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As of 2026-08-25
On August 24, 2026, trading activity was substantially higher than usual, and the price closed lower. On August 7, 2026, there was also unusually high trading activity with a lower closing price, accompanied by a significant price gap down at the open. Conversely, on July 31, 2026, trading activity was substantially higher than usual, and the price closed higher.
For the quarter ending June 30, 2027 (Q1 FY2026-27), Revenue from Operations was ₹42,036.90 crore, an increase from ₹35,439.08 crore in Q1 FY2025-26. Net Profit for the same period was ₹6,296.67 crore, up from ₹5,329.17 crore in Q1 FY2025-26. Profit Before Tax also increased to ₹8,927.08 crore in Q1 FY2026-27 from ₹7,203.02 crore in Q1 FY2025-26.
For the quarter ending June 30, 2027, the Revenue From Operations was ₹42,036.90 crore, Net Profit was ₹3,132.35 crore, and Earnings Per Share was ₹19.60 per share. The Price To Earnings ratio was 32.80, and the Net Profit Margin was 7.45%.
Borrowings have increased from ₹99,754 crore in March 2019 to ₹288,933 crore in March 2024. Projections indicate a continued increase to ₹355,855 crore by March 2025 and ₹429,914 crore by March 2026.
As of March 2024, Promoters held 60.69% of the shares, Public held 23.38%, FIIs held 8.42%, and DIIs held 7.33%. Projections for March 2026 show Promoters holding 58.72%, Public holding 22.16%, FIIs holding 7.23%, and DIIs holding 11.76%.
Key resistance levels identified are R1 at ₹2022.42, R2 at ₹2059.44, R3 at ₹2085.99, R4 at ₹2118.50, and R5 at ₹2195.00. Key support levels include S1 at ₹2014.17, S2 at ₹1701.60, S3 at ₹1648.43, and S4 at ₹1597.00.
Recent drawdown and price variability remain within the producer's contained-risk thresholds.
Trading activity was substantially higher than usual and the price closed lower.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
The session opened materially below the previous close, indicating a sharp repricing at the open.
The price gap may increase short-term downside uncertainty and warrants review of the underlying context.
Trading activity was substantially higher than usual and the price closed higher.
This may reflect stronger-than-usual market participation; follow-through and relevant company or market news merit review.
Latest complete financial results for Q1 FY2027 and comparative quarterly trends.
| Metric | Q1 FY2026-27(Latest) | Q4 FY2025-26 | Q3 FY2025-26 | Q2 FY2025-26 | Q1 FY2025-26 |
|---|---|---|---|---|---|
| Revenue From Operations | PEAK₹42,036.90 crore | ₹38,493.79 crore | ₹39,708.06 crore | ₹37,402.93 crore | ₹35,439.08 crore |
| Expenses | ₹33,109.82 crore | ₹31,590.98 crore | PEAK₹33,403.99 crore | ₹30,581 crore | ₹28,248.32 crore |
| Profit Loss For Period | PEAK₹6,296.67 crore | ₹5,226.26 crore | ₹4,367.57 crore | ₹4,746.47 crore | ₹5,329.17 crore |
| Profit Before Tax | PEAK₹8,927.08 crore | ₹6,917.16 crore | ₹5,924.58 crore | ₹6,821.93 crore | ₹7,203.02 crore |
| Interest Earned | PEAK₹22,362.01 crore | ₹21,018.58 crore | ₹20,448.94 crore | ₹19,598.69 crore | ₹18,889.74 crore |
| Finance Costs | PEAK₹7,833.85 crore | ₹7,290.90 crore | ₹7,232.45 crore | ₹6,901.33 crore | ₹6,807.10 crore |
Bajaj Finserv reported revenue from operations of ₹42,036.90 crore in the first quarter of fiscal 2027, up 9% from the previous quarter and 19% from the same quarter last year. Profit before tax rose 29% sequentially, as expenses grew at a slower pace. Comprehensive income more than doubled from the previous quarter, driven by a positive swing in other comprehensive income. The company also recorded a sharp reduction in paid-up equity share capital.
Revenue from operations reached ₹42,036.90 crore, a sequential increase of 9.2% from ₹38,493.79 crore in the fourth quarter of fiscal 2026 and an 18.6% rise compared to ₹35,439.08 crore in the same quarter last year. This growth reversed the decline seen in the previous quarter, when revenue had slipped from ₹39,708.06 crore in Q3 to ₹38,493.79 crore in Q4, and pushed the top line to its highest level in the five-quarter period.
Interest earned, the largest component of revenue, grew 6.4% sequentially to ₹22,362.01 crore, continuing a steady upward trend. Dividend income more than doubled to ₹102.36 crore from ₹40.51 crore in the previous quarter, though it remains a small portion of total revenue. Because total revenue grew faster than interest income, other revenue streams expanded at a higher rate during the quarter.
Total expenses were ₹33,109.82 crore, up 4.8% from ₹31,590.98 crore in the previous quarter. This increase was slower than the 9.2% revenue growth, causing the gap between revenue and expenses to widen.
Finance costs rose 7.5% to ₹7,833.85 crore. Net interest income—interest earned minus finance costs—grew 5.8% to ₹14,528.16 crore. Employee benefit expenses were ₹3,844.85 crore. The slower expense growth relative to revenue growth contributed to higher profitability.
Profit before tax rose 29.1% to ₹8,927.08 crore from ₹6,917.16 crore in the previous quarter, and was 23.9% higher than the ₹7,203.02 crore reported in the same quarter last year. This was the highest level in the five-quarter period.
Profit after tax increased 20.5% to ₹6,296.67 crore, also the highest in the period. Segment profit before tax was ₹8,932.19 crore, nearly identical to the consolidated figure, indicating minimal unallocated items.
Comprehensive income was ₹8,234.23 crore, more than double the ₹2,947.13 crore recorded in the previous quarter and 64.8% above the ₹4,996.82 crore in the prior-year quarter. Other comprehensive income swung from a negative ₹2,279 crore in Q4 to a positive ₹1,938 crore in Q1, driving the increase.
Paid-up equity share capital dropped from ₹159.87 crore to ₹1 crore, a decline of 99.4%. This change will affect per-share metrics in future periods.
Bajaj Finserv’s first quarter of fiscal 2027 saw revenue and profit rise, with expense growth trailing revenue growth. Comprehensive income more than doubled from the previous quarter due to a positive swing in other comprehensive income. The paid-up equity share capital fell sharply, which will affect per-share comparisons. The quarter’s results showed higher profitability compared to recent quarters.
Exchange disclosures and regulatory announcements for Bajaj Finserv.
Bajaj Finserv Limited scheduled a group meeting with institutional investors and funds for Thursday, August 20, 2026, to be held in person at its corporate office in Pune, Maharashtra. The company intimated this schedule to the BSE and NSE on August 17, 2026, pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Discussions during the meeting will be restricted to publicly available information, though the schedule remains subject to change due to exigencies.
Bajaj Finserv Limited will participate in an institutional investor group meeting at the Emkay Confluence 2026 in Mumbai, India, on August 12, 2026, starting at 11:00 AM. The meeting is hosted by Emkay Global Financial Services Limited for general discussion on publicly available information.
Bajaj Finserv Limited scheduled an in-person interaction with a group of institutional investors and funds for August 12, 2026, at the Emkay Confluence - 2026 event in Mumbai. The company disclosed this meeting schedule via an intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, on August 7, 2026. The filing notes that the schedule is subject to change due to exigencies faced by either the investors or the company.
On 7 August 2026, Bajaj Finserv Limited disclosed provisional insurance premium data for its unlisted subsidiaries, Bajaj General Insurance Limited and Bajaj Life Insurance Limited, covering the month of July 2026. Bajaj General Insurance underwrote Rs. 2,375 crore in gross direct premiums for July 2026, while Bajaj Life Insurance reported total new business premiums of Rs. 1,386.17 crore for the same period. The filing notes that these figures are subject to a limited review or audit by statutory auditors.
Bajaj Finserv Limited disclosed the transcript of its earnings call for the quarter, which was held on July 31, 2026, concluding at 18:30. The transcript was uploaded to the company's website on August 5, 2026, at 12:29, following prior intimation to the exchange on July 25, 2026.
Bajaj Finserv Limited filed a transcript of its Q1 FY2027 earnings conference call held on July 31, 2026, reporting consolidated total income growth of 19% to INR 42,037 crore and profit after tax growth of 18% to INR 6,297 crore. The company disclosed that Bajaj General Insurance recorded an underwriting loss of INR 130 crore with a combined ratio of 104.7%, while Bajaj Life Insurance saw profit decline to INR 51 crore due to lower capital gains despite VNB growing 87%. Management confirmed the Board approved the setup of a reinsurance company, outlined breakeven targets for emerging units (Bajaj Finserv Direct in Q3/Q4 FY2027 and Health in FY2028), and noted the insurance subsidiaries will transition to Ind AS accounting effective April 1, 2027.
Bajaj Finserv Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 31, 2026. Further, the company has informed the Exchange regarding voting results. |SUBJECT: Shareholders meeting
Bajaj Finserv Limited has disclosed an audio recording of an earnings call held on July 31, 2026, concluding at 18:30:00. The recording was uploaded to the company's website on July 31, 2026, at 21:45:00 and is available via a provided weblink. Prior intimation of this earnings call was disclosed to the exchange on July 25, 2026.
On July 31, 2026, Bajaj Finserv Limited's Board of Directors approved the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The board also approved the issuance of 15,11,358 equity shares to the Bajaj Finserv ESOP Trust and granted approval to pursue reinsurance business through a new subsidiary, subject to regulatory approvals.
On July 31, 2026, the Board of Directors of Bajaj Finserv Limited approved the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026, with unmodified opinions. The board also approved the issuance of 15,11,358 equity shares to Bajaj Finserv ESOP Trust and granted approval to pursue reinsurance business through a new subsidiary, subject to regulatory approvals.
Bajaj Finserv Limited has announced an investors presentation scheduled for August 3-6, 2026, in Singapore and Hong Kong. This presentation will cover the company's performance for Q1 FY2027 and FY2026, with an INR to USD conversion rate of 94.5 used throughout. The presentation materials are enclosed with this intimation, following up on a previous notice dated July 23, 2026.
On July 31, 2026, Bajaj Finserv Limited's Board of Directors approved the issuance of 15,11,358 equity shares, valued at Rs. 196.08 crore, to the Bajaj Finserv ESOP Trust. These shares are intended to fulfill employee stock options exercised under the company's Employee Stock Option Scheme.
Bajaj Finserv Limited held a conference call on July 31, 2026, at 5:15 p.m. IST, to discuss financial results for the quarter ended June 30, 2026. The company has shared the presentation with the stock exchanges and made an audio recording of the call available on its website.
Bajaj Finserv Limited filed an investor presentation on July 31, 2026, detailing financial results for the quarter ended June 30, 2026. The presentation covers performance summaries for various subsidiaries including Bajaj General Insurance, Bajaj Life Insurance, Bajaj Finance, and Bajaj Housing Finance, highlighting key financial metrics and operational updates for the period.
Bajaj Finserv Limited held its 19th Annual General Meeting on July 31, 2026, via video conference. Key proceedings included the adoption of financial statements for the year ended March 31, 2026, and the declaration of a dividend of ₹1.50 per equity share. Rajiv Bajaj retired as a Non-Executive Director, and KKC & Associates LLP were proposed for reappointment as Statutory Auditors. The meeting also ratified the remuneration for Dhananjay V Joshi & Associates as Cost Auditor for FY2027. The meeting concluded at 2:01 PM IST.
Bajaj Finserv Limited has rescheduled its Q1 earnings conference call for the quarter ended June 30, 2026. The virtual group meeting with JM Financials Institutional Securities Limited, originally scheduled for July 31, 2026, at 17:15 IST, has been postponed. A prior intimation was disclosed on July 20, 2026.
Bajaj Finserv Limited revised the scheduled time for its Q1FY27 earnings conference call for analysts and institutional investors from 5:45 P.M. IST to 5:15 P.M. IST on Friday, July 31, 2026. This follows a prior intimation on July 20, 2026, regarding the call's schedule.
Bajaj Finserv Limited will hold meetings with institutional investors and funds in Singapore from August 3-4, 2026, and in Hong Kong from August 5-6, 2026. The non-deal roadshow in Singapore is organized by Motilal Oswal Financial Services Ltd. Discussions will be limited to publicly available information, and the schedule may change due to unforeseen circumstances.
Bajaj Finserv Limited has announced a schedule of investor meetings. Meetings will take place in Singapore on August 3, 2026, and August 4, 2026. Further meetings are scheduled in Hong Kong on August 5, 2026, starting at 08:00:00, and August 6, 2026.
Bajaj Finserv Limited will host a conference call for analysts and institutional investors on July 31, 2026, at 5:45 p.m. IST to discuss financial results for the quarter ended June 30, 2026. The call will include participation from MDs and CEOs of various Bajaj Finserv subsidiaries, as well as the CFO of Bajaj Finserv Limited.
Bajaj Finserv Limited will host a virtual conference call on July 31, 2026, at 17:45 IST to discuss its Q1 FY27 financial results. The meeting, organized by JM Financials Institutional Securities Limited, is open to analysts, investors, and the general public. Further details and registration links are available via the provided weblink and dial-in numbers.
Bajaj Finserv Limited received a certificate from KFin Technologies Limited, its Registrar and Share Transfer Agent, for the quarter ended June 30, 2026. This certificate confirms compliance with Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, stating that dematerialization requests were processed, certificates were cancelled, and depositories were updated within 15 days of receipt during the period April 1, 2026, to June 30, 2026.
Bajaj Finserv Limited received a certificate from KFin Technologies Limited, its Registrar and Share Transfer Agent, for the quarter ended June 30, 2026. This certificate confirms compliance with Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, stating that dematerialization requests were processed, certificates were cancelled, and depositories were updated within 15 days of receipt during the period April 1, 2026, to June 30, 2026.
Bajaj Finserv Limited published a newspaper advertisement on July 9, 2026, announcing its 19th Annual General Meeting to be held on July 31, 2026, via Video Conferencing and providing e-voting information. The advertisements were published in the Financial Express and Kesari newspapers.
Recent market and company developments associated with Bajaj Finserv.
At 9:16 am, the BSE Sensex was up 205 points, or 0.26%, at 77,746.06, while the NSE Nifty rose 0.20% to 24,301.40, compared with its previous close of 24,252.
The promoter entity will receive a fee equivalent to 0.25% of the standalone revenue of all listed and unlisted group companies using the brand, capped at a maximum of ₹225 crore. The fee will be levied from 1 June 2026.
Sensex Today | Stock Market Highlights: Benchmark equity indices ended lower on Friday, with the Sensex falling 456 points to 78,499 and the Nifty declining 65 points to 24,571, slipping below the 24,600 mark. Separately the Indian rupee ended marginally stronger against the US dollar on Friday, closing at 95.21 per dollar, compared with 95.22 in the previous session.
Shares of Bajaj Finance and Bajaj Finserv fell sharply after the RBI proposed restricting NBFCs to offering only term loans, effectively barring revolving credit products. The proposal exempts NBFCs authorised to issue credit cards and is aimed at strengthening prudential norms while encouraging innovation in lending.
Technology stocks drove the early action on the gainers' board.
Sensex, Nifty, Share Prices Live: Sensex traded 344.86 pts or 0.44% lower at 78,609.90 at 9.17 am after opening at 78,516.08 from the previous close of 78,954.76. Nifty 50 declined 50.60 pts or 0.21% to 24,585.40.
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At 9:53 am, the BSE Sensex trades 541 points, or 0.69%, higher at 78,636.07, while the NSE Nifty gains 168.85 points, or 0.69%, to 24,552.45.
Sensex Today | Stock Market Live Updates: The bulls, having ended the week with gains will now be eyeing two levels on the upside, 24,467, which is the recent swing high, and 24,500, which has been a psychological barrier, before the positional swing high of 24,601 could be retested. The Nifty Bank though, continues to struggle with 57,500 continuing to act as a hurdle.
Bajaj Finserv announced an eighteen percent profit increase for the June quarter. This growth was primarily fueled by strong consumer finance earnings. Bajaj Finance saw its profit after tax rise by twenty-eight percent. However, profits at general and life insurance units experienced declines. Bajaj Housing Finance reported a twenty-three percent profit increase.
Q1 Results LIVE Updates: Four Nifty companies, ITC, Maruti Suzuki, Sun Pharma and Bajaj Finserv report results today to round off this week dominated by earnings. Broader market names like Dixon Tech, Indian Oil, Glenmark Pharma, GMDC, ABB India, SJVN, GAIL and NALCO among many others will also be reporting their results. The big result reactions of the day include the likes of Swiggy, Mazagon Dock, Thermax, Bajaj Finance's earnings call and upgrades among others.
From Maruti Suzuki’s mixed quarter to ITC’s sharp profit fall, and Bajaj Group’s rise past HDFC Group in market cap, Friday closed out a week that read like a roll call of India Inc’s biggest names. Here’s everything that moved the Street today.
Q1 Results Today, 31st July 2026 Live Updates: Stay tuned for more from businessline
Nifty 50 closes at 24,383, up 0.27% or 66 points, extending its winning streak to a third consecutive session, Sensex settles at 78,094, up 0.21%
European operations remained a drag; the UK narrowed its EBITDA loss to £27 million from £48 million in Q4, while Netherlands posted near-breakeven EBITDA of €4 million
Indian equities closed the last trading day of July with modest gains, driven by financial and auto stocks. The Nifty 50 rose 0.20% to 24,336, while Sensex advanced 0.21% to 78,091, reflecting positive market trends despite concerns over crude oil prices.
Bajaj Finserv plans to enter India's reinsurance market through a wholly owned subsidiary, subject to regulatory approval, expanding its insurance presence beyond life and general insurance.
Comprehensive Section Breakdown for Bajaj Finserv
Strategic Vision: Financial services holding company coordinating diverse group businesses.
Category: Financial Services
Bajaj Finance Limited, a majority-owned subsidiary, is the primary NBFC for retail, SME, and commercial lending.
Key Products & Services: Bajaj Finance
Category: Financial Services
Bajaj Allianz Life Insurance Company Limited, a joint venture with Allianz SE, offers term life, savings, and retirement products.
Key Products & Services: Bajaj Allianz Life
Category: Financial Services
Bajaj Allianz General Insurance Company Limited, a joint venture with Allianz SE, provides motor, health, travel, and home insurance.
Key Products & Services: Bajaj Allianz General
Category: Financial Services
Bajaj Finserv Asset Management Limited manages mutual funds and investment portfolios for the group.
Key Products & Services: Bajaj Finserv Asset Management
Category: Financial Services
Finserv MARKETS aggregates lending, insurance, and mutual fund offerings from group companies and third parties.
Key Products & Services: Finserv MARKETS
Category: B2B Services
Bajaj Finserv Health operates a digital platform for clinic booking, telemedicine, and health plans, often bundled with insurance.
Key Products & Services: Bajaj Finserv Health
Core Thesis: Bajaj Finserv coordinates its financial services ecosystem to facilitate cross-selling and platform sharing across business lines.
• Holding Company Coordination: BFS manages capital allocation and strategic direction for its operating subsidiaries and joint ventures. • Lending Engine Integration: Bajaj Finance acts as a customer acquisition engine, feeding data back into the group's databases for cross-selling. • Insurance Distribution Synergy: Insurance carriers utilize BFL's network and digital apps to distribute retail insurance products directly to borrowers. • Unified Digital Platform: Finserv MARKETS aggregates offerings from group companies and third parties onto a single customer platform.
• Integrated financial services ecosystem facilitating cross-selling.
• Synergistic distribution channels across lending and insurance businesses.
• Digital marketplace aggregating diverse financial and health offerings.