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As of 2026-08-25
On August 21, 2026, Shriram Finance confirmed the redemption of Non-Convertible Debentures (NCDs) totaling ₹61.45 crore, along with interest payments, one day ahead of the scheduled due date. Additionally, a news report from August 21, 2026, mentions Shriram Finance as a stock to watch in a "Trade Spotlight" segment, alongside other companies like Sai Life Sciences and Raymond. Another report from August 21, 2026, highlights that a rate reset clause in an overseas loan agreement helped Shriram Finance reduce costs on a $1.3 billion syndicated loan.
Shriram Finance has shown growth in its key financial metrics. Revenue from operations increased from ₹15,536.0 crore in March 2019 to ₹36,388.0 crore in March 2024. Net Profit also grew from ₹2,576.0 crore in March 2019 to ₹7,399.0 crore in March 2024. Compounded profit growth over the last 3 years was 19%, and over 5 years was 32%. Return on Equity has been consistent, reported at 16% for the last year and the past 3, 5, and 10 years.
The stock is in a "strong uptrend" on a daily timeframe, with the price trading above its 20-day, 50-day, and 200-day Simple Moving Averages (SMAs). The weekly timeframe indicates a "moderate uptrend." Recent technical anomalies include an "Unusually active upward session" on August 6, 2026, with high trading volume and a price increase, and an "Unusually active downward session" on July 24, 2026, also with high volume but a price decrease. The stock has shown a "high participation, no clear direction" anomaly on August 21, 2026, with high trading volume but a minimal price change.
Key resistance levels identified are R1 at ₹1151.35, R2 at ₹1137.23, R3 at ₹1146.27, and R3 at ₹1157.13. Key support levels include S15 at ₹493.35, S14 at ₹508.15, S13 at ₹517.15, S12 at ₹525.10, and S11 at ₹566.50.
The primary risk driver identified is price volatility, with an annualized volatility of 36.31%. The current drawdown is approximately -0.96%, and the maximum drawdown observed is -21.05%. Despite these figures, the overall risk state is described as "contained risk."
Recent drawdown and price variability remain within the producer's contained-risk thresholds.
Primary driver: Price swings are higher than typical
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Interest Earned | PEAK₹12,916.27 crore | ₹12,093.60 crore | ₹11,839.26 crore | ₹11,551.41 crore | ₹11,173.55 crore |
| Other Revenue From Operations | ₹171.32 crore | PEAK₹206.68 crore | ₹137.54 crore | ₹152.13 crore | ₹128.12 crore |
| Revenue From Operations | PEAK₹13,400.43 crore | ₹12,513.43 crore | ₹12,170.76 crore | ₹11,912.44 crore | ₹11,536.32 crore |
| Other Income | ₹18.31 crore | ₹18.92 crore | PEAK₹25.77 crore | ₹8.89 crore | ₹6.12 crore |
| Finance Costs | ₹5,204.45 crore | ₹5,336.08 crore | ₹5,259.35 crore | PEAK₹5,524.83 crore | ₹5,400.76 crore |
| Impairment On Financial Instruments | PEAK₹1,463.26 crore | ₹1,409.73 crore | ₹1,310.32 crore | ₹1,333.33 crore | ₹1,285.57 crore |
Shriram Finance Limited reported higher profit for the first quarter of FY2026-27 (reporting date 2026-06-30), as a 7.1% sequential increase in revenue from operations combined with a decline in finance costs that kept major expense lines nearly flat. Net profit from continuing operations rose 14.3% from the March quarter and 59.9% from a year earlier. However, basic earnings per share fell to ₹14.86 from ₹16.06, reflecting an increase in the number of shares outstanding.
Interest earned, the primary source of revenue, rose 6.8% sequentially and 15.6% year-on-year to ₹12,916 crore. Fees and commission income of ₹127 crore and other revenue from operations of ₹171 crore brought total revenue from operations to ₹13,400 crore, up 7.1% from the preceding quarter and 16.2% from a year ago. The sequential growth accelerated compared with the 2.8% increase recorded in the prior quarter.
Finance costs, the largest expense item, fell 2.5% sequentially and 3.6% year-on-year to ₹5,204 crore. This decline occurred alongside rising interest income, widening the gap between interest earned and finance costs. When combined with credit provisions and other operating expenses, these three major expense lines totaled ₹7,348 crore, essentially unchanged from ₹7,387 crore in the prior quarter. Year-on-year, this combined expense measure grew only 0.06%, while revenue expanded 16.2%.
Impairment on financial instruments increased 3.8% sequentially and 13.8% year-on-year to ₹1,463 crore. The sequential rise was moderate relative to the 6.8% increase in interest earned. Other expenses rose 6.1% from the prior quarter to ₹680 crore, a pace slightly below the overall revenue growth rate.
Profit before tax surged 18.1% sequentially and 59.2% year-on-year to ₹4,626 crore. The effective tax rate increased to 25.5% from 23.0% in the March quarter, moderating after-tax growth. Net profit from continuing operations reached ₹3,447 crore, up 14.3% sequentially and 59.9% year-on-year.
Despite the 14.3% increase in net profit, basic earnings per share declined from ₹16.06 to ₹14.86, a drop of 7.5%. This divergence indicates that the number of outstanding shares rose during the quarter, diluting per-share earnings. Compared to a year ago, EPS remains up 29.4%, reflecting the underlying profit growth over the twelve-month period.
Shriram Finance Limited delivered a substantial profit increase in the June quarter, supported by accelerating revenue growth and a decline in finance costs that kept key expense lines flat. The net profit rose nearly 60% from a year earlier, but the simultaneous drop in earnings per share signals a notable increase in share count that partially offset the profit improvement for existing shareholders.
Exchange disclosures and regulatory announcements for Shriram Finance.
Shriram Finance Limited announced a virtual analyst meeting scheduled for August 26, 2026, from 8:15 AM to 9:15 AM, organized by Morgan Stanley's Institutional Equity Division. The event, titled 'Morgan Stanley's (Institutional Equity Division) India Financials Trip,' will feature a group discussion with select investors regarding the company's investor presentation and public domain disclosures. Due to receiving intimation on August 24, 2026, the company disclosed this schedule with shorter notice under applicable listing regulations. Mr. Sanjay K. Mundra is designated as the contact person for the meeting.
Shriram Finance Limited disclosed a virtual group meeting with select investors scheduled for August 26, 2026, from 8:15 AM to 9:15 AM, hosted by Morgan Stanley's Institutional Equity Division as part of its India Financials Trip. The company reported this event on August 25, 2026, citing short notice received via email from Morgan Stanley on August 24, 2026. Senior management personnel will attend the discussion based on investor presentations and public domain disclosures.
Shriram Finance Limited confirmed the timely payment of principal and accrued interest for NCD 9 Tranche 1 (Series III, VII, and X) on August 21, 2026, one day prior to the scheduled due date of August 22, 2026, which was a bank holiday. The company redeemed the full issue size totaling Rs 61,45,33,000 across three ISINs, with specific redemption amounts of Rs 21,03,60,000, Rs 26,19,03,000, and Rs 14,22,70,000 respectively. Interest payments were also settled in full on the same date, covering Series III at Rs 10,42,834, Series VII at Rs 2,32,72,065, and Series X at Rs 12,05,16,746.
Confirmation of Redemption/Payment of Interest and Principal |SUBJECT: Confirmation of Redemption/Payment of Interest and Principal
Shriram Finance Limited confirmed compliance with SEBI Regulation 74(5) for the period August 1-15, 2026, reporting that its RTA, Integrated Registry Management Services Private Limited, mutilated and cancelled 9 share certificates totaling 10,925 shares received for dematerialization, substituted the depository as registered owner, and confirmed the securities remain listed on stock exchanges.
Shriram Finance Limited received an independent ESG Rating of 74 (Leader category) from NSE Sustainability Ratings & Analytics Limited for the fiscal year 2026, based on public disclosures as the company did not engage the provider. The rating, dated August 10, 2026, reflects an Environmental score of 65, a Social score of 77, and a Governance score of 77, with the company seeking clarifications regarding the report between August 12 and August 14, 2026.
Shriram Finance Limited received an independent ESG Rating of 74 (Leader category) for FY2026 from NSE Sustainability Ratings & Analytics Limited on August 10, 2026, based solely on the company's public disclosures. The rating reflects a slight increase from the previous year's score of 73, with specific pillar scores of 65 for Environment, 77 for Social, and 77 for Governance. Although the company sought clarifications regarding the report on August 12, 2026, it confirmed that no engagement was made with the rating agency for this assessment.
Shriram Finance Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
Shriram Finance Limited will hold analyst meetings in Singapore on August 18, 2026, as part of Axis Capital's India Corporate Day 2026. The in-person group meetings are scheduled with representatives from AIA Capital, Lion Global Investors, North Rock, Optimas, Polymer, and Schonfeld to discuss the company's investor presentation and public domain disclosures.
Shriram Finance Limited disclosed that senior management will attend the Axis Capital's India Corporate Day 2026 in Singapore on August 18, 2026. The scheduled meeting from 10:00 to 10:50 SGT will feature discussions with AIA Capital, Lion Global Investors, North Rock Group, Optimas, Polymer, and Schonfeld based on investor presentations and public disclosures. This event was reported via a regulatory filing dated August 13, 2026, pursuant to SEBI Listing Regulations.
Shriram Finance Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
Shriram Finance Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
Shriram Finance Limited scheduled analyst and institutional investor meetings for August 13, 2026, across four time slots starting at 10:00 AM. The sessions included interactions with entities such as ASK Hedge Solutions, Blackrock Asset Management, and Aditya Birla Sunlife Mutual Fund, along with numerous individual analysts including Namesh Chhangani and Rita Tahilramani.
Shriram Finance Limited disclosed on August 13, 2026, that a meeting with funds, analysts, and institutional investors is scheduled for August 19, 2026, at the Motilal Oswal 22nd Annual Global Investor Conference. The meeting will be attended by senior management, with discussions based on investor presentation and public domain disclosures.
On August 12, 2026, Shriram Finance Limited allotted equity shares under its ESOP/ESPS scheme following a board decision on the same date. The allotment increased the company's paid-up share capital from INR 4,705,896,878 to INR 4,705,967,086 and raised the total number of shares outstanding from 2,352,948,439 to 2,352,983,543.
Shriram Finance Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
On August 12, 2026, Shriram Finance Limited's ESOP Allotment Committee approved the allotment of 35,104 equity shares (face value Rs.2 each) at an exercise price of Rs.38.71 per share to 54 employees under the SFL ESOS 2023 (No.1). Following the allotment, the company's paid-up share capital increased from Rs.470,58,96,878 to Rs.470,59,67,086.
Shriram Finance Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
Shriram Finance Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
Shriram Finance Limited announced on August 12, 2026, a schedule of analyst and institutional investor meetings to be held throughout the day. The first session at 05:30 IST includes Algebris Investments, Lion Global Investors, Millennium Capital, and Pinpoint Asset Management. Subsequent sessions are scheduled for 07:30 IST with Allianz Global Investors and ManuLife Asset Management, 11:30 IST with Alliance Bernstein, Balyasny Asset Management, HSBC Global Asset Management, Jain Global LLC, Schroder Investment Management, Sundaram Mutual Fund, and Tokio Marine Asset Management, and 12:30 IST with Balyasny Asset Management, Capital Research Global Investors, Eastspring Investments, and Schonfeld Strategic Advisors.
Shriram Finance Limited scheduled a meeting with funds and analysts on August 18, 2026, at Ambit-Daiwa India Access in Singapore, attended by senior management, with discussions based on investor presentation and public domain disclosures.
Shriram Finance Limited confirmed timely payment of monthly interest of Rs. 35,26,255 on August 12, 2026, for its NCD 8 Tranche 1, Series II (ISIN INE721A07NU1), with a face value of Rs. 1,000 each and an issue size of Rs. 499,267,000. The interest was due and paid on August 12, 2026, with a record date of July 27, 2026, and no change in payment frequency.
Shriram Finance Limited will host an analyst meeting on August 13, 2026, at 3:00 PM in Mumbai as part of the Equirus India Growth Summit. The in-person group meeting will involve discussions on the investor presentation and public domain disclosures with representatives from Kotak Group, UTI MF, ICICI PRU LIFE, and other institutional investors.
Shriram Finance Limited confirmed compliance with SEBI (Depositories and Participants) Regulations, 2018, as of August 7, 2026. Their Registrar and Share Transfer Agent, Integrated Registry Management Services Private Limited, processed the dematerialization of securities between July 16, 2026, and July 31, 2026. This involved mutilating and canceling physical certificates and updating the register of members to reflect the depository as the registered owner for the dematerialized shares.
Recent market and company developments associated with Shriram Finance.
Muted open follows Thursday’s rebound, when the Nifty gained 154 points and the Sensex rose 628 points, snapping a seven-session losing streak
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The upgrade helped Shriram, in which Japan's Mitsubishi UFJ Financial Group (MUFG) bought a significant stake, save 60-80 basis points on a $1.3-billion syndicated loan. One basis point is a hundredth of a percentage point. Managing director and CEO Parag Sharma expects such clauses to become more prevalent as growing focus on credit ratings is expected to determine the rates at which financiers raise money.
India Business News: MUMBAI: Aditya Birla Capital's NBFC business has entered the gold loan segment and plans to open around 1,000 dedicated gold loan branches over the ne.
The upgrade helped Shriram, in which Japan's Mitsubishi UFJ Financial Group (MUFG) bought a significant stake, save 60-80 basis points on a $1.3-billion syndicated loan. One basis point is a hundredth of a percentage point. Managing director and CEO Parag Sharma expects such clauses to become more prevalent as growing focus on credit ratings is expected to determine the rates at which financiers raise money.
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Parag Sharma expects the company, India's second-biggest non-bank lender by market value, to sustain 18-20% credit growth annually and maintain 8.5% margins, without having to raise capital every few years to expand its asset base.
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India Inc's Q1 performance shows strong revenue growth, defying initial gloom, despite challenges from rising input costs.
Indian equities fell in morning trading on Wednesday, with the Nifty 50 down 0.42% and BSE Sensex down 0.44%. Investors are cautious ahead of key inflation data from India and the US, while elevated crude oil prices add to concerns about inflation and import costs.
On 11 August, Indian stocks may decline as global cues are mixed. Nifty 50 and Sensex closed flat previously, and market analysts suggest key trading ranges while recommending stocks like TVS Motor Company and Shriram Finance.
Shriram Finance has broken out of a six-month consolidation range to hit a record high of Rs 1,153. Analysts see further upside toward Rs 1,280, supported by strong momentum, bullish moving averages, positive MACD and healthy RSI readings.
Titan Company led the gainers, rising 2.78% to ₹5,078.20, with an intraday high of ₹5,122.20
Shriram Finance stock reached a new high and shows continued upward momentum. Experts suggest buying the stock for a target of 1,190 levels soon. The stock broke out from a bullish cup and handle pattern above 1,100.
DSP Mutual Funds Preethi R S remains constructive on Indias financial sector, favouring lenders with strong deposit franchises, disciplined underwriting and execution. She sees healthy retail and SME credit demand, early corporate lending recovery and opportunities across banks, NBFCs and non-lending financials amid Indias long-term financialisation.
Analysts expect resistance around the 24,800 level for Nifty, while the 24,400-24,300 zone is likely to provide immediate support on any decline.
Sensex Today | Stock Market Live Updates: The markets are moving on shaky ground. The Nifty contrary to indications, is trading flat, trading around 24,600. The Nifty Bank is also relatively flat with a negative bias and is below 57,900. Apollo Hospital, SBI Life and Nestle are the top laggards.
Indian stock market is expected to open flat with mixed global cues. Nifty 50 remains bullish, aiming for levels above 24,600, while Bank Nifty targets 58,500. Analysts recommend buying Shriram Finance, Info Edge, and Paytm shares on positive trends.
Shriram Finance plans to double its gold loan contribution to five percent. The company also intends to grow its MSME portfolio to twenty percent. This strategic move focuses on expanding its retail and small business lending segments. Shriram Finance will leverage its extensive branch network for organic growth. The lender sees significant market opportunities in these key areas.
Comprehensive Section Breakdown for Shriram Finance
Strategic Vision: Retail asset non-banking financial company offering diverse credit products.
Category: Financial Services
Provides credit for the purchase of new and pre-owned heavy trucks, medium commercial vehicles, buses, tractors, and construction equipment.
Category: Financial Services
Offers secured business loans to micro enterprises, gold-collateralized loans, two-wheeler financing, and unsecured personal loans.
Category: Financial Services
Provides home acquisition loans, home improvement finance, and loans against residential property through its subsidiary.
Core Thesis: The company integrates commercial vehicle loans with MSME credit, two-wheeler financing, and gold loan portfolios across a unified branch network.
• Integrated Lending Platform: The company's operating model centers on a consolidated retail and commercial lending platform integrating various loan portfolios. • Unified Branch Sourcing & Cross-Selling: Shriram Finance operates a unified branch network where field officers are retrained for multi-product cross-selling to customers. • Housing Finance Referral Synergy: Customer referrals for home construction or extension credit are routed directly to its subsidiary, Shriram Housing Finance Limited. • Localized Cash-Collection Loop: The company relies on a relationship-based recovery model with field agents handling physical collections and monitoring vehicle utilization.
• Localized, cross-integrated retail credit and collection network.
• Relationship-based recovery model with field agents.