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India
As of 12 Oct 2026, 03:30 pm
Kotak Mahindra Bank has scheduled a Board Meeting for October 24, 2026, to consider and approve the unaudited standalone and consolidated financial results for the quarter and half-year ended September 30, 2026.
As of October 12, 2026, Kotak Mahindra Bank's closing price was ₹443.4. The stock has shown a return of +5.8% in the last month and +18.4% over the last six months. Year-to-date, the return is 0.0%.
The nearest support level for Kotak Mahindra Bank is at ₹441.37, which is 0.46% below the current price. Key resistance levels are identified at ₹444.88 (0.33% above current price) and ₹448.18 (1.08% above current price).
As of October 12, 2026, Kotak Mahindra Bank has a market capitalization of ₹4,386,916,308,348.0.
As of 12 Oct 2026, 03:30 pm
Recent drawdown and price variability remain within the producer's contained-risk thresholds.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Upward price movement of 3.46 standard deviations recorded on 2026-10-06.
Unusual market activity that may warrant review of the underlying price, volume, or news context.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Trading volume was unusually high, but the closing price did not show a clear directional move.
This indicates increased participation without a clear directional signal.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Profit Loss For The Period | PEAK₹5,487.06 crore | ₹5,401.55 crore | ₹4,904 crore | ₹4,445.94 crore | ₹4,429.13 crore |
| Profit Loss From Ordinary Activities Before Tax | PEAK₹7,508.86 crore | ₹7,443.21 crore | ₹6,533.34 crore | ₹5,962.77 crore | ₹6,053.40 crore |
| Tax Expense | ₹2,021.80 crore | PEAK₹2,041.66 crore | ₹1,629.34 crore | ₹1,516.83 crore | ₹1,624.27 crore |
| Segment Revenue From Operations | PEAK₹30,068.60 crore | ₹28,107.60 crore | ₹27,850.79 crore | ₹24,901.39 crore | ₹26,703.92 crore |
| Interest Earned | PEAK₹18,354.57 crore | ₹17,827.36 crore | ₹17,506.80 crore | ₹17,198.74 crore | ₹17,248.31 crore |
| Other Income | PEAK₹11,714.03 crore | ₹10,280.24 crore | ₹10,343.99 crore | ₹7,702.65 crore | ₹9,455.61 crore |
Total segment revenue grew 12.6% year-on-year to ₹30,069 crore. Interest earned rose 6.4% to ₹18,355 crore, while other income (fees, commissions, and trading gains) surged 23.9% to ₹11,714 crore. As a result, other income’s share of total revenue increased to 39.0% from 35.4% in the year-ago quarter. Quarter-on-quarter, total revenue was up 7.0%, with other income rising 14.0% and interest income 3.0%.
Profit before tax increased 24.0% year-on-year to ₹7,509 crore, and 0.9% from the March 2026 quarter. Net profit after tax rose 23.9% year-on-year and 1.6% sequentially to ₹5,487 crore. The effective tax rate was 26.9%, slightly lower than the 27.4% recorded in the previous quarter.
Operating expenses increased 19.4% year-on-year to ₹14,092 crore, faster than the 12.6% rise in revenue. Employee costs grew only 6.1% to ₹3,300 crore, implying that other operating expenses expanded significantly. Total expenditure excluding provisions and contingencies rose 12.8% year-on-year, broadly matching revenue growth. Provisions declined by 42.1% to ₹765 crore, which supported the improvement in pre-tax profit.
Gross non-performing assets stood at ₹7,158 crore, down 7.4% from a year ago. The gross NPA ratio improved to 1.21% from 1.50% a year earlier, and edged down from 1.23% in the March 2026 quarter. Although absolute NPAs rose 1.6% sequentially, the ratio declined, indicating that loan growth outpaced the small increase in NPAs.
Basic earnings per share was ₹5.51, up 1.1% from the previous quarter but 75.5% lower than ₹22.49 a year ago. The sharp decline, despite the 23.9% rise in net profit, indicates a material increase in the number of outstanding shares. Return on assets rose to 2.18% from 0.56% in the prior quarter—a jump that is not explained by the modest sequential rise in net profit and likely reflects a smaller average asset base or a change in the calculation methodology.
The bank’s share of profit from associates turned to a loss of ₹6.6 crore, compared with a profit of ₹21.6 crore in the previous quarter and ₹43.1 crore a year ago. The impact on pre-tax profit is negligible.
Exchange disclosures and regulatory announcements for Kotak Mahindra Bank.
Financial Results |Meeting Date: 24-Oct-2026
Kotak Mahindra Bank Limited announced a Board Meeting scheduled for October 24, 2026, to consider and approve the Standalone and Consolidated Unaudited Financial Results for the quarter and half-year ended September 30, 2026. Concurrently, the trading window for dealing in the Bank's securities was closed effective Thursday, October 1, 2026, pursuant to SEBI (Prohibition of Insider Trading) Regulations, and will reopen 48 hours after the financial results declaration.
Kotak Mahindra Bank Limited announced a Board Meeting on 2026-10-24 to consider unaudited standalone and consolidated financial results for the half year ended September 2026, with the trading window closed from 2026-10-01 to 2026-10-26. This is a routine compliance notice regarding financial results and trading window closure, with no substantive event or decision disclosed. Materiality: routine. Evidence: 'Date Of Proposed Meeting: 2026-10-24', 'Whether Results Are Audited Or Unaudited: Unaudited', 'Nature Of Report Standalone Consolidated: Standalone And Consolidated', 'Date Of Start Of Trading Window Closure: 2026-10-01', 'Details Of Date Of End Of Trading Window Closure: 26-10-2026'.
Kotak Mahindra Bank Limited announced a Board Meeting on 2026-10-24 to consider unaudited standalone and consolidated financial results for the half year ended September 2026, with the trading window closed from 2026-10-01 to 2026-10-26. The intimation was reported on 2026-10-08. Materiality is routine as it is a standard periodic financial results notice.
Kotak Mahindra Bank Limited has informed the Exchange regarding intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. |SUBJECT: Updates
Kotak Mahindra Bank Ltd. disclosed provisional deposits and advances figures for the quarter ended September 30, 2026, reporting Net Advances at Rs. 5,77,094 crore (a 24.7% year-over-year increase) and Total Deposits at Rs. 6,51,491 crore (a 23.2% year-over-year increase). The September 30, 2026 balances include FCNR(B) deposits of USD 5.78 billion (~Rs. 55,344 crore) converted under the RBI swap facility, alongside corresponding advances of USD 1.68 billion (~Rs. 16,110 crore) by international branches. This intimation, dated October 5, 2026, was signed by President & Company Secretary Avan Doomasia and noted as subject to limited review by Statutory Auditors.
On September 30, 2026, the Reserve Bank of India granted approval for Anup Kumar Saha to serve as Managing Director & CEO of Kotak Mahindra Bank for a three-year term effective January 1, 2027. Mr. Saha, who joined the bank in January 2026 and currently serves as Whole-time Director overseeing Retail Bank and Data Analytics functions, previously held senior leadership roles at Bajaj Finance Limited and ICICI Bank. The bank's Board will initiate further steps to formalize the appointment and seek shareholder approval.
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Comprehensive Section Breakdown for Kotak Mahindra Bank
Strategic Vision: Indian bank offering diversified financial services.
• Centralized conglomerate model for cross-selling.
• Unified customer franchise.
• Digital-first banking platform for customer acquisition.
• Integration with automobile dealership networks.
• Wholly owned subsidiary for micro-loans in rural regions.
Kotak Mahindra Bank reported a 23.9% year-on-year rise in net profit to ₹5,487 crore for the June 2026 quarter. Revenue growth was led by a 23.9% jump in non-interest income, while interest income grew by a more moderate 6.4%. Operating expenses increased faster than revenue on a yearly basis, but a sharp decline in provisions helped sustain the improvement in pre-tax profit. A notable divergence between net profit and earnings per share indicates a substantial increase in the number of shares outstanding.
Kotak Mahindra Bank’s profit growth continued in the June 2026 quarter, with non-interest income taking a larger share of revenue. The gross NPA ratio fell to its lowest level in the available comparisons. The steep drop in earnings per share, despite higher net profit, highlights a significant increase in shares outstanding, which is relevant for per-share returns. The sharp rise in return on assets appears to be driven by factors beyond the small change in net profit.
Category: Financial Services
Manages personal savings accounts, home loans, credit cards, personal lending, and digital banking platforms.
Key Products & Services: Kotak 811
Category: Financial Services
Provides project finance, working capital facilities, trade services, and cash management, alongside equity capital market underwriting and M&A advisory through Kotak Mahindra Capital Company.
Key Products & Services: Kotak Mahindra Capital Company
Category: Financial Services
Provides retail stock brokerage, depository services, and investment research.
Key Products & Services: Kotak Securities
Category: Financial Services
Manages mutual fund portfolios and retirement plans.
Key Products & Services: Kotak Mahindra Asset Management
Category: Financial Services
The dedicated automobile and passenger car finance company.
Key Products & Services: Kotak Mahindra Prime
Category: Financial Services
Offers term, savings, and pension life insurance products.
Key Products & Services: Kotak Mahindra Life Insurance
Core Thesis: The bank operates a centralized conglomerate model designed to cross-sell financial products through a unified customer franchise.
• Group Ownership & Cross-Selling: The bank maintains beneficial ownership of its main operating subsidiaries, allowing bank branches to act as unified distribution hubs for cross-selling various financial products. • Digital Customer Acquisition (Kotak 811): The 'Kotak 811' digital-first banking platform serves as a high-density consumer acquisition funnel for tech-centric savers, who are subsequently cross-sold other financial products. • Specialized Auto & Micro-Lending: Kotak Mahindra Prime finances passenger vehicles through dealership networks, while BSS Microfinance provides joint-liability micro-loans in rural regions. • Asset-Liability Management (ALM): Deposits fund retail mortgages, corporate project finance, and commercial lending, with the Treasury division managing liquidity and foreign exchange portfolios.
Reported ownership for FY2027-Q1 as of 2026-06-30.