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India
As of 18 Sept 2026, 03:30 pm
For the period ending March 2025, Aadhar Housing Finance reported a borrowing of ₹16,322 million and equity capital of ₹431 million. Projections for March 2026 show an increase in borrowing to ₹18,744 million and a slight rise in equity capital to ₹436 million.
On September 17, 2026, Aadhar Housing Finance announced the allotment of 186,440 equity shares under its Employee Stock Option Plan 2020, increasing its paid-up equity capital. The company also had scheduled investor meetings with Anand Rathi Group on September 22, 2026, and ICICI Securities on September 28, 2026, though a meeting with Anand Rathi was later cancelled due to exigencies. These meetings were intended to discuss the company's performance, referencing a presentation uploaded on July 31, 2026.
As of September 18, 2026, the daily technical trend for Aadhar Housing Finance is indicated as bearish, with the Supertrend indicator at 490.37. The stock has experienced a decline in recent periods, with a 1-year return of -14% and a Year-to-Date (YTD) return of -4%. The current closing price is ₹461.65.
Aadhar Housing Finance has demonstrated compounded sales growth of 19% over the last 5 years and 18% on a TTM (Trailing Twelve Months) basis. Profit growth has been stronger, with a compounded profit growth of 27% over the last 5 years and 22% on a TTM basis.
As of 18 Sept 2026, 03:30 pm
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Trading activity was substantially higher than usual and the price closed lower.
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Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Income | PEAK₹997.19 crore | ₹992.51 crore | ₹943.77 crore | ₹899.26 crore | ₹851.34 crore |
| Expenses | PEAK₹633.56 crore | ₹594.26 crore | ₹568.08 crore | ₹556.52 crore | ₹546.19 crore |
| Profit Before Tax | ₹363.63 crore | PEAK₹398.25 crore | ₹359.77 crore | ₹342.74 crore | ₹305.15 crore |
| Profit Loss For Period | ₹282.36 crore | PEAK₹310.92 crore | ₹281.21 crore | ₹266.47 crore | ₹237.28 crore |
| Revenue From Operations | PEAK₹992.89 crore | ₹984.56 crore | ₹942.71 crore | ₹897.13 crore | ₹848.18 crore |
| Interest Earned | PEAK₹886.64 crore | ₹851.45 crore | ₹832.98 crore | ₹799.37 crore | ₹760.10 crore |
Aadhar Housing Finance reported a dip in quarterly profit for the period ended 30 June 2026, as a sharp rise in finance costs and a threefold jump in loan impairment provisions outpaced modest revenue growth. While year-on-year figures remained higher, the sequential decline in profit before tax and net profit marks a break from the upward trend of the previous quarters.
Exchange disclosures and regulatory announcements for Aadhar Housing Finance.
On September 17, 2026, Aadhar Housing Finance Limited allotted equity shares under an ESOP/ESPS scheme following a board meeting approval on the same date. The allotment increased the company's paid-up share capital from INR 4,382,067,170 to INR 4,383,931,570 and raised the total number of shares outstanding from 438,206,717 to 438,393,157.
On September 17, 2026, Aadhar Housing Finance Limited allotted 1,86,440 equity shares of Rs. 10 each to eligible employees exercising options under its Employee Stock Option Plan 2020. The new shares rank pari passu with existing shares, increasing paid-up equity capital to Rs. 4,38,39,31,570 (43,83,93,157 fully paid-up shares). The event occurred at 5:50 pm on the same date, as intimated to BSE and NSE under SEBI regulations.
Aadhar Housing Finance Limited cancelled its scheduled physical investor meeting with Anand Rathi Group, originally set for September 22, 2026, at the Taj in Santacruz due to other exigencies. The cancellation was disclosed via a filing submitted on September 16, 2026, under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, following an earlier intimation dated September 15, 2026.
Aadhar Housing Finance Limited informed the stock exchanges regarding scheduled institutional investor meetings. On September 22, 2026, a group meeting with Anand Rathi is scheduled at Taj, Santacruz. On September 28, 2026, a group meeting with ICICI Securities is scheduled at Sofitel, BKC as part of the Affordable Housing Day. Both meetings will be held in-person and may reference the investors' presentation uploaded on July 31, 2026.
Aadhar Housing Finance Limited announced on September 15, 2026, that its management will participate in investor meetings with the Anand Rathi Group on September 22, 2026, and ICICI Securities on September 28, 2026. The company intends to present an Investors' Presentation previously uploaded on July 31, 2026, during these physical events held at the Taj, Santacruz, and Sofitel, BKC respectively. The filing notes that the scheduled dates are subject to change due to exigencies.
On August 28, 2026, India Ratings and Research Private Limited upgraded Aadhar Housing Finance Limited's credit rating for Non-Convertible Debentures (INR 7,250 crore) and Bank Loan Facilities (INR 5,000 crore) to 'IND AA+' with a Stable outlook. The agency revised the outlook from Positive to Stable while maintaining the 'IND AA+' rating level for both instrument categories totaling INR 12,250 crore. This revision was communicated to BSE Limited and NSE Limited pursuant to SEBI Listing Regulations.
On August 26, 2026, Aadhar Housing Finance Limited allotted equity shares under its ESOP/ESPS scheme. The allotment increased the paid-up share capital from INR 4,377,374,580 to INR 4,382,067,170, with the number of paid-up shares rising from 437,737,458 to 438,206,717.
Aadhar Housing Finance Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
Recent market and company developments associated with Aadhar Housing Finance.
Helios Mid Cap Fund, backed by Samir Arora, exited Dixon Technologies, Aadhar Housing Finance and Black Box in August. The fund added eight stocks, including Coforge and Lalithaa Jewellery, while increasing exposure to 15 stocks and holding 72 stocks across 23 sectors.
PNB Housing Finance shares have seen significant gains this year. The company is focusing on affordable and emerging housing segments. This strategic shift aims to improve its valuation and return ratios. Disbursements and net profit are expected to grow robustly in coming years. Stable asset quality and new financing initiatives support future growth.
Aadhar Housing Finance, Aadhar Housing Finance stocks, Aadhar Housing Finance shares, Nomura, Aadhar Housing Finance Q1 results
Q1 Results LIVE Updates: Four Nifty companies, ITC, Maruti Suzuki, Sun Pharma and Bajaj Finserv report results today to round off this week dominated by earnings. Broader market names like Dixon Tech, Indian Oil, Glenmark Pharma, GMDC, ABB India, SJVN, GAIL and NALCO among many others will also be reporting their results. The big result reactions of the day include the likes of Swiggy, Mazagon Dock, Thermax, Bajaj Finance's earnings call and upgrades among others.
Shares of Aadhar Housing Finance Ltd ended at ₹497.25, up by ₹3.25, or 0.66%, on the BSE.
Mumbai Police have registered an FIR alleging a Rs 42.96-crore redevelopment fraud involving Siddhivinayak Construction, its directors, banks and flat buyers in Chinchpokli. The case, now being investigated by the EOW, concerns the alleged illegal sale and mortgaging of rehabilitation flats meant for tenants.
The optimism reflects the underperformance of Indian equities relative to other emerging markets and the US, along with a moderation in valuations.
Sensex, Nifty, Share Prices Live Updates: At around 12.05 pm, Sensex traded 621.88 pts or 0.80% lower at 77,529.57; and Nifty 50 declined 151.05 pts or 0.62% to 24,183.25.
Comprehensive Section Breakdown for Aadhar Housing Finance
Strategic Vision: Affordable housing finance for economically weaker sections and low-income groups.
Category: Financial Services
Focuses on addressing the home financing needs of economically weaker sections and low-income groups across India, providing a range of home loan solutions.
• Focus on underserved communities in the affordable housing finance sector.
Total income for the quarter stood at ₹997.19 crore, a marginal 0.47% increase from the preceding March 2026 quarter. The modest growth was the result of a 0.85% rise in revenue from operations (to ₹992.89 crore) being largely offset by a drop in other income, which fell from ₹7.95 crore to ₹4.30 crore.
Interest earned, the largest income component, climbed 4.13% quarter-on-quarter to ₹886.64 crore. Fee income was ₹50.40 crore in the quarter. Compared with the same quarter a year ago, total income grew 17.13%, reflecting a broader expansion.
Total expenses increased 6.61% sequentially to ₹633.56 crore, the largest quarterly increase in recent quarters. Two items were the main contributors:
Employee benefit expense for the quarter was ₹163.19 crore. Other expenses fell 29.16% to ₹53.20 crore, partially offsetting the higher finance and provision costs.
The higher expense load, combined with only a slight increase in income, pushed profit before tax down 8.69% sequentially to ₹363.63 crore. Net profit (profit for the period) fell 9.19% to ₹282.36 crore.
The profit before tax margin (PBT as a percentage of total income) narrowed from 40.1% in the March 2026 quarter to 36.5% in the June 2026 quarter. On a year-on-year basis, both profit measures grew by approximately 19%, but the sequential decline interrupted a pattern of rising profits seen over the previous quarters.
Aadhar Housing Finance delivered a strong Q1 FY27, with AUM growing 18% YoY to ₹31,364 crore and PAT rising 19% to ₹282 crore. Management attributed the performance to healthy business expansion, stable asset quality (GNPA 1.31%), and a favorable operating environment for low-income housing finance, supported by resilient demand in Tier II and Tier III markets. The company's 'Urban and Emerging' branch model expanded to 628 branches, and continued investments in AI and digital capabilities improved operational efficiency and credit assessment.
Looking ahead, management sees a constructive outlook as PMAY-U 2.0 implementation accelerates and credit conditions ease, with long-term fundamentals underpinned by low mortgage penetration and rising urbanization. The company remains committed to expanding access in underserved markets, maintaining sound underwriting standards, and leveraging technology to drive sustainable growth. Management expressed confidence in achieving medium-term guidance on disbursement, AUM, and profit.
The June 2026 quarter saw a divergence between income and expenses. Finance costs and loan loss provisions increased sharply, while revenue growth remained subdued. This compressed margins and caused both profit before tax and net profit to fall from the previous quarter’s levels. The surge in loan impairment provisions, a notable change from the recent low of the March quarter, was a key factor behind the higher costs. Year-on-year comparisons remain positive, but the sequential trend points to near-term margin pressure.
Core Thesis: The company's operational approach is guided by a clear vision, mission, and values to promote affordable housing.
• Product Diversification: Offers a range of home loan solutions including financing for purchase, construction, home improvement, and loans against property. • Customer Accessibility: The financing process is designed to be simple, hassle-free, transparent, and efficient to make home ownership accessible. • Targeted Market Focus: Concentrates on serving the home financing needs of economically weaker sections and low-income groups in India.