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India
As of 18 Sept 2026, 03:30 pm
Between March 2019 and March 2020, Aditya Birla Capital's total assets increased from ₹109,470 crore to ₹113,520 crore. During the same period, total liabilities also rose from ₹109,470 crore to ₹113,520 crore. Key balance sheet components saw changes: Borrowing decreased slightly from ₹56,324 crore to ₹55,966 crore, while Investments grew from ₹43,955 crore to ₹48,415 crore. Equity Capital increased from ₹2,201 crore to ₹2,414 crore, and Reserves grew from ₹7,311 crore to ₹10,162 crore.
Aditya Birla Capital's cash flow from operating activities has shown a significant shift. In March 2019, the company reported a negative cash flow from operations of -₹10,256 crore. This improved to a positive ₹4,271 crore in March 2020. Consequently, Free Cash Flow also moved from -₹10,413 crore in March 2019 to ₹4,117 crore in March 2020.
Aditya Birla Capital has been actively engaging with investors. On September 16, 2026, the company held meetings with various institutional investors including BlackRock Asset Management, Jefferies India, and Tata Mutual Fund. A presentation discussed during these meetings is available on the company's website. Additionally, the company scheduled an institutional investor meeting for September 22, 2026, at the J.P. Morgan India Conference in Mumbai.
As of September 18, 2026, Aditya Birla Capital's stock is trading at ₹410.05. The daily trend indicators suggest a bullish Supertrend at ₹369.05. The stock has shown positive returns over various periods, including a 5-year compounded profit growth of 28% and a 5-year compounded sales growth of 19%. The nearest resistance level is at ₹413.75, and key support levels are identified around ₹403.98 and ₹397.77.
As of 18 Sept 2026, 03:30 pm
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price swings are higher than typical
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
The session opened materially below the previous close, indicating a sharp repricing at the open.
The price gap may increase short-term downside uncertainty and warrants review of the underlying context.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Revenue From Operations | ₹12,179.54 crore | PEAK₹13,459.25 crore | ₹11,952.09 crore | ₹10,594.96 crore | ₹9,502.69 crore |
| Interest Earned | PEAK₹5,975.34 crore | ₹5,516.18 crore | ₹5,286.33 crore | ₹5,002.70 crore | ₹4,775.08 crore |
| Other Revenue From Operations | ₹5,703.74 crore | PEAK₹7,562.72 crore | ₹6,281.49 crore | ₹5,249.82 crore | ₹4,381.40 crore |
| Profit Before Exceptional Items And Tax | PEAK₹1,495.31 crore | ₹1,369 crore | ₹1,299.37 crore | ₹1,134.36 crore | ₹1,071.01 crore |
| Profit Before Tax | PEAK₹1,495.31 crore | ₹1,382.65 crore | ₹1,231.78 crore | ₹1,134.36 crore | ₹1,071.01 crore |
| Finance Costs | PEAK₹3,389.51 crore | ₹3,100.59 crore | ₹2,981.26 crore | ₹2,804.15 crore | ₹2,736.19 crore |
Finance costs rose to ₹3,389.51 crore, up 9.32% sequentially and 23.88% from ₹2,736.19 crore in Q1 FY2025-26. Interest earned covered finance costs 1.76 times in the current quarter (₹5,975.34 crore vs. ₹3,389.51 crore), a level that has remained broadly stable in recent quarters.
Segment revenue from operations was ₹14,731.04 crore in Q1 FY2026-27, while consolidated revenue from operations was ₹12,179.54 crore—a difference of ₹2,551.50 crore. Inter-segment revenue, which is eliminated in consolidation, was ₹129.68 crore. The gap exceeds the inter-segment elimination, indicating that other consolidation adjustments also contribute to the difference. This pattern has been present in prior quarters as well.
Exchange disclosures and regulatory announcements for Aditya Birla Capital.
On 18 September 2026, the Stakeholders Relationship Committee of Aditya Birla Capital Limited approved the allotment of 60,827 equity shares with a face value of ₹10 each to employees under the ABCL Scheme 2017 and ABCL Scheme 2022. This issuance increased the company's paid-up equity share capital from ₹27,37,66,60,770 to ₹27,37,72,69,040, raising the total number of equity shares from 2,73,76,66,077 to 2,73,77,26,904.
On September 18, 2026, Aditya Birla Capital Limited allotted equity shares under its ESOP/ESPS scheme following a board meeting held on the same date. The allotment increased the company's paid-up share capital from INR 27,376,660,770 to INR 27,377,269,040 and raised the total number of shares outstanding from 2,737,666,077 to 2,737,726,904.
Aditya Birla Capital Limited informed stock exchanges of a scheduled institutional investor meeting on September 22, 2026, for the J.P. Morgan India Conference in Mumbai, with the mode being physical.
Aditya Birla Capital Limited has scheduled an institutional investor meeting, the J.P. Morgan India Conference, to be held in person in Mumbai on September 22, 2026, at 14:00. The event will involve discussions based on publicly available information with multiple persons from an investor group. Mr. Pramod Bohra is designated as the contact person for this engagement.
Aditya Birla Capital Limited held analyst/institutional investor meetings on 16 September 2026 with BlackRock Asset Management, Jefferies India, Schroders Investment Management, Millennium Management, TT International, Tata Mutual Fund, Eurizon Capital, Tara Capital, Treeline Advisors, Sephira Investment Managers, and M&G Investment. The presentation discussed is available on the company's website, and no unpublished price-sensitive information was shared.
Aditya Birla Capital Limited certified on September 16, 2026, that it paid Rs. 2,096.57 lakh in interest and redeemed the full principal amount of its ABCL NCD Series 'L2' (ISIN: INE860H07IJ5) due to maturity. The interest payment, recorded with a record date of September 1, 2026, included TDS of Rs. 103.81 lakh and followed a previous payment on March 23, 2026. The filing was submitted by Company Secretary Santosh Haldankar to comply with SEBI listing regulations regarding Non-Convertible Securities.
Aditya Birla Capital Limited on 2026-09-16 disclosed the outcome of an Institutional Investor Meet, for which prior intimation of the schedule had been given on the same date.
Aditya Birla Capital Limited submitted its Asset Liability Management (ALM) return for the period ending August 31, 2026, to the BSE and NSE on September 16, 2026. The filing details structural liquidity and interest rate sensitivity data in ₹ Lakhs, including total outflows of ₹22,802,079.09 Lakhs and total inflows of ₹24,450,545.19 Lakhs, resulting in a cumulative positive mismatch of ₹1,648,466.10 Lakhs. The report was filed by Company Secretary Santosh Haldankar and Vertical Manager Vikram Moudgil, confirming compliance with RBI ALM guidelines.
Recent market and company developments associated with Aditya Birla Capital.
The landscape of retail lending is shifting as non-bank lenders swiftly embrace smaller ticket personal and consumer durable loans. NBFCs and fintech firms are not just leading originations by both volume and value; they are redefining lending opportunities as the economy continues to develop. Banks are still integral, providing necessary funding to NBFCs and utilizing securitization, contributing to a dynamic credit ecosystem with expanded avenues for access.
Gold loans, NBFCs, Muthoot Finance, Manappuram Finance, Bank competition
SBI Securities Sudeep Shah expects Nifty to remain range-bound, with 24,000 as key support and 24,500 as resistance. He warns of underpriced options-market tail risks amid low volatility. Bank Nifty remains compressed, while Nifty IT faces support at 30,000. AU Small Finance Bank, Aditya Birla Capital and Nippon Life offer setups.
India Business News: MUMBAI: Aditya Birla Capital's NBFC business has entered the gold loan segment and plans to open around 1,000 dedicated gold loan branches over the ne.
Key equity benchmarks staged a strong rebound on Thursday, with the Nifty snapping a seven-session losing streak and reclaiming the 24,200 level, while the Sensex jumped over 600 points. The recovery was supported by easing US Treasury yields after the US Treasury announced plans to double its buybacks of longer-duration government debt, helping steady global bond markets and improve risk appetite. Buying was broad-based, led by IT, financials, realty and media stocks, while the broader market also ended higher. The rupee snapped its three-day losing streak and closed at 95.71 per dollar. Technically, the Nifty faces an immediate hurdle at 24,290-24,320, while 24,130-24,100 remains a crucial support zone.
Taking Stock,Sensex,Nifty,Local markets
Rakesh Singh, executive director and CEO - NBFC at Aditya Birla Capital said gold loans are witnessing strong structural growth in India and its entry into this segment is a natural extension of the company's secured lending strategy.
Aims to establish network of 1,000 gold loan branches in next 3 years
Comprehensive Section Breakdown for Aditya Birla Capital
Strategic Vision: Financial services company offering protecting, investing, and financing solutions.
Aditya Birla Capital Limited reported a mixed first quarter for FY2026-27. Total revenue from operations fell compared with the previous quarter, but profit before tax and earnings per share continued to climb. The revenue decline was driven by a sharp drop in Other Revenue From Operations, while interest income—the largest revenue component—grew both sequentially and year-over-year. Finance costs also rose, but net interest income increased, and profit growth outpaced revenue growth on a year-over-year basis.
Revenue from operations for Q1 FY2026-27 was ₹12,179.54 crore, down 9.51% from ₹13,459.25 crore in Q4 FY2025-26. The sequential decline was driven by a sharp drop in Other Revenue From Operations, which fell 24.58% to ₹5,703.74 crore from ₹7,562.72 crore. In contrast, interest earned rose 8.32% sequentially to ₹5,975.34 crore. Fees and commission income, reported for the current quarter, stood at ₹260.17 crore.
Year-over-year, total revenue grew 28.17% from ₹9,502.69 crore in Q1 FY2025-26. Both interest earned (+25.14%) and other revenue (+30.18%) contributed to this growth, with other revenue recovering from a lower base a year ago.
Profit before tax (and before exceptional items) increased to ₹1,495.31 crore, up 9.23% sequentially from ₹1,369 crore and 39.62% year-over-year from ₹1,071.01 crore. No exceptional items were recorded, so profit before tax was identical.
Profit after tax for the period was ₹1,223.85 crore, up 5.08% sequentially and 43.85% year-over-year. After deducting non-controlling interest of ₹49.15 crore, the profit attributable to the parent was ₹1,174.70 crore. Basic earnings per share rose to ₹4.46 from ₹4.31 in the prior quarter and from ₹3.20 a year ago, a 39.38% year-over-year increase. The effective tax rate for the quarter was 27.9% (₹417.02 crore tax on ₹1,495.31 crore pre-tax profit).
Net interest income (interest earned minus finance costs) was ₹2,585.83 crore, compared with ₹2,415.59 crore in Q4 FY2025-26, an increase of 7.05%. This sequential rise in net interest income occurred even as total revenue declined, reflecting the growth in interest income and the drop in other revenue.
Aditya Birla Capital reported strong Q1 FY27 results with consolidated revenue growing 29% y-o-y to ₹14,731 crore and PAT increasing 40% y-o-y to ₹1,175 crore. The company successfully raised ₹4,000 crore in growth capital, primarily directed towards NBFC business expansion and capital base augmentation.
Strategic focus remains on digital transformation and asset quality, with the ABCD D2C platform acquiring 1.2 crore customers and Udyog Plus reaching ₹6,229 crore AUM. Management emphasized AI integration across the customer lifecycle to enhance productivity and underwriting efficiency while maintaining robust asset quality across lending portfolios.
Aditya Birla Capital’s first quarter shows a divergence: total revenue fell sequentially because of a sharp drop in other revenue, but profit before tax and earnings per share continued to rise. Interest income grew, net interest income increased, and year-over-year comparisons remained strong across all profit metrics. Finance costs are rising, but interest income still covers them comfortably. The gap between segment and consolidated revenue persists and is not fully explained by inter-segment eliminations. Overall, the quarter reflects a business that generated higher profits even as the top-line composition shifted.
Category: Financial Services
The lending operations provide credit solutions to retail, corporate, and SME clients.
Key Products & Services: Aditya Birla Finance Limited • Aditya Birla Housing Finance Limited
Category: Financial Services
This segment offers comprehensive life, health, and general insurance policies.
Key Products & Services: Aditya Birla Sun Life Insurance Company Limited • Aditya Birla Health Insurance Co. Limited
Category: Financial Services
This division handles investment management, pension funds, and asset advisory.
Key Products & Services: Aditya Birla Sun Life Asset Management Company Limited • Aditya Birla Sun Life Pension Fund Management Limited • Aditya Birla Money Limited
Category: B2B Services
Drives digital transformation and fintech initiatives, and operates wellness programmes integrated with health insurance.
Key Products & Services: Aditya Birla Capital Digital Limited • Aditya Birla Wellness Private Limited
Core Thesis: The business model is structured across four primary service pillars: financing, protecting, investing, and digital & wellness solutions.
• Financing: Offers personal loans, business loans, SME finance, corporate finance, loan against securities, and project finance. • Protecting: Provides life insurance, retirement planning, savings, investment-linked protection, and health insurance plans. • Investing: Manages mutual funds, portfolio management services, alternative investment funds, and pension funds. • Digital & Wellness Solutions: Drives digital transformation and fintech initiatives, and integrates wellness programmes with health insurance.