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As of 2026-08-25
Bajaj Finance's revenue from operations has shown a consistent upward trend, increasing from ₹14,926 crore in the quarter ending March 2024 to a projected ₹23,165.45 crore for the quarter ending June 2026. Similarly, net profit has grown from ₹3,825 crore in March 2024 to a projected ₹6,075.49 crore for the quarter ending June 2026. Profit Before Tax has also followed this upward trajectory, rising from ₹5,105 crore in March 2024 to a projected ₹8,143.89 crore in June 2026.
Bajaj Finance's borrowing has significantly increased from ₹101,588 crore in March 2019 to ₹293,346 crore in March 2024, with a further projection to ₹361,249 crore by March 2025. In contrast, its Equity Capital has remained relatively stable, increasing from ₹115 crore in March 2019 to ₹124 crore in March 2024, with a notable projected increase to ₹622 crore by March 2026. Reserves have also grown from ₹19,582 crore in March 2019 to ₹76,572 crore in March 2024.
The daily trend for Bajaj Finance indicates a weak downtrend, with the price below the 20-day Exponential Moving Average (EMA). However, the weekly trend shows a moderate uptrend, with the price above both the 20-day and 50-day SMAs and a bullish Supertrend indicator. Recent price action has included an unusually active upward session on July 31, 2026, and an upward gap on August 3, 2026, followed by a downward price movement on August 7, 2026, and an unusually active downward session on August 24, 2026. The stock is currently trading near its recent low, with support levels identified around ₹710.52 and resistance levels around ₹1095.25.
As of March 2024, Promoters held 54.69% of Bajaj Finance, followed by Public shareholders at 10.19%, FIIs at 20.55%, and DIIs at 14.33%. Projections for March 2026 show a similar Promoter holding of 54.71%, with FIIs at 21.33% and DIIs increasing to 15.1%. The number of shareholders has fluctuated, with a projected increase to 1,002,945 by March 2026.
On August 18, 2026, Bajaj Finance announced the allotment of 50,000 secured redeemable non-convertible debentures (NCDs) on a private placement basis, aggregating to approximately ₹498.22 crore. These NCDs have a coupon rate of 7.79% and a maturity date of July 4, 2036.
Recent drawdown or price variability is high enough to warrant closer monitoring.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Downward price movement of 2.90 standard deviations recorded on 2026-08-07.
Unusual market activity that may warrant review of the underlying price, volume, or news context.
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Revenue From Operations | PEAK₹23,165.45 crore | ₹21,605.79 crore | ₹21,213.89 crore | ₹20,178.90 crore | ₹19,523.88 crore |
| Interest Earned | PEAK₹20,512.73 crore | ₹19,178.90 crore | ₹18,656.49 crore | ₹17,795.97 crore | ₹17,144.65 crore |
| Profit Before Tax | PEAK₹8,143.89 crore | ₹7,399.63 crore | ₹5,428.89 crore | ₹6,604.83 crore | ₹6,366.84 crore |
| Profit Loss For Period From Continuing Operations | PEAK₹6,075.49 crore | ₹5,543.09 crore | ₹4,063.80 crore | ₹4,944.46 crore | ₹4,764.55 crore |
| Tax Expense | PEAK₹2,068.40 crore | ₹1,856.54 crore | ₹1,365.09 crore | ₹1,660.37 crore | ₹1,602.29 crore |
| Comprehensive Income For The Period | PEAK₹6,269.98 crore | ₹5,571.56 crore | ₹4,093.84 crore | ₹4,752.63 crore | ₹4,853.81 crore |
For the first quarter of FY2027, Bajaj Finance reported revenue of ₹23,165.45 crore, an 18.65% increase from the same period a year ago. Profit before tax rose 27.91% to ₹8,143.89 crore, and profit after tax increased 27.51% to ₹6,075.49 crore. The stronger profit growth was supported by a 5.98% decline in impairment charges on financial instruments to ₹1,993.44 crore, while finance costs grew at a slower pace than interest income, lifting net interest income by approximately 22.9%.
Revenue from operations reached ₹23,165.45 crore, up 18.65% year-on-year. Interest earned was the primary contributor, rising 19.65% to ₹20,512.73 crore. Fees and commission income added ₹2,378.69 crore, accounting for roughly 10% of total revenue.
Profit before tax grew 27.91% to ₹8,143.89 crore, and profit after tax increased 27.51% to ₹6,075.49 crore. Basic earnings per share rose to ₹9.62, a 27.08% increase over the prior year. The divergence between profit and revenue growth aligns with three observable expense movements:
Comprehensive income for the period was ₹6,269.98 crore, a 29.18% increase year-on-year. The difference of ₹194.49 crore between comprehensive income and profit after tax reflects other comprehensive income, which typically includes mark-to-market adjustments on investment portfolios. Profit attributable to the owners of the parent was ₹5,985.75 crore, while profit attributable to non-controlling interests was ₹94.85 crore.
For Q1 FY27, Bajaj Finance reported strong consolidated results with AUM up 24% to ₹546,944 crore, PAT up 28% to ₹6,081 crore, and customer franchise growing 17% to 124.43 million. Management highlighted improved asset quality with GNPA at 0.96% and NNPA at 0.39%, and a prudent management provision of ₹296 crore.
Looking ahead, management expects to disburse 60-62 million loans and add 18-20 million customers in FY27, with plans to open 150-175 new locations and expand Gold Loan branches to 2,700-2,800. They are confident in delivering 25-40 bps Opex improvement and reiterated long-term guidance of 23%-25% AUM growth, 23%-24% profit growth, and ROA of 4.3%-4.7%. Credit cost outlook is optimistic but contingent on no adverse geopolitical events, with the company investing in AI-driven transformation through FINAI.
In the first quarter of FY2027, Bajaj Finance delivered profit growth that significantly outpaced revenue growth. The top line expanded 18.65%, while profit before tax climbed 27.91%. This acceleration was driven by a decline in impairment charges, a widening gap between interest income and finance costs, and moderate growth in other expenses. These factors combined to lift earnings per share by 27% and support a 29% increase in comprehensive income.
Exchange disclosures and regulatory announcements for Bajaj Finance.
Bajaj Finance Limited, on 18 August 2026, allotted 50,000 secured redeemable non-convertible debentures (face value Rs. 1 lakh each) on a private placement basis, aggregating Rs. 498.22 crore (including discount and accrued interest). The NCDs (ISIN INE296A07UC7, re-issue) carry an annual coupon of 7.79% with interest payable annually starting 6 July 2027 and on maturity, and are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited. The tenor is 3,608 residual days, maturing on 4 July 2036, with repayment secured by a first pari-passu charge on book debts/loan receivables maintaining a security cover of at least 1.00 times the outstanding value.
On 2026-08-18, BAJAJ FINANCE LIMITED allotted 50,000 Secured Redeemable Non-Convertible Debentures (NCDs) at a face value of Rs. 1,00,000 each, with an issue price of Rs. 98,726.20 (at a discount of Rs. 1,273.80) and accrued interest of Rs. 917.70, aggregating to Rs. 498.22 crore on a private placement basis. The allotment was approved by the Board or Committee on the same date.
Bajaj Finance Limited (INE296A01032) notified on 2026-08-17 of an Institutional Investor Meet scheduled for 2026-08-20 at 10:30 AM. The event, 'Bajaj Finserv Leadership Day 2026', is an in-person group meeting in Pune, Maharashtra, India for general discussion on publicly available information.
Bajaj Finance Limited announced on August 17, 2026, that it will hold group meetings with institutional investors and funds on Thursday, August 20, 2026. The event, titled 'Bajaj Finserv Leadership Day 2026', is scheduled to take place in Pune, Maharashtra, in person. Discussions during the meeting are restricted to publicly available information, though the schedule remains subject to change due to exigencies.
Bajaj Finance Limited has informed the Exchange about Resignation of Director/KMP/SMP |SUBJECT: Resignation of Director/KMP/SMP
On August 11, 2026, Bajaj Finance Limited received and accepted the resignation of Amit Raghuvanshi, President - Cars, Two-Wheeler & Sales Finance, effective the same day. The change is classified as a cessation of a senior management personnel member.
Mr. Amit Raghuvanshi, President – Cars, Two-Wheeler & Sales Finance, resigned from Bajaj Finance Limited effective close of business on 11 August 2026, after nearly 18 years of service.
Bajaj Finance Limited uploaded the transcript of its Q1 FY2027 investor conference call held on July 30, 2026. The company reported a strong quarter with 5 million new customers and a record INR 37,000 crores in Assets Under Management (AUM) growth. Profit growth was 28%, with Return on Equity (ROE) exceeding 20%. The company also recognized an additional INR 296 crores in management and macroeconomic provisions during the quarter.
Bajaj Finance Limited has disclosed the transcripts of its earnings call held on July 30, 2026. The transcripts were uploaded to the company's website on August 3, 2026, at 18:34:00.
Bajaj Finance Limited submitted voting results for its 39th e-AGM held on July 30, 2026, as required by SEBI Listing Regulations. Shareholders could cast votes remotely from July 26 to July 29, 2026, with July 23, 2026, as the cut-off date. The resolutions passed with the requisite majority are deemed approved on the e-AGM date.
At the 39th Annual General Meeting on July 30, 2026, Bajaj Finance Limited shareholders approved the re-appointment of Pramit Jhaveri as an Independent Director for a second five-year term from August 1, 2026, to July 31, 2031. Rajiv Bajaj stepped down as a Non-Executive Director effective the same date due to increased professional commitments at Bajaj Auto Limited.
The Board of Directors of Bajaj Finance Limited, in their meeting on July 30, 2026, approved the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The company reported a consolidated profit after tax of ₹6,081 crore, a 28% increase year-over-year, and consolidated assets under management reached ₹546,944 crore as of June 30, 2026. The filing also includes details on security cover for non-convertible debt securities as of June 30, 2026.
Bajaj Finance Limited held a conference call on July 30, 2026, to discuss financial results for the quarter ended June 30, 2026. A presentation was shared with stock exchanges, and an audio recording of the call is available on the company's investor relations website.
Bajaj Finance Limited has released its investor presentation for the quarter ended June 30, 2026, detailing a 24% year-over-year growth in Assets Under Management (AUM) to ₹546,944 crore. The company reported a 28% increase in Profit Before Tax (PBT) to ₹8,149 crore and disbursed 16.13 million new loans, adding 5.10 million new customers. The presentation also highlights a 22% growth in Net Total Income to ₹15,224 crore and a decrease in Gross Non-Performing Assets (GNPA) to 0.96%.
Bajaj Finance Limited held its 39th Annual General Meeting on July 30, 2026, via video conference. Key proceedings included the adoption of financial statements for the year ended March 31, 2026, and a declaration of a dividend of Rs. 6 per equity share. Rajiv Bajaj retired as a Non-Executive Director, and Pramit Jhaveri was re-appointed as an Independent Director for a second five-year term starting August 1, 2026. The meeting also addressed material related party transactions with Bajaj Housing Finance Limited, increased borrowing powers, and the issue of non-convertible debentures.
On July 23, 2026, Bajaj Finance Limited's Debenture Allotment Committee allotted 1,14,076 Secured Redeemable Non-Convertible Debentures with a face value of Rs. 1 Lakh each, totaling Rs. 1,152.64 Crore. These debentures, with a maturity date of June 12, 2029, carry an interest rate of 7.93% per annum and are secured by a first pari-passu charge on book debts and loan receivables. The debentures are proposed for listing on the Wholesale Debt Market Segment of BSE Limited.
On July 23, 2026, Bajaj Finance Limited's Debenture Allotment Committee allotted 1,14,076 Non-Convertible Debentures (NCDs) with a face value of Rs. 1 Lakh each, totaling Rs. 1,152.64 Crore. This allotment was made on a private placement basis and resulted in a temporary ISIN of IN8296A07392 and a permanent ISIN of INE296A07TZ0.
Bajaj Finance Limited will hold a conference call on July 30, 2026, at 6:30 p.m. IST to discuss financial results for the quarter ended June 30, 2026. The call will include participation from Vice Chairman and Managing Director Mr. Rajeev Jain, COO & CFO Mr. Sandeep Jain, and the Senior Management Team. J.P. Morgan will host the call.
Bajaj Finance Limited will hold a conference call on July 30, 2026, at 6:30 p.m. IST to discuss financial results for the quarter ended June 30, 2026. The call will include participation from Vice Chairman and Managing Director Mr. Rajeev Jain, COO & CFO Mr. Sandeep Jain, and the Senior Management Team. J.P. Morgan will host the call.
Bajaj Finance Limited received a certificate from its Registrar and Share Transfer Agent, KFin Technologies Limited, confirming compliance with Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018. For the quarter ended June 30, 2026, KFin Technologies Limited confirmed that no securities were received from Depository Participants for dematerialization, no certificates were mutilated or cancelled, and no substitution of depository names occurred within 15 days of receipt.
Bajaj Finance Limited will hold a board meeting on July 30, 2026, to consider its unaudited standalone and consolidated financial results for the quarter ended June 2026. The trading window for the company's securities will be closed from July 1, 2026, to August 1, 2026.
Bajaj Finance Limited published newspaper advertisements on July 8, 2026, regarding its 39th Annual General Meeting scheduled for July 30, 2026, to be held via Video Conferencing/Other Audio-Visual Means with e-voting information. The advertisements were published in Financial Express (all editions) and Kesari (Pune edition) and are available on the company's website. The company is also making disclosures under Regulation 30 of SEBI Listing Regulations.
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Recent market and company developments associated with Bajaj Finance.
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Jefferies initiated coverage on Bajaj Housing Finance with a Hold rating and Rs 92 target, citing limited upside from premium valuations despite strong growth prospects. It expects AUM to grow at a 23% CAGR and earnings per share at 20% through FY29, while return on assets stays near 2% and return on equity improves to 13.6%.
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Comprehensive Section Breakdown for Bajaj Finance
Strategic Vision: Consumer lending and investment services for individuals and SMEs.
Category: Financial Services
Provides interest-free loans for electronics, smartphones, furniture, and personal travel, alongside home loans, personal loans, and gold loans.
Category: Financial Services
Offers working capital loans, business loans, professional loans, and asset-backed finance to small and medium enterprises.
Category: Financial Services
A wholly owned subsidiary providing home loans, lease rental discounting, and developer finance to residential and commercial clients.
Core Thesis: Acquire customers through entry-level financing and expand their lifetime value across a multi-product ecosystem.
• Consumer Acquisition Loop: Utilizes low-ticket consumer durable loans at retail points-of-sale for customer acquisition, then cross-sells high-yield products using data analytics. • Omnipresent Sales Network: Integrates services across offline channels (branches, dealer outlets) and online channels (mobile app) for unified access to credit and payments. • AI-Driven Infrastructure (BFL 3.0): Implements machine learning models to automate credit underwriting, determine loan offers, monitor collection risk, and customize user interfaces. • Group Synergies: Coordinates with other Bajaj Group entities to cross-sell insurance policies to borrowing customers.
• Integrated lending model
• Data analytics for cross-selling
• Omnichannel sales network
• AI-driven technology transformation