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India
Reported ownership for FY2027-Q2 as of 2026-09-30.
As of 23 Oct 2026, 03:30 pm
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Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q2 FY27 and comparative quarterly trends.
| Metric | Q2 FY26 | Q1 FY27 | Q2 FY27(Latest) |
|---|---|---|---|
| Income | ₹20,181 crore | ₹23,166 crore | PEAK₹24,576 crore |
| Interest Earned | ₹17,796 crore | ₹20,513 crore | PEAK₹21,936 crore |
| Expenses | ₹13,576 crore | ₹15,023 crore | PEAK₹16,042 crore |
| Finance Costs | ₹7,011 crore | ₹7,942 crore | PEAK₹8,602 crore |
| Impairment On Financial Instruments | PEAK₹2,269 crore | ₹1,993 crore | ₹2,166 crore |
| Profit Before Exceptional Items And Tax | ₹6,605 crore | ₹8,144 crore | PEAK₹8,533 crore |
| Profit Loss For Period | ₹4,948 crore | ₹6,081 crore | PEAK₹6,367 crore |
| Tax Expense | ₹1,660 crore | ₹2,068 crore | PEAK₹2,171 crore |
Bajaj Finance’s consolidated revenue from operations rose 6.0% quarter on quarter and 21.6% year on year to ₹24,546 crore in Q2 FY2026-27. Profit before tax increased 4.8% from Q1, while profit for the period grew 28.7% year on year; sequentially, expenses rose faster than revenue and impairment charges increased.
Interest earned rose 6.9% quarter on quarter to ₹21,936 crore, making up most of revenue from operations. Fees and commission income was ₹2,366 crore. Total income increased 6.1% sequentially to ₹24,576 crore.
Other income rose to ₹29.45 crore from ₹97 lakh in Q1 FY2026-27, but remained small relative to total income.
Total expenses increased 6.8% quarter on quarter to ₹16,042 crore, outpacing the 6.0% rise in revenue from operations. Finance costs climbed 8.3% to ₹8,602 crore. Impairment on financial instruments rose 8.7% to ₹2,166 crore from ₹1,993 crore in Q1, though it was 4.5% lower than the ₹2,269 crore recorded in Q2 FY2025-26. Other expenses increased 13.8% sequentially to ₹1,254 crore.
Revenue and profit continued to grow, with interest income the main reported revenue component and profit for the period up 28.7% year on year. Sequentially faster growth in expenses, finance costs and impairment than in revenue is a counterpoint. The larger loan book and higher borrowing and debt-security balances make earnings growth and funding costs important to track.
Disclosed bulk and block transactions involving Bajaj Finance, shown for the latest 90 days.
Exchange disclosures and regulatory announcements for Bajaj Finance.
Bajaj Finance Limited uploaded the transcript of its earnings or quarterly call held on 2026-10-19 to its website on 2026-10-23 at 10:32:00. The filing reports the prior intimation to the Exchange was disclosed on 2026-10-13; it does not provide substantive business information from the call.
Bajaj Finance Limited filed the transcript of its Q2 FY2027 earnings conference call, held on 19 October 2026 at 6:00 p.m. IST, on 23 October 2026. Management reported Q2 AUM growth of 26.5% to INR 5,84,624 crore, PAT growth of 29% to INR 6,367 crore, and a macroeconomic overlay provision of INR 337 crore. It also discussed the proposed capital raise, gold-loan portfolio changes, credit provisions, and business outlook. The transcript filing is a routine disclosure, but its contents include substantive quarterly business updates and management commentary.
Bajaj Finance Limited’s Debenture Allotment Committee allotted 2,12,000 secured, redeemable, zero-coupon non-convertible debentures (NCDs) on private placement basis on 21 October 2026. The NCDs have a face value of Rs. 1 lakh each, aggregating to Rs. 2,120 crore, and are redeemable on maturity on 21 October 2031. They are proposed to be listed on BSE Limited’s Wholesale Debt Market Segment and secured by a first pari-passu charge on book debts/loan receivables, with security cover of at least 1.00 time the aggregate outstanding value of debentures issued under the Shelf Placement Memorandum.
BAJAJ FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
Bajaj Finance Limited’s Board approved unaudited standalone and consolidated financial results for the quarter and half year ended 30 September 2026 at its meeting on 19 October 2026. The results received unmodified limited-review conclusions from the joint statutory auditors. For the quarter, standalone profit after tax was ₹5,536.10 crore and consolidated profit after tax was ₹6,366.57 crore; for the half year, the respective figures were ₹10,881.62 crore and ₹12,447.17 crore. The Board meeting was still in progress when the disclosure was filed. The filing also repeats the 1 October 2026 approval of a proposed QIP of up to ₹11,700 crore and a preferential issue of warrants to promoter Bajaj Finserv Limited of up to ₹5,800 crore; both proposals remain subject to applicable approvals, including shareholder approval. The results announcement is substantive; the website and newspaper publication notice is routine.
Bajaj Finance Limited (BFL) filed its Investor Presentation for the quarter ended 30 September 2026 with the NSE and BSE on 19 October 2026. The filing discloses consolidated Q2 FY27 financial results, including a 26% year-over-year growth in Assets Under Management (AUM) to ₹584,624 crore and a 29% increase in Profit Before Tax (PBT) to ₹8,537 crore. A key substantive development is the Board of Directors' approval on 1 October 2026 for an aggregate capital raise of up to ₹17,500 crore, comprising a Qualified Institutions Placement (QIP) of up to ₹11,700 crore and a preferential issue of warrants to promoter Bajaj Finserv Limited of up to ₹5,800 crore. The presentation also details operational metrics, such as the addition of 4.42 million new customers, and updates on the 'FINAI' artificial intelligence transformation initiatives.
On October 19, 2026, the Board of Directors of Bajaj Finance Limited approved the issue of 49,00,737 equity shares (face value Re. 1) to the Trustees of the BFL Employee Welfare Trust under the BFL Employee Stock Option Scheme, 2009, at respective grant prices.
Bajaj Finance Limited’s Board approved the re-appointment of Prashant Verma as Chief Information Security Officer (CISO), based on the recommendation of the Nomination and Remuneration Committee. The re-appointment is effective 1 February 2027 for three years, subject to regulatory approvals, if any.
Recent market and company developments associated with Bajaj Finance.
Mumbai: Benchmark equity indices Sensex and Nifty ended lower for the fourth consecutive session Friday as crude oil prices breached the USD 114 level amid escalating tensions in West Asia, keeping investors on edge. A broad-based selling across sectors and FII outflows amid weak global trends also dampened investor sentiment. Also Read Odisha Police arrests […]
The BSE Sensex closes at 73,249.39, down 460.30 points, or 0.62%, while the NSE Nifty settles at 22,687.65, declining 123.70 points, or 0.54%.
While Bajaj Finance has seen stress in asset quality from short-tenure gold loans, Piramal Finance warned that a significant share of industry disbursements has gone to borrowers with a history of serious delinquencies.
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Sudeep Shah of SBI Securities said that the 22,670 - 22,690 level will be a crucial support for the index, while 22,980 - 23,000 will be a resistance. In case the Nifty slips below that support zone, then the next level of support emerges only at 22,500 - 22,520 zone.
Bajaj Finance shares fell 3% despite a 29% YoY rise in Q2 FY27 net profit to ₹6,367 crore. Net interest income and assets under management grew, while asset quality improved. Brokerages retained Buy ratings but lowered some target prices, citing potential macroeconomic and regulatory risks.
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Comprehensive Section Breakdown for Bajaj Finance
Strategic Vision: Consumer lending and investment services for individuals and SMEs.
• Integrated lending model
• Data analytics for cross-selling
• Omnichannel sales network
• AI-driven technology transformation
Profit before tax was ₹8,533 crore, up from ₹8,144 crore in Q1 FY2026-27 and ₹6,605 crore in Q2 FY2025-26. Profit for the period was ₹6,367 crore, including ₹6,266 crore attributable to owners of the parent. Basic EPS was ₹10.07, compared with ₹9.62 in Q1 and ₹7.85 a year earlier.
Tax expense totalled ₹2,171 crore, up 4.9% quarter on quarter. Current tax fell 10.4% to ₹2,189 crore, while deferred tax was a credit of ₹18 crore, smaller than the ₹374 crore credit in Q1.
Loans stood at ₹5,74,174 crore on 30 September 2026, up from ₹4,98,944 crore on 31 March 2026 and ₹4,52,527 crore on 30 September 2025. Total assets were ₹6,39,443 crore, and equity attributable to owners of the parent was ₹1,23,180 crore.
Borrowings were ₹1,86,672 crore, compared with ₹1,37,174 crore a year earlier; debt securities stood at ₹2,44,831 crore, up from ₹1,87,448 crore. Deposits were broadly unchanged year on year at ₹69,754 crore. Quarter-end cash and cash equivalents were ₹1,815 crore, alongside other bank balances of ₹13,763 crore.
Category: Financial Services
Provides interest-free loans for electronics, smartphones, furniture, and personal travel, alongside home loans, personal loans, and gold loans.
Category: Financial Services
Offers working capital loans, business loans, professional loans, and asset-backed finance to small and medium enterprises.
Category: Financial Services
A wholly owned subsidiary providing home loans, lease rental discounting, and developer finance to residential and commercial clients.
Core Thesis: Acquire customers through entry-level financing and expand their lifetime value across a multi-product ecosystem.
• Consumer Acquisition Loop: Utilizes low-ticket consumer durable loans at retail points-of-sale for customer acquisition, then cross-sells high-yield products using data analytics. • Omnipresent Sales Network: Integrates services across offline channels (branches, dealer outlets) and online channels (mobile app) for unified access to credit and payments. • AI-Driven Infrastructure (BFL 3.0): Implements machine learning models to automate credit underwriting, determine loan offers, monitor collection risk, and customize user interfaces. • Group Synergies: Coordinates with other Bajaj Group entities to cross-sell insurance policies to borrowing customers.