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As of 2026-08-25
For the quarter ending June 30, 2026, SBI Life reported a Net Profit of ₹724.93 crore and a Profit Before Tax of ₹745.87 crore. Total Equity was ₹1,003.24 crore, with a Basic Earnings Per Share (EPS) of ₹7.22 and a Book Value Per Share of ₹10.00.
In the first quarter of fiscal year 2026-27 (ending June 30, 2026), Income First Year Premium was ₹4,954.93 crore, Income Renewal Premium was ₹12,381.79 crore, and Income Single Premium was ₹3,952.93 crore. Compared to the first quarter of fiscal year 2025-26, Income First Year Premium decreased from ₹3,539.47 crore, Income Renewal Premium decreased from ₹10,546.28 crore, and Income Single Premium increased from ₹3,728.14 crore.
On June 29, 2026, SBI Life experienced unusually high trading volume without a clear directional move in the closing price. On June 15, 2026, there was a significant upward price movement of 3.73 standard deviations. On June 12, 2026, the stock opened materially higher than the previous close, indicating a sharp repricing at the open.
Based on daily technical indicators, SBI Life is in a weak downtrend, with the price below its 20-day and 50-day Simple Moving Averages (SMA). The Average Directional Index (ADX) is 25.55, suggesting a trending market. The current risk assessment is 'elevated risk,' primarily driven by the price remaining materially below a previous peak, with a drawdown of -15.01%.
On August 19, 2026, SBI Life informed the exchange about the cessation of Mr. Narayan K. Seshadri as an Independent Director due to completing his tenure. On August 18, 2026, the company announced the allotment of 88,522 equity shares under its Employee Stock Option Plan (ESOP).
Showing 3 of 18 candles
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Upward price movement of 3.73 standard deviations recorded on 2026-06-15.
Unusual market activity that may warrant review of the underlying price, volume, or news context.
The session opened materially above the previous close, indicating a sharp repricing at the open.
The move may reflect new information; subsequent price follow-through is worth monitoring.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Income First Year Premium | ₹4,954.93 crore | ₹5,092.71 crore | PEAK₹7,919.34 crore | ₹5,289.46 crore | ₹3,539.47 crore |
| Income Renewal Premium | ₹12,381.79 crore | ₹16,713.96 crore | PEAK₹17,471.70 crore | ₹14,002.83 crore | ₹10,546.28 crore |
| Income Single Premium | ₹3,952.93 crore | PEAK₹6,132.18 crore | ₹5,058.42 crore | ₹5,791.60 crore | ₹3,728.14 crore |
| Gross Premium Income | ₹21,289.66 crore | ₹27,938.86 crore | PEAK₹30,449.46 crore | ₹25,083.89 crore | ₹17,813.89 crore |
| Commission | ₹929.56 crore | ₹859.11 crore | PEAK₹1,610.24 crore | ₹1,240.31 crore | ₹666.03 crore |
| Operating Expenses Related To Insurance Business | ₹1,635.46 crore | ₹1,668.25 crore | PEAK₹1,909.21 crore | ₹1,518.86 crore | ₹1,129.12 crore |
In the June 2026 quarter, SBI Life Insurance Company Limited reported a 19.5% year-on-year increase in gross premium income to ₹21,289.66 crore, while profit after tax rose 22% to ₹724.93 crore. Expenses of management, however, grew 33.9%, lifting the expense ratio to 12.05% from 10.75% a year earlier. The solvency ratio stood at 1.96, a different scale from the 0.0190–0.0196 range reported in the four preceding quarters.
Gross premium income for the quarter ended 30 June 2026 was ₹21,289.66 crore, up 19.5% from ₹17,813.89 crore in the same quarter last year. All premium categories expanded year-on-year, with the sharpest growth in first-year premiums.
Sequentially, gross premium income declined from ₹27,938.86 crore in the March 2026 quarter, in line with the historical pattern where the June quarter typically sees the lowest premiums. Single premiums fell the most (−35.5%), followed by renewal premiums (−25.9%), while first-year premiums dipped only 2.7%.
Total expenses of management reached ₹2,565.02 crore, 33.9% higher than the ₹1,915.17 crore recorded in the prior-year June quarter. This pace comfortably exceeded the 19.5% growth in gross premium income.
As a result, the expense ratio (expenses of management as a percentage of gross premium income) rose to 12.05% from 10.75% a year earlier. Sequentially, expenses edged up 1.5% while gross premium declined, pushing the ratio higher in the near term.
Profit after tax for the quarter was ₹724.93 crore, up 22.0% from ₹594.37 crore in the same quarter last year. Basic earnings per share increased correspondingly to ₹7.23 from ₹5.93. Profit growth slightly outpaced the 19.5% rise in gross premium income.
Compared with the immediately preceding quarter (Q4 FY2025-26), profit after tax declined 9.9% from ₹804.64 crore, consistent with the lower premium income typically seen in the June quarter.
The reported solvency ratio as of 30 June 2026 was 1.96. In the four preceding quarters, the ratio was reported between 0.0190 and 0.0196, reflecting a change in calculation basis. The current ratio of 1.96 is commonly associated with a life insurer’s regulatory threshold, but the difference in scale means the figures are not directly comparable across periods.
The June 2026 quarter delivered substantial year-on-year growth in premiums and profits, led by a 40% rise in first-year premiums. Expenses, however, grew faster than premiums, pushing the expense ratio up by 1.3 percentage points to 12.05%. Profit after tax rose 22%, closely tracking premium growth. The solvency ratio was reported at 1.96, while prior quarters showed ratios near 0.019, indicating a change in reporting basis.
Exchange disclosures and regulatory announcements for SBI Life Insurance Company.
SBI Life Insurance Company Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
Mr. Narayan K. Seshadri (DIN: 00053563) ceased to be an Independent Director of SBI Life Insurance Company Ltd. effective close of business hours on August 19, 2026, upon completing two consecutive terms of three years each. The cessation was disclosed pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015, by Company Secretary Girish Mahesh Manik.
On August 19, 2026, Narayan Keelveedhi Seshadri completed his tenure as a Non-Executive Independent Director of SBI Life Insurance Company Limited, effective that same day.
SBI Life Insurance Company Limited has informed the Exchange regarding of Allotment 88522 equity shares pursuant to ESOP through Circular resolution of the Board Stakeholders' Relationship and Sustainability Committee passed on August 18, 2026. |SUBJECT: ESOP/ESOS/ESPS
SBI Life Insurance Company Limited held its 26th Annual General Meeting on August 14, 2026, where all proposed resolutions were passed with the requisite majority. The meeting included the adoption of financial statements for the fiscal year ended March 31, 2026, confirmation of a final dividend declared on February 25, 2026, and approval for fixing statutory auditor remuneration for 2026-27. Additionally, shareholders approved the revision in remuneration for Managing Director & CEO Mr. Amit Jhingran.
At the 26th Annual General Meeting of SBI Life Insurance Company Limited held on August 14, 2026, all four ordinary resolutions were approved by shareholders with the requisite majority. The resolutions included the adoption of financial statements for the year ended March 31, 2026, confirmation of an interim dividend declared on February 25, 2026 as the final dividend, fixation of statutory auditor remuneration for FY 2026-27, and a revision in the remuneration of Managing Director & CEO Amit Jhingran.
SBI Life Insurance Company Ltd. disclosed on August 8, 2026, that its senior management will participate in the Emkay Confluence Investor Conference in Mumbai on August 12, 2026, with the schedule subject to change and no unpublished price-sensitive information to be shared.
SBI Life Insurance Company Limited reported its Q1 FY27 earnings, with Profit After Tax at INR 7.2 billion, a 22% increase year-on-year. Individual Rated Premium grew 14% to INR 39.7 billion, and Gross Written Premium increased 20% to INR 212.9 billion. The company's Value of New Business (VoNB) stood at INR 14.1 billion, up 29%, with a VoNB margin of 26.2%. Assets Under Management reached INR 5.2 trillion, a 10% growth, and the solvency ratio was 1.96.
SBI Life Insurance Company Limited published a newspaper advertisement on July 24, 2026, in 'Financial Express' and 'Loksatta' regarding the dispatch of the Notice and e-voting information for its 26th Annual General Meeting (AGM). This action complies with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
SBI Life Insurance Company Limited's Board of Directors approved the Unaudited Financial Results for the quarter ended June 30, 2026, on July 24, 2026. The company's joint statutory auditors, K S Aiyar & Co. and J Singh & Associates, issued unmodified limited review reports. The trading window for company securities will reopen on July 27, 2026. Additionally, Willis Towers Watson provided an actuarial opinion confirming SBI Life's embedded value results as of June 30, 2026, amounting to INR 852.9 billion, and a value of new business of INR 14.1 billion for the quarter.
SBI Life Insurance Company Ltd. has hosted an audio recording of its earnings conference call for Q1 FY 2026-27, held on July 24, 2026, on its website. This follows a previous intimation and complies with SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. The call pertained to the financial results for the quarter ended June 30, 2026.
SBI Life Insurance Company Limited announced its financial results for the quarter ended June 30, 2026, on July 24, 2026. The company reported a Profit After Tax (PAT) of 7.2 billion, a 22% increase year-on-year. Annualized Premium Equivalent (APE) grew by 36% to 53.8 billion, and Value of New Business (VoNB) increased by 29% to 14.1 billion, with a VoNB Margin of 26.2%. Assets under Management (AuM) reached 5.2 trillion, a 10% growth, and the Indian Embedded Value (IEV) stood at 852.9 billion, up 15%.
SBI Life Insurance Company Ltd. will hold its 26th Annual General Meeting on August 14, 2026, via video conference. The meeting will include the adoption of financial statements for FY 2025-26, confirmation of an interim dividend, and a resolution to fix the remuneration of statutory auditors for FY 2026-27. Additionally, members will vote on a proposed revision to the remuneration of MD & CEO, Mr. Amit Jhingran, effective April 1, 2026, subject to IRDAI approval. Remote e-voting will be open from August 10 to August 13, 2026.
SBI Life Insurance Company Limited will hold its Annual General Meeting on Friday, August 14, 2026, at 14:30:00 via Video Conference or Other Audio-Visual Means. The agenda includes adopting financial statements for the year ended March 31, 2026, confirming the interim dividend declared on February 25, 2026, fixing the remuneration of the Statutory Auditors for FY 2026-27, and revising the remuneration of Managing Director & CEO, Mr. Amit Jhingran, from April 1, 2026, to January 31, 2027, with an amount of INR 9,764,235.
SBI Life Insurance Company Ltd. will host an earnings conference call on July 24, 2026, at 16:30 IST to discuss the company's performance for the quarter ended June 30, 2026. An audio recording and transcript will be available on the company's website.
SBI Life Insurance Company Ltd. will host an earnings conference call on July 24, 2026, at 16:30 IST to discuss the company's performance for the quarter ended June 30, 2026. An audio recording and transcript will be available on the company's website.
SBI Life Insurance Company Ltd. published a notice on July 17, 2026, regarding the 26th Annual General Meeting for the fiscal year 2025-26. This notice was published in the newspapers 'Financial Express' and 'Loksatta' and is also available on the company's website.
SBI Life Insurance Company Ltd. published a notice on July 17, 2026, regarding the 26th Annual General Meeting for the fiscal year 2025-26. This notice was published in the newspapers 'Financial Express' and 'Loksatta' and is also available on the company's website.
SBI Life Insurance Company Limited will hold its 26th Annual General Meeting on August 14, 2026, at 02:30 P.M. (IST) via Video Conference (VC)/Other Audio-Visual Means (OAVM). The Board of Directors approved this date at a meeting held on July 13, 2026.
On July 13, 2026, SBI Life Insurance Company Ltd.'s Board Nomination and Remuneration Committee approved the grant of 8,94,910 stock options under the ESOS – 2018 Scheme to eligible employees. Each option entitles the holder to one equity share of Rs. 10 face value. The exercise price will be the lower of the Fair Market Value on the grant date or the average FMV of the preceding 15 trading days. Vesting will occur in proportions of 30%-30%-40% starting one year from the grant date, and options can be exercised within seven years.
SBI Life Insurance Company Limited will hold its 26th Annual General Meeting on August 14, 2026, at 02:30 P.M. (IST) via Video Conference (VC)/Other Audio-Visual Means (OAVM). The Board of Directors approved this date at a meeting held on July 13, 2026.
SBI Life Insurance Company Ltd. received a certificate from its Registrar & Share Transfer Agent, KFin Technologies Limited, dated July 3, 2026. This certificate confirms that for the quarter ended June 30, 2026, all company securities were held in dematerialized form, and no requests for rematerialization were received. Consequently, the requirements of Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, were not applicable to the company for this period.
SBI Life Insurance Company Ltd. received a certificate from its Registrar & Share Transfer Agent, KFin Technologies Limited, dated July 3, 2026. This certificate confirms that for the quarter ended June 30, 2026, all company securities were held in dematerialized form, and no requests for rematerialization were received. Consequently, the requirements of Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, were not applicable to the company for this period.
On July 7, 2026, SBI Life Insurance Company Ltd. allotted 20,516 equity shares of Rs. 10 each to employees who exercised vested options under the SBI Life Employee Stock Option Scheme 2018. Following this allotment, the company's paid-up share capital increased to Rs. 10,03,26,10,500, comprising 100,32,61,050 equity shares.
Recent market and company developments associated with SBI Life Insurance Company.
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SBI Life and J&K Bank have partnered to offer comprehensive life insurance solutions. Over one thousand J&K Bank branches will now provide SBI Life's diverse insurance plans. This alliance aims to enhance financial security and expand coverage across India. The collaboration strengthens customer-centric approaches and delivers greater value to clients. It aligns with the goal of achieving insurance for all by 2047.
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Comprehensive Section Breakdown for SBI Life Insurance Company
Strategic Vision: Private life insurer offering protection, pension, and savings plans.
Category: Financial Services
Offers individual term plans, Unit Linked Insurance Plans (ULIPs), and traditional endowment savings policies.
Key Products & Services: Smart Shield
Category: Financial Services
Provides corporate employee term plans, loan-linked credit protection schemes, and immediate/deferred annuity retirement solutions.
Core Thesis: The company integrates physical bank branch channels with group digital applications to distribute its insurance products.
• SBI Bancassurance Channel Integration: Routes products directly through SBI's retail branch network, cross-selling to account holders and loan clients. • SBI YONO Application Digital Integration: Sales and policy administration portals are integrated within SBI's 'YONO' mobile banking super-app for digital transactions. • Regional & Rural Agency Sourcing: Operates a direct agency channel recruiting local agents in tier-3 cities and rural hubs for micro-insurance plans. • Group Gratuity & Pension Sourcing: Partners with corporate institutions and government entities to manage group superannuation and gratuity trusts.
• Integration with State Bank of India's extensive retail branch network.
• Digital integration with SBI's YONO mobile banking application.
• Established agency network in regional and rural areas.