# IDBI (IDBI) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/idbi

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹83.12
- Change: +1.50%
- As of: 2026-09-18
- 1D return: +1.43%
- 5D return: +1.76%
- 1M return: +1.61%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-09-18_

### Technical Outlook

As of September 18, 2026, the stock is trading at ₹83.06, with a mixed technical stance across different timeframes. Daily indicators suggest a bearish trend, with the price below key moving averages like the 20-day EMA (₹85.16) and 50-day EMA (₹84.77), and the Supertrend indicator pointing downwards. This is further supported by a recent extreme volume with price move on September 8, 2026. However, the weekly timeframe shows a bullish Supertrend direction, with the price above the 20-day SMA (₹81.53), indicating potential underlying strength. The monthly timeframe also shows a bullish Supertrend, though the price is below the 20-day EMA (₹86.62), suggesting a conflict between longer-term bullish signals and shorter-term price action. Recent patterns include an active Bearish Engulfing Reversal on the monthly chart and an Inside Bar on the weekly chart as of September 18, 2026.

The nearest support level is observed at ₹82.36 (pivot), approximately 0.84% below the current price. Resistance is noted at ₹83.13 (high), which is very close to the current price, about 0.08% higher. The stock's risk profile includes an annualized volatility of 47% and a current drawdown of -28%. The setup presents a risk of approximately 4.01% based on the ATR percentage.

- Daily trend is bearish with price below key EMAs and Supertrend.
- Weekly and monthly Supertrends are bullish, indicating potential longer-term support.
- Nearest support is at ₹82.36, with immediate resistance at ₹83.13.
- Active monthly Bearish Engulfing Reversal and weekly Inside Bar patterns warrant close observation.
- Watch for a sustained break above ₹83.13 resistance or a move below ₹82.36 support for trend confirmation.

- Bearish Engulfing Reversal
- Inside Bar
- Harami
- Shooting Star
- Outside Bar
- Doji

### What Changed

As of September 18, 2026, IDBI Bank's stock price has seen a slight increase, moving from ₹81.89 to ₹83.06 compared to an earlier, unspecified period. The available data does not indicate any new filings or news developments for the company. The daily and weekly trends remain unchanged, suggesting a continuation of the prior trend.

- IDBI Bank's stock price was ₹83.06 on September 18, 2026.
- The stock price was ₹81.89 in the prior period.
- No new filings or news were reported for IDBI Bank as of September 18, 2026.
- Daily and weekly trends for IDBI Bank remained unchanged as of September 18, 2026.

### Official Filings

IDBI Bank has confirmed the early redemption of several bond series on September 15, 2026. These redemptions, executed on a mutual consent basis, involved the IDBI Omni Bonds 2009-10 Series I (₹1,00,00,000), IDBI Omni Bonds 2008-09 Series XVII (₹2,00,00,000), and Senior Bonds (ISIN: INE008A08R71) (₹20,00,00,000). Payments for both principal and interest were made on the specified dates, with the latter two redemptions occurring ahead of their original maturity dates in 2029. Separately, on August 27, 2026, CARE Ratings reaffirmed IDBI Bank's short-term rating at 'CARE A1+' for its certificate of deposit programme. This reaffirmation was attributed to improved asset quality, profitability driven by reduced credit costs, and comfortable capitalization, with Profit After Tax (PAT) growing approximately 27% to ₹9,513 crore in FY26 and a Capital Adequacy Ratio (CAR) of 26.92% as of June 30, 2026.

In other developments, IDBI Bank addressed a market rumour on September 9, 2026, regarding Fairfax potentially exiting IIFL Finance to fund an IDBI Bank bid. The bank stated that the strategic disinvestment process is managed by the Government of India and declined to confirm or deny the report, clarifying its lack of involvement or awareness of undisclosed information. Additionally, the bank reported on August 31, 2026, the cessation of Shri Sunit Sarkar as an Executive Director and Senior Management Personnel due to superannuation.

- On September 15, 2026, IDBI Bank completed early redemptions for multiple bond series, including Senior Bonds (ISIN: INE008A08R71) for ₹20,00,00,000, IDBI Omni Bonds 2008-09 Series XVII for ₹2,00,00,000, and IDBI Omni Bonds 2009-10 Series I for ₹1,00,00,000, including associated interest payments.
- CARE Ratings reaffirmed IDBI Bank's short-term rating at 'CARE A1+' on August 27, 2026, citing improved asset quality, profitability, and capitalization.
- IDBI Bank's Profit After Tax (PAT) was ₹9,513 crore in FY26, a ~27% increase, and its Capital Adequacy Ratio (CAR) was 26.92% as of June 30, 2026.
- On September 9, 2026, IDBI Bank responded to news regarding a potential bid, stating the disinvestment process is handled by the Government of India and the bank cannot confirm or deny market speculation.
- Shri Sunit Sarkar ceased to be an Executive Director and Senior Management Personnel effective August 31, 2026, upon reaching the age of superannuation.

- Confirmation of Redemption/Payment of Interest and Principal |SUBJECT: Confirmation of Redemption/Payment of Interest and Principal
- The Exchange has sought clarification from IDBI Bank Limited with respect to recent news item captioned Fairfax plans IIFL Finance exit to fund IDBI Bank bid. The response from the Company is attached. |SUBJECT: News Verification
- The Exchange has sought clarification from IDBI Bank Limited with respect to recent news item captioned Fairfax plans IIFL Finance exit to fund IDBI Bank bid. The response from the Company is awaited. |SUBJECT: News Verification
- IDBI Bank Limited has informed the Exchange about Change in Senior Management Personnel |SUBJECT: General Updates
- IDBI Bank Limited has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA
- IDBI Bank Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication
- IDBI Bank Limited has informed the Exchange about Credit Rating |SUBJECT: Credit Rating

### Fundamentals

IDBI Bank's recent operating performance shows fluctuations across reported quarters. Interest earned increased from ₹7,080.24 crore in Q3 FY2025-26 to ₹7,803.71 crore in Q4 FY2025-26, before declining to ₹7,549.28 crore in Q1 FY2026-27. Concurrently, interest expended rose from ₹3,862.49 crore in Q3 FY2025-26 to ₹4,052.70 crore in Q1 FY2026-27. This led to net interest income, calculated as Interest Earned minus Interest Expended, showing a sequential increase from ₹3,217.75 crore in Q3 FY2025-26 to ₹3,859.37 crore in Q4 FY2025-26, and then a decrease to ₹3,496.58 crore in Q1 FY2026-27.

Operating profit before provisions and contingencies also varied, reaching ₹3,106.81 crore in Q4 FY2025-26 from ₹1,950.13 crore in Q3 FY2025-26, but then falling to ₹2,193.29 crore in Q1 FY2026-27. Other income contributed ₹1,271.37 crore in Q3 FY2025-26, ₹1,713.79 crore in Q4 FY2025-26, and ₹1,084 crore in Q1 FY2026-27. Operating expenses generally trended downwards from ₹2,538.99 crore in Q3 FY2025-26 to ₹2,387.29 crore in Q1 FY2026-27. Profit before tax from ordinary activities saw an increase from ₹2,489.02 crore in Q3 FY2025-26 to ₹2,815.79 crore in Q4 FY2025-26, and further to ₹2,829.31 crore in Q1 FY2026-27, indicating that despite fluctuations in top-line interest income, the bank managed to improve its pre-tax profit in the latest reported quarter, partly due to controlled operating expenses and a dip in other income in Q1 FY2026-27.

Key monitoring areas include the trajectory of net interest income, the management of operating expenses, and the consistency of other income, as these factors influenced the bank's profit before tax over the reported periods.

- Interest earned was ₹7,080.24 crore in Q3 FY2025-26, ₹7,803.71 crore in Q4 FY2025-26, and ₹7,549.28 crore in Q1 FY2026-27.
- Interest expended was ₹3,862.49 crore in Q3 FY2025-26, ₹3,944.34 crore in Q4 FY2025-26, and ₹4,052.70 crore in Q1 FY2026-27.
- Operating profit before provision and contingencies was ₹1,950.13 crore in Q3 FY2025-26, ₹3,106.81 crore in Q4 FY2025-26, and ₹2,193.29 crore in Q1 FY2026-27.
- Other income was ₹1,271.37 crore in Q3 FY2025-26, ₹1,713.79 crore in Q4 FY2025-26, and ₹1,084 crore in Q1 FY2026-27.
- Profit Loss From Ordinary Activities Before Tax was ₹2,489.02 crore in Q3 FY2025-26, ₹2,815.79 crore in Q4 FY2025-26, and ₹2,829.31 crore in Q1 FY2026-27.

### Bull Case

The company's technical indicators show a mixed trend across different timeframes. While the daily trend indicates a bearish Supertrend direction with the closing price below the 20-day and 50-day Exponential Moving Averages (EMAs), the weekly trend exhibits a bullish Supertrend direction. The monthly trend also shows a bullish Supertrend direction, with the Average Directional Index (ADX) at 39.72 suggesting strong trend momentum. However, the closing price of ₹83.06 is below the 20-day EMA of ₹86.62 on the monthly timeframe, indicating potential short-term weakness within a longer-term bullish setup.

- On a monthly basis, the Supertrend indicator is bullish, and the ADX is 39.72, suggesting strong trend momentum.
- The weekly trend shows a bullish Supertrend direction.
- The closing price on the daily chart is ₹83.06, which is below the 20-day EMA of ₹85.16 and the 50-day EMA of ₹84.77.
- The monthly closing price of ₹83.06 is below the 20-day EMA of ₹86.62.

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### Bear Case

The company's daily technical indicators suggest a weakening trend. The Exponential Moving Average (EMA) for 20 days is above the closing price, and its slope over 5 days is negative (-1.52). The Simple Moving Average (SMA) for 20 days is also higher than the closing price, and its 5-day slope is positive (0.3), indicating some short-term upward movement but within a broader downward pressure. The Supertrend indicator is in a bearish direction. Furthermore, the stock has experienced a significant drawdown of -28% from its recent peak, with a maximum drawdown of -47% observed historically. The year-to-date return is -20%, indicating a substantial decline over the current year.

- The daily trend shows a bearish Supertrend direction as of 2026-09-18.
- The 20-day EMA is at ₹85.16, while the closing price is ₹83.06, with a 5-day slope of -1.52.
- The stock has a current drawdown of -28% and a maximum drawdown of -47%.
- The year-to-date return is -20% as of 2026-09-18.

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### FAQs

**What recent corporate actions has IDBI Bank announced regarding its bonds?**

On September 15, 2026, IDBI Bank announced the early redemption and payment of interest for several bond series. This included INR 6,10,314 in interest and INR 1,00,00,000 in principal for Senior Bonds (ISIN: INE008A08R30), originally due in 2029. Additionally, the bank paid INR 25,44,862 in interest and INR 2,00,00,000 in principal for IDBI Omni Bonds 2008-09 Series XVII (ISIN INE008A08Q98), also redeemed early. Another early redemption on mutual consent involved Senior Bonds (ISIN: INE008A08R71), with INR 27,41,975 in interest and INR 20,00,00,000 in principal paid, for bonds originally maturing in 2029.

**How has IDBI Bank's stock performed over different periods?**

As of September 18, 2026, IDBI Bank's stock has shown varied returns across different timeframes. The one-year return was -10%, and the year-to-date return was -20%. Over the last six months, the stock returned 11%, while the three-month return was -2%. The one-month return was 2%, and the return since the start of trading was 8%. Longer-term returns include 2% over five years and -10% over ten years.

**What is the current technical trend and key price levels for IDBI Bank?**

As of September 18, 2026, IDBI Bank's daily technical trend is indicated as bearish, with the Supertrend indicator at 92.47. Key moving averages show the 20-day Exponential Moving Average (EMA) at 85.16 and the 50-day EMA at 84.77. The stock's closing price was 83.06. Nearest support levels are identified at 82.36 and 82.08, while resistance levels are noted at 83.13 and 83.40.

**What was IDBI Bank's response to news about a potential bid?**

In a filing on September 9, 2026, IDBI Bank addressed market rumors regarding Fairfax potentially exiting IIFL Finance to fund a bid for IDBI Bank. The bank stated that the strategic disinvestment process is confidential and managed by the Government of India. IDBI Bank clarified it has no direct role in the IIFL Finance matter and is unaware of any undisclosed information that would explain recent trading activity.

- From VBL, Power Grid to Paytm - 6 stocks experts recommend buying for the short term; do you own any?
- "False charges concocted by CBI, ED": Vijay Mallya alleges wrongful targeting by agencies
- Confirmation of Redemption/Payment of Interest and Principal |SUBJECT: Confirmation of Redemption/Payment of Interest and Principal
- The Exchange has sought clarification from IDBI Bank Limited with respect to recent news item captioned Fairfax plans IIFL Finance exit to fund IDBI Bank bid. The response from the Company is attached. |SUBJECT: News Verification
## Technical analytics

- As of: 2026-09-18
- Daily trend: Weak Downtrend
- Weekly trend: Weak Uptrend
- Pivot point: ₹82.36
- Risk regime: Price Risk Requires Attention

### Support levels
- 82.08
- 73.71000000000001
- 72.16499999999999

### Resistance levels
- 83.40125
- 88.16312500000001
- 89.595

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | +1.43% |
| return_10 | -9.69% |
| return_1m | +2.40% |
| return_1y | -10.18% |
| return_20 | +1.61% |
| return_3m | -1.84% |
| return_5 | +1.76% |
| return_6m | +10.85% |
| return_since_start | +8.12% |
| return_ytd | -19.95% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | elevated_risk |
| label | Price risk requires attention |
| summary | Recent drawdown or price variability is high enough to warrant closer monitoring. |
| maximum_drawdown | -46.99% |
| annualized_volatility | +46.75% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Provision Write-Back Offsets Lower Operating Profit, Pre-Tax Profit Edges Higher

IDBI Bank’s operating profit fell 29.4% in the June 2026 quarter compared with the prior three months, as both net interest income and other income declined. A net provision write‑back of ₹636 crore more than reversed the pressure, leaving profit before tax slightly above the March quarter and lifting net profit by 7.2%. Asset‑quality ratios remained close to zero and the CET1 capital ratio strengthened further.

## Operating Profit Falls as Net Interest Income and Other Income Drop

Operating profit before provisions and contingencies fell to ₹2,193.29 crore from ₹3,106.81 crore in the March 2026 quarter, a sequential decline of 29.4%.

Three revenue and cost lines shaped the move:
- **Net interest income** (interest earned less interest expended) was ₹3,496.58 crore, down 9.4% from ₹3,859.37 crore. Interest earned declined 3.3% to ₹7,549.28 crore, while interest expended rose 2.8% to ₹4,052.70 crore.
- **Other income** dropped 36.8% sequentially, from ₹1,713.79 crore to ₹1,084 crore. Compared with a year earlier, other income was 26.4% lower than ₹1,471.91 crore.
- **Operating expenses** eased 3.2% to ₹2,387.29 crore, providing only a partial offset.

## Provision Write‑Back More Than Offsets the Operating Profit Decline

Provisions other than tax swung from a net charge of ₹291.02 crore in the March quarter to a net write‑back (negative provision) of ₹636.02 crore, a positive swing of ₹927.04 crore. That swing more than compensated for the ₹913.52 crore drop in operating profit.

Profit before tax was ₹2,829.31 crore, a marginal 0.5% higher than ₹2,815.79 crore in the March quarter, and up 10.7% from ₹2,556.59 crore a year earlier.  
Net profit after tax rose to ₹2,130.57 crore – a 7.2% sequential increase and a 5.3% annual gain.

## Asset Quality Ratios Remain Near Zero

Gross non‑performing assets (GNPA) stood at 0.023% of total advances as of 30 June 2026, down from 0.0232% in March and meaningfully lower than 0.0293% a year earlier. The net NPA ratio was 0.0016%, virtually unchanged from 0.0015% in March. Both ratios indicate negligible stressed assets on the balance sheet.

## CET1 Capital Ratio Improves

The common equity tier‑1 (CET1) ratio rose to 26.5% from 25.71% at end‑March 2026, a gain of 79 basis points. The ratio was 23.87% a year ago.

## Return on Assets and Net Segment Assets

Annualised return on assets (RoA) was 1.89% in the quarter, up from 1.75% in March but below the 2.01% recorded a year earlier. The sequential improvement was helped by a 4.7% decline in net segment assets to ₹4,45,417.80 crore, which shrank the denominator while profit after tax grew. Year on year, net segment assets expanded 10.15% from ₹4,04,384.67 crore.

## Key Takeaway

IDBI Bank’s June quarter shows a clear divergence: operating profit contracted as net interest income and other income fell, but a large provision write‑back turned the movement into a small rise in pre‑tax profit and a 7.2% sequential gain in net profit. Asset quality stayed extremely low and the CET1 ratio climbed to 26.5%. The quarter’s bottom‑line result relied on provision releases to offset weaker operating earnings.

### Ratios

## Official filings

- 2026-09-15 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/BSANTOSH_15092026164208_NSE_BSE_INE008A08R30ds.pdf)
- 2026-09-15 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/BSANTOSH_15092026165043_NSE_BSE_INE008A08Q98ds.pdf)
- 2026-09-15 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/BSANTOSH_15092026164827_NSE_BSE_INE008A08R71ds.pdf)
- 2026-09-15 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/BSANTOSH_15092026192000_rectified_INE008A08R71ds.pdf)
- 2026-09-09 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_09092026195355_IDBI_Clarification_NSE_09092026.pdf)
- 2026-09-08 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/content/RSS/Online_announcements.xml)
- 2026-08-31 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_31082026180502_SE_ChangeinSMP_SS_31082026.pdf)
- 2026-08-31 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CIM_756_WebXMLFile_20260831_180624218.xml)
- 2026-08-28 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_28082026152607_Advertisement_dated_28_08_2026.pdf)
- 2026-08-27 — Credit Rating Update: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_27082026121447_SE_CARERatings_27082026.pdf)
- 2026-08-25 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_25082026122048_NSE_VolumeSpurt_Clarification_25082026.pdf)
- 2026-08-21 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/BSANTOSH_21082026165122_SE_CreditRating_Crisil_21082026.pdf)
- 2026-08-19 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/content/debt/WDM/SANTOSHK_19082026173234_Intimation_Under_Regulation_15_of_SEBI__ILNCS__Regulations_2021n.pdf)
- 2026-08-06 — Generic Announcement: IDBI Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CIM_756_WebXMLFile_20260806_101154729.xml)
- 2026-07-22 — Generic Announcement: IDBI Bank Limited announced changes in its Board of Directors following a Special Resolution at the 22nd Annual General Meeting on July 21, 2026. Shri Abhijit Chakravorty was appointed as an Independent Director for a 2-year term starting May 19, 2026. Shri Ketan Vikamsey was also appointed as an Independent Director for a 2-year term commencing June 26, 2026. Both appointments are not liable to retire by rotation. — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_22072026155714_SE_ApptofID_AGM.pdf)
- 2026-07-22 — Official Filing: IDBI Bank Limited reported a change in management on July 22, 2026. Mr. Abhijit Chakravorty's designation changed from Additional Director (Independent Category) to Non-Executive Non-Independent Director, effective May 19, 2026. Similarly, Mr. Ketan Shivji Vikamsey's designation changed from Additional Director (Independent Category) to Non-Executive Non-Independent Director, effective June 26, 2026.
- 2026-07-22 — Generic Announcement: IDBI Bank Limited announced that six resolutions presented at its 22nd Annual General Meeting on July 21, 2026, were passed with the requisite majority. The resolutions included adopting audited financial statements for the year ended March 31, 2026, reappointing Sumit Phakka as Deputy Managing Director, appointing Abhijit Chakravorty and Ketan Vikamsey as Independent Directors, reappointing Jayakumar S. Pillai as Deputy Managing Director, and approving material related party transactions with LIC Mutual Fund. Voting results were declared on July 22, 2026, following e-voting from July 17-20, 2026. — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_22072026154709_SE_ScrutinisersReport_AGM_21072026.pdf)
- 2026-07-21 — Generic Announcement: IDBI Bank held its 22nd Annual General Meeting on July 21, 2026, exclusively via Video Conferencing. Shri Sanjay G. Kallapur chaired the meeting following the demise of Chairman Shri T. N. Manoharan. Six resolutions were passed, including the adoption of financial statements for FY 2025-26, re-appointment of directors, appointment of new independent directors, and approval of related party transactions with LIC Mutual Fund. The meeting concluded at 2:00 p.m. — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_21072026180321_SE_Proceedings_22ndAGM_21072026.pdf)
- 2026-07-20 — Generic Announcement: IDBI Bank Limited's Board of Directors, based on the Audit Committee's recommendation, approved the Un-audited Financial Results for the quarter ended June 30, 2026, at a meeting held on July 18, 2026. The results, both standalone and consolidated, were published in newspaper advertisements on July 19, 2026, and are available on the bank's website. — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_20072026140930_SE_Newsapaper_Results_June2026.pdf)
- 2026-07-18 — Generic Announcement: IDBI Bank Ltd. announced its un-audited financial results for the quarter ended June 30, 2026, on July 18, 2026. The Board of Directors approved these results, which were prepared in accordance with AS 25 and RBI guidelines. The limited review report was provided by statutory auditors Suri & Co. and Chokshi & Chokshi LLP. — [Official attachment](https://nsearchives.nseindia.com/corporate/MANESHJ_18072026151610_SE_UFR_30062026.pdf)
- 2026-07-18 — Official Filing: IDBI Bank Limited reported no deviation or variation in the utilization of funds raised in the quarter ended June 30, 2026, and confirmed that all previously raised funds have been fully utilized. The bank did not raise any capital during this period. A nil form is being submitted as the XBRL mode does not allow for nil entries.
- 2026-07-18 — Official Filing: IDBI Bank Ltd. has disclosed its unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The bank reported total income and net profit figures for both standalone and consolidated operations. The filing also includes details on segment reporting, asset and liability statements, and auditor's limited review reports. Notably, the bank transferred Rs. 1,277.83 crore from Investment Fluctuation Reserve to General Reserve and reversed provisions of Rs. 52.94 crore on account of the sale of stressed loans.
- 2026-07-18 — Official Filing: IDBI Bank Limited has disclosed its compliance with SEBI (LODR) Regulations 2015 for non-convertible debt securities as of June 30, 2026. The bank confirmed that all outstanding long-term rupee borrowings are unsecured, rendering the security cover requirement inapplicable. Statutory auditors Chokshi & Chokshi LLP certified that the bank has complied with all covenants related to its listed non-convertible debt securities, including those with ISINs INE008A08Q98, INE008A08R30, and INE008A08R71, totaling Rs. 5 Crores in outstanding principal.
- 2026-07-18 — Official Filing: IDBI Bank Limited has submitted financial information for its unsecured listed non-convertible debt securities as of June 30, 2026. Key figures include a net worth of 59024.06 crore, a net profit after tax of 2115.18 crore for Q1 FY 26-27, and earnings per share of 1.97 for the same period. The filing also reports a Capital to Risk Weighted Assets Ratio (CRAR) of 26.92%, Gross NPA of 2.30%, and Net NPA of 0.16%.

## News and market events

- 2026-09-15 — Mint: **From VBL, Power Grid to Paytm - 6 stocks experts recommend buying for the short term; do you own any?** — Experts suggest six stocks for short-term investment, including VBL and Paytm. These stocks show promising momentum despite current market volatility, providing opportunities for investors willing to navigate the turbulence ahead. — [Source](https://www.livemint.com/market/stock-market-news/from-vbl-power-grid-to-paytm-6-stocks-experts-recommend-buying-for-the-short-term-do-you-own-any-11789451473678.html)
- 2026-09-12 — NEWS.WEBINDIA123.COM: **"False charges concocted by CBI, ED": Vijay Mallya alleges wrongful targeting by agencies** — Alleged fugitive businessman Vijay Mallya has once again launched into an offensive against investigative agencies claiming that he has been subject to injustice despite the agencies having recovered debts owed by him to banks. — [Source](https://news.webindia123.com/news/articles/business/20260912/4497613.html)
- 2026-09-11 — Economic Times: **Advent, Temasek in talks for Fairfax stake in IIFL Fin** — Advent International and Temasek Holdings are reportedly in talks to acquire Fairfax Financial's stake. Fairfax is looking to exit IIFL Finance as part of its IDBI Bank acquisition plan. This stake sale will help Fairfax comply with regulations and fund the IDBI Bank buyout. Fairfax currently holds a significant stake in IIFL Finance, which is valued at approximately ₹3,500 crore. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/banking/advent-temasek-in-talks-for-fairfax-stake-in-iifl-fin/articleshow/134027143.cms)
- 2026-09-11 — Economic Times: **Bank boards vet talent pool amid succession wave; six big lenders brace for leadership transitions through end-2027** — By 2027, leadership transformations are set to take place across several key Indian banks, with HDFC Bank and Kotak Mahindra Bank leading the way. This wave of changes creates a competitive landscape for experienced banking professionals. It is vital for the boards to ensure they maintain continuity while injecting innovative strategies. As a result, succession planning has emerged as an essential concern for bank leadership. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/banking/bank-boards-vet-talent-pool-amid-succession-wave-six-big-lenders-brace-for-leadership-transitions-through-end-2027/articleshow/134027491.cms)
- 2026-09-11 — Economic Times: **Advent, Temasek in talks for Fairfax stake in IIFL Fin** — Advent International and Temasek Holdings are reportedly in talks to acquire Fairfax Financial's stake. Fairfax is looking to exit IIFL Finance as part of its IDBI Bank acquisition plan. This stake sale will help Fairfax comply with regulations and fund the IDBI Bank buyout. Fairfax currently holds a significant stake in IIFL Finance, which is valued at approximately ₹3,500 crore. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/advent-temasek-in-talks-for-fairfax-stake-in-iifl-fin/articleshow/134037082.cms)
- 2026-09-09 — BUSINESSTODAY: **IDBI Bank sale: Timing of Fairfax deal announcement being worked out, say government sources** — IDBI Bank sale, strategic disinvestment India, Fairfax Financial Holdings bid, IDBI Bank stake sale 2024, government LIC IDBI divestment, ₹53,000 crore IDBI valuation, Indian banking sector privatisation — [Source](https://www.businesstoday.in/latest/economy/story/idbi-bank-sale-timing-of-fairfax-deal-announcement-being-worked-out-say-government-sources-554249-2026-09-09)
- 2026-09-09 — BUSINESSTODAY: **IIFL Finance shares fall 3%; company denies Fairfax exit report** — IIFL Finance, Fairfax Financial Holdings, Prem Watsa, IDBI Bank, CSB Bank, IIFL Capital Services, Blackstone, IIFL Finance share price, Fairfax IIFL Finance stake, IDBI Bank acquisition — [Source](https://www.businesstoday.in/markets/stocks/story/iifl-finance-shares-fall-3-company-denies-fairfax-exit-report-554190-2026-09-09)
- 2026-09-08 — Economic Times: **IDBI Bank shares crash 11% amid price concerns as Fairfax deal moves closer** — IDBI Bank shares fell sharply as investors focused on Fairfax Financial Holdings’ reported Rs 81-per-share offer for a 60.72% controlling stake. The proposed Rs 53,000-crore deal and potential CSB Bank merger are key developments for investors. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/idbi-bank-shares-crash-11-amid-price-concerns-as-fairfax-deal-moves-closer/articleshow/133918985.cms)
- 2026-09-08 — Economic Times: **Fairfax plans IIFL Finance exit to fund IDBI Bank bid** — Fairfax Financial Holdings plans to exit IIFL Finance to fund its IDBI Bank acquisition. The investor will use proceeds to part-fund the proposed takeover of the state-owned lender. Fairfax intends to merge CSB Bank with IDBI Bank after completing the acquisition. This move aims to simplify lending interests and avoid business overlaps. The deal is expected to be completed shortly after procedural steps. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/fairfax-plans-iifl-finance-exit-to-fund-idbi-bank-bid/articleshow/133901939.cms)
- 2026-09-07 — Times of India: **Blackstone in fray to acquire IIFL Fin stake** — International Business News: Blackstone Inc is among global investment firms in the fray to buy a stake in IIFL Finance, just as Fairfax Financial Holdings looks to exit from the . — [Source](https://timesofindia.indiatimes.com/business/international-business/blackstone-in-fray-to-acquire-iifl-fin-stake/articleshow/133896265.cms)
- 2026-09-07 — MONEYCONTROL: **Fairfax said to exit IIFL Finance before likely IDBI bank deal** — fairfax, IIFL, IDBI, banking news, banking, US, Canada, IIFL Finance — [Source](https://www.moneycontrol.com/news/business/companies/fairfax-said-to-exit-iifl-finance-before-likely-idbi-bank-deal-14024282.html)
- 2026-09-05 — The Hindu: **RBI okays LIC’s application to acquire up to 9.99% stake in ICICI Bank** — RBI approves LIC's bid to acquire up to 9.99% stake in ICICI Bank within one year, subject to regulatory conditions. — [Source](https://www.thehindubusinessline.com/money-and-banking/rbi-okays-lics-applicationto-acquire-up-to-999-stake-in-icicibank/article71432531.ece)
- 2026-08-28 — Times of India: **Govt achieves 78% of FY27 disinvestment, asset monetisation target in 5 months** — img border="0" hspace="10" align="left" style="margin-top:3px;margin-right:5px;" src="https://timesofindia.indiatimes.com/photo/133589501.cms" /The government has raised over Rs 62,000 crore through disinvestment and asset monetisation. This figure represents 78% of the full-year budget target for FY27. The Life Insurance Corporation stake sale contributed significantly to these proceeds. Other public sector entities also saw stake dilutions by the government. The strategic sale of IDBI Bank is currently being pursued by authorities. — [Source](https://timesofindia.indiatimes.com/business/india-business/government-achieves-78-of-fy27-disinvestment-asset-monetisation-target-in-5-months/articleshow/133589501.cms)
- 2026-08-25 — FREEPRESSJOURNAL.IN: **IDBI Bank Stake Sale: Centre May Approve Fairfax Bid For 60.72% Stake Within A Week** — The Centre may soon approve Fairfax Financial Holdings’ revised bid to acquire a 60.72% stake in IDBI Bank from the government and LIC, potentially ending a five-year privatisation process. Fairfax and Emirates NBD had submitted improved offers after their initial bids fell below the government’s reserve price — [Source](https://www.freepressjournal.in/business/idbi-bank-stake-sale-centre-may-approve-fairfax-bid-for-6072-stake-within-a-week)
- 2026-08-10 — Economic Times: **Centre unlikely to dilute strategic sale list despite ministries’ push for review** — The government plans to proceed with its strategic sale of public sector enterprises. Ministries have requested reconsiderations, but few changes are expected. IDBI Bank remains the primary focus for a strategic sale process. The Centre aims to boost disinvestment receipts and demonstrate commitment to privatisation. New strategic sale cases will likely emerge after the IDBI Bank transaction. — [Source](https://economictimes.indiatimes.com/news/economy/policy/psu-sell-off-centre-shuts-door-on-more-exits-list-stays-put/articleshow/133090798.cms)
- 2026-08-07 — The Hindu: **RBI’s draft NBFC lending norms drag Sensex, Nifty despite strong Q1 earnings** — Financial stocks weakened after the RBI’s draft proposals, while robust corporate earnings and resilient broader markets limited the benchmark indices’ decline. — [Source](https://www.thehindubusinessline.com/markets/rbis-draft-nbfc-lending-norms-drag-sensex-nifty-despite-strong-q1-earnings/article71317374.ece)
- 2026-08-01 — Economic Times: **IDBI's unlisted share sales not a public issue: Sebi** — Sebi has clarified that IDBI Bank can sell unlisted shares privately. These transactions will not be considered public issues by the regulator. This clarification allows for privately negotiated deals with identified buyers. IDBI Bank sought this guidance for its holdings in unlisted companies. The move facilitates secondary transfers of equity shares under specific conditions. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/idbis-unlisted-share-sales-not-a-public-issue-sebi/articleshow/132779761.cms)
- 2026-07-31 — Economic Times: **Sebi clarifies off-market sale of unlisted shares to up to 200 buyers not a public issue** — Sebi has stated that off-market transactions involving share sales are distinct from public issues, particularly when current shareholders opt to sell unlisted equity shares privately. A limit of two hundred purchasers per financial year must be adhered to. This clarification was specifically made in response to IDBI Bank's proposed divestment strategies, confirming that such actions are allowed as secondary transactions by existing shareholders. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/sebi-clarifies-off-market-sale-of-unlisted-shares-to-up-to-200-buyers-not-a-public-issue/articleshow/132770952.cms)
- 2026-07-30 — Times of India: **Banks collected Rs 7,100 crore as ‘minimum balance’ penalty in 2025-26** — India Business News: NEW DELHI: Banks collected nearly Rs 7,100 crore as penalties from customers for failing to maintain minimum average balance (MAB) in their accounts i. — [Source](https://timesofindia.indiatimes.com/business/india-business/banks-collected-rs-7100-crore-as-minimum-balance-penalty-in-2025-26/articleshow/132724743.cms)
- 2026-07-21 — Economic Times: **RBI clears Areion's Rs 936-crore Aviom acquisition** — The Reserve Bank of India has approved Areion Group's acquisition of Aviom India Housing Finance. This approval clears a significant regulatory hurdle for the proposed Rs 936-crore deal. Areion Group promoter Manish Lalwani also received necessary fit-and-proper approval from the regulator. The resolution process will now proceed to the National Company Law Tribunal for final approval. This acquisition brings Areion Group a step closer to completing the transaction. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/rbi-approves-areion-groups-rs-936-crore-acquisition-of-troubled-aviom-india-housing-finance/articleshow/132534181.cms)
- 2026-07-21 — Mint: **Central Bank moves to auction Wadia Realty’s Thane land to recover Go First dues | Company Business News** — According to the sale notice issued by the bank, the lenders are seeking to recover ₹3,918.54 crore, representing the principal and interest outstanding as of 31 August 2023, along with further interest and other charges accruing from 1 September 2023. — [Source](https://www.livemint.com/companies/central-bank-moves-to-auction-wadia-realty-s-thane-land-to-recover-go-first-dues-airline-liquidation-bankruptcy-11784553000128.html)
- 2026-07-20 — Mint: **IDBI Bank Q1 results 2026: Net profit rises 5% YoY to  ₹2,115 crore, NII up 10%** — IDBI Bank reported 5% year-on-year (YoY) growth in net profit, rising to  ₹2,115 crore in the June quarter. — [Source](https://www.livemint.com/market/stock-market-news/idbi-bank-q1-results-2026-net-profit-rises-5-yoy-to-2-115-crore-nii-up-10-11784535525818.html)
- 2026-07-20 — REDIFF.COM: **IDBI employees' forum opposes stake sale to Fairfax, seeks review** — The United Forum of IDBI Officers & Employees has voiced 'profound concern' over the Centre's reported decision to proceed with the strategic disinvestment of its controlling stake in IDBI Bank to Fairfax Financial Holdings, urging a parliamentary review of the proposed sale. — [Source](https://www.rediff.com/business/report/idbi-bank-divestment-employees-forum-calls-for-parliamentary-review-amid-fairfax-talks/20260720.htm)
- 2026-07-20 — The Hindu: **Q1 Results Today Live: UltraTech, Paytm, IOB, KVB, Shyam Metalics, Sobha, JP Power, Bluestone to announce Q1 results, RIL & ICICI Bank gain after Q1, HDFC Bank, Kotak Mahindra, Axis Bank shares fall** — Q1 Results Today, 20th July 2026 Live Updates: — [Source](https://www.thehindubusinessline.com/markets/q1-results-today-live-updates-ultratech-cement-paytm-iob-karur-vysya-bank-shyam-metalics-sobha-jp-power-bluestone-hdfc-bank-kotak-icici-yes-bank-axis-bank-ril-results-20-july-2026/article71241085.ece)
- 2026-07-20 — The Hindu: **Q1 Results Today Live: UltraTech, IOB, KVB, Shyam Metalics, Sobha, JP Power, Bluestone to announce Q1 results, RIL, HDFC Bank, Kotak Mahindra, Axis Bank, ICICI Bank, Yes Bank, PNB in focus** — Q1 Results Today, 20th July 2026 Live Updates: — [Source](https://www.thehindubusinessline.com/markets/q1-results-today-live-updates-ultratech-cement-iob-karur-vysya-bank-shyam-metalics-sobha-jp-power-bluestone-hdfc-bank-kotak-icici-yes-bank-axis-bank-ril-results-20-july-2026/article71241085.ece)

## Business profile

**Strategic vision:** Commercial bank offering diverse financial services across segments.

### Business segments
- **Personal Banking:** Provides personal banking solutions including savings accounts, home loans, gold loans, and specialized accounts for senior citizens.
- **Corporate Banking:** Offers financial assistance to corporate clients, including term loans, working capital finance, bank guarantees, remittances, debt syndication, and advisory services.
- **MSME Finance:** Focuses on providing tailored financial solutions and loan products to Micro, Small, and Medium Enterprises.
- **Agri Banking:** Offers products for the agricultural sector, including crop loans with Kissan Credit Cards, Agri Gold Loans, Warehouse Receipt Finance, Microfinance Loans, and Farm Mechanization Loans.

### Competitive strengths
- Operates as a commercial bank with a diverse range of services.
- Serves multiple customer segments including personal, corporate, MSME, and agriculture.
- Transitioned from a development finance institution to a commercial bank.

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## Freshness and sources

- Data as of: 2026-09-18
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/idbi
Markdown representation: https://faxioms.com/stocks/idbi?render=md