# CUB (CUB) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/cub

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹235.77
- Change: +1.70%
- As of: 2026-09-18
- 1D return: +1.71%
- 5D return: +4.12%
- 1M return: +7.49%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-09-18_

### Technical Outlook

As of September 18, 2026, the stock is trading at ₹235.79, indicating a generally positive technical stance across multiple timeframes. Daily, weekly, and monthly trends are all aligned in a bullish direction, with the current price trading above key moving averages and the Supertrend indicator on all observed periods. This suggests underlying strength. A recent "Bullish Engulfing Reversal" pattern was noted on the weekly timeframe on September 18, 2026, which can sometimes signal a potential upward price movement. The stock's recent performance shows a 1-month return of 6% and a 6-month return of 25%, contributing to a year-to-date return of 9%. However, the stock is trading near its recent highs, with the nearest resistance level at ₹236.88, approximately 0.46% above the current price. The nearest support is identified at ₹231.94, about 1.63% below the current price. The stock exhibits an annualized volatility of 36% and a maximum drawdown of -23%, indicating a degree of risk associated with its price movements.

- Daily, weekly, and monthly trends are bullish, with price above key moving averages and Supertrend.
- Nearest resistance is at ₹236.88; nearest support is at ₹231.94.
- A "Bullish Engulfing Reversal" pattern was active on the weekly chart as of September 18, 2026.
- Watch for a sustained move above ₹236.88 to test higher resistance levels, or a break below ₹231.94 to indicate potential weakening.

- Bullish Engulfing Reversal
- Morning Star
- Hammer
- Bearish Engulfing Reversal
- Harami

### News Context

City Union Bank (CUB) has announced its participation in two investor events. On September 17, 2026, the bank confirmed its attendance at the Annual Flagship Conference G 200 Summit 2026, organized by Anand Rathi Institutional Equities, scheduled for September 21, 2026, in Mumbai. This follows a prior announcement on September 16, 2026, regarding the same event. Earlier in the week, on September 1, 2026, CUB had participated in the 'Elara India Dialogue 2026' analyst conference call hosted by Elara Capital.

In a separate development, CUB received no-objection from the Reserve Bank of India on September 11, 2026, for amendments to its Memorandum and Articles of Association. These amendments include an increase in the authorized share capital to ₹200 crores (₹20,00,00,00,000), comprising 2,00,00,00,000 equity shares of Re. 1/- each. This increase was previously ratified by shareholders at the Annual General Meeting on August 7, 2026, and formally communicated to the exchanges on September 11, 2026.

- City Union Bank will participate in the Anand Rathi Annual Flagship Conference G-200 Summit on September 21, 2026.
- The bank also participated in the 'Elara India Dialogue 2026' analyst conference on September 1, 2026.
- On September 11, 2026, CUB received RBI approval for amendments to its Memorandum and Articles of Association.
- These amendments increase the authorized share capital to ₹200 crores (₹20,00,00,00,000).

- City Union Bank Limited has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- City Union Bank Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- City Union Bank Limited has informed the Exchange about Credit Rating |SUBJECT: Credit Rating
- City Union Bank Limited has informed the Exchange regarding the Amendment to AOA/MOA of the company. |SUBJECT: Amendment to AOA/MOA
- City Union Bank Limited has informed the Exchange about outcome |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates

### What Changed

City Union Bank (CUB) on the NSE has seen a slight increase in its stock price, moving from ₹231.82 to ₹235.79 between the previous observation date and September 18, 2026. This shift occurred without any new filings or news reported for the company during this period. The company's profile as City Union Bank listed on the NSE remains unchanged.

- Stock price increased from ₹231.82 to ₹235.79 between the prior observation and September 18, 2026.
- No new filings were reported as of September 18, 2026.
- No new news was reported as of September 18, 2026.
- The company continues to be identified as City Union Bank on the NSE.

### Official Filings

City Union Bank Limited (CUB) has disclosed several updates relevant to investors. On September 11, 2026, the bank announced that the Reserve Bank of India (RBI) provided no-objection for amendments to its Memorandum and Articles of Association. These changes include an increase in authorized share capital to ₹200 crores (₹20,00,00,000), divided into 2,00,00,00,000 equity shares of ₹1 each. This increase was previously ratified by shareholders on August 7, 2026. Additionally, CUB has been actively engaging with analysts and institutional investors. The bank participated in the 'Elara India Dialogue 2026' on September 1, 2026, and is scheduled to attend the Anand Rathi Annual Flagship Conference G-200 Summit 2026 on September 21, 2026. These meetings provide platforms for the bank to communicate its performance and strategy to the investment community. In operational updates, CUB opened a new branch in Madurai on August 24, 2026, increasing its total branch network to 1,001.

- On September 11, 2026, CUB received RBI approval to increase its authorized share capital to ₹200 crores.
- Shareholders approved the increase in authorized share capital on August 7, 2026.
- CUB participated in the 'Elara India Dialogue 2026' analyst conference on September 1, 2026.
- The bank is scheduled to participate in the Anand Rathi G-200 Summit on September 21, 2026.
- CUB opened its 1,001st branch on August 24, 2026.

- City Union Bank Limited has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- City Union Bank Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- City Union Bank Limited has informed the Exchange about Credit Rating |SUBJECT: Credit Rating
- City Union Bank Limited has informed the Exchange regarding the Amendment to AOA/MOA of the company. |SUBJECT: Amendment to AOA/MOA
- City Union Bank Limited has informed the Exchange about outcome |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- CITY UNION BANK LIMITED has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- City Union Bank Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- CITY UNION BANK LIMITED has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- City Union Bank Limited has informed the Exchange about Opening of New Branch |SUBJECT: General Updates
- City Union Bank Limited has submitted the Exchange a copy of Srutinizers report of Annual General Meeting held on August 14, 2026. Further, the Bank has informed the Exchange regarding voting results. |SUBJECT: Shareholders meeting

### Fundamentals

City Union Bank (CUB) has shown a consistent upward trend in its income and operating profit over the reported periods. Income grew sequentially from ₹2,001.03 crore in Q3 FY2025-26 to ₹2,228.57 crore in Q1 FY2026-27. Similarly, Operating Profit Before Provision And Contingencies increased from ₹513.16 crore in Q3 FY2025-26 to ₹580.57 crore in Q1 FY2026-27. This growth in operating profit outpaced income growth, suggesting some operating leverage. Profit Loss From Ordinary Activities Before Tax also followed this positive trajectory, rising from ₹417.16 crore in Q3 FY2025-26 to ₹502.57 crore in Q1 FY2026-27. A key indicator of asset quality, the Percentage Of Gross NPA, has shown a declining trend, moving from 0.0217 in Q3 FY2025-26 to 0.0173 in Q1 FY2026-27, indicating an improvement in the bank's loan portfolio health.

- Income increased from ₹2,001.03 crore in Q3 FY2025-26 to ₹2,228.57 crore in Q1 FY2026-27.
- Operating Profit Before Provision And Contingencies rose from ₹513.16 crore in Q3 FY2025-26 to ₹580.57 crore in Q1 FY2026-27.
- Profit Loss From Ordinary Activities Before Tax grew from ₹417.16 crore in Q3 FY2025-26 to ₹502.57 crore in Q1 FY2026-27.
- Percentage Of Gross NPA decreased from 0.0217 in Q3 FY2025-26 to 0.0173 in Q1 FY2026-27.

### Bull Case

City Union Bank (CUB) exhibits several technical indicators suggesting a positive market setup. The stock's price is trading above its key moving averages on daily, weekly, and monthly charts, with upward slopes indicating sustained momentum. The Supertrend indicator is 'bullish' across all observed timeframes, reinforcing the positive trend. Furthermore, the stock has demonstrated significant returns over the past year, with a 1-year return of 52%. While the stock is trading near its nearest resistance level of ₹236.88, it is also supported by multiple support levels, indicating potential stability.

- As of 2026-09-18, the daily Supertrend indicator is 'bullish', with the closing price of ₹235.79 above the Supertrend value of ₹214.31.
- The weekly Supertrend indicator is also 'bullish', with the closing price of ₹235.79 above the Supertrend value of ₹175.84.
- The monthly Supertrend indicator is 'bullish', with the closing price of ₹235.79 above the Supertrend value of ₹141.93.
- The stock has achieved a return of 52% over the past year.
- The closing price of ₹235.79 is 0.46% below the nearest resistance level of ₹236.88.

### Bear Case

While the stock exhibits a bullish trend across daily, weekly, and monthly timeframes, with positive returns over various periods including a 52% return in the last year, certain risk indicators warrant caution. The company has experienced a maximum drawdown of -23% and an annualized volatility of 36%. The Average True Range (ATR) at 3.66% suggests potential for significant price fluctuations. Additionally, the current drawdown stands at -1%, indicating a recent dip from its peak.

- The stock has experienced a maximum drawdown of -23%.
- Annualized volatility is recorded at 36%.
- The Average True Range (ATR) is 3.66%, indicating potential for price swings.
- A current drawdown of -1% suggests a recent decline from its highest point.

### FAQs

**What recent corporate actions has City Union Bank undertaken regarding its share capital?**

On September 11, 2026, City Union Bank Limited announced it received no-objection from the Reserve Bank of India to amend its Memorandum and Articles of Association. These amendments include increasing the authorized share capital to ₹20,00,00,00,000 (₹200 crores). This increase was previously ratified by shareholders on August 7, 2026, and involves creating 2,00,00,00,000 equity shares of Re. 1/- each.

**What is the recent trading performance and technical trend for City Union Bank?**

As of September 18, 2026, City Union Bank's stock closed at ₹235.79. The daily trend shows a bullish Supertrend indicator at ₹214.31, with the 20-day Exponential Moving Average (EMA) at ₹228.14 and the 50-day EMA at ₹221.72. On a monthly basis, the Supertrend is also bullish at ₹141.93, with the 20-day EMA at ₹188.85 and the 50-day EMA at ₹181.28. The stock has shown a 1-year return of 52% and a Year-to-Date (YTD) return of 9%.

**What investor and analyst events has City Union Bank recently participated in or scheduled?**

City Union Bank participated in the 'Elara India Dialogue 2026' analyst conference call organized by Elara Capital on September 1, 2026. The bank is also scheduled to participate in the Annual Flagship Conference G 200 Summit 2026 in Mumbai on September 21, 2026, organized by Anand Rathi Institutional Equities. These events involve meetings with analysts and institutional investors.

- City Union Bank Limited has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- City Union Bank Limited has informed the Exchange about Schedule of meet |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- City Union Bank Limited has informed the Exchange about Credit Rating |SUBJECT: Credit Rating
- City Union Bank Limited has informed the Exchange regarding the Amendment to AOA/MOA of the company. |SUBJECT: Amendment to AOA/MOA
- City Union Bank Limited has informed the Exchange about outcome |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
## Technical analytics

- As of: 2026-09-18
- Daily trend: Strong Uptrend
- Weekly trend: Moderate Uptrend
- Pivot point: ₹231.94
- Risk regime: Price Risk Requires Attention

### Support levels
- 205.99406249999998
- 194.61099609375
- 185.19

### Resistance levels
- 244.2275
- 248.85
- 236.87999999999994

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | +1.71% |
| return_10 | +0.61% |
| return_1m | +6.13% |
| return_1y | +51.52% |
| return_20 | +7.49% |
| return_3m | +18.88% |
| return_5 | +4.12% |
| return_6m | +25.15% |
| return_since_start | +80.88% |
| return_ytd | +8.78% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | elevated_risk |
| label | Price risk requires attention |
| summary | Recent drawdown or price variability is high enough to warrant closer monitoring. |
| maximum_drawdown | -23.28% |
| annualized_volatility | +35.63% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Operating profit remains flat as interest expenses accelerate; asset quality continues to improve

City Union Bank Limited’s core earnings stalled in the June quarter of Q1 FY2026-27 (quarter ended 30 June 2026) as rising interest costs offset income growth, though lower credit provisions allowed profit before tax to advance. The bank’s asset quality showed further improvement, and its capital position strengthened sequentially. However, earnings per share declined sharply despite growth in reported profits, pointing to a change in the share count.

## Income and expenses

Total income reached ₹2,228.57 crore, up 3.84% from the March quarter and 20.52% higher than the same quarter a year earlier. Interest expenses rose 8.89% sequentially to ₹1,164.85 crore, outpacing income growth for the first time in the reported sequence. Year-over-year, interest expenses grew 18.86%, slightly lagging the 20.52% rise in total income. 

Operating expenses fell 2.74% sequentially to ₹483.15 crore, reversing a four-quarter upward trend. Employee costs remained flat at ₹234.73 crore, while other operating expenses decreased to ₹248.42 crore from ₹262.14 crore in the prior quarter.

## Operating profit and provisions

Operating profit before provisions and contingencies came in at ₹580.57 crore, virtually unchanged from the ₹579.56 crore recorded in the March quarter. The 0.17% sequential increase marks a pause after several quarters of steady growth. On a year-over-year basis, operating profit grew 28.75%. 

Profit before tax rose to ₹502.57 crore, up 9.36% sequentially and 31.94% year-over-year. The increase in profit before tax was driven by a reduction in provisions and contingencies, which fell from ₹120.00 crore in the March quarter to ₹78.00 crore in the June quarter.

## Asset quality

The gross non-performing asset (NPA) ratio continued its downward trajectory, falling to 1.73% from 1.91% in the March quarter and 2.99% a year earlier. This marks the fifth consecutive quarter of improvement in the reported ratio. The absolute value of gross NPAs declined to ₹1,169.74 crore from ₹1,273.08 crore in the prior quarter.

## Capital position

The Common Equity Tier 1 (CET1) ratio rose to 21.73% in the June quarter, up from 20.82% in the March quarter. This reverses a decline that had brought the ratio down to 19.18% in the December quarter. The current level remains slightly below the 22.09% recorded a year earlier.

## Earnings per share

Basic earnings per share fell to ₹3.86 per share, a 20.25% decrease from ₹4.84 in the March quarter. Over the past year, EPS has declined 6.54% from ₹4.13. Profit after tax grew 6.40% sequentially to ₹382.57 crore, meaning the sharper drop in per-share earnings reflects an increase in the number of shares outstanding rather than a decline in profitability.

## Management Commentary

City Union Bank reported a strong Q1 FY27, with net interest income up 31% YoY to Rs.820 Cr and profit after tax up 25% to Rs.383 Cr, driven by 25% advances growth and 21% deposit growth. Management highlighted that the net interest margin of 3.78% is in line with its earlier guidance, while return on assets of 1.57% remains at the bank’s long-term average. Asset quality saw significant improvement, with gross NPA declining to 1.73% (from 2.99% a year ago) and net NPA to 0.61% (from 1.20%), supported by a provision coverage ratio of 85% (including technical write-offs).

The bank’s strategy continues to focus on granular, collateralized lending to SMEs and MSMEs, which now constitute about 37% of the loan book. Cost efficiency improved, with the cost-to-income ratio falling to 45.42% from 48.12% a year ago. Capital adequacy remains robust at 21.73% (Tier I 20.97%), well above regulatory minimums. Management’s commentary reaffirms stability in key profitability metrics and asset quality, with no explicit forward guidance beyond noting that NIM and ROA are tracking to prior expectations.

## Key Takeaway

City Union Bank Limited’s June quarter was defined by a pause in core earnings growth, as an 8.89% sequential jump in interest costs offset a 3.84% rise in total income. Lower credit provisions allowed profit before tax to advance by 9.36%, while asset quality continued to improve for the fifth straight quarter. Capital adequacy strengthened sequentially, though earnings per share fell sharply due to a larger share count, decoupling per-share performance from the underlying profit growth.

### Ratios

## Official filings

- 2026-09-17 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_1678_WebXMLFile_20260917_132010463.xml)
- 2026-09-16 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_16092026191238_CUB_Analyst_Call_Anand_Rathi_Schedule_Signed.pdf)
- 2026-09-16 — Credit Rating Update: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_16092026191908_CUB_Credit_Ratings-ICRA_16092026_Signed.pdf)
- 2026-09-11 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_11092026212231_CUB_MOAAOA_REG30.pdf)
- 2026-09-01 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_01092026192948_CUB_ANALYST_OUTCOME_01092026.pdf)
- 2026-09-01 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_1678_WebXMLFile_20260901_194151721.xml)
- 2026-08-27 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_27082026113455_CUB_Analyst_Call_Schedule_Elara.pdf)
- 2026-08-27 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_1678_WebXMLFile_20260827_124214154.xml)
- 2026-08-24 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_24082026133358_CUB_New_Branch_Opening_1001.pdf)
- 2026-08-18 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_18082026133920_CUB_AGM_2026_Voting_ResultsScrutinizer_Report.pdf)
- 2026-08-18 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_18082026191828_CUBAnalystOutcome18082026AxisCap.pdf)
- 2026-08-18 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_1678_WebXMLFile_20260818_194643588.xml)
- 2026-08-14 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_14082026195756_CUB_AGM_2026_Proceedings_Summary.pdf)
- 2026-08-11 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_11082026135640_CUB_Analyst_Call_Schedule_Axis.pdf)
- 2026-08-11 — Generic Announcement: City Union Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_1678_WebXMLFile_20260811_191418275.xml)
- 2026-08-05 — Generic Announcement: City Union Bank Limited will participate in an Investor Conference organized by Nirmal Bang Institutional Equities on August 10, 2026, in Mumbai. The bank is complying with SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015. — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_05082026115136_CUBAnalystCallNirmal_Bang.pdf)
- 2026-08-05 — Official Filing: City Union Bank Limited will participate in the Nirmal Bang Institutional Equities Semi Annual Investor Conference on August 10, 2026, in Mumbai. The virtual one-to-one meeting with Nirmal Bang Institutional Equities' Senior Manager, Deborah Mary, will focus on navigating the next credit cycle, its opportunities, risks, and investor implications. The meeting is scheduled to commence at 09:00:00.
- 2026-08-01 — Official Filing: CITY UNION BANK LIMITED (NSE: CUB) has disclosed the transcripts of its earnings conference call held on July 28, 2026. The transcripts were uploaded to the company's website on August 1, 2026, at 16:30:00.
- 2026-08-01 — Generic Announcement: City Union Bank Limited hosted an earnings conference call on August 1, 2026, to discuss its Q1 FY2027 unaudited financial results. The bank reported a 25% year-on-year credit growth, with advances reaching Rs. 67,645 crores. Deposits grew by 21% to Rs. 79,342 crores, and Gross NPA reduced to 1.73%. The bank achieved its highest ever operating profit of Rs. 581 crores and PAT of Rs. 383 crores, with a 25% PAT growth. — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_01082026174724_EarningcalltranscriptQ1FY2027.pdf)
- 2026-07-29 — Generic Announcement: City Union Bank Limited published its standalone un-audited financial results for the quarter ended June 30, 2026, in multiple newspapers on July 29, 2026, in compliance with SEBI Listing Regulations. The filing was made to the National Stock Exchange of India Ltd and BSE Ltd. — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_29072026115847_CUBPaperAdQ1FY2026.pdf)
- 2026-07-29 — Official Filing: City Union Bank Limited (NSE: CUB) has disclosed the outcome of its Q1 Results earnings call held on July 28, 2026. An audio recording of the call, uploaded to the company website on July 28, 2026, at 20:17:00, is available via a provided weblink. Prior intimation of this earnings call was disclosed to the exchange on July 20, 2026, and the outcome includes a presentation.
- 2026-07-29 — Generic Announcement: City Union Bank Limited participated in the "Q1 FY 2027 Earnings Call" organized by Ambit Capital on July 28, 2026. The call was attended by the MD & CEO, Executive Director, and CFO. This disclosure follows a prior communication on July 20, 2026, and is in compliance with SEBI regulations. — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_29072026120320_CUBAnalystOutcomeQ1FY2027.pdf)
- 2026-07-28 — Earnings Presentation: City Union Bank Limited submitted an investor presentation for the quarter ended June 30, 2026, detailing financial results. Deposits grew 21% year-over-year to Rs. 793 billion, while advances increased 25% to Rs. 676 billion. Net interest income rose 31% to Rs. 8,201 million, and profit after tax improved by 25% to Rs. 3,826 million. — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_28072026150817_CUBIP28072026.pdf)
- 2026-07-28 — Generic Announcement: The Board of Directors of City Union Bank Limited approved the standalone un-audited financial results for the quarter ended June 30, 2026, during a meeting held on July 28, 2026. The bank reported a net profit of Rs. 34,257.32 lakh for the quarter. The results were reviewed by the Audit Committee and subjected to a limited review by the Statutory Central Auditors. — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_28072026143510_CUBStandaloneUFRQ1FY27.pdf)
- 2026-07-28 — Press Release: City Union Bank Limited reported its Q1 FY27 financial results on July 28, 2026. The bank's Profit After Tax increased by 25% to Rs. 383 Cr compared to Q1 FY26. Deposits grew 21% to Rs. 79,342 Cr, and Advances increased 25% to Rs. 67,645 Cr. Gross NPA decreased to 1.73% and Net NPA to 0.61% as of June 30, 2026. — [Official attachment](https://nsearchives.nseindia.com/corporate/CUB_28072026145953_CUBPR28072026.pdf)

## News and market events

- 2026-09-11 — The Hindu: **Mastercard and City Union Bank Unveil India’s First ‘One Credential’ Experience for Consumers and SMEs** — Mastercard and City Union Bank Unveil India's First 'One Credential' Experience for Consumers and SMEs — [Source](https://www.thehindu.com/brandhub/pr-release/mastercard-and-city-union-bank-unveil-indias-first-one-credential-experience-for-consumers-and-smes/article71454898.ece)
- 2026-09-02 — Mint: **Up to 40% returns? Looking for top stock picks for Sept 2026? Axis Securities shares list of 15 | Upside, target price** — Axis Securities presents a curated list of 15 stocks with potential returns of up to 40%. Discover which sectors and stocks are poised for growth amidst geopolitical tensions and economic shifts. — [Source](https://www.livemint.com/market/stock-market-news/up-to-40-returns-looking-for-top-stock-picks-for-sept-2026-axis-securities-shares-list-of-15-upside-target-price-11788324428926.html)
- 2026-08-13 — Mint: **Top Gainers & Losers on 13 August: Apar Industries, Hindalco, Ather Energy, Force Motors, CUB among top losers** — Indian stocks slid further, driven down by weak financial participation and high crude oil prices. The Nifty decreased by 0.34% and Sensex by 0.13%, with key sectors like metals and cement seeing significant losses amid ongoing geopolitical tensions. — [Source](https://www.livemint.com/market/stock-market-news/top-gainers-losers-on-13-august-apar-industries-hindalco-ather-energy-force-motors-cub-among-top-losers-11786615201243.html)
- 2026-07-31 — Mint: **Top Gainers & Losers on 31 July: Bajaj Finance, Hyundai Motor, GAIL, Tata Motors, Redington among top gainers today** — Indian equities closed the last trading day of July with modest gains, driven by financial and auto stocks. The Nifty 50 rose 0.20% to 24,336, while Sensex advanced 0.21% to 78,091, reflecting positive market trends despite concerns over crude oil prices. — [Source](https://www.livemint.com/market/stock-market-news/top-gainers-losers-on-31-july-bajaj-finance-hyundai-motor-gail-tata-motors-redington-among-top-gainers-today-11785490241096.html)
- 2026-07-29 — The Hindu: **Q1 Results Today Live: Thangamayil Jewellery shares tank 10% as profit fell 40% q-o-q, Colgate, Cartrade Tech & Devyani International profit up, Adani Enterprises, Adani Ports, Asian Paints, Eicher Motors, Waaree Energies, Prestige Estates, Dabur, Vedanta Oil, ACME Solar to announce Q1 results** — Q1 Results Today, 29th July 2026 Live Updates: Stay tuned for more from businessline — [Source](https://www.thehindubusinessline.com/markets/q1-results-today-live-updates-adani-enterprises-adani-ports-asian-paints-eicher-motors-waaree-energies-colgate-prestige-estates-syrma-sgs-tech-dabur-hexaware-tech-vedanta-oil-acme-results-29-july-2026/article71276282.ece)
- 2026-07-29 — CNBC-TV18: **Sensex Today | Stock Market LIVE Updates: Nifty rises over 250 points as market nears day's high** — Sensex Today | Stock Market LIVE Updates: The markets are on the rise, and are trading on a stromg footing. The Nifty up over 200 points, jumping to 24,200. The Nifty Bank index is up 300 points, rising to 57,000. Infosys, Larsen & Toubro and HUL are the top gainers. — [Source](https://www.cnbctv18.com/market/stock-market-live-updates-sensex-nifty-50-today-hul-asian-paints-adani-oil-lt-grse-it-dmart-share-price-liveblog-19956206.htm)
- 2026-07-29 — The Hindu: **Sensex today | Stock Market Live: Sensex jumps over 850 points, Nifty tops 24,240 as IT and consumer stocks lead rally** — Sensex, Nifty, Share Prices Live: Early stock market gains were led by IT, consumer and telecom stocks, even as global investors waited for the U.S. Federal Reserve's interest rate decision later in the day. — [Source](https://www.thehindubusinessline.com/markets/sensex-nifty50-today-stock-market-live-updates-29-july-2026/article71276758.ece)
- 2026-07-29 — CNBC-TV18: **Q1 Results LIVE Updates: L&T shares rise 3%, Phoenix Mills down 5%; Four Nifty names, Dabur, Bajaj Housing report** — Q1 Results LIVE Updates: Four Nifty 50 stocks are reporting their earnings today namely Asian Paints, Adani Enterprises, Adani Ports and Eicher Motors. Dabur, Waaree Energies, ACME Solar, Bajaj Housing Finance, CarTrade Tech, Chalet Hotels, Colgate-Palmolive, J&K Bank, Hexaware Technologies, KPIT Tech, Garden Reach Shipbuilders, Force Motors, Dhanlaxmi Bank, Devyani International, MOIL, Piramal Pharma, Prestige Estates, Redington, Star Health Insurance, Syngene, Teamlease, Triveni Engineering, Zensar Tech are among the other earnings from the broader markets. L&T, Netweb Tech, among others will also be reacting to their results. Watch this space for all the LIVE Q1 results updates. — [Source](https://www.cnbctv18.com/market/q1-results-live-updates-asian-paints-adani-ports-ent-hul-eicher-bajaj-hsg-dabur-mtar-kpit-tech-cartrade-colgate-share-price-liveblog-19956225.htm)
- 2026-07-28 — The Hindu: **City Union Bank Q1 net rises 25% to ₹383 crore** — City Union Bank (CUB) reported a 25% year on year (YoY) increase in net profit to ₹383 crore for the first quarter. During the same period last year, the bank’s net profit was ₹306 crore. — [Source](https://www.thehindu.com/business/city-union-bank-cub-results-copy/article71278313.ece)
- 2026-07-28 — CNBC-TV18: **City Union Bank Q1 Results: Core income grows 31%, asset quality strong; Stock up 8%** — City Union Bank's Net Interest Income, or core income for the quarter stood at ₹820 crore, a growth of 31% from last year's figure of ₹625 crore. — [Source](https://www.cnbctv18.com/market/city-union-bank-q1-results-strong-nii-growth-profit-asset-quality-provisins-share-price-surge-19955744.htm)
- 2026-07-28 — CNBC-TV18: **Q1 Results LIVE Updates: Ambuja Cements reports earnings; Radico Khaitan net profit rises 76%** — Q1 Results LIVE Updates: Two Nifty 50 leaders, Larsen & Toubro and Hindustan Unilever (HUL) will be reporting results today along with broader market names like Ambuja Cements, Suzlon Energy, Varun Beverages, Cholamandalam, Radico Khaitan and many others. BEL, Coal India, Home First Finance, Indus Towers, Coforge and others will be reacting to their results today. Watch this space for all the LIVE earnings updates. — [Source](https://www.cnbctv18.com/market/q1-results-live-updates-hul-larsen-suzlon-varun-bev-bel-coal-india-netweb-ambuja-birlasoft-supreme-indus-tata-power-chemicals-share-price-liveblog-19955220.htm)
- 2026-07-28 — The Hindu: **Q1 Results 28th July Live: HUL Q1 profit dips, L&T, Ambuja Cements, Varun Beverages, Cholamandalam, Pfizer, Phoenix Mills, Radico, Tata Capital, Suzlon, Supreme Ind, Netweb Tech Q1 results today, Coforge zooms, BEL, Coal India, HUDCO in red** — Q1 Results Today, 28th July 2026 Live Updates: Find all the latest Q1 results 2026 updates of A-1 Limited, Aarnav Fashions, Abirami Financial Services, AGI Greenpac, Almondz Global Securities, Ambuja Cements, Anand Projects, Ardor International, Baba Arts, Birlasoft, Consolidated Construction Consortium, CEMPRO, Century Enka, CFL Capital Financial Services, Cholamandalam Investment and Finance, City Union Bank, DCM Shriram, Deep Industries, Dwarikesh Sugar Industries, Equitas Small Finance Bank,... — [Source](https://www.thehindubusinessline.com/markets/q1-results-today-live-updates-lampt-hindustan-unilever-vbl-cub-cholamandalam-finance-pfizer-radico-tata-capital-suzlon-ambuja-cements-netweb-tech-bel-coal-india-coforge-results-28-july-2026/article71272258.ece)
- 2026-07-22 — Economic Times: **Ahead of Market: 10 things that will decide stock market action on Thursday** — Indian stock markets experienced significant declines on Wednesday. Escalating global tensions and inflation concerns spooked investors, leading to broad market weakness. Rate-sensitive sectors like realty and banking saw considerable losses. However, FMCG and auto stocks showed relative resilience due to strong earnings. US and European markets also faced mixed trading ahead of earnings. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/ahead-of-market-10-things-that-will-decide-stock-market-action-on-thursday/articleshow/132561965.cms)
- 2026-07-22 — Mint: **Stock recommendations for 22 July from MarketSmith India | Stock Market News** — MarketSmith India reveals its top stock recommendations for today, 22 July. Get expert insights into the best-performing stocks to guide your investment decisions. — [Source](https://www.livemint.com/market/stock-market-news/stock-recommendations-for-22-july-from-marketsmith-india-11784633827672.html)

## Business profile

**Strategic vision:** Indian private sector bank offering diverse financial services.

### Business segments
- **Treasury:** Operations related to the bank's treasury functions.
- **Corporate & Wholesale Banking:** Provides customized banking services and support for corporate clients and MSMEs, including working capital solutions.
- **Retail Banking:** Offers personal banking services such as accounts, deposits, and various loan products, with digital support for retail customers.
- **Other Banking Operations:** Includes specialized lending for agriculture and rural needs, services for NRIs, and online services for academic institutions.

### Competitive strengths
- Focus on specialized lending for agriculture and rural banking.
- Tailored services for Non-Resident Indians (NRIs).
- Online service suite for academic institutions.

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## Freshness and sources

- Data as of: 2026-09-18
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/cub
Markdown representation: https://faxioms.com/stocks/cub?render=md