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India
As of 12 Oct 2026, 03:30 pm
As of October 12, 2026, the daily trend for SBIN shares indicates a bearish direction, with the Supertrend indicator showing 'bearish'. The 20-day Exponential Moving Average (EMA) slope is -14.17 and the 20-day Simple Moving Average (SMA) slope is -14.37, suggesting a downward momentum over the short term. However, the monthly trend shows a 'bullish' Supertrend direction, with a higher ADX of 71.94 compared to the daily ADX of 41.84, indicating strong trend strength on a monthly basis.
As of October 12, 2026, key technical levels for SBIN shares are: Support levels are identified at ₹938.19 (0.30% below current price), ₹930.57 (1.11% below), ₹923.03 (1.91% below), and ₹857.25 (8.90% below). Resistance levels are noted at ₹944.83 (0.41% above current price), ₹952.37 (1.21% above), ₹966.63 (2.72% above), and ₹973.57 (3.46% above).
Recent news highlights include reports of Nifty Bank stocks, including SBI, falling due to RBI liquidity measures and rising bond yields. There are also warnings from SBI to customers about a 'Jumped Deposit' UPI scam. In terms of official filings, SBI announced a special window from February 5, 2026, to February 4, 2027, for the re-lodgement and dematerialization of physical securities. Additionally, the bank has closed its trading window for designated persons from October 1, 2026, in line with SEBI insider trading regulations, which will reopen 48 hours after the declaration of financial results for the quarter and half-year ending September 30, 2026.
As of October 12, 2026, State Bank of India shares have shown the following period returns: a 1-year return of +6.9%, a year-to-date (YTD) return of -4.4%, a 6-month return of -11.8%, a 3-month return of -9.2%, a 1-month return of -5.5%, and a return since inception of +18.6%. Shorter-term returns include -1.9% for 1 day, -1.8% for 5 days, and -6.8% for 20 days.
As of 12 Oct 2026, 03:30 pm
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Income | PEAK₹1,43,819.15 crore | ₹1,40,411.77 crore | ₹1,40,914.65 crore | ₹1,34,979.47 crore | ₹1,35,341.56 crore |
| Interest Earned | PEAK₹1,27,896.46 crore | ₹1,23,097.67 crore | ₹1,22,556.12 crore | ₹1,19,653.93 crore | ₹1,17,995.88 crore |
| Interest Expended | PEAK₹80,904.02 crore | ₹78,717.67 crore | ₹77,365.76 crore | ₹76,669.87 crore | ₹76,923.39 crore |
| Other Income | ₹15,922.69 crore | ₹17,314.10 crore | PEAK₹18,358.53 crore | ₹15,325.54 crore | ₹17,345.68 crore |
| Other Interest | ₹2,963.23 crore | PEAK₹3,883.19 crore | ₹3,834.91 crore | ₹3,499.84 crore | ₹2,960.43 crore |
| Revenue On Investments | PEAK₹29,510.19 crore | ₹28,579.05 crore | ₹28,427.51 crore | ₹28,278.73 crore | ₹27,749.20 crore |
The gross non-performing asset (NPA) ratio improved to 1.47% in the June quarter, down from 1.83% a year earlier and 1.49% in the previous quarter. In absolute terms, gross NPAs stood at ₹74,272 crore, reflecting a year-on-year decline of 4.8% and a marginal sequential increase of 1.1%.
The Common Equity Tier 1 (CET1) ratio rose to 12.89% from 11.10% a year ago and 12.29% in the prior quarter. The Additional Tier 1 ratio declined to 1.01% from 1.35% over the year. The combined Tier 1 capital ratio (CET1 plus Additional Tier 1) stood at 13.90%, up from 12.45% a year earlier, reflecting a strengthened capital position.
The June quarter showed that core lending income grew strongly, with net interest income rising 14.4% as interest earned outpaced funding costs. Operating expenses were well contained, and asset quality continued to improve, with the gross NPA ratio falling to 1.47%. The bank’s capital ratios also moved higher. While absolute gross NPAs edged up slightly from the March quarter, the overall profitability trend remained positive.
Disclosed bulk and block transactions involving State Bank of India, shown for the latest 90 days.
Exchange disclosures and regulatory announcements for State Bank of India.
The Bank submitted a half-yearly Statement of Debt Securities to the BSE and NSE for the period ended September 30, 2026, pursuant to Chapter VIII of the SEBI Master Circular. The filing discloses outstanding bonds with a total issued and outstanding amount of ₹1,64,099.00 crore as of the reporting date. Specific instruments include bonds maturing on dates such as August 21, 2035, and October 18, 2026, with coupon rates ranging from 6.80% to 8.34%.
State Bank of India (SBIN) announced a special window from February 5, 2026 to February 4, 2027 for re-lodgement and dematerialization of physical securities, as per SEBI circular dated January 30, 2026. Transferred shares during this period must be credited in demat mode and will be under a one-year lock-in from the date of transfer registration. Requests involving disputes, IEPF-transferred shares, or missing original certificates are excluded.
KFin Technologies Limited issued a certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, confirming the processing of dematerialization requests for State Bank of India securities during the quarter ended September 30, 2026. The certificate verifies that all received securities were accepted or rejected by depository participants within 15 days of receipt, with registered ownership updated accordingly. This routine compliance filing was signed by KFin Technologies authorized signatory Balakrishnan Venkataraman on October 5, 2026, and submitted to State Bank of India's Company Secretary on October 8, 2026.
State Bank of India announced the closure of its trading window for designated persons and their immediate relatives from 1 October 2026, in line with SEBI insider trading regulations. The window will reopen 48 hours after the declaration of the bank's financial results for the quarter and half year ending 30 September 2026, with the board meeting date to be announced later.
STATE BANK OF INDIA has informed the Exchange about Closure of Trading Window |SUBJECT: Trading Window-XBRL
State Bank of India announced a trading window closure starting 2026-10-01, ahead of financial results for the quarter ending 2026-09-30. The window will reopen 48 hours after the results are declared. The announcement was made on 2026-09-27.
Confirmation of Redemption/Payment of Interest and Principal |SUBJECT: Confirmation of Redemption/Payment of Interest and Principal
Due to a Ministry of Finance directive declaring Sunday, September 27, 2026, a working day for public sector banks, the interest payment date for SBI Bonds (ISIN: INE062A08397) was revised from September 28, 2026, to September 27, 2026. This adjustment aligns with the bond's Working Day Convention, which mandates that coupon payments falling on non-working days be made on the immediately succeeding working day. The revision was communicated by State Bank of India via letter CC/S&B/AND/2026-27/439 dated September 25, 2026.
Recent market and company developments associated with State Bank of India.
Nagpur BJP MLA Krishna Khopde reports alleged SBI job scam call to Lakadganj police; probe launched to trace caller and take action.
Indian banks are projected to achieve healthy profit growth in the second quarter of financial year 2027 (Q2FY27), driven by lower credit costs, robust advance growth, and fee income. However, net interest margins (NIMs) are expected to face pressure due to significant mobilisation of foreign currency non-resident (bank) FCNR(B) deposits.
The Karnataka High Court has quashed criminal proceedings against a home loan borrower whose loan stood outstanding because the builder failed to complete the project and sold the flat to a third...
'In a Jumped Deposit Scam, scammers claim to have "accidentally" credited a small amount to your account to win your trust,' says SBI in a post on X.
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The Nifty Bank is now down 250 points, with shares of PNB, Yes Bank and SBI trading with losses of over 1% each, while Axis Bank and Canara Bank's shares are also down up to 1%.
Fixed deposits offer predictable returns, but taxes can reduce the interest you retain. A latest report compares FD rates across large banks and tenures. Here’s how to understand pre-tax and post-tax returns, FD taxation rules, and what a ₹5 lakh deposit could earn.
Comprehensive Section Breakdown for State Bank of India
Strategic Vision: Public sector bank providing retail, corporate, and digital financial services.
• Extensive branch network across rural, semi-urban, and urban areas.
• Consolidated digital platform (YONO) for customer acquisition and service delivery.
• Diversified financial services offerings through group subsidiaries.
State Bank of India reported a net profit of ₹21,121 crore for the June quarter, a 10.2% increase from the same period a year ago. The improvement was driven by a 14.4% rise in net interest income, with operating expenses increasing at a slower pace. Asset quality continued to improve, with the gross non-performing asset ratio falling to 1.47%, while capital adequacy ratios strengthened.
Interest earned, the bank’s primary revenue source, grew 8.4% year-on-year to ₹1,27,896 crore. Interest expended, the cost of deposits and borrowings, rose at a slower pace of 5.2% to ₹80,904 crore. The resulting net interest income — the difference between interest earned and interest expended — rose 14.4% to ₹46,992 crore, as interest income growth outpaced funding costs.
Other income, which includes fees, trading gains, and miscellaneous revenue, declined 8.2% year-on-year to ₹15,923 crore. Total income still increased 6.3% to ₹1,43,819 crore, supported by the strong net interest income growth.
Operating profit before provisions and contingencies rose 9.8% year-on-year to ₹33,529 crore. Total expenditure excluding provisions increased 5.2% to ₹1,10,290 crore. On a sequential basis, operating expenses declined 13.6% from the March quarter, driven by a sharp fall in other operating expenses.
Provisions other than tax and contingencies increased 6.0% year-on-year to ₹5,047 crore. This was a notable rise from the low level of ₹2,872 crore recorded in the March quarter. Tax expense climbed 11.1% to ₹7,361 crore. Net profit after tax grew 10.2% to ₹21,121 crore. Basic earnings per share rose to ₹22.88 from ₹21.47 a year earlier.
State Bank of India reported a strong Q1FY27 with net profit rising 10.23% YoY to ₹21,121 crore, driven by 14.88% YoY growth in net interest income. Management highlighted that domestic NIM improved 7 bps QoQ to 3.00%, reflecting disciplined pricing and liability management. The bank's asset quality reached its best in over two decades, with gross NPA at 1.47% (down 36 bps YoY) and credit cost at 0.27%.
Loan growth remained robust at 18.63% YoY, with RAM (Retail, Agri, SME) advances growing 18.20% YoY and corporate advances up 18.05%. Management emphasized the bank's digital leadership, noting that 98.8% of transactions now occur through alternate channels, and YONO has 10.5 crore registered users. Capital adequacy improved to 15.67% CRAR, providing a strong buffer for future growth.
Category: Financial Services
Manages personal savings, housing loans, agricultural micro-credit, credit cards, and consumer digital solutions through YONO.
Key Products & Services: YONO • SBI Cards
Category: Financial Services
Provides project finance, working capital lending, trade advisory, syndicated loans, and merchant banking services to large enterprises.
Category: Financial Services
Operates through specialized subsidiaries for insurance, asset management, and credit cards.
Key Products & Services: SBI Life Insurance Company Limited • SBI Mutual Fund • SBI Cards and Payment Services Limited
Core Thesis: The bank integrates its branch network with digital platforms and specialized financial subsidiaries to offer a comprehensive range of services.
• YONO Digital Ecosystem Integration: YONO serves as a digital-first customer acquisition engine and provides unified access to various services, including corporate services through YONO Business. • Cross-Subsidiary Distribution: Utilizes physical branches to cross-sell products from subsidiaries like SBI Life, SBI General Insurance, and SBI Mutual Fund. • Asset-Liability Management (ALM): Retail deposits fund corporate loans and infrastructure projects, with the Treasury division managing fixed-income portfolios and foreign exchange operations.
Reported ownership for FY2027-Q1 as of 2026-06-30.