# LTF (LTF) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/ltf

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹312.8
- Change: +3.47%
- As of: 2026-09-18
- 1D return: +3.47%
- 5D return: +0.48%
- 1M return: -0.62%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-09-18_

### Technical Outlook

As of September 18, 2026, the stock is trading at ₹312.8. The daily technical stance shows mixed signals, with the price above key moving averages like the 20-day EMA (₹309.81) and 50-day SMA (₹312.58), but below the Supertrend indicator (₹322.74), suggesting potential overhead pressure. Daily trend strength indicators (ADX at 11.34) are low, indicating a lack of strong directional momentum on the daily timeframe. In contrast, the weekly and monthly timeframes exhibit a bullish trend, with prices above their respective moving averages and Supertrend indicators. The weekly timeframe shows increasing momentum with an ADX of 28.8 and positive slopes on moving averages. The monthly timeframe also shows a strong bullish trend (ADX at 66.57) with the price above its 20-day EMA (₹260.04) and Supertrend (₹219.1).

Recent price action includes a "Doji" pattern on the monthly chart and "Hammer" and "Harami" patterns on the weekly chart as of September 18, 2026, which can signal indecision or potential reversals. A "downward gap" anomaly occurred on September 11, 2026, with a return of -1% and a z-score of -2.66. The stock is currently positioned around the middle of its recent trading range, with the nearest resistance at ₹315.35 (0.82% away) and support at ₹310.5 (0.74% away). The setup carries a moderate risk profile, with annualized volatility at 34% and a current drawdown of -7%.

Key watch conditions include monitoring the price action around the ₹315.35 resistance level. A sustained move above this level could indicate strengthening upward momentum. Conversely, a break below the ₹310.5 support level, especially on increased volume, may suggest a test of lower levels. The divergence between the daily and longer-term timeframes warrants attention, as a shift in daily momentum could align with the broader bullish trend or signal a consolidation.

- Current price as of September 18, 2026: ₹312.8.
- Nearest resistance level: ₹315.35.
- Nearest support level: ₹310.5.
- Monthly and weekly timeframes show bullish trends, while the daily timeframe exhibits mixed signals.
- Watch for price movement above ₹315.35 or below ₹310.5 for potential trend confirmation or reversal.

- Doji
- Hammer
- Harami
- Bullish Engulfing Reversal
- Outside Bar
- Bearish Engulfing Reversal
- Inside Bar

### News Context

This past week saw a notable regulatory decision from the Reserve Bank of India (RBI) concerning non-banking financial company (NBFC) licenses. While Shanghvi Finance received approval to surrender its NBFC license after repaying all borrowings, Tata Sons, despite also clearing its debts and applying for license surrender, did not receive a similar reprieve from the RBI. This divergence in outcomes, as reported by Mint, highlights a departure from the precedent set by the RBI in 2023, which had granted a similar approval to another entity in a comparable situation. The implications for Tata Sons' financial strategy and its relationship with the regulatory body remain a key point of observation.

- On September 14, 2026, Mint reported that the RBI did not grant Tata Sons the same approval to surrender its NBFC license as it did for Shanghvi Finance, despite both entities repaying all borrowings.
- This decision by the RBI marks a deviation from its precedent established in 2023, according to the Mint report.

- When should you switch an index fund? 4 things investors must check before moving to another fund | Mint
- Yes to Shanghvi, no to Tata: Why RBI did not follow its precedent set in 2023 | Company Business News

### What Changed

L&T Finance (LTF) on the NSE experienced a price increase to ₹312.8 as of September 18, 2026, up from ₹302.3 previously. This marks a recent upward movement in the stock's trading price. The company's profile and exchange listing on the NSE remain unchanged from earlier context.

- As of September 18, 2026, L&T Finance's stock price was ₹312.8.
- The previous stock price for L&T Finance was ₹302.3.
- The company continues to be listed on the NSE.

### Official Filings

L&T Finance Limited has confirmed timely interest payments on several non-convertible debt securities. On September 15, 2026, the company made payments totaling ₹231.40 crore, ₹12,640.00 crore, and ₹7,900.00 crore on their respective due dates. Additionally, interest payments for four other debt securities, originally due September 13, 2026, were made on the following business day, September 15, 2026, amounting to Rs. 0.53 million, Rs. 77.63 million, Rs. 0.33 million, and Rs. 12.92 million. These payments were made in compliance with SEBI Listing Regulations. The company also announced its monthly Asset Liability Management (ALM) statement as of August 31, 2026, detailing total borrowings of ₹11,288,228.31 lakhs. L&T Finance Limited has scheduled investor meetings for September 21 and September 28, 2026, in Mumbai, to discuss business performance and its Lakshya 2031 strategy. A record date of September 28, 2026, has been set for the maturity payment of a commercial paper (ISIN INE498L14GO6).

- On September 15, 2026, L&T Finance Limited confirmed timely interest payments on debt securities totaling ₹231.40 crore, ₹12,640.00 crore, and ₹7,900.00 crore.
- Interest payments for four debt securities, adjusted to the next business day (September 15, 2026) due to a weekend, amounted to Rs. 0.53 million, Rs. 77.63 million, Rs. 0.33 million, and Rs. 12.92 million.
- The company submitted its August 31, 2026, Asset Liability Management (ALM) statement, reporting total borrowings of ₹11,288,228.31 lakhs.
- L&T Finance Limited will hold investor meetings on September 21 and September 28, 2026, in Mumbai.
- September 28, 2026, has been designated as the record date for the maturity payment of commercial paper with ISIN INE498L14GO6.

- L&T Finance Limited has informed the Exchange about Analyst Meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- L&T Finance Limited has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- Confirmation of Redemption/Payment of Interest and Principal |SUBJECT: Confirmation of Redemption/Payment of Interest and Principal
- Asset/Liability management Statement |SUBJECT: Asset/Liability management Statement
- Record Date Updates |SUBJECT: Record Date Updates

### Fundamentals

L&T Finance's reported results show a consistent upward trend in key financial metrics. Revenue from operations increased from ₹4,578.27 crore in Q3 FY2025-26 to ₹5,243.31 crore in Q1 FY2026-27. This top-line growth was accompanied by an increase in Profit Before Tax, which rose from ₹992.17 crore in Q3 FY2025-26 to ₹1,236.28 crore in Q1 FY2026-27. The net profit, or Profit Loss For Period, also grew over the same periods, from ₹737.99 crore to ₹915.99 crore. Interest earned showed a similar upward trajectory, growing from ₹4,240.07 crore in Q3 FY2025-26 to ₹4,894.91 crore in Q1 FY2026-27. Finance costs also increased, from ₹1,703.02 crore to ₹1,970.07 crore over the same quarters. The company's expenses grew from ₹3,560.81 crore to ₹4,007.03 crore.

- Revenue from operations grew from ₹4,578.27 crore in Q3 FY2025-26 to ₹5,243.31 crore in Q1 FY2026-27.
- Profit Before Tax increased from ₹992.17 crore in Q3 FY2025-26 to ₹1,236.28 crore in Q1 FY2026-27.
- Profit Loss For Period (Net Profit) rose from ₹737.99 crore in Q3 FY2025-26 to ₹915.99 crore in Q1 FY2026-27.
- Interest earned increased from ₹4,240.07 crore in Q3 FY2025-26 to ₹4,894.91 crore in Q1 FY2026-27.
- Finance costs grew from ₹1,703.02 crore in Q3 FY2025-26 to ₹1,970.07 crore in Q1 FY2026-27.

### Bull Case

The company's stock shows strength across multiple timeframes, indicating a potentially constructive market setup. On a weekly basis, the Supertrend indicator is bullish, and moving averages are showing upward momentum, with the 20-day Exponential Moving Average (EMA) slope at 6.81 and the 50-day Simple Moving Average (SMA) slope at 7.13. This is further supported by a positive 1-year return of 26%. While the daily trend shows some consolidation with an ADX of 11.34, the longer-term weekly trend suggests underlying positive momentum.

- Weekly Supertrend indicator is bullish as of 2026-09-18.
- The 20-day EMA slope on a weekly timeframe is 6.81, and the 50-day SMA slope is 7.13, indicating upward price movement.
- The stock has achieved a return of 26% over the past year.
- Nearest support levels are observed at ₹310.50 and ₹306.40, while resistance is noted around ₹315.35.

- When should you switch an index fund? 4 things investors must check before moving to another fund | Mint
- Yes to Shanghvi, no to Tata: Why RBI did not follow its precedent set in 2023 | Company Business News

### Bear Case

The company's stock is currently exhibiting a bearish trend on a daily basis, as indicated by the SuperTrend indicator. While the monthly trend shows bullish signals, the daily technicals suggest potential short-term headwinds. The stock has experienced a drawdown of 7% from its recent peak, and its annualized volatility stands at 34%. Over the past month, the stock has seen a return of -4%, and year-to-date, it has returned -1%.

- The daily SuperTrend indicator is currently 'bearish'.
- The stock has experienced a current drawdown of -7%.
- The year-to-date return as of 2026-09-18 is -1%.
- The monthly return as of 2026-09-18 was -4%.

- When should you switch an index fund? 4 things investors must check before moving to another fund | Mint
- Yes to Shanghvi, no to Tata: Why RBI did not follow its precedent set in 2023 | Company Business News

### FAQs

**What recent debt obligations has L&T Finance Limited confirmed as redeemed or paid?**

On September 15, 2026, L&T Finance Limited confirmed the timely redemption and interest payments on three non-convertible debt securities. These payments amounted to ₹231.40 crore (ISIN INE027E08087), ₹12,640.00 crore (ISIN INE027E07CQ6), and ₹7,900.00 crore (ISIN INE498L07095). The company reported no changes in payment frequency or delays for these obligations.

**What is the recent technical trend for L&T Finance Limited's stock?**

As of September 18, 2026, L&T Finance Limited's stock exhibits a mixed technical trend. The daily trend indicates a bearish Supertrend direction with the closing price of ₹312.8 being below the Supertrend level of ₹322.74. However, the weekly trend shows a bullish Supertrend direction, with the closing price above the Supertrend level of ₹261.69. The monthly trend also indicates a bullish Supertrend direction.

**What investor engagement events has L&T Finance Limited scheduled?**

L&T Finance Limited has scheduled investor meetings in September 2026. These include a JP Morgan Conference on September 21, 2026, and a Nuvama CEO Round Table on September 28, 2026, both taking place in Mumbai. These in-person events are intended to discuss the company's business performance and its 'Lakshya 2031' strategy with investors.

**How has L&T Finance Limited's stock performed over different periods?**

As of September 18, 2026, L&T Finance Limited's stock has shown varied performance across different timeframes. It has returned 26% over the last year and 16% over the last six months. In the shorter term, it has returned 9% over the last three months, but has seen a 4% decline in the last month and a 1% decline year-to-date.

- When should you switch an index fund? 4 things investors must check before moving to another fund | Mint
- Yes to Shanghvi, no to Tata: Why RBI did not follow its precedent set in 2023 | Company Business News
- L&T Finance Limited has informed the Exchange about Analyst Meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- L&T Finance Limited has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- Confirmation of Redemption/Payment of Interest and Principal |SUBJECT: Confirmation of Redemption/Payment of Interest and Principal
## Technical analytics

- As of: 2026-09-18
- Daily trend: Weak Uptrend
- Weekly trend: Moderate Uptrend
- Pivot point: ₹299.95
- Risk regime: Price Risk Currently Contained

### Support levels
- 296.95
- 289.075
- 281.79999999999995

### Resistance levels
- 315.35
- 320.5
- 327.678125

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | +3.47% |
| return_10 | -1.29% |
| return_1m | -3.78% |
| return_1y | +26.45% |
| return_20 | -0.62% |
| return_3m | +9.03% |
| return_5 | +0.48% |
| return_6m | +16.37% |
| return_since_start | +127.06% |
| return_ytd | -1.40% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | contained_risk |
| label | Price risk currently contained |
| summary | Recent drawdown and price variability remain within the producer's contained-risk thresholds. |
| maximum_drawdown | -25.01% |
| annualized_volatility | +33.64% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Revenue growth accelerates, net profit rises 30.7% as expenses grow slower

L&T Finance’s first quarter of FY2026‑27 delivered accelerating interest income growth and a wider gap between revenue growth and expense growth. Revenue from operations was ₹5,243 crore, up 23% from a year earlier, while total expenses rose 21% to ₹4,007 crore. Pre‑tax profit climbed 31% to ₹1,236 crore, and net profit after tax increased 30.7% to ₹916 crore. Basic earnings per share moved to ₹3.60 from ₹2.81.

## Revenue and interest income

Interest earned, the main revenue driver, rose 25% year on year to ₹4,895 crore, up from ₹3,915 crore. Sequentially, interest income grew 10.6% from the March 2026 quarter, a faster rate than the 3–5% quarterly increases recorded across the preceding four quarters.

Total revenue from operations, which includes other income, followed a similar pattern—up 23% year on year and 9.9% sequentially.

## Expense composition

Total expenses of ₹4,007 crore were 21% higher than a year ago and 8.4% above the March quarter.  
Within that, finance costs rose 20% year on year to ₹1,970 crore. Because finance costs grew more slowly than interest earned, net interest income (interest earned minus finance costs) expanded 28% to ₹2,925 crore.

Impairment on financial instruments (credit loss provisions) was ₹583 crore, up 7.4% from the same quarter last year and 6.7% from the March quarter. As a proportion of interest earned, provisions fell to 11.9% from 13.9% a year earlier, meaning impairment charges grew at a slower pace than interest income.

Other expenses (operating costs) increased 11% year on year to ₹506 crore. As a percentage of revenue, they declined to 9.7% from 10.7% a year earlier, suggesting some operating leverage as the business expanded.

## Profitability and earnings

Pre‑tax profit of ₹1,236 crore was 31% above the prior‑year quarter and 15% above the March quarter. The tax charge rose 32% to ₹320 crore, leaving the effective tax rate close to 26%.

Net profit after tax of ₹916 crore was 30.7% higher than a year ago and 13% above the March quarter. Basic earnings per share increased to ₹3.60 from ₹2.81 in the same quarter last year and ₹3.22 in the March quarter.

## Key Takeaway

L&T Finance’s first quarter showed a clear acceleration in interest income compared with the preceding four quarters. Expenses grew more slowly than revenue across all major categories—finance costs, credit loss provisions, and other operating expenses—allowing net profit to rise 30.7% from a year earlier. The combination of higher net interest income, a lower provision‑to‑interest ratio, and a reduced other‑expenses‑to‑revenue ratio supported the profit improvement.

### Ratios

## Official filings

- 2026-09-18 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_5123_WebXMLFile_20260918_161639712.xml)
- 2026-09-18 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/ltfinance_18092026161445_NSEBSEINTIMATION.pdf)
- 2026-09-18 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_18092026162049_NSEBSEINTIMATION.pdf)
- 2026-09-18 — Credit Rating Update: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/ltfinance_18092026162645_NSEBSEINTIMATION.pdf)
- 2026-09-18 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/ltfinance_18092026182818_NSEBSEINTIMATION.pdf)
- 2026-09-18 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_5123_WebXMLFile_20260918_183525004.xml)
- 2026-09-16 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/ltfinance_16092026174741_NSEBSEINTIMATION.pdf)
- 2026-09-16 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/ltfinance_16092026174815_NSEBSEINTIMATION.pdf)
- 2026-09-16 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_5123_WebXMLFile_20260916_175118519.xml)
- 2026-09-15 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_15092026170244_LTF_PaymentConf_20260915_INE027E08087_07CQ6_INE498L07095_NSE.pdf)
- 2026-09-15 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_15092026165907_LTF_PaymentConf_20260915_PublicIssue.pdf)
- 2026-09-15 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_15092026165907_LTF_PaymentConf_20260915_PublicIssue.pdf)
- 2026-09-15 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_15092026170244_LTF_PaymentConf_20260915_INE027E08087_07CQ6_INE498L07095_NSE.pdf)
- 2026-09-15 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_15092026165907_LTF_PaymentConf_20260915_PublicIssue.pdf)
- 2026-09-15 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_15092026173458_NSEBSEINTIMATION.pdf)
- 2026-09-10 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_10092026115132_LTF_RecordDate_CP_20260910.pdf)
- 2026-09-07 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_07092026165343_LTF_PaymentConf_20260907_INE498L07053_NSE.pdf)
- 2026-09-04 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_04092026150655_LTF_RecordDate_CP_20260904.pdf)
- 2026-09-04 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_04092026150655_LTF_RecordDate_CP_20260904.pdf)
- 2026-09-04 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_04092026150655_LTF_RecordDate_CP_20260904.pdf)
- 2026-09-04 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/ltfinance_04092026181847_NSEBSEINTIMATION.pdf)
- 2026-09-03 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/ltfinance_03092026155434_NSEBSEINTIMATION.pdf)
- 2026-09-03 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/NOTICE_OF_SHAREHOLDERS_MEETINGS_5123_WebXMLFile_20260903_162044712.xml)
- 2026-09-02 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/ltfinance_02092026174334_NSEBSEINTIMATION.pdf)
- 2026-09-02 — Generic Announcement: L&T Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/ltfinance_02092026173912_NSEBSEINTIMATION.pdf)

## News and market events

- 2026-09-18 — CNBC-TV18: **Dalal Street gains for 3rd straight day: 5 reasons behind today’s rally** — The Nifty Bank gained 303 points to 56,359, while the Midcap index climbed 759 points to 62,191. Market breadth favoured advances, with the advance-decline ratio at 2:1. — [Source](https://www.cnbctv18.com/market/dalal-street-gains-for-3rd-straight-day-5-reasons-behind-todays-rally-19993682.htm)
- 2026-09-15 — Mint: **When should you switch an index fund? 4 things investors must check before moving to another fund | Mint** — Not every index fund tracking the same benchmark delivers the same investor experience. Experts say investors should look at persistent tracking difference and tracking error before switching, rather than chasing short-term returns or the lowest expense ratio. — [Source](https://www.livemint.com/money/personal-finance/when-should-you-switch-an-index-fund-4-things-investors-must-check-before-moving-to-another-fund-11789462236605.html)
- 2026-09-14 — Mint: **Yes to Shanghvi, no to Tata: Why RBI did not follow its precedent set in 2023 | Company Business News** — Like Shanghvi Finance, Tata Sons too paid off all its borrowings and applied to surrender its NBFC licence but didn't get a reprieve on listing from the RBI. — [Source](https://www.livemint.com/companies/news/tata-sons-ipo-listing-shanghvi-finance-rbi-upper-layer-nbfc-list-11789283397025.html)
- 2026-09-11 — MONEYCONTROL: **India’s fintech ecosystem needs to move from financial access to investor outcomes, experts say** — fintech, ecosystem — [Source](https://www.moneycontrol.com/news/business/markets/india-s-fintech-ecosystem-needs-to-move-from-financial-access-to-investor-outcomes-experts-say-14027594.html)
- 2026-09-08 — BUSINESSTODAY: **Gold-loan NBFCs stare at tougher competition as banks enter the market** — Gold loans, NBFCs, Muthoot Finance, Manappuram Finance, Bank competition — [Source](https://www.businesstoday.in/industry/banks/story/gold-loan-nbfcs-stare-at-tougher-competition-as-banks-enter-the-market-553801-2026-09-08)
- 2026-09-02 — BUSINESSTODAY: **Top stocks in news: Wipro, Hero Moto, NMDC, Welspun Corp, Adani Green, Annu Projects, Gland Pharma** — Stocks in news, Stocks in buzz, Stocks to buy, Stocks to watch, Wipro, Hero MotoCorp, NMDC, Welspun Corp, Adani Green Energy, Annu Projects, Gland Pharma, L&T Finance, Texmaco Rail & Engineering, Ashiana Housing, Ujjivan Small Finance Bank, ARSS Infrastructure Projects, Sical Logistics — [Source](https://www.businesstoday.in/markets/stocks/story/top-stocks-in-news-wipro-hero-moto-nmdc-welspun-corp-adani-green-annu-projects-gland-pharma-552700-2026-09-02)
- 2026-09-02 — Mint: **Stocks to watch today: Reason why these shares are in focus for Wednesday's trading session | Full list** — Stock market today: Benchmark indices Sensex and Nifty closed marginally lower on Tuesday amid concerns over elevated crude oil prices and renewed tensions between the US and Iran, which weighed on investor sentiment. — [Source](https://www.livemint.com/market/stock-market-news/stocks-to-watch-today-reason-why-these-shares-are-in-focus-for-wednesdays-trading-session-full-list-11788311231011.html)
- 2026-09-01 — CNBC-TV18: **Stocks to Watch for September 2: Reliance Industries, Adani Green, NMDC and more** — From Reliance Industries to Ujjivan Small Finance Bank, here are the key stocks to track ahead of Wednesday’s trading session. — [Source](https://www.cnbctv18.com/photos/market/stocks-to-watch-for-september-2-reliance-industries-adani-green-nmdc-and-more-19981541.htm)
- 2026-09-01 — The Hindu: **RPS Group clears ₹236 crore outstanding debt to banks, other financial institutions** — RPS Group clears ₹236 crore debt, becoming completely debt-free and setting the stage for future growth and development. — [Source](https://www.thehindubusinessline.com/news/real-estate/rps-group-clears-236-crore-outstanding-debt-to-banks-other-financial-institutions/article71415034.ece)
- 2026-08-31 — Times of India: **Top stocks to buy: Stock recommendations for August 31, 2026 week - check list** — India Business News: Stock market recommendations: Titan, and L&T Finance - Motilal Oswal Wealth Management Research Desk has identified these two as the top stocks to. — [Source](https://timesofindia.indiatimes.com/business/india-business/top-stock-recommendations-for-august-31-2026-week-titan-lt-finance-stocks-to-buy-today/articleshow/133640384.cms)
- 2026-08-19 — Mint: **Bharat Dynamics to L&T - Jay Thakkar suggests 3 stocks to buy or sell for short-term in F&O segment** — Domestic benchmark indices continued to decline on Wednesday, with Nifty 50 falling 0.35% to 24,070.65 and Sensex down 0.32% to 76,991.33. Concerns over elevated crude oil prices and rising bond yields pressured investor sentiment amid a broad-based market weakness. — [Source](https://www.livemint.com/market/stock-market-news/bharat-dynamics-to-l-t-jay-thakkar-suggests-3-stocks-to-buy-or-sell-for-short-term-in-f-o-segment-11787112934483.html)
- 2026-08-19 — CNBC-TV18: **L&T Finance gets its highest share price target on the street as Macquarie bets on 'valuation discount'** — Macquarie is confident that L&T Finance can deliver 28% earnings per share (EPS) compound annual growth rate (CAGR) over financial year 2026-2029. — [Source](https://www.cnbctv18.com/market/lt-finance-share-price-macquarie-says-buy-highest-target-on-street-returns-2026-triggers-valuations-19972321.htm)
- 2026-08-19 — Mint: **Buy or sell: Gift Nifty hints at a volatile session, Vaishali Parekh recommends three stocks to buy today — 19 August** — Buy or sell: Vaishali Parekh recommends three stocks to buy today — Data Patterns, L&T Finance, and Piramal Pharma — [Source](https://www.livemint.com/market/stock-market-news/buy-or-sell-gift-nifty-hints-at-a-volatile-session-vaishali-parekh-recommends-three-stocks-to-buy-today-19-august-11787103794295.html)
- 2026-08-18 — Mint: **Stock market today: Gift Nifty hints a weak start; eight day trading stocks to buy on Tuesday, 18 August** — Sensex and Nifty 50 are set to open lower due to mixed global cues. Brent crude prices have risen amid US-Iran conflict tensions, raising concerns over energy supplies. Analysts suggest cautious trading with key levels for Nifty 50 and Bank Nifty indicating potential selling pressure. — [Source](https://www.livemint.com/market/stock-market-news/stock-market-today-gift-nifty-hints-a-weak-start-eight-day-trading-stocks-to-buy-on-tuesday-18-august-11787019135761.html)
- 2026-08-12 — BUSINESS: **J J Finance Corporation reports standalone net loss of Rs 0.09 crore in the June 2026 quarter** — Sales decline 90.91% to Rs 0.02 crore — [Source](https://www.business-standard.com/markets/capital-market-news/j-j-finance-corporation-reports-standalone-net-loss-of-rs-0-09-crore-in-the-june-2026-quarter-126081201320_1.html)
- 2026-07-13 — The Hindu: **Sensex today | Stock Market Live: Equities pares early losses but remains weak as oil surge, Iran tensions weigh on markets** — Sensex, Nifty, Share Prices LIVE:  Indian equities recovered some early losses but remained in negative territory as escalating US-Iran tensions pushed crude oil prices above $78 a barrel, weakening global risk sentiment, while investors tracked corporate earnings, FII inflows and developments in overseas markets. — [Source](https://www.thehindubusinessline.com/markets/sensex-nifty50-today-stock-market-live-updates-13-july-2026/article71213684.ece)

## Business profile

**Strategic vision:** Retail credit origination and servicing for urban and rural customers.

### Business segments
- **Rural Business Finance:** Originates small, largely collateral-free group and individual loans for women entrepreneurs and rural micro-enterprises, using joint-liability-group structures and field-assisted origination.
- **Farmer Finance:** Finances agricultural equipment and related farm needs through OEM and dealer relationships, with digital and data-driven underwriting supporting dealership-led sales.
- **Urban Finance:** Covers two-wheeler loans, unsecured personal loans, and mortgage products for salaried and self-employed customers in cities and larger towns.
- **SME / Business Finance:** Provides working-capital and growth loans to small businesses and professionals, including specialised products and supply-chain financing.
- **Gold Loans:** Offers short-tenor credit against pledged gold, extending the secured-retail product set.
- **Insurance Distribution:** Distributes third-party life, health, and general insurance products.

### Competitive strengths
- Leverages Larsen & Toubro's brand and senior leadership oversight.
- Operates a unified retail NBFC platform with shared capabilities.
- Utilises proprietary digital and AI tools for credit decisioning and customer engagement.

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## Freshness and sources

- Data as of: 2026-09-18
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/ltf
Markdown representation: https://faxioms.com/stocks/ltf?render=md