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As of 2026-08-25
For the quarter ended June 30, 2026, Jio Financial Services reported Profit Before Tax of ₹988.73 crore, an increase from ₹387.52 crore in the prior year's quarter. Revenue from operations was ₹2,004.47 crore, up from ₹612.46 crore in the same period last year. Interest earned was ₹961.58 crore, compared to ₹362.86 crore in the prior year's quarter.
Over the last three years, Jio Financial Services has shown significant growth in compounded sales, with a 328% increase. Compounded profit growth over the same period was 293%. However, Return on Equity has remained low at 1% for the last three years and the last year. The company's stock price has seen a 1-year CAGR of -25% and a 3-year CAGR of 1%.
As of August 21, 2026, Jio Financial Services is in a weak downtrend on a daily timeframe, with the price below the 20-day and 200-day Simple Moving Averages (SMA). On a weekly timeframe, the trend is a weak uptrend, with the price above the 20-day SMA but below the 50-day and 200-day SMAs. The stock has experienced several unusual price movements and active trading sessions in July 2026.
The stock price is currently experiencing elevated risk. This is due to the price remaining materially below a previous peak, showing a drawdown of -26.92%. Additionally, price swings have been higher than typical, with annualized volatility at approximately 30.70%.
As of June 2026, Promoters held 47.12% of the shares, while Public shareholders held 26.15%. Domestic Institutional Investors (DIIs) held 13.27%, and Foreign Institutional Investors (FIIs) held 11.27%. Government holdings were 0.18%.
Recent drawdown or price variability is high enough to warrant closer monitoring.
Primary driver: Price remains materially below a previous peak
Upward price movement of 3.63 standard deviations recorded on 2026-07-31.
Unusual market activity that may warrant review of the underlying price, volume, or news context.
The session traded across a materially wider price range than usual.
Larger price swings can increase short-term uncertainty, especially if they continue.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Profit Before Tax | PEAK₹988.73 crore | ₹299.70 crore | ₹335.13 crore | ₹565.90 crore | ₹387.52 crore |
| Income | PEAK₹2,004.54 crore | ₹1,019.69 crore | ₹901.05 crore | ₹1,002.40 crore | ₹619.46 crore |
| Expenses | PEAK₹1,015.81 crore | ₹719.99 crore | ₹565.92 crore | ₹436.50 crore | ₹260.51 crore |
| Revenue From Operations | PEAK₹2,004.47 crore | ₹1,018.51 crore | ₹900.90 crore | ₹981.39 crore | ₹612.46 crore |
| Interest Earned | PEAK₹961.58 crore | ₹642.50 crore | ₹504.14 crore | ₹392.37 crore | ₹362.86 crore |
| Finance Costs | PEAK₹418.33 crore | ₹298.09 crore | ₹212.38 crore | ₹135.82 crore | ₹98.80 crore |
Jio Financial Services Limited reported a sharp increase in revenue and profit for the first quarter of fiscal 2026-27 (quarter ended 30 June 2026). Revenue from operations nearly doubled from the previous quarter and more than tripled compared to the same quarter last year, while expenses rose at a slower pace. Profit before tax more than tripled sequentially, reversing a two-quarter decline, and net profit more than doubled.
Revenue from operations was ₹2,004.47 crore, up 96.8% from ₹1,018.51 crore in the preceding quarter and up 227.3% from ₹612.46 crore a year earlier. Total income, including other income of ₹0.07 crore, was ₹2,004.54 crore, meaning revenue from operations accounted for virtually all income.
Interest earned, the largest component, was ₹961.58 crore, representing 48% of revenue. It grew 49.7% sequentially from ₹642.50 crore and 165% from ₹362.86 crore in the same quarter last year. Fees and commission income contributed ₹324.54 crore.
The nearly doubling of revenue marks a step change from the prior two quarters, when revenue had been between ₹901 crore and ₹1,020 crore.
Total expenses were ₹1,015.81 crore, up 41.1% from ₹719.99 crore in the previous quarter and up 289.9% from ₹260.51 crore a year ago. The main expense items were:
Revenue growth of 96.8% outpaced expense growth of 41.1%, leading to a large increase in profitability.
Profit before tax was ₹988.73 crore, up 229.9% from ₹299.70 crore in the prior quarter and up 155.1% from ₹387.52 crore a year earlier. Net profit was ₹830.25 crore, up 205% sequentially and 155.7% year on year. Tax expense for the quarter was ₹139.43 crore.
Net profit rebounded sharply from the prior two quarters, where it had been ₹268.98 crore and ₹272.22 crore, and reached its highest level in the available quarters.
Net profit margin (net profit divided by revenue from operations) was 41.4% in the current quarter, compared with 26.7% in the prior quarter and 53.0% a year ago. Profit before tax margin was 49.3% in the current quarter, versus 29.4% in the prior quarter and 63.3% a year ago.
Margins improved significantly from the immediate prior quarter but remain below the year-ago level. The year-on-year margin decline coincides with expenses growing 290% while revenue grew 227% over the same period. The sequential improvement followed revenue nearly doubling while expenses rose only 41%.
Segment revenue from operations was ₹2,004.47 crore, matching total revenue, indicating a single reporting segment. Segment profit before tax was reported as ₹830.25 crore, which equals the company’s net profit for the period.
Jio Financial Services delivered a sharp revenue increase in the June quarter, nearly doubling revenue from the prior quarter while expense growth was contained to about 41%. Profit before tax more than tripled sequentially, reversing a two-quarter decline, and net profit more than doubled. Interest income remains the largest revenue contributor, and its growth outpaced the rise in finance costs. Absolute profitability reached its highest level in the available quarters, though margins remain below the year-ago period due to a proportionally larger increase in expenses over the past year.
Exchange disclosures and regulatory announcements for Jio Financial Services.
On August 17, 2026, Jio Financial Services Limited disclosed that its executives participated in Motilal Oswal’s 22nd Annual Global Investor Conference, 2026, on that date. The meeting was conducted in-person in Mumbai, in a one-on-one/group format, and only public-domain information was discussed; no unpublished price-sensitive information was shared.
On August 14, 2026, Jio Financial Services Limited submitted a link to its presentation regarding Material Related Party Transactions for Items 6 and 7 of the Third Annual General Meeting (Post Listing) notice to BSE Limited and NSE Limited. The filing was executed by Group Company Secretary Mohana Venkata Chalam on behalf of the company.
Jio Financial Services Limited announced an institutional investor meeting scheduled for August 17, 2026, at 09:00 AM as part of Motilal Oswal's 22nd Annual Global Investor Conference in Mumbai. The company will conduct multiple one-on-one and group meetings with institutional investors in person. The filing explicitly states that no unpublished price-sensitive information is proposed to be shared or discussed during these sessions.
Investment of up to Rs. 18,268.22 crore by NB Holdings Corporation, wholly owned subsidiary of Bank of America Corporation in Jio Credit Limited, wholly owned subsidiary of the Company |SUBJECT: Press Release
Jio Financial Services Limited published newspaper clippings on August 4, 2026, regarding its Third Annual General Meeting (Post Listing) and information on e-voting. The advertisements appeared in The Times of India, The Economic Times, Maharashtra Times, and Navbharat Times.
Jio Financial Services Limited has attached its Business Responsibility and Sustainability Report for the financial year 2025-26. The report is available on the company's website and details its corporate identity, financial year, stock exchange listings, and paid-up capital of INR 6,353.14 Crore as of March 31, 2026. It also outlines the company's business activities in financial and insurance services, including investment and lending, and its market presence.
Jio Financial Services Limited will hold its Third Annual General Meeting on Wednesday, August 26, 2026, via Video Conference. The agenda includes adopting financial statements for the year ended March 31, 2026, declaring a dividend, appointing Shri Hitesh Kumar Sethia as a Director and re-appointing him as Managing Director and CEO, appointing Joint Statutory Auditors, and approving material related party transactions. These transactions involve the company, Reliance Industrial Investments and Holdings Limited, and Reliance Services and Holdings Limited with BlackRock Financial Management Inc. through a trust named JB MF. The estimated value of these transactions over five financial years (FY 2026-27 to FY 2030-31) is up to Rs.5,000 crore for the company, Rs.1,100 crore for RIIHL, and Rs.1,100 crore for RSHL.
Jio Financial Services Limited will hold its Third Annual General Meeting (Post Listing) on August 26, 2026, via Video Conferencing. The agenda includes adopting the audited financial statements for the fiscal year ending March 31, 2026, declaring a dividend of ₹0.60 per equity share, appointing Shri Hitesh Kumar Sethia as a Director and re-appointing him as Managing Director and CEO for five years from November 15, 2026, and appointing PKF Sridhar & Santhanam LLP as Joint Statutory Auditors for three years. The meeting will also seek approval for material related party transactions involving the company and its subsidiaries. The record date for dividend eligibility is August 10, 2026, and members must update their PAN and bank details by this date for TDS purposes.
Jio Financial Services Limited published newspaper clippings on August 1, 2026, announcing its Annual General Meeting and the record date for dividend. The advertisements appeared in The Times of India, The Economic Times, Maharashtra Times, and Navbharat Times.
Jio Financial Services Limited will hold its Third Annual General Meeting on August 26, 2026, via Video Conferencing. The company has set August 10, 2026, as the Record Date for determining dividend eligibility for the financial year 2025-26, with dividend payment to occur within seven days of the AGM if declared. August 19, 2026, is the Cut-off Date for determining voting eligibility for AGM resolutions.
Jio Financial Services Limited will hold its Third Annual General Meeting on August 26, 2026, via Video Conferencing. The company has set August 10, 2026, as the Record Date for determining dividend eligibility for the financial year 2025-26, with dividend payment to occur within seven days of the AGM if declared. August 19, 2026, is the Cut-off Date for determining voting eligibility for AGM resolutions.
Jio Financial Services Limited reported a strong Q1 FY27 with consolidated total income up 141% year-on-year to ₹1,496 crores. The lending business saw Gross AUM surge 2.6x to ₹30,667 crores, while Jio Payments Bank deposits grew 1.7x to ₹617 crores and Jio Payment Solutions' Total Payment Volume grew 2.5x to ₹19,208 crores. The company also received a second tranche of ₹5,934 crore from promoters for preferential warrants, bringing the cumulative infusion to ₹9,890 crore.
Jio Financial Services Limited disclosed the outcome of its Q1 Results earnings call held on July 16, 2026. Audio and video recordings of the call, which concluded at 19:44:00, were uploaded to the company website on July 16, 2026, at 20:20:00. A prior intimation of the earnings call was disclosed on July 9, 2026. The outcome includes a presentation.
Jio Financial Services Limited submitted its Monitoring Agency Report for the quarter ended June 30, 2026, to BSE Limited and the National Stock Exchange of India. The report, issued by CRISIL Ratings Limited, confirms that the utilization of proceeds from the Preferential Issue, totaling Rs. 15,825.00 crore, was in line with the disclosed objects, primarily for infusion into subsidiaries and joint ventures. No material deviations were observed in the utilization of funds.
Jio Financial Services Limited has made available an audio/video recording of the presentation on its unaudited financial results for the quarter ended June 30, 2026. The recording is accessible on the company's website, and the presentation concluded on July 16, 2026, at 7:44 p.m. IST.
Jio Financial Services Limited announced on July 16, 2026, that a presentation on its unaudited financial results for the quarter ended June 30, 2026, was made to analysts. The company reported a consolidated Profit Before Tax (including dividend) increase of 131% year-over-year to Rs. 970 Cr in Q1 FY27. The NBFC's Profit after Tax increased 113% year-over-year to Rs. 96 Cr. Reliance Services and Holdings Limited was fully consolidated as a 100% step-down subsidiary effective April 30, 2026.
Jio Financial Services Limited reported unaudited consolidated financial results for the quarter ended June 30, 2026, with total income at ₹1,496 crore, a 141% year-over-year increase. Profit After Tax (PAT) was ₹830 crore, up 156% year-over-year. The company's NBFC Assets Under Management (AUM) reached ₹30,667 crore, and its Payments Bank deposits grew to ₹617 crore. The company also noted operational turnarounds at Jio Payments Bank Limited and Jio Payment Solutions Limited.
Jio Financial Services Limited announced on July 16, 2026, that a presentation on its unaudited financial results for the quarter ended June 30, 2026, was made to analysts. The company reported a consolidated Profit Before Tax (including dividend) increase of 131% year-over-year to Rs. 970 Cr in Q1 FY27. The NBFC's Profit after Tax increased 113% year-over-year to Rs. 96 Cr. Reliance Services and Holdings Limited was fully consolidated as a 100% step-down subsidiary effective April 30, 2026.
Jio Financial Services Limited reported unaudited consolidated financial results for the quarter ended June 30, 2026, with total income at ₹1,496 crore, a 141% year-over-year increase. Profit After Tax (PAT) was ₹830 crore, up 156% year-over-year. The company's NBFC Assets Under Management (AUM) reached ₹30,667 crore, and its Payments Bank deposits grew to ₹617 crore. The company also noted operational turnarounds at Jio Payments Bank Limited and Jio Payment Solutions Limited.
Jio Financial Services Limited submitted its Monitoring Agency Report for the quarter ended June 30, 2026, to BSE Limited and the National Stock Exchange of India. The report, issued by CRISIL Ratings Limited, confirms that the utilization of proceeds from the Preferential Issue, totaling Rs. 15,825.00 crore, was in line with the disclosed objects, primarily for infusion into subsidiaries and joint ventures. No material deviations were observed in the utilization of funds.
Jio Financial Services Limited has made available an audio/video recording of the presentation on its unaudited financial results for the quarter ended June 30, 2026. The recording is accessible on the company's website, and the presentation concluded on July 16, 2026, at 7:44 p.m. IST.
Jio Financial Services Limited will hold a presentation for analysts on its financial results for the quarter ended June 30, 2026, on July 16, 2026, at 19:00 IST, following a Board meeting. Details for joining the virtual event are provided, and a transcript and video will be available on the company's website and stock exchanges.
Jio Financial Services Limited will hold a presentation for analysts on its financial results for the quarter ended June 30, 2026, on July 16, 2026, at 19:00 IST, following a Board meeting. Details for joining the virtual event are provided, and a transcript and video will be available on the company's website and stock exchanges.
Recent market and company developments associated with Jio Financial Services.
JioBlackRock Asset Management will launch regular mutual fund plans through distributors, adding a route for investors who prefer support.
Bank of America is set to invest a substantial $1.9 billion into Jio Financial's Jio Credit, marking a significant show of confidence in India's booming retail loan sector. This collaboration merges Jio's innovative digital capabilities with the seasoned financial knowledge of Bank of America, enabling a strategic expansion in the rapidly growing Indian economy. Regulatory approvals will be required to finalize this impactful venture.
Sensex gained 114 points while Nifty fell over 40 points on expiry day, reflecting divergent benchmark moves. Softer inflation supported sentiment, but elevated crude prices and geopolitical risks kept investors cautious, with Nifty remaining rangebound between key technical levels.
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Stock market today: Gift Nifty was trading near the 24,446.5 mark, down over 24 points from the previous close of Nifty futures.
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Sensex Today | Stock Market LIVE Updates: Today is the Sensex weekly options expiry session. The Nifty though, finds itself stuck below the 24,500 mark, although a late charge from the Nifty Bank on Wednesday ensured that the index managed to close above 24,400.
Bank of America Corporation and Jio Financial Services Limited on Wednesday announced a definitive agreement under which the US-based financial services major will acquire up to a 49.9 per cent stake in Jio Credit Limited, the wholly owned NBFC lending subsidiary of Jio Financial Services.
Bank of America will acquire up to 49.9% of Jio Financial Services' Jio Credit Limited for up to ₹18,268 crore. The investment includes a 26.5% initial equity stake, subject to regulatory approvals, and aims to enhance BofA's participation in India's growing market.
Mukesh Ambani said the country’s progress toward becoming Viksit Bharat by 2047 demands a financial ecosystem built on scale, trust, and inclusivity.
India Business News: Bank of America will acquire a 49.9 percent stake in Jio credit for USD 1.9 billion or Rs 18,268 crores, Jio Financial Services said on Wednesday.Acco.
Bank of America will invest in Jio Credit, which has built assets under management of ₹30,667 crore within two years of starting operations.
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Jio Financial Services fixed August 10 as the record date for its final dividend of Rs 0.60 per share for the financial year which ended on March 31, 2026. This comes after the company paid a dividend of Rs 0.5 per share to its shareholders last year.
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Comprehensive Section Breakdown for Jio Financial Services
Strategic Vision: Digital financial services provider for retail and merchants.
Category: Financial Services
Provides personal loans, consumer durable financing, merchant credit, and secured housing loans routed through the JioFinance mobile application.
Key Products & Services: JioFinance
Category: Financial Services
Operates Jio Payments Bank offering digital savings accounts and JioPay providing UPI merchant gateways and bill payment networks.
Key Products & Services: Jio Payments Bank • JioPay
Category: Financial Services
Acts as a corporate agent distributing life, health, auto, and commercial insurance policies from partner insurers.
Category: Financial Services
Operates a joint venture with BlackRock to establish digital wealth management and mutual fund services in India.
Key Products & Services: JioBlackRock
Category: Financial Services
Under its subsidiary Jio Leasing Services, purchases and leases equipment to Reliance Jio Infocomm subscribers.
Key Products & Services: Jio Leasing Services
Core Thesis: JFSL leverages the customer base and data from Reliance Retail and Jio telecom to underwrite loans, distribute financial products, and facilitate payments.
• Ecosystem-led Distribution: Markets loans, mutual funds, and insurance directly to customers of Reliance Jio and Reliance Retail. • Digital Underwriting: Utilizes telecom usage data and retail transaction behaviors to build credit profiles for digital underwriting. • Integrated Payment Gateway: Integrates Jio Payments Bank and JioPay within the MyJio application for seamless user transactions. • Asset Management Alliance: Combines BlackRock's technology with JFSL's digital distribution for wealth management services.
• Access to extensive customer data from affiliated telecom and retail businesses.
• Integrated digital platform across lending, payments, insurance, and asset management.
• Synergy with Reliance Group's vast customer network.