.
• Digital-first approach to insurance
• Streamlined processes through technology
• Focus on simplifying insurance products and claims
Net premium written for the quarter was ₹2,094.19 crore, representing a 7.36% increase from ₹1,950.60 crore in the same period last year. On a sequential basis, net premium written decreased by 0.9% from ₹2,113.22 crore in the preceding quarter.
Premium earned for the quarter was ₹2,006.96 crore, up 7.61% from ₹1,865 crore in Q1 FY2025-26. Investment income contributed ₹351.83 crore to operating income, an increase of 3.07% from the previous quarter.
The Motor segment remains the dominant contributor to the business. Net premium written for Motor was ₹1,510.11 crore, an increase of 0.69% from the previous quarter and 5.6% from the year-ago period. Other segments showed varied performance:
The company's financial results for the quarter reflect a significant reduction in bottom-line earnings compared to the previous quarter and the same period last year. Profit before tax for the quarter ended 30 June 2026 stood at ₹115.45 crore, a decrease of 33.1% from ₹172.52 crore in the preceding quarter. Year-over-year, profit before tax decreased by 28.1% from ₹160.66 crore in Q1 FY2025-26.
Profit after tax declined to ₹86.39 crore from ₹149.42 crore in Q4 FY2025-26, representing a 42.2% drop. Year-over-year, profit after tax fell from ₹138.33 crore in Q1 FY2025-26, a decline of 37.6%.
This decline in profitability coincides with a deterioration in underwriting performance. The combined ratio for the quarter rose to 1.123 (112.3%), up from 1.116 (111.6%) in Q4 FY2025-26 and 1.0862 (108.62%) in Q1 FY2025-26. A combined ratio exceeding 100% indicates that the cost of claims and expenses exceeded the premium earned.
The underwriting deterioration was driven by two primary components:
The company's technical liabilities, specifically outstanding claims reserves, showed significant movement across segments. Motor outstanding claims reserves increased by 5.41% to ₹10,318.89 crore from ₹9,789 crore at the end of Q4 FY2025-26.
In contrast, outstanding claims reserves for Health Government Business decreased sharply by 88.91% to ₹16.07 crore from ₹144.92 crore in Q4 FY2025-26. Health Group/Corporate reserves increased by 4.82% to ₹343.63 crore.
In its press release, Go Digit General Insurance Limited emphasized 'Profitability Discipline Over Growth in a Soft Market' and noted that it became the first multi-line insurer to declare results as per Ind AS standards. The company also disclosed in the Outcome of Board Meeting that its expenses exceeded regulatory limits and it has sought forbearance, that IRDAI granted exemption from Ind AS preparation for FY 2026‑27, and that the Board approved a scheme of amalgamation with Go Digit Infoworks Services Private Limited which has received no adverse observations from stock exchanges and is awaiting further approvals.
Go Digit General Insurance Limited delivered top-line growth in the quarter ended 30 June 2026, with net premium written rising 7.4% year-over-year. However, this growth did not translate into improved profitability, as profit after tax fell 37.6% from a year ago. The quarter was marked by a combined ratio of 112.3%, driven by higher claims and expenses, with the Motor segment representing the largest share of premiums. Reserve movements were mixed, with significant growth in Motor reserves offset by a sharp reduction in Health Government reserves.
Core Thesis: Leveraging technology to streamline insurance processes and deliver simple, transparent solutions.
• Digital-First Approach: The company operates with a digital-first strategy to simplify insurance products and processes. • Technology Streamlining: Leverages technology to streamline insurance processes, reducing paperwork and traditional interactions. • Simplified Solutions: Aims to deliver simple and transparent insurance solutions to customers.