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India
Reported ownership for FY2027-Q1 as of 2026-06-30.
As of 16 Oct 2026, 03:30 pm
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
Downward price movement of 2.51 standard deviations recorded on 2026-10-01.
Unusual market activity that may warrant review of the underlying price, volume, or news context.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Interest Earned | PEAK₹12,916.27 crore | ₹12,093.60 crore | ₹11,839.26 crore | ₹11,551.41 crore | ₹11,173.55 crore |
| Other Revenue From Operations | ₹171.32 crore | PEAK₹206.68 crore | ₹137.54 crore | ₹152.13 crore | ₹128.12 crore |
| Revenue From Operations | PEAK₹13,400.43 crore | ₹12,513.43 crore | ₹12,170.76 crore | ₹11,912.44 crore | ₹11,536.32 crore |
| Other Income | ₹18.31 crore | ₹18.92 crore | PEAK₹25.77 crore | ₹8.89 crore | ₹6.12 crore |
| Finance Costs | ₹5,204.45 crore | ₹5,336.08 crore | ₹5,259.35 crore | PEAK₹5,524.83 crore | ₹5,400.76 crore |
| Impairment On Financial Instruments | PEAK₹1,463.26 crore | ₹1,409.73 crore | ₹1,310.32 crore | ₹1,333.33 crore | ₹1,285.57 crore |
Interest earned, the primary source of revenue, rose 6.8% sequentially and 15.6% year-on-year to ₹12,916 crore. Fees and commission income of ₹127 crore and other revenue from operations of ₹171 crore brought total revenue from operations to ₹13,400 crore, up 7.1% from the preceding quarter and 16.2% from a year ago. The sequential growth accelerated compared with the 2.8% increase recorded in the prior quarter.
Impairment on financial instruments increased 3.8% sequentially and 13.8% year-on-year to ₹1,463 crore. The sequential rise was moderate relative to the 6.8% increase in interest earned. Other expenses rose 6.1% from the prior quarter to ₹680 crore, a pace slightly below the overall revenue growth rate.
Profit before tax surged 18.1% sequentially and 59.2% year-on-year to ₹4,626 crore. The effective tax rate increased to 25.5% from 23.0% in the March quarter, moderating after-tax growth. Net profit from continuing operations reached ₹3,447 crore, up 14.3% sequentially and 59.9% year-on-year.
Despite the 14.3% increase in net profit, basic earnings per share declined from ₹16.06 to ₹14.86, a drop of 7.5%. This divergence indicates that the number of outstanding shares rose during the quarter, diluting per-share earnings. Compared to a year ago, EPS remains up 29.4%, reflecting the underlying profit growth over the twelve-month period.
Shriram Finance Limited delivered a substantial profit increase in the June quarter, supported by accelerating revenue growth and a decline in finance costs that kept key expense lines flat. The net profit rose nearly 60% from a year earlier, but the simultaneous drop in earnings per share signals a notable increase in share count that partially offset the profit improvement for existing shareholders.
Exchange disclosures and regulatory announcements for Shriram Finance.
Shriram Finance Limited has informed the NSE and BSE that its wholly owned subsidiary, Shriram Overseas Investments Limited, has been renamed to Shriram Gilts Limited with effect from October 15, 2026. This change follows in-principle approval from the Reserve Bank of India (RBI) on April 15, 2026, to commence Primary Dealer business, and subsequent No Objection confirmation from the RBI and approval from the Ministry of Corporate Affairs (MCA).
Shriram Finance Limited intimated the name change of its wholly owned subsidiary from 'Shriram Overseas Investments Limited' to 'Shriram Gilts Limited', effective October 15, 2026. The change was approved by the Ministry of Corporate Affairs (MCA) following a No Objection from the Reserve Bank of India (RBI), in furtherance of prior in-principle approval for the subsidiary to commence Primary Dealer (PD) business.
Shriram Finance Limited confirmed the timely payment of interest on its Subordinated Debt (ISIN: INE721A08CY4) for the period due on October 17, 2026. The company paid Rs. 2,410.80 lakhs on October 16, 2026, one day prior to the due date, pursuant to Regulation 57 of the SEBI Listing Regulations.
Shriram Finance Limited has intimated the National Stock Exchange and Bombay Stock Exchange of a Board of Directors meeting scheduled for October 23, 2026. The agenda includes approval of unaudited standalone and consolidated financial results for the second quarter and half-year ended September 30, 2026, consideration of an interim dividend for FY 2026-27, and substantive actions regarding fund raising. Specifically, the Board will consider approving a periodical resource mobilisation plan for issuing debt securities (NCDs, subordinated debentures, bonds/notes) via private placement or public issue in onshore/offshore markets. Additionally, the Company intends to seek shareholder approval via postal ballot for raising funds through the private placement of redeemable non-convertible debt securities.
Shriram Finance Limited has intimated the National Stock Exchange and BSE regarding a Board of Directors meeting scheduled for October 23, 2026. The agenda includes approval of unaudited standalone and consolidated financial results for the second quarter and half-year ended September 30, 2026, consideration of an interim dividend for FY 2026-27, and approval of plans to raise funds via private placement or public issue of redeemable non-convertible debentures (NCDs), subordinated debentures, bonds, or notes in onshore/offshore markets.
Shriram Finance Limited scheduled a Board meeting for 23 October 2026 to consider unaudited standalone and consolidated quarterly results for the period ended September 2026, an interim dividend, and fund raising. The filing identifies a debt issue and “any other method” as fund-raising modes; it does not state an amount or any approval or outcome.
Shriram Finance Limited will hold a Board Meeting on 23 October 2026 to consider unaudited standalone and consolidated quarterly financial results for the quarter ended September 2026, an interim dividend, and fund raising. The fund-raising agenda specifies a debt issue and “Any other method”; no amount or approval outcome is stated. The trading window closure is listed from 1 October 2026 through 25 October 2026.
Shriram Finance Limited submitted its provisional Asset Liability Management (ALM) Statement as of September 30, 2026 to the Reserve Bank of India and filed it with NSE on October 16, 2026, under SEBI requirements for listing of commercial paper. The filing presents maturity-bucketed inflows and outflows; it does not announce a default, financing decision, or other discrete business action.
Recent market and company developments associated with Shriram Finance.
Japan's largest bank is in the early stages of considering an increase in its stake in Shriram Finance to more than 50%, from about 20% currently.
Mitsubishi UFJ Financial Group, mitsubishi, shriram finance, indian finance group, MUFG, Japan, India
Revised rates to take effect from October 11; 24–35 months and 15 months digital fixed deposits to earn 7.5%.
Shriram Finance and Bajaj Finance raise FD rates up to 40 bps after RBI’s rate hike, with higher returns across multiple tenures.
Orange Retail Finance and Shriram Finance sign a co-lending agreement to jointly offer gold loans across Tamil Nadu with 20:80 ownership and up to ₹100 crore cap.
Macquarie stock recommendations: The global brokerage is expecting a turn around in the Indian financial shares
The Nifty Bank was the relative outperformer, rising 373 points to 54,633, while the Nifty Midcap index gained 13 points to 59,332.
Comprehensive Section Breakdown for Shriram Finance
Strategic Vision: Retail asset non-banking financial company offering diverse credit products.
• Localized, cross-integrated retail credit and collection network.
• Relationship-based recovery model with field agents.
Shriram Finance Limited reported higher profit for the first quarter of FY2026-27 (reporting date 2026-06-30), as a 7.1% sequential increase in revenue from operations combined with a decline in finance costs that kept major expense lines nearly flat. Net profit from continuing operations rose 14.3% from the March quarter and 59.9% from a year earlier. However, basic earnings per share fell to ₹14.86 from ₹16.06, reflecting an increase in the number of shares outstanding.
Finance costs, the largest expense item, fell 2.5% sequentially and 3.6% year-on-year to ₹5,204 crore. This decline occurred alongside rising interest income, widening the gap between interest earned and finance costs. When combined with credit provisions and other operating expenses, these three major expense lines totaled ₹7,348 crore, essentially unchanged from ₹7,387 crore in the prior quarter. Year-on-year, this combined expense measure grew only 0.06%, while revenue expanded 16.2%.
Category: Financial Services
Provides credit for the purchase of new and pre-owned heavy trucks, medium commercial vehicles, buses, tractors, and construction equipment.
Category: Financial Services
Offers secured business loans to micro enterprises, gold-collateralized loans, two-wheeler financing, and unsecured personal loans.
Category: Financial Services
Provides home acquisition loans, home improvement finance, and loans against residential property through its subsidiary.
Core Thesis: The company integrates commercial vehicle loans with MSME credit, two-wheeler financing, and gold loan portfolios across a unified branch network.
• Integrated Lending Platform: The company's operating model centers on a consolidated retail and commercial lending platform integrating various loan portfolios. • Unified Branch Sourcing & Cross-Selling: Shriram Finance operates a unified branch network where field officers are retrained for multi-product cross-selling to customers. • Housing Finance Referral Synergy: Customer referrals for home construction or extension credit are routed directly to its subsidiary, Shriram Housing Finance Limited. • Localized Cash-Collection Loop: The company relies on a relationship-based recovery model with field agents handling physical collections and monitoring vehicle utilization.