# BANDHANBNK (BANDHANBNK) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/bandhanbnk

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹177.38
- Change: +3.43%
- As of: 2026-09-18
- 1D return: +2.04%
- 5D return: +0.57%
- 1M return: +0.48%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-09-18_

### Technical Outlook

As of September 18, 2026, BANDHANBNK is trading at ₹175.0, showing a mixed technical picture across different timeframes. Daily and monthly indicators suggest a bullish trend, with the price trading above key moving averages like the 20-day Exponential Moving Average (EMA) and the 200-day Simple Moving Average (SMA), and the Supertrend indicator signaling bullish conditions. However, the weekly timeframe presents a contrasting view, with the price below its 20-day EMA and 50-day EMA, and the weekly Supertrend indicating a bearish trend. This divergence suggests potential short-term consolidation or a pullback within a broader longer-term uptrend. Recent market activity includes two instances of extreme volume with price movement on the upside on September 11 and September 8, 2026, indicating notable investor interest. The stock is currently positioned near its nearest resistance level of ₹176.06, which is approximately 0.61% above the current price, and its nearest support at ₹174.01, about 0.57% below.

The stock's risk profile shows an annualized volatility of 38% and a current drawdown of -19%. The nearest resistance is observed at ₹176.06, with further levels at ₹176.51, ₹177.86, and ₹178.03. Key support levels are identified at ₹174.01, ₹172.49, and ₹169.99. A notable pattern observed is an active Harami pattern on the monthly timeframe as of September 18, 2026.

Key conditions to watch include a sustained move above the ₹176.06 resistance level, which could reinforce the bullish signals from the daily and monthly charts. Conversely, a break below the ₹174.01 support level may indicate further weakness, especially if it coincides with a shift in weekly indicators. Monitoring the volume accompanying any price movements around these levels will be crucial.

- Current price on September 18, 2026, is ₹175.0.
- Daily and monthly timeframes show bullish signals, while the weekly timeframe indicates a bearish trend.
- Nearest resistance is at ₹176.06 (0.61% above current price); nearest support is at ₹174.01 (0.57% below current price).
- Two recent extreme volume anomalies with upward price movement occurred on September 11 and September 8, 2026.
- An active Harami pattern is present on the monthly chart as of September 18, 2026.

- Harami
- Bullish Engulfing Reversal
- Morning Star
- Inside Bar
- Doji

### What Changed

Bandhan Bank Limited's recent activity includes an update on an Analysts/Institutional Investors Group Meeting held on September 17, 2026, in Gurugram. This meeting, part of the Jefferies India Forum 2026, was attended by representatives from C Worldwide Asset Management, Schroder Investment Management, and Tara Capital Partners. This event follows a prior intimation on September 10, 2026, and was disclosed under SEBI LODR Regulations. The bank's share price saw an increase, closing at ₹175.0 on September 18, 2026, up from ₹171.5 on the previous day.

- On September 17, 2026, Bandhan Bank participated in an Analysts/Institutional Investors Group Meeting at the Jefferies India Forum 2026 in Gurugram.
- Attendees at the September 17, 2026 meeting included C Worldwide Asset Management, Schroder Investment Management, and Tara Capital Partners.
- The bank's closing price on September 18, 2026, was ₹175.0, an increase from ₹171.5 on September 17, 2026.

- Bandhan Bank Limited has informed the Exchange about Update on Analysts / Institutional Investors Meet held on September 17, 2026. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates

### Official Filings

Bandhan Bank Limited has provided updates on its engagement with investors and analysts, alongside disclosures regarding employee stock options. On September 17, 2026, the bank reported participation in the Jefferies India Forum 2026, meeting with entities such as C Worldwide Asset Management and Schroder Investment Management. This follows a similar engagement on September 11, 2026, at the UBS India Summit 2026 in Mumbai, where the bank met with several asset management firms including Axis Asset Management and Balyasny Asset Management. These meetings offer opportunities for the company to communicate its strategy and performance to institutional investors.

In terms of capital structure, on September 9, 2026, the bank approved the allotment of 35,768 equity shares under its Employee Stock Option Plan (ESOP) Series 1. This allotment increased the bank's issued and paid-up equity share capital from ₹16,11,11,15,800 to ₹16,11,14,73,480, representing an increase in the total number of shares to 1,611,147,348. Earlier, on September 5, 2026, the Board of Directors granted 1,04,87,996 equity stock options under Tranche 8 of the Employee Stock Option Plan Series 1 to eligible employees at a grant price of ₹164.95 per option. These options are subject to vesting over four years and an exercise period of up to five years post-vesting.

Separately, on September 8, 2026, Bandhan Bank clarified a news report regarding the launch of four new credit cards. The bank stated that the share price movement was market-driven and that the product launch, in collaboration with Mastercard, is an ordinary course business activity and not a material event requiring disclosure under SEBI regulations. The bank also received an ESG Rating of 'Crisil ESG 69' (Strong) and a Core ESG Rating of 'Crisil Core ESG 73' for Fiscal 2026, based on public disclosures.

- On September 17, 2026, Bandhan Bank participated in the Jefferies India Forum 2026, meeting with institutional investors.
- On September 11, 2026, the bank met with investors at the UBS India Summit 2026 in Mumbai.
- On September 9, 2026, 35,768 equity shares were allotted under ESOP Series 1, increasing the paid-up share capital to ₹16,11,14,73,480.
- On September 5, 2026, 1,04,87,996 equity stock options were granted under Tranche 8 of the Employee Stock Option Plan Series 1 at ₹164.95 per option.
- On September 8, 2026, the bank clarified that its recent credit card launch is an ordinary business activity and not a material event.
- On September 7, 2026, Bandhan Bank was assigned an ESG Rating of 'Crisil ESG 69' (Strong) and a Core ESG Rating of 'Crisil Core ESG 73' for Fiscal 2026.

- Bandhan Bank Limited has informed the Exchange about Update on Analysts / Institutional Investors Meet held on September 17, 2026. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- Bandhan Bank Limited has informed the Exchange about Update on Analysts / Institutional Investors Meet held on September 11, 2026. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- Bandhan Bank Limited has informed the Exchange regarding Allotment of Equity Shares of the Bank pursuant to exercise of Options under Bandhan Bank Employee Stock Option Plan Series 1. |SUBJECT: ESOP/ESOS/ESPS
- Bandhan Bank Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- The Exchange has sought clarification from Bandhan Bank Limited with respect to recent news item captioned Bandhan Bank shares rise up to 4% as lender unveils four new credit cards. The response from the Company is awaited. |SUBJECT: News Verification
- The Exchange has sought clarification from Bandhan Bank Limited with respect to recent news item captioned Bandhan Bank shares rise up to 4% as lender unveils four new credit cards. The response from the Company is attached. |SUBJECT: News Verification
- BANDHAN BANK LIMITED has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- Bandhan Bank Limited has informed the Exchange about Schedule of Analysts / Institutional Investors Meet to be held on September 11, 2026 and the Presentation to be made thereat. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- Bandhan Bank Limited has informed the Exchange about ESG Rating. |SUBJECT: General Updates
- Bandhan Bank Limited has informed the Exchange regarding Grant of Equity Stock Options. |SUBJECT: ESOP/ESOS/ESPS

### Fundamentals

Bandhan Bank's reported results show a mixed operating trajectory across recent quarters. While Interest Earned increased to ₹5,630.55 crore in Q1 FY2026-27 from ₹5,431.24 crore in Q3 FY2025-26, Operating Profit Before Provision And Contingencies saw a sequential decline from ₹1,445.01 crore in Q3 FY2025-26 to ₹1,358.10 crore in Q1 FY2026-27. This was accompanied by a rise in Provisions Other Than Tax And Contingencies, which increased from ₹677.01 crore in Q4 FY2025-26 to ₹682.59 crore in Q1 FY2026-27, after a higher ₹1,154.63 crore in Q3 FY2025-26. Consequently, Profit Loss From Ordinary Activities After Tax (PAT) decreased to ₹501.67 crore in Q1 FY2026-27 from ₹534.14 crore in Q4 FY2025-26. Basic Earnings Per Share (EPS) followed a similar trend, falling to ₹3.11 per share in Q1 FY2026-27 from ₹3.32 per share in Q4 FY2025-26. Key monitoring areas include the trend in provisions and the translation of interest earned into net profit.

- Interest Earned in Q1 FY2026-27 was ₹5,630.55 crore.
- Operating Profit Before Provision And Contingencies decreased sequentially to ₹1,358.10 crore in Q1 FY2026-27.
- Provisions Other Than Tax And Contingencies were ₹682.59 crore in Q1 FY2026-27.
- Profit Loss From Ordinary Activities After Tax (PAT) was ₹501.67 crore in Q1 FY2026-27.
- Basic Earnings Per Share (EPS) was ₹3.11 per share in Q1 FY2026-27.

### Bull Case

The company's stock is exhibiting a bullish trend on a daily and monthly basis, as indicated by the Supertrend indicator. On the daily timeframe, the Supertrend is 'bullish' and the 20-day Exponential Moving Average (EMA) shows a positive slope. The monthly trend also shows a 'bullish' Supertrend. While the weekly trend is currently indicated as 'bearish', the daily and monthly indicators suggest underlying positive momentum. The stock has also shown positive returns over the year-to-date period, with a return of 0.21.

- Daily Supertrend indicator is 'bullish' as of 2026-09-18.
- Monthly Supertrend indicator is 'bullish' as of 2026-09-18.
- The year-to-date return for the stock was 0.21.
- The 20-day EMA slope on the daily chart is positive (1.22), indicating upward price movement.

- Japanese, Korean banks see massive EPS upgrades while India lags: Jefferies

### Bear Case

The company's weekly trend analysis indicates a bearish supertrend direction as of September 18, 2026, with the supertrend indicator at 205.51. This is contrasted by a bullish daily trend. The stock has experienced a recent drawdown of -19% and a maximum drawdown of -29%, suggesting potential volatility. While the year-to-date return is 21%, a three-month return shows a decline of -18%.

- Weekly trend shows a bearish supertrend direction (205.51) as of September 18, 2026.
- Current drawdown stands at -19%, with a maximum drawdown of -29%.
- The stock experienced a -18% return over the past three months.

- Japanese, Korean banks see massive EPS upgrades while India lags: Jefferies

### FAQs

**What recent corporate actions has Bandhan Bank undertaken regarding its equity structure?**

On September 9, 2026, Bandhan Bank's Nomination and Remuneration Committee approved the allotment of 35,768 equity shares to employees under its Employee Stock Option Plan (ESOP) Series 1. This allotment increased the bank's issued and paid-up equity share capital from ₹16,111,115,800 to ₹16,111,473,480, resulting in a total of 1,611,147,348 shares.

**Has Bandhan Bank recently engaged with analysts or institutional investors?**

Yes, Bandhan Bank participated in two investor events in September 2026. On September 17, 2026, the bank attended the Jefferies India Forum 2026 in Gurugram, meeting with C Worldwide Asset Management, Schroder Investment Management, and Tara Capital Partners. Prior to that, on September 11, 2026, the bank participated in the UBS India Summit 2026 in Mumbai, engaging with six institutions including Axis Asset Management and Balyasny Asset Management.

**What is the recent stock performance of Bandhan Bank over different periods?**

As of September 18, 2026, Bandhan Bank's stock has shown varied returns across different timeframes. Year-to-date, the stock has returned 21%. Over the last 6 months, it returned 7%, and over the last 1 year, it returned 5%. However, over the last 3 months, the stock has seen a decline of 18%.

**What are the key technical support and resistance levels for Bandhan Bank?**

As of September 18, 2026, key technical levels for Bandhan Bank include support at ₹174.01 (0.57% below current price) and resistance at ₹176.06 (0.61% above current price). Other notable support levels are at ₹172.49 and ₹169.99, while resistance levels are identified at ₹176.51 and ₹178.03.

- Japanese, Korean banks see massive EPS upgrades while India lags: Jefferies
- Bandhan Bank Limited has informed the Exchange about Update on Analysts / Institutional Investors Meet held on September 17, 2026. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- Bandhan Bank Limited has informed the Exchange about Update on Analysts / Institutional Investors Meet held on September 11, 2026. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- Bandhan Bank Limited has informed the Exchange regarding Allotment of Equity Shares of the Bank pursuant to exercise of Options under Bandhan Bank Employee Stock Option Plan Series 1. |SUBJECT: ESOP/ESOS/ESPS
- Bandhan Bank Limited has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- The Exchange has sought clarification from Bandhan Bank Limited with respect to recent news item captioned Bandhan Bank shares rise up to 4% as lender unveils four new credit cards. The response from the Company is awaited. |SUBJECT: News Verification
## Technical analytics

- As of: 2026-09-18
- Daily trend: Weak Uptrend
- Weekly trend: Weak Downtrend
- Pivot point: ₹172.49
- Risk regime: Price Risk Requires Attention

### Support levels
- 167.714375
- 162.59875
- 160.04000000000002

### Resistance levels
- 176.0630078125
- 177.86
- 180.1575

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | +2.04% |
| return_10 | +6.56% |
| return_1m | +2.64% |
| return_1y | +4.85% |
| return_20 | +0.48% |
| return_3m | -18.33% |
| return_5 | +0.57% |
| return_6m | +7.03% |
| return_since_start | +9.42% |
| return_ytd | +21.38% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | elevated_risk |
| label | Price risk requires attention |
| summary | Recent drawdown or price variability is high enough to warrant closer monitoring. |
| maximum_drawdown | -28.56% |
| annualized_volatility | +38.36% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Profitability Declines Sequentially as Employee Costs Rise and Other Income Falls

Bandhan Bank's Q1 FY2026-27 net profit of ₹501.67 crore fell 6.08% from the preceding quarter's ₹534.14 crore, even as interest earned grew and asset quality metrics improved. The sequential decline reflected a 17.26% increase in employee costs and a 21.65% decline in other income, which together more than offset higher net interest income and a 16.42% decline in other operating expenses. On a year-on-year basis, net profit rose 34.87%, supported by a 40.48% reduction in the provision burden compared to Q1 FY2025-26.

## Net Interest Income Rose; Other Income Declined

Interest earned increased to ₹5,630.55 crore in Q1 FY2026-27, up 3.72% from ₹5,428.43 crore in Q4 FY2025-26 and 2.83% from ₹5,475.61 crore in Q1 FY2025-26. Interest expended rose 2.93% sequentially to ₹2,709.97 crore from ₹2,632.84 crore. Net interest income, calculated as interest earned minus interest expended, improved to ₹2,920.58 crore from ₹2,795.59 crore in the prior quarter, a 4.47% increase.

Other income fell to ₹603.83 crore from ₹770.69 crore in Q4 FY2025-26, a decline of 21.65%. This was also 16.81% below the ₹725.88 crore recorded in Q1 FY2025-26. The decline in other income was the largest negative contributor to the quarter's total income change.

## Employee Costs Rose; Other Operating Expenses Declined

Employee cost increased to ₹1,358.32 crore, a 17.26% rise from ₹1,158.40 crore in Q4 FY2025-26 and a 20.89% increase from ₹1,123.61 crore in Q1 FY2025-26. This represented the largest absolute expense increase in the quarter, adding ₹199.91 crore sequentially.

Other operating expenses fell to ₹807.99 crore from ₹966.72 crore in Q4 FY2025-26, a decline of 16.42%. This reduction partially offset the rise in employee costs. Compared with Q1 FY2025-26, other operating expenses remained 16.91% higher.

The combined effect of higher employee costs and lower other income reduced operating profit before provisions to ₹1,358.10 crore, down 5.76% from ₹1,441.16 crore in Q4 FY2025-26 and 18.60% below the ₹1,668.40 crore reported in Q1 FY2025-26.

## Provisions Remained Stable; Pre-Tax Profit Declined

Provisions other than tax and contingencies were ₹682.59 crore in Q1 FY2026-27, nearly unchanged from ₹677.01 crore in Q4 FY2025-26, an increase of 0.82%. With provisions stable, the decline in operating profit flowed directly to pre-tax profit, which fell 11.60% sequentially to ₹675.52 crore from ₹764.15 crore.

Compared with Q1 FY2025-26, provisions were 40.48% lower (down from ₹1,146.91 crore). This reduction was the primary driver of a 29.53% year-over-year increase in pre-tax profit, despite the lower operating profit.

The effective tax rate for the quarter was approximately 25.74%, calculated on ₹675.52 crore of pre-tax profit.

## Asset Quality Metrics Declined

Gross non-performing assets (GNPA) fell to ₹4,880.95 crore as of 30 June 2026, down 2.76% from ₹5,019.55 crore at the end of Q4 FY2025-26 and 26.30% below the ₹6,622.64 crore reported a year earlier. The GNPA ratio declined to 3.15% from 3.27% in the prior quarter and from 4.96% in Q1 FY2025-26. Both the absolute level of stressed loans and the ratio moved lower over the available quarters.

## Capital Adequacy Ratios

The Common Equity Tier 1 (CET1) ratio stood at 18.15% as of 30 June 2026, marginally higher than 18.04% at the end of Q4 FY2025-26. The ratio has remained within a 17.33% to 19.08% range over the past five quarters, showing consistent capital positioning relative to reported risk-weighted assets.

## Key Takeaway

Bandhan Bank's Q1 FY2026-27 net profit declined sequentially, weighed down by a 17.26% rise in employee costs and a 21.65% fall in other income, even as net interest income grew and asset quality metrics improved. The provision burden remained stable at a level 40.48% lower than a year ago, which supported year-over-year profit growth. The quarter's results highlight how expense movements and non-interest income fluctuations directly impacted the bank's bottom line, while asset quality and capital ratios remained within observed ranges.

### Ratios

## Official filings

- 2026-09-17 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_17092026175517_SE_Disclosure_Investors_Conference_Outcome_17092026_sd.pdf)
- 2026-09-11 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_11092026170043_SE_Disclosure_Investors_Conference_Outcome_11092026_sd.pdf)
- 2026-09-09 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_09092026144140_SE_IntimationESOPAllotmentSep2026.pdf)
- 2026-09-09 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_15994_WebXMLFile_20260909_144953052.xml)
- 2026-09-08 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/content/RSS/Online_announcements.xml)
- 2026-09-08 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_08092026163757_SE_Disclosure_Rumour_Verification_CreditCards_08092026_sd.pdf)
- 2026-09-08 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_15994_WebXMLFile_20260908_212308312.xml)
- 2026-09-08 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_08092026212015_SE_PriorIntimation_InvestorsConferences_08092026_sd.pdf)
- 2026-09-07 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_07092026174325_SE_Disclosure_Crisil_ESG_Ratings_Analytics_Ltd_ESG_Rating_07092026_sd.pdf)
- 2026-09-05 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_05092026204140_SE_Disclosure_GrantofESOPs_05092026_sd.pdf)
- 2026-09-05 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_05092026203211_SE_Disclosure_BM_Outcome_05092026_sd.pdf)
- 2026-09-05 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CIM_15994_WebXMLFile_20260905_210816314.xml)
- 2026-09-01 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_01092026124254_SE_Disclosure_Investors_Conference_Outcome_01092026_sd.pdf)
- 2026-08-26 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_26082026175001_SE_PriorIntimation_InvestorsConferences_26082026_sd.pdf)
- 2026-08-26 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_15994_WebXMLFile_20260826_175820378.xml)
- 2026-08-24 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CIM_15994_WebXMLFile_20260824_220516304.xml)
- 2026-08-24 — Regulatory Filing: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/RESULT_VOTING_1717521_24082026100447_WEB.xml)
- 2026-08-17 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_17082026170125_SE_Disclosure_Investors_Conference_Outcome_17082026_sd.pdf)
- 2026-08-13 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_13082026154239_SE_Disclosure_Investors_Conference_Outcome_13082026_sd.pdf)
- 2026-08-12 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_15994_WebXMLFile_20260812_173728513.xml)
- 2026-08-12 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_12082026172913_SE_PriorIntimation_InvestorsConferences_12082026_sd.pdf)
- 2026-08-10 — Management Change: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_ROID_95851_KMP_Doc.zip)
- 2026-08-10 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_10082026201857_SE_PriorIntimation_InvestorsConferences_10082026_sd.pdf)
- 2026-08-10 — Generic Announcement: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_15994_WebXMLFile_20260810_204918286.xml)
- 2026-08-10 — Management Change: Bandhan Bank Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BANDHANBNK_10082026202902_SE_Disclosure_Change_in_SMP_resignation_10082026_sd.pdf)

## News and market events

- 2026-09-12 — BUSINESSTODAY: **Japanese, Korean banks see massive EPS upgrades while India lags: Jefferies** — Japanese, Korean banks see massive EPS upgrades while India lags: Jefferies — [Source](https://www.businesstoday.in/latest/economy/story/japanese-korean-banks-see-massive-eps-upgrades-while-india-lags-jefferies-555073-2026-09-13)
- 2026-09-11 — BUSINESS: **Stock Alert: Shankesh Jewellery. Neogen Chem, Texmaco Rail Juniper Green Energy** — Shares of Bandhan Bank, Inox Wind, Kaynes Technology, SAIL and Manappuram Finance barred from fresh F&O positions on 11 September 2026. — [Source](https://www.business-standard.com/markets/capital-market-news/stock-alert-shankesh-jewellery-neogen-chem-texmaco-rail-juniper-green-energy-126091100137_1.html)
- 2026-09-09 — MONEYCONTROL: **Your first loan may no longer feel like a loan: How young Indians are entering the world of credit** — young borrowers India, Gen Z credit, consumer loans, BNPL India, checkout finance, small personal loans, credit cards, personal finance — [Source](https://www.moneycontrol.com/news/business/personal-finance/your-first-loan-may-no-longer-feel-like-a-loan-how-young-indians-are-entering-the-world-of-credit-14026117.html)
- 2026-09-08 — BUSINESSTODAY: **Bandhan Bank launches 4 credit cards: Check rewards, lounge access and benefits across variants** — Bandhan Bank launches 4 credit cards: Check rewards, lounge access and benefits across variants — [Source](https://www.businesstoday.in/personal-finance/story/bandhan-bank-launches-4-credit-cards-check-rewards-lounge-access-and-benefits-across-variants-554063-2026-09-09)
- 2026-08-22 — Economic Times: **Goldman Sachs picks ICICI Bank, Kotak Mahindra Bank as top banking bets** — Goldman Sachs has begun its assessment of fourteen Indian banks, pinpointing its top selections. ICICI Bank and Kotak Mahindra Bank stand out with Buy ratings that indicate substantial upside potential. The firm anticipates a cyclical recovery in earnings across the banking sector. It forecasts that private banks will surpass their state-owned counterparts in performance over the next two years, buoyed by loan growth and enhanced liquidity. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/goldman-sachs-picks-icici-bank-kotak-mahindra-bank-as-top-banking-bets/articleshow/133416320.cms)
- 2026-08-19 — Economic Times: **No takers: Public sector banks put ₹39,000 cr of bad loans up for sale again** — Public sector banks offered many bad loans previously for sale. Nearly eighty percent of these loans were repeat sale attempts. Indian Overseas Bank and Indian Bank led these repeated offerings. Private sector banks showed a sharp contrast with few repeat sales. This highlights challenges in selling large legacy corporate accounts. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/banking/no-takers-public-sector-banks-put-39000-cr-of-bad-loans-up-for-sale-again/articleshow/133358198.cms)
- 2026-08-19 — MONEYCONTROL: **Trade Setup for August 20: Top 15 things to know before the opening bell** — NIfty Trade Setup for August 20,Bank Nifty Trade Setup for August 20,NSE Nifty,India VIX,Bank Nifty — [Source](https://www.moneycontrol.com/news/business/markets/trade-setup-for-august-20-top-15-things-to-know-before-the-opening-bell-14010697.html)
- 2026-08-13 — BUSINESSTODAY: **FD Rates: Bandhan Bank offers 7.45%, IDFC First 7.25% — How much more can you earn than SBI?** — FD rates 2026, Bandhan Bank FD, IDFC First Bank FD, SBI FD rates, fixed deposit interest rates, highest FD rates, FD comparison, bank FD, FD returns, fixed deposit investment — [Source](https://www.businesstoday.in/personal-finance/investment/story/fd-rates-bandhan-bank-offers-7-45-idfc-first-7-25-how-much-more-can-you-earn-than-sbi-548883-2026-08-13)
- 2026-08-12 — The Hindu: **Sensex today | Stock Market Live: Sensex slips 325 points, Nifty below 24,400 amid weak global cues** — Sensex, Nifty, Share Prices Live: Indian equities traded lower on Wednesday as rising crude oil prices, weak global cues and geopolitical uncertainty weighed on sentiment. Investors remained cautious ahead of US inflation data, while developments around US-Iran negotiations and the Strait of Hormuz remained in focus. — [Source](https://www.thehindubusinessline.com/markets/sensex-nifty50-today-stock-market-live-updates-12-august-2026/article71332253.ece)
- 2026-08-10 — MONEYCONTROL: **Trade Setup for August 11: Top 15 things to know before the opening bell** — Nifty Trade Setup for August 11,Bank Nifty Trade Setup for August 11,NSE Nifty,India VIX,Bank Nifty — [Source](https://www.moneycontrol.com/news/business/markets/trade-setup-for-august-11-top-15-things-to-know-before-the-opening-bell-14000694.html)
- 2026-08-09 — MONEYCONTROL: **Trade Setup for August 10: Top 15 things to know before the opening bell** — Nifty Trade Setup for August 10,Bank Nifty Trade Setup for August 10,NSE Nifty,India VIX,Bank Nifty — [Source](https://www.moneycontrol.com/news/business/markets/trade-setup-for-august-10-top-15-things-to-know-before-the-opening-bell-13999053.html)
- 2026-08-08 — Economic Times: **Quant Small Cap Fund adds SBI Funds Management, Caliber Mining and 11 others in July** — Quant Small Cap Fund added 13 stocks in July, including SBI Funds Management, Caliber Mining and Hexaware Technologies. The fund exited four stocks and reduced exposure to seven others, while increasing holdings in 10 stocks. Its portfolio rose to 106 stocks from 97 in June, with AUM at Rs 34,069 crore as of July 31. — [Source](https://economictimes.indiatimes.com/mf/analysis/quant-small-cap-fund-adds-sbi-funds-management-caliber-mining-and-11-others-in-july/articleshow/133048616.cms)
- 2026-08-05 — Economic Times: **Microfinance lending dips as uneven monsoon alters the landscape** — India's microfinance sector contracted in the first quarter after a previous rebound. Uneven monsoon progress weighed on rural demand and lender caution grew. The sector's portfolio shrank four percent to ₹3.26 lakh crore by June end. Business usually slows during this period, but rainfall added concerns. Lenders remain cautious about growing loans due to uncertain patterns. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/microfinance-lending-dips-as-uneven-monsoon-alters-the-landscape/articleshow/132881902.cms)
- 2026-07-30 — BUSINESSTODAY: **Bandhan Bank vs Bank of Baroda FD rates: Compare interest rates across 1-, 2-, 3- and 5-year tenures** — Bandhan Bank FD rates, Bank of Baroda FD rates, Fixed deposit, FD interest rates, Senior citizen FD, Tax Saving FD, Bank of Baroda Golden Goal Deposit, Bandhan Bank FD, Best FD rates 2026, Fixed deposit comparison — [Source](https://www.businesstoday.in/personal-finance/investment/story/bandhan-bank-vs-bank-of-baroda-fd-rates-compare-interest-rates-across-1-2-3-and-5-year-tenures-546117-2026-07-30)
- 2026-07-30 — Economic Times: **FCNR(B) surge: Inflows through special window to ease banks’ liquidity pressure** — In the first quarter of FY27, revised liquidity coverage ratio (LCR) norms came into effect, reducing the assumed run-off rate on deposits from non-financial entities such as trusts, limited liability partnerships (LLPs), and partnerships to 40% from 100% earlier. The change lowered projected 30-day cash outflows for banks, providing flexibility to the LCR mandate. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/fcnrb-surge-inflows-through-special-window-to-ease-banks-liquidity-pressure/articleshow/132724320.cms)
- 2026-07-29 — Economic Times: **Patchy rains may hit rural lending, banks stay cautious** — Bankers are closely watching monsoon rains and their impact on rural credit. Uneven rainfall poses inflation risks for summer crops and rural incomes. A strong winter harvest offers some financial cushion for lenders. Early stress is visible in personal and micro-enterprise loan segments. Lenders may slow small-ticket loan delivery due to risk aversion. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/patchy-rains-may-hit-rural-lending-banks-stay-cautious/articleshow/132696984.cms)
- 2026-07-25 — Mint: **FD at PSU banks vs private banks vs SFBs: Highest interest rates for senior citizens | Check list here | Mint** — Fixed deposits offer senior citizens stable returns, protecting their savings from market volatility. Leading small finance banks provide competitive rates for different tenures. — [Source](https://www.livemint.com/money/personal-finance/fd-at-psu-banks-vs-private-banks-vs-sfbs-highest-interest-rates-for-senior-citizens-check-list-here-11784977596493.html)
- 2026-07-25 — Economic Times: **Highest 5-year senior citizen FD interest rates: Public vs private sector banks- which offers highest maturity - The Economic Times** — Highest FD rates: Senior citizens can secure higher returns on fixed deposits with select banks. Bandhan Bank, IndusInd Bank, and YES Bank offer 7.75% on three-year FDs. DCB Bank leads with an 8.00% interest rate for five-year fixed deposits. Public sector banks like Bank of India provide 7.45% on three-year FDs. State Bank of India offers 7.05% for five-year fixed deposits to senior citizens. — [Source](https://economictimes.indiatimes.com/wealth/invest/highest-5-year-senior-citizen-fd-interest-rates-public-vs-private-sector-banks-which-offers-highest-maturity/articleshow/132619340.cms)
- 2026-07-24 — Economic Times: **Bandhan Bank lowers return on assets projection to 1.2-1.4%, stock price continues to tumble** — Bandhan Bank has lowered its FY27 exit return on assets (RoA) guidance to 1.2%-1.4% from 1.6%-1.8%, citing higher technology spending and uncertainty stemming from West Asia-led supply chain disruptions. The revised outlook triggered a sharp fall in the bank's market value. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/banking/bandhan-bank-lowers-return-on-assets-projection-to-1-2-1-4-stock-price-continues-to-tumble/articleshow/132575261.cms)
- 2026-07-23 — The Hindu: **Sensex today | Stock Market Live: Sensex down 390 pts at open, Nifty at 23,900 as Brent Crude surges past $96** — Sensex, Nifty, Share Prices LIVE: At 9:16 am, Sensex dropped 348.13  points (-0.45%) to 76,406.92, Nifty shed 91.45 points (-0.38%) to 23,904.80 — [Source](https://www.thehindubusinessline.com/markets/sensex-nifty50-today-stock-market-live-updates-23-july-2026/article71253376.ece)
- 2026-07-23 — Mint: **Stock recommendations for 23 July from MarketSmith India** — MarketSmith India reveals its top stock recommendations for today, 23 July. Get expert insights into the best-performing stocks to guide your investment decisions. — [Source](https://www.livemint.com/market/stock-market-news/stock-recommendations-23-july-marketsmith-india-11784725377451.html)
- 2026-07-22 — Economic Times: **Ahead of Market: 10 things that will decide stock market action on Thursday** — Indian stock markets experienced significant declines on Wednesday. Escalating global tensions and inflation concerns spooked investors, leading to broad market weakness. Rate-sensitive sectors like realty and banking saw considerable losses. However, FMCG and auto stocks showed relative resilience due to strong earnings. US and European markets also faced mixed trading ahead of earnings. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/ahead-of-market-10-things-that-will-decide-stock-market-action-on-thursday/articleshow/132561965.cms)

## Business profile

**Strategic vision:** Provides inclusive banking and financial services across India.

### Business segments
- **Personal Banking:** Offers loans, savings accounts, fixed deposits, recurring deposits, mutual funds, debit cards, money transfers, bill payments, recharge, and credit cards, along with doorstep and mobile banking.
- **Business Banking:** Provides loans to small, medium, and large enterprises, alongside transaction banking, corporate salary accounts, corporate internet banking, institutional accounts, money transfer, and payment solutions.
- **Insurance Services:** Offers life insurance and car insurance products.
- **Asset Management:** Provides portfolio management services and investment management services to Alternative Investment Funds through its asset management company.
- **Technology Solutions:** Focuses on AI-led tech solutions, IT and digital transformation, outsourcing, and customer experience platforms.

### Competitive strengths
- Extensive operating presence across India, reaching 35 out of 36 states and union territories.
- Focus on providing last-mile banking services to unbanked and under-banked populations.

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## Freshness and sources

- Data as of: 2026-09-18
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/bandhanbnk
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