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India
As of 12 Oct 2026, 03:30 pm
Bajaj Finance has increased its FD interest rates by 15-40 basis points across tenures ranging from 12 to 60 months. For senior citizens, this means potential earnings of up to 8.15% on new deposits and 8.25% on renewals. Regular depositors can now earn up to 7.75% on new deposits and 7.85% on renewals.
Shareholders are being asked to approve a preferential issue of up to 575,259,859 warrants, convertible into equity shares, for a consideration not exceeding ₹5,800 Crore to its holding company, Bajaj Finserv Limited. Additionally, shareholders will consider authorizing a Qualified Institutions Placement (QIP) to raise up to ₹11,700 Crore through the issuance of equity shares to qualified institutional buyers within 365 days. These proposals are subject to shareholder approval at an Extraordinary General Meeting scheduled for November 2, 2026.
On October 9, 2026, the Debenture Allotment Committee of Bajaj Finance Limited allotted 51,000 secured redeemable non-convertible debentures (NCDs) with a face value of ₹1 Lakh each. This private placement aggregated to ₹510.86 crore and carries a coupon rate of 7.78% per annum. These NCDs mature on November 9, 2029.
As of October 12, 2026, Bajaj Finance has shown the following period returns: -0.3% for 1 day, -7.5% for 1 month, -6.2% for 3 months, +3.5% for 6 months, -1.6% year-to-date, and -6.5% for 1 year. The stock has a since-inception return of +38.0%. Its annualized volatility is +29.4%, with a current drawdown of -17.4% and a maximum drawdown of -26.7%.
As of 12 Oct 2026, 03:30 pm
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Revenue From Operations | PEAK₹23,165.45 crore | ₹21,605.79 crore | ₹21,213.89 crore | ₹20,178.90 crore | ₹19,523.88 crore |
| Interest Earned | PEAK₹20,512.73 crore | ₹19,178.90 crore | ₹18,656.49 crore | ₹17,795.97 crore | ₹17,144.65 crore |
| Profit Before Tax | PEAK₹8,143.89 crore | ₹7,399.63 crore | ₹5,428.89 crore | ₹6,604.83 crore | ₹6,366.84 crore |
| Profit Loss For Period From Continuing Operations | PEAK₹6,075.49 crore | ₹5,543.09 crore | ₹4,063.80 crore | ₹4,944.46 crore | ₹4,764.55 crore |
| Tax Expense | PEAK₹2,068.40 crore | ₹1,856.54 crore | ₹1,365.09 crore | ₹1,660.37 crore | ₹1,602.29 crore |
| Comprehensive Income For The Period | PEAK₹6,269.98 crore | ₹5,571.56 crore | ₹4,093.84 crore | ₹4,752.63 crore | ₹4,853.81 crore |
Revenue from operations reached ₹23,165.45 crore, up 18.65% year-on-year. Interest earned was the primary contributor, rising 19.65% to ₹20,512.73 crore. Fees and commission income added ₹2,378.69 crore, accounting for roughly 10% of total revenue.
Comprehensive income for the period was ₹6,269.98 crore, a 29.18% increase year-on-year. The difference of ₹194.49 crore between comprehensive income and profit after tax reflects other comprehensive income, which typically includes mark-to-market adjustments on investment portfolios. Profit attributable to the owners of the parent was ₹5,985.75 crore, while profit attributable to non-controlling interests was ₹94.85 crore.
In the first quarter of FY2027, Bajaj Finance delivered profit growth that significantly outpaced revenue growth. The top line expanded 18.65%, while profit before tax climbed 27.91%. This acceleration was driven by a decline in impairment charges, a widening gap between interest income and finance costs, and moderate growth in other expenses. These factors combined to lift earnings per share by 27% and support a 29% increase in comprehensive income.
Disclosed bulk and block transactions involving Bajaj Finance, shown for the latest 90 days.
Exchange disclosures and regulatory announcements for Bajaj Finance.
Bajaj Finance Limited scheduled its Q2FY27 earnings conference call for 19 October 2026 at 18:00. The virtual group call, hosted by Morgan Stanley, is for analysts, investors and the general public and concerns the financial results for the quarter ended 30 September 2026.
Bajaj Finance Limited will hold a conference call on 19 October 2026 at 6:00 p.m. IST to discuss its financial results for the quarter ended 30 September 2026. The filing provides call access details and identifies participating company executives; it reports no financial results or other business decision.
Bajaj Finance Limited published a newspaper advertisement on October 10, 2026, to disclose the dispatch of notice for an Extraordinary General Meeting scheduled for November 2, 2026, at 12:45 p.m. (IST) via video conferencing. The filing, submitted by Company Secretary R. Vijay to BSE and NSE under SEBI Listing Regulation 30, confirms the meeting details and availability of E-voting information on the company website.
On 9 October 2026, Bajaj Finance Limited's Debenture Allotment Committee allotted 51,000 secured redeemable non-convertible debentures (NCDs) at a face value of Rs. 1 Lakh each, aggregating to Rs. 510.86 crore on a private placement basis. The NCDs carry a coupon of 7.78% p.a., have a tenure of 1127 residual days, mature on 9 November 2029, and are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited. The debentures are secured by a first pari-passu charge on book debts/loan receivables with a security cover of not less than 1.00 time the aggregate outstanding value.
On 9 October 2026, the Debenture Allotment Committee of Bajaj Finance Limited allotted 51,000 Non-Convertible Debentures (NCDs) at a face value of Rs. 1 Lakh per NCD, aggregating to Rs. 510.86 crore (including discount and accrued interest) on a private placement basis. The allotment was approved at a board meeting held the same day, and the securities were assigned ISIN INE296A07UD5. This event pertains to the company's debt securities issuance and does not affect paid-up share capital, which remained at zero shares pre- and post-allotment. The materiality is classified as medium, as it involves a significant debt raise but is a routine capital markets transaction for a financial institution.
AS ON DATE : 30-Sep-2026 | PR_AND_PRGRP: 54.67 | PUBLIC_VAL: 45.3 | EMPTR: .03 | NDS_REVISED_STATUS: - | SUBMISSION_DT: 09-Oct-2026 | REVISION_DT: -
Bajaj Finance Limited convened an Extraordinary General Meeting scheduled for November 2, 2026, to seek shareholder approval for a preferential issue of up to 575,259,85 warrants convertible into equity shares for cash consideration not exceeding Rs. 5,800 Crore to its holding company, Bajaj Finserv Limited. The filing also proposes authorization for a Qualified Institutions Placement (QIP) to raise up to Rs. 11,700 Crore through the issuance of fully paid-up equity shares to qualified institutional buyers within 365 days. The meeting notice specifies a cut-off date of October 26, 2026, for determining voting rights and sets the 'Relevant Date' for pricing at October 1, 2026.
BAJAJ FINANCE LIMITED has informed the Exchange about Notice of Shareholders Meeting for Extra-ordinary Meeting to be held on 02-Nov-2026 |SUBJECT: Notice Of Shareholders Meetings-XBRL
Recent market and company developments associated with Bajaj Finance.
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Bajaj Finance has raised FD interest rates by 15-40 basis points across 12-60 month tenures. Senior citizens can now earn up to 8.15% on fresh deposits and 8.25% on renewals, while regular depositors can earn up to 7.75% and 7.85%, respectively.
Bajaj Finance shares rose sharply on Monday after the NBFC reported 26.5% YoY growth in Q2 FY27 AUM to nearly Rs 5.85 lakh crore. Jefferies retained its Buy rating and Rs 1,280 target price, implying 35% upside, and reaffirmed Bajaj Finance as a top pick, citing strong AUM growth.
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Bajaj Finance shares rise after 26.5% YoY AUM growth to ₹5.85 lakh crore as of September 30.
Shares of Kotak Mahindra Bank rose 4% following the announcement of Anup Kumar Saha's appointment as MD and CEO. Saha, currently an Executive Director, has over 32 years of experience in financial services. He will succeed Ashok Vaswani, who decided not to seek reappointment for personal reasons. Brokerages have indicated that Saha's appointment should benefit the bank's strategic direction and stability.
Comprehensive Section Breakdown for Bajaj Finance
Strategic Vision: Consumer lending and investment services for individuals and SMEs.
• Integrated lending model
• Data analytics for cross-selling
• Omnichannel sales network
• AI-driven technology transformation
For the first quarter of FY2027, Bajaj Finance reported revenue of ₹23,165.45 crore, an 18.65% increase from the same period a year ago. Profit before tax rose 27.91% to ₹8,143.89 crore, and profit after tax increased 27.51% to ₹6,075.49 crore. The stronger profit growth was supported by a 5.98% decline in impairment charges on financial instruments to ₹1,993.44 crore, while finance costs grew at a slower pace than interest income, lifting net interest income by approximately 22.9%.
Profit before tax grew 27.91% to ₹8,143.89 crore, and profit after tax increased 27.51% to ₹6,075.49 crore. Basic earnings per share rose to ₹9.62, a 27.08% increase over the prior year. The divergence between profit and revenue growth aligns with three observable expense movements:
For Q1 FY27, Bajaj Finance reported strong consolidated results with AUM up 24% to ₹546,944 crore, PAT up 28% to ₹6,081 crore, and customer franchise growing 17% to 124.43 million. Management highlighted improved asset quality with GNPA at 0.96% and NNPA at 0.39%, and a prudent management provision of ₹296 crore.
Looking ahead, management expects to disburse 60-62 million loans and add 18-20 million customers in FY27, with plans to open 150-175 new locations and expand Gold Loan branches to 2,700-2,800. They are confident in delivering 25-40 bps Opex improvement and reiterated long-term guidance of 23%-25% AUM growth, 23%-24% profit growth, and ROA of 4.3%-4.7%. Credit cost outlook is optimistic but contingent on no adverse geopolitical events, with the company investing in AI-driven transformation through FINAI.
Category: Financial Services
Provides interest-free loans for electronics, smartphones, furniture, and personal travel, alongside home loans, personal loans, and gold loans.
Category: Financial Services
Offers working capital loans, business loans, professional loans, and asset-backed finance to small and medium enterprises.
Category: Financial Services
A wholly owned subsidiary providing home loans, lease rental discounting, and developer finance to residential and commercial clients.
Core Thesis: Acquire customers through entry-level financing and expand their lifetime value across a multi-product ecosystem.
• Consumer Acquisition Loop: Utilizes low-ticket consumer durable loans at retail points-of-sale for customer acquisition, then cross-sells high-yield products using data analytics. • Omnipresent Sales Network: Integrates services across offline channels (branches, dealer outlets) and online channels (mobile app) for unified access to credit and payments. • AI-Driven Infrastructure (BFL 3.0): Implements machine learning models to automate credit underwriting, determine loan offers, monitor collection risk, and customize user interfaces. • Group Synergies: Coordinates with other Bajaj Group entities to cross-sell insurance policies to borrowing customers.
Reported ownership for FY2027-Q1 as of 2026-06-30.