# BAJFINANCE (BAJFINANCE) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/bajfinance

## Current market snapshot

- Exchange: BSE
- Country: India
- Price: ₹983.3
- Change: +2.72%
- As of: 2026-10-13
- 1D return: -0.29%
- 5D return: -1.31%
- 1M return: -8.27%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-10-12_

### Technical Outlook

As of October 12, 2026, Bajaj Finance exhibits a mixed technical picture with a bearish daily trend conflicting with a bullish monthly trend. Daily indicators show the price below key moving averages and the Supertrend, with a moderate ADX of 26.87 suggesting an established but not strong trend. This contrasts with the monthly timeframe, where the price is above its moving averages and Supertrend, supported by a strong ADX of 46.15. Weekly indicators show the price above the Supertrend but below moving averages, with a weak ADX of 19.77.

The stock is positioned near the lower end of its 50-day and 20-day ranges, at +8.3% and +18.8% respectively, and around the middle of its 252-day range at +43.6%. Recent market activity includes a notable upward price move on October 5, 2026, with a volume ratio of 2.01, alongside a downward anomaly on October 12, 2026, with high participation but no clear direction. Annualized volatility stands at +29.4%, with an ATR of 2.55%. The nearest resistance is at ₹959.57 (0.24% above current price), and the nearest support is at ₹951.13 (0.64% below current price). A break above ₹959.57 could signal strengthening upward momentum, while a fall below ₹951.13 might confirm the bearish daily trend.

- Mixed daily (bearish) and monthly (bullish) trend signals, with a weak weekly trend.
- Stock is near the lower end of its 20-day and 50-day ranges.
- Annualized volatility is +29.4% with an ATR of 2.55%.
- Nearest resistance at ₹959.57 (0.24% above), support at ₹951.13 (0.64% below).
- Confirmation of upward momentum requires a sustained break above ₹959.57; invalidation of the bearish setup would be a close below ₹951.13.

- Doji
- Harami
- Bullish Engulfing Reversal

### News Context

Bajaj Finance adjusted its Fixed Deposit (FD) interest rates, increasing them by up to 40 basis points across various tenures. This move follows an increase in rates by Shriram Finance, also by up to 40 basis points. For Bajaj Finance, senior citizens can now earn up to 8.15% on new deposits and 8.25% on renewals, while regular depositors can achieve rates of up to 7.75% and 7.85% respectively. Separately, Deven Choksey provided commentary on Bajaj Finance shares, alongside shares of Tata Tech, Bajaj Auto, and Sri Lotus Developers.

- On October 7, 2026, Bajaj Finance raised FD interest rates by 15-40 basis points for tenures between 12-60 months.
- Following the rate hike, senior citizens can earn up to 8.15% on fresh Bajaj Finance FD deposits and 8.25% on renewals.
- Regular depositors can now earn up to 7.75% on fresh Bajaj Finance FD deposits and 7.85% on renewals.
- On October 9, 2026, Shriram Finance also increased FD rates by up to 40 basis points.
- On October 9, 2026, Deven Choksey shared his views on Bajaj Finance shares.

- [Shriram Finance ups FD rates by up to 40 basis points](https://www.thehindubusinessline.com/money-and-banking/shriramfinance-ups-fd-rates-by-up-to-40-basis-points/article71563987.ece)
- [Tata Tech, Bajaj Finance, Bajaj Auto, Sri Lotus Developers shares: Deven Choksey weighs in](https://www.businesstoday.in/markets/stocks/story/tata-tech-bajaj-finance-bajaj-auto-sri-lotus-developers-shares-deven-choksey-weighs-in-560684-2026-10-09)
- [Bajaj Finance raises FD rates by up to 40 bps; senior citizens can earn up to 8.15% – check details | Mint](https://www.livemint.com/money/personal-finance/bajaj-finance-raises-fd-rates-by-up-to-40-bps-senior-citizens-can-earn-up-to-8-15-check-details-11791369217155.html)

### What Changed

Bajaj Finance Limited has announced plans for an Extraordinary General Meeting (EGM) on November 2, 2026. The meeting will seek shareholder approval for a preferential issue of warrants convertible into equity shares, potentially raising up to ₹5,800 Crore from its holding company, Bajaj Finserv Limited. Additionally, the company plans to authorize a Qualified Institutions Placement (QIP) to raise up to ₹11,700 Crore within 365 days. The notice for this meeting was published on October 10, 2026. In other news, Bajaj Finance has reportedly increased its Fixed Deposit (FD) rates by up to 40 basis points, following an RBI rate hike. The company's shareholding pattern as of September 30, 2026, shows promoter and public holdings remain significant.

- Extraordinary General Meeting scheduled for November 2, 2026, to approve preferential issue and QIP.
- Proposed preferential issue of warrants to Bajaj Finserv Limited for up to ₹5,800 Crore.
- Proposed Qualified Institutions Placement (QIP) to raise up to ₹11,700 Crore.
- Reported increase in Fixed Deposit (FD) rates by up to 40 basis points.
- Shareholding pattern as of September 30, 2026, filed on October 9, 2026.

- [Shriram Finance ups FD rates by up to 40 basis points](https://www.thehindubusinessline.com/money-and-banking/shriramfinance-ups-fd-rates-by-up-to-40-basis-points/article71563987.ece)
- [Tata Tech, Bajaj Finance, Bajaj Auto, Sri Lotus Developers shares: Deven Choksey weighs in](https://www.businesstoday.in/markets/stocks/story/tata-tech-bajaj-finance-bajaj-auto-sri-lotus-developers-shares-deven-choksey-weighs-in-560684-2026-10-09)
- [Bajaj Finance Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/BAJFINANCE_10102026171855_SEIntimationnewspaperadvt_Sd.pdf)
- [AS ON DATE : 30-Sep-2026 | PR_AND_PRGRP: 54.67 | PUBLIC_VAL: 45.3 | EMPTR: .03 | NDS_REVISED_STATUS: - | SUBMISSION_DT: 09-Oct-2026 | REVISION_DT: -](https://nsearchives.nseindia.com/corporate/xbrl/SHP_1735006_09102026050346_WEB.xml)
- [Bajaj Finance Limited has informed the Exchange regarding Notice of Extraordinary General Meeting to be held on November 02, 2026 |SUBJECT: Shareholders meeting](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026224649_SEIntimationEGMNotice.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange about Notice of Shareholders Meeting for Extra-ordinary Meeting to be held on 02-Nov-2026 |SUBJECT: Notice Of Shareholders Meetings-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/NOTICE_OF_SHAREHOLDERS_MEETINGS_1257_WebXMLFile_20261010_002522977.xml)

### Official Filings

Bajaj Finance Limited has announced plans for significant capital raising activities and a board meeting to review financial results. The company will hold an Extraordinary General Meeting (EGM) on November 2, 2026, to seek shareholder approval for a preferential issue of up to 575,259,85 warrants convertible into equity shares, not exceeding ₹5,800 Crore, to its holding company, Bajaj Finserv Limited. Additionally, the EGM will seek approval for a Qualified Institutions Placement (QIP) to raise up to ₹11,700 Crore through the issuance of equity shares to qualified institutional buyers. The company also disclosed the allotment of 51,000 secured redeemable non-convertible debentures (NCDs) on October 9, 2026, aggregating ₹510.86 crore, with a coupon rate of 7.78% and a maturity date of November 9, 2029. These NCDs are secured by a charge on book debts and loan receivables.

Furthermore, Bajaj Finance Limited's Board of Directors is scheduled to meet on October 19, 2026, to approve the unaudited standalone and consolidated financial results for the quarter and half-year ended September 30, 2026. In line with SEBI regulations, the company closed its trading window for designated employees from October 1, 2026, to October 21, 2026.

- Extraordinary General Meeting scheduled for November 2, 2026, to approve preferential issue of warrants (up to ₹5,800 Crore) and a Qualified Institutions Placement (up to ₹11,700 Crore).
- Allotment of 51,000 secured redeemable non-convertible debentures (NCDs) worth ₹510.86 crore completed on October 9, 2026, maturing on November 9, 2029.
- Board meeting on October 19, 2026, to consider unaudited financial results for the quarter and half-year ended September 30, 2026.
- Trading window for designated employees closed from October 1, 2026, to October 21, 2026.

- [Bajaj Finance Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/BAJFINANCE_10102026171855_SEIntimationnewspaperadvt_Sd.pdf)
- [Bajaj Finance Limited has informed the Exchange regarding allotment of 51000 securities pursuant to Non Convertible Securities at its meeting held on October 09, 2026 |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026121406_REG30_Allotment_intimation_T7.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_1257_WebXMLFile_20261009_121905460.xml)
- [AS ON DATE : 30-Sep-2026 | PR_AND_PRGRP: 54.67 | PUBLIC_VAL: 45.3 | EMPTR: .03 | NDS_REVISED_STATUS: - | SUBMISSION_DT: 09-Oct-2026 | REVISION_DT: -](https://nsearchives.nseindia.com/corporate/xbrl/SHP_1735006_09102026050346_WEB.xml)
- [Bajaj Finance Limited has informed the Exchange regarding Notice of Extraordinary General Meeting to be held on November 02, 2026 |SUBJECT: Shareholders meeting](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026224649_SEIntimationEGMNotice.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange about Notice of Shareholders Meeting for Extra-ordinary Meeting to be held on 02-Nov-2026 |SUBJECT: Notice Of Shareholders Meetings-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/NOTICE_OF_SHAREHOLDERS_MEETINGS_1257_WebXMLFile_20261010_002522977.xml)
- [Bajaj Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018](https://nsearchives.nseindia.com/corporate/BAJFINANCE_07102026185211_74_5__sd.pdf)
- [Bajaj Finance Limited has informed the Exchange about Board Meeting to be held on 19-Oct-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 . |SUBJECT: Board Meeting Intimation](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_1257_WebXMLFile_20261005_185245414.xml)
- [Board Meeting Intimation |Meeting Date: 19-Oct-2026](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_1257_WebXMLFile_20261005_185245414.xml)
- [Financial Results |Meeting Date: 19-Oct-2026](https://nsearchives.nseindia.com/corporate/BAJFINANCE_05102026190053_BFLPriorIntimationBMBSENSE05102026.pdf)

### Fundamentals

Bajaj Finance reported sequential growth in its latest quarterly results. Revenue from operations increased to ₹23,165.45 crore in Q1 FY2026-27 from ₹21,605.79 crore in Q4 FY2025-26. This top-line growth was accompanied by an increase in Interest Earned, which rose to ₹20,512.73 crore from ₹19,178.90 crore in the prior quarter. Profit Before Tax also saw an increase, moving to ₹8,143.89 crore from ₹7,399.63 crore sequentially. Consequently, Profit Loss For Period From Continuing Operations grew to ₹6,075.49 crore from ₹5,543.09 crore in the preceding quarter. The company's financing margin remained stable at 36% in Q1 FY2026-27, consistent with the prior quarter. Looking at longer-term trends, the company has demonstrated compounded sales growth of 18% on a TTM basis and compounded profit growth of 18% over the same period. Return on Equity (ROE) was reported at 18% for March 2026, a slight decrease from 19% in March 2025 and 22% in March 2024. Borrowings have increased from ₹293,346 crore in March 2024 to a projected ₹435,112 crore by March 2026, while Equity Capital is projected to increase significantly to ₹622 crore by March 2026 from ₹124 crore in March 2024, alongside growth in Reserves. Cash from Operating Activity has been negative over the past three periods, ranging from -₹72,760 crore in March 2024 to a projected -₹65,790 crore in March 2026, though this is offset by positive cash flow from financing activities. The most important checkpoint for the next results will be the sustainability of the financing margin and the conversion of revenue growth into net profit.

- Sequential revenue growth to ₹23,165.45 crore in Q1 FY2026-27.
- Net profit increased sequentially to ₹6,075.49 crore in Q1 FY2026-27.
- Financing margin remained stable at 36% in Q1 FY2026-27.
- Monitor the sustainability of the financing margin and net profit conversion in the next reporting period.

### Bull Case

Bajaj Finance has adjusted its Fixed Deposit (FD) interest rates, increasing them by 15-40 basis points across tenures ranging from 12 to 60 months. For senior citizens, this means potential earnings of up to 8.15% on fresh deposits and 8.25% on renewals. Regular depositors can now earn up to 7.75% on fresh deposits and 7.85% on renewals. These adjustments follow an increase in FD rates by other financial institutions as well.

- FD interest rates increased by 15-40 basis points across 12-60 month tenures.
- Senior citizens can earn up to 8.15% on fresh FD deposits.
- Regular depositors can earn up to 7.75% on fresh FD deposits.

- [Shriram Finance ups FD rates by up to 40 basis points](https://www.thehindubusinessline.com/money-and-banking/shriramfinance-ups-fd-rates-by-up-to-40-basis-points/article71563987.ece)
- [Tata Tech, Bajaj Finance, Bajaj Auto, Sri Lotus Developers shares: Deven Choksey weighs in](https://www.businesstoday.in/markets/stocks/story/tata-tech-bajaj-finance-bajaj-auto-sri-lotus-developers-shares-deven-choksey-weighs-in-560684-2026-10-09)
- [Bajaj Finance raises FD rates by up to 40 bps; senior citizens can earn up to 8.15% – check details | Mint](https://www.livemint.com/money/personal-finance/bajaj-finance-raises-fd-rates-by-up-to-40-bps-senior-citizens-can-earn-up-to-8-15-check-details-11791369217155.html)
- [Bajaj Finance Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/BAJFINANCE_10102026171855_SEIntimationnewspaperadvt_Sd.pdf)
- [Bajaj Finance Limited has informed the Exchange regarding allotment of 51000 securities pursuant to Non Convertible Securities at its meeting held on October 09, 2026 |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026121406_REG30_Allotment_intimation_T7.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_1257_WebXMLFile_20261009_121905460.xml)
- [AS ON DATE : 30-Sep-2026 | PR_AND_PRGRP: 54.67 | PUBLIC_VAL: 45.3 | EMPTR: .03 | NDS_REVISED_STATUS: - | SUBMISSION_DT: 09-Oct-2026 | REVISION_DT: -](https://nsearchives.nseindia.com/corporate/xbrl/SHP_1735006_09102026050346_WEB.xml)
- [Bajaj Finance Limited has informed the Exchange regarding Notice of Extraordinary General Meeting to be held on November 02, 2026 |SUBJECT: Shareholders meeting](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026224649_SEIntimationEGMNotice.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange about Notice of Shareholders Meeting for Extra-ordinary Meeting to be held on 02-Nov-2026 |SUBJECT: Notice Of Shareholders Meetings-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/NOTICE_OF_SHAREHOLDERS_MEETINGS_1257_WebXMLFile_20261010_002522977.xml)
- [Bajaj Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018](https://nsearchives.nseindia.com/corporate/BAJFINANCE_07102026185211_74_5__sd.pdf)

### Bear Case

Bajaj Finance has recently increased its Fixed Deposit (FD) interest rates by up to 40 basis points across various tenures, with senior citizens able to earn up to 8.15% on fresh deposits. This move, occurring alongside similar actions by Shriram Finance following an RBI rate hike, suggests a competitive environment for deposit mobilization. From a technical standpoint, the daily trend indicators show a bearish supertrend direction, with the 14-day ADX at 26.87 and a negative EMA 20 slope of -18.4. The stock's recent performance shows a negative return of -7.5% over the last month and -6.5% over the past year, with a year-to-date return of -1.6%. The current drawdown stands at -17.4%, with a maximum drawdown recorded at -26.7%. The stock is trading near its nearest resistance level at ₹959.57, which is 0.24% above the current price.

- Fixed Deposit rates increased by up to 40 basis points.
- Daily technical trend shows a bearish supertrend direction.
- Monthly return is -7.5%, and annual return is -6.5%.
- Current drawdown is -17.4%, with a maximum drawdown of -26.7%.
- Nearest resistance level identified at ₹959.57.

- [Shriram Finance ups FD rates by up to 40 basis points](https://www.thehindubusinessline.com/money-and-banking/shriramfinance-ups-fd-rates-by-up-to-40-basis-points/article71563987.ece)
- [Tata Tech, Bajaj Finance, Bajaj Auto, Sri Lotus Developers shares: Deven Choksey weighs in](https://www.businesstoday.in/markets/stocks/story/tata-tech-bajaj-finance-bajaj-auto-sri-lotus-developers-shares-deven-choksey-weighs-in-560684-2026-10-09)
- [Bajaj Finance raises FD rates by up to 40 bps; senior citizens can earn up to 8.15% – check details | Mint](https://www.livemint.com/money/personal-finance/bajaj-finance-raises-fd-rates-by-up-to-40-bps-senior-citizens-can-earn-up-to-8-15-check-details-11791369217155.html)
- [Bajaj Finance Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/BAJFINANCE_10102026171855_SEIntimationnewspaperadvt_Sd.pdf)
- [Bajaj Finance Limited has informed the Exchange regarding allotment of 51000 securities pursuant to Non Convertible Securities at its meeting held on October 09, 2026 |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026121406_REG30_Allotment_intimation_T7.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_1257_WebXMLFile_20261009_121905460.xml)
- [AS ON DATE : 30-Sep-2026 | PR_AND_PRGRP: 54.67 | PUBLIC_VAL: 45.3 | EMPTR: .03 | NDS_REVISED_STATUS: - | SUBMISSION_DT: 09-Oct-2026 | REVISION_DT: -](https://nsearchives.nseindia.com/corporate/xbrl/SHP_1735006_09102026050346_WEB.xml)
- [Bajaj Finance Limited has informed the Exchange regarding Notice of Extraordinary General Meeting to be held on November 02, 2026 |SUBJECT: Shareholders meeting](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026224649_SEIntimationEGMNotice.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange about Notice of Shareholders Meeting for Extra-ordinary Meeting to be held on 02-Nov-2026 |SUBJECT: Notice Of Shareholders Meetings-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/NOTICE_OF_SHAREHOLDERS_MEETINGS_1257_WebXMLFile_20261010_002522977.xml)
- [Bajaj Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018](https://nsearchives.nseindia.com/corporate/BAJFINANCE_07102026185211_74_5__sd.pdf)

### FAQs

**What recent actions has Bajaj Finance taken regarding its Fixed Deposit (FD) interest rates?**

Bajaj Finance has increased its FD interest rates by 15-40 basis points across tenures ranging from 12 to 60 months. For senior citizens, this means potential earnings of up to 8.15% on new deposits and 8.25% on renewals. Regular depositors can now earn up to 7.75% on new deposits and 7.85% on renewals.

**What significant corporate actions are shareholders being asked to approve in November 2026?**

Shareholders are being asked to approve a preferential issue of up to 575,259,859 warrants, convertible into equity shares, for a consideration not exceeding ₹5,800 Crore to its holding company, Bajaj Finserv Limited. Additionally, shareholders will consider authorizing a Qualified Institutions Placement (QIP) to raise up to ₹11,700 Crore through the issuance of equity shares to qualified institutional buyers within 365 days. These proposals are subject to shareholder approval at an Extraordinary General Meeting scheduled for November 2, 2026.

**What was the outcome of Bajaj Finance's Debenture Allotment Committee meeting on October 9, 2026?**

On October 9, 2026, the Debenture Allotment Committee of Bajaj Finance Limited allotted 51,000 secured redeemable non-convertible debentures (NCDs) with a face value of ₹1 Lakh each. This private placement aggregated to ₹510.86 crore and carries a coupon rate of 7.78% per annum. These NCDs mature on November 9, 2029.

**What are Bajaj Finance's recent period returns and volatility metrics as of October 12, 2026?**

As of October 12, 2026, Bajaj Finance has shown the following period returns: -0.3% for 1 day, -7.5% for 1 month, -6.2% for 3 months, +3.5% for 6 months, -1.6% year-to-date, and -6.5% for 1 year. The stock has a since-inception return of +38.0%. Its annualized volatility is +29.4%, with a current drawdown of -17.4% and a maximum drawdown of -26.7%.

- [Shriram Finance ups FD rates by up to 40 basis points](https://www.thehindubusinessline.com/money-and-banking/shriramfinance-ups-fd-rates-by-up-to-40-basis-points/article71563987.ece)
- [Tata Tech, Bajaj Finance, Bajaj Auto, Sri Lotus Developers shares: Deven Choksey weighs in](https://www.businesstoday.in/markets/stocks/story/tata-tech-bajaj-finance-bajaj-auto-sri-lotus-developers-shares-deven-choksey-weighs-in-560684-2026-10-09)
- [Bajaj Finance raises FD rates by up to 40 bps; senior citizens can earn up to 8.15% – check details | Mint](https://www.livemint.com/money/personal-finance/bajaj-finance-raises-fd-rates-by-up-to-40-bps-senior-citizens-can-earn-up-to-8-15-check-details-11791369217155.html)
- [Bajaj Finance Limited has informed the Exchange about Copy of Newspaper Publication |SUBJECT: Copy of Newspaper Publication](https://nsearchives.nseindia.com/corporate/BAJFINANCE_10102026171855_SEIntimationnewspaperadvt_Sd.pdf)
- [Bajaj Finance Limited has informed the Exchange regarding allotment of 51000 securities pursuant to Non Convertible Securities at its meeting held on October 09, 2026 |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026121406_REG30_Allotment_intimation_T7.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_1257_WebXMLFile_20261009_121905460.xml)
- [AS ON DATE : 30-Sep-2026 | PR_AND_PRGRP: 54.67 | PUBLIC_VAL: 45.3 | EMPTR: .03 | NDS_REVISED_STATUS: - | SUBMISSION_DT: 09-Oct-2026 | REVISION_DT: -](https://nsearchives.nseindia.com/corporate/xbrl/SHP_1735006_09102026050346_WEB.xml)
- [Bajaj Finance Limited has informed the Exchange regarding Notice of Extraordinary General Meeting to be held on November 02, 2026 |SUBJECT: Shareholders meeting](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026224649_SEIntimationEGMNotice.pdf)
- [BAJAJ FINANCE LIMITED has informed the Exchange about Notice of Shareholders Meeting for Extra-ordinary Meeting to be held on 02-Nov-2026 |SUBJECT: Notice Of Shareholders Meetings-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/NOTICE_OF_SHAREHOLDERS_MEETINGS_1257_WebXMLFile_20261010_002522977.xml)
- [Bajaj Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018](https://nsearchives.nseindia.com/corporate/BAJFINANCE_07102026185211_74_5__sd.pdf)
## Technical analytics

- As of: 2026-10-13
- Daily trend: Moderate Downtrend
- Weekly trend: Weak Downtrend
- Pivot point: ₹959.57
- Risk regime: Price Risk Requires Attention

### Support levels
- 908.3
- 891.75302734375
- 886.7375

### Resistance levels
- 971.7179687500001
- 1041.971044921875
- 1071.4125

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | -0.29% |
| return_10 | -3.98% |
| return_1m | -7.47% |
| return_1y | -6.50% |
| return_20 | -8.27% |
| return_3m | -6.20% |
| return_5 | -1.31% |
| return_6m | +3.54% |
| return_since_start | +38.03% |
| return_ytd | -1.63% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | elevated_risk |
| label | Price risk requires attention |
| summary | Recent drawdown or price variability is high enough to warrant closer monitoring. |
| maximum_drawdown | -26.74% |
| annualized_volatility | +29.39% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Profit Growth Outpaces Revenue as Lower Impairment Costs and Faster Net Interest Income Lift Earnings

For the first quarter of FY2027, Bajaj Finance reported revenue of ₹23,165.45 crore, an 18.65% increase from the same period a year ago. Profit before tax rose 27.91% to ₹8,143.89 crore, and profit after tax increased 27.51% to ₹6,075.49 crore. The stronger profit growth was supported by a 5.98% decline in impairment charges on financial instruments to ₹1,993.44 crore, while finance costs grew at a slower pace than interest income, lifting net interest income by approximately 22.9%.

## Revenue and Income Mix

Revenue from operations reached ₹23,165.45 crore, up 18.65% year-on-year. Interest earned was the primary contributor, rising 19.65% to ₹20,512.73 crore. Fees and commission income added ₹2,378.69 crore, accounting for roughly 10% of total revenue.

## Profitability and Expense Analysis

Profit before tax grew 27.91% to ₹8,143.89 crore, and profit after tax increased 27.51% to ₹6,075.49 crore. Basic earnings per share rose to ₹9.62, a 27.08% increase over the prior year. The divergence between profit and revenue growth aligns with three observable expense movements:

- Impairment on financial instruments fell 5.98% year-on-year to ₹1,993.44 crore, the only major expense line to decline in absolute terms.
- Finance costs increased 14.81% to ₹7,942.09 crore, a slower pace than the 19.65% growth in interest earned. This difference expanded net interest income by approximately 22.9%.
- Other expenses rose 9.96% to ₹1,101.18 crore, a slower rate than the 18.65% revenue increase. Employee benefit expenses were ₹2,644.83 crore and depreciation and amortisation was ₹287.55 crore, though comparable prior-period figures are not available for direct comparison.

## Comprehensive Income and Profit Attribution

Comprehensive income for the period was ₹6,269.98 crore, a 29.18% increase year-on-year. The difference of ₹194.49 crore between comprehensive income and profit after tax reflects other comprehensive income, which typically includes mark-to-market adjustments on investment portfolios. Profit attributable to the owners of the parent was ₹5,985.75 crore, while profit attributable to non-controlling interests was ₹94.85 crore.

## Management Commentary

For Q1 FY27, Bajaj Finance reported strong consolidated results with AUM up 24% to ₹546,944 crore, PAT up 28% to ₹6,081 crore, and customer franchise growing 17% to 124.43 million. Management highlighted improved asset quality with GNPA at 0.96% and NNPA at 0.39%, and a prudent management provision of ₹296 crore.

Looking ahead, management expects to disburse 60-62 million loans and add 18-20 million customers in FY27, with plans to open 150-175 new locations and expand Gold Loan branches to 2,700-2,800. They are confident in delivering 25-40 bps Opex improvement and reiterated long-term guidance of 23%-25% AUM growth, 23%-24% profit growth, and ROA of 4.3%-4.7%. Credit cost outlook is optimistic but contingent on no adverse geopolitical events, with the company investing in AI-driven transformation through FINAI.

## Key Takeaway

In the first quarter of FY2027, Bajaj Finance delivered profit growth that significantly outpaced revenue growth. The top line expanded 18.65%, while profit before tax climbed 27.91%. This acceleration was driven by a decline in impairment charges, a widening gap between interest income and finance costs, and moderate growth in other expenses. These factors combined to lift earnings per share by 27% and support a 29% increase in comprehensive income.

### Ratios

## Shareholding pattern

- Quarter: FY2027-Q1
- As of: 2026-06-30
- Promoter holding: +54.67%
- FII holding: +18.84%
- DII holding: +16.30%
- Mutual fund holding: +9.63%
- Retail holding: +4.87%
- Promoter pledged: +0.00%

### Major reported shareholders

- BAJAJ FINSERV LIMITED — +51.30% (Bodies Corporate)
- MAHARASHTRA SCOOTERS LIMITED — +3.06% (Bodies Corporate)
- Life Insurance Corporation of India — +3.00%
- SBI Mutual Fund — +2.58%
- NPS Trust — +1.62%
- GOVERNMENT OF SINGAPORE — +1.36%
- UTI Mutual Fund — +1.10%
- Nippon India Mutual Fund — +1.07%
- SANJIVNAYAN BAJAJ — +0.08%
- BAJAJ SEVASHRAM PRIVATE LIMITED — +0.05% (Bodies Corporate)

## Official filings

- 2026-10-13 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_1257_WebXMLFile_20261013_115436931.xml)
- 2026-10-13 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_13102026115736_BSENSE_Intimation_Investor_meet_13102026.pdf)
- 2026-10-10 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_10102026171855_SEIntimationnewspaperadvt_Sd.pdf)
- 2026-10-09 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026121406_REG30_Allotment_intimation_T7.pdf)
- 2026-10-09 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_1257_WebXMLFile_20261009_121905460.xml)
- 2026-10-09 — Shareholding Disclosure: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SHP_1735006_09102026050346_WEB.xml)
- 2026-10-09 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_09102026224649_SEIntimationEGMNotice.pdf)
- 2026-10-09 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/NOTICE_OF_SHAREHOLDERS_MEETINGS_1257_WebXMLFile_20261010_002522977.xml)
- 2026-10-07 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_07102026185211_74_5__sd.pdf)
- 2026-10-05 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_1257_WebXMLFile_20261005_185245414.xml)
- 2026-10-05 — Board Meeting Notice: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_1257_WebXMLFile_20261005_185245414.xml)
- 2026-10-05 — Board Meeting Notice: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_05102026190053_BFLPriorIntimationBMBSENSE05102026.pdf)
- 2026-10-03 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_03102026110139_BFL_Pre-results_earning_intimation_Q2FY2027.pdf)
- 2026-10-01 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_01102026231622_Outcome_post_SE_Intimation_01102026_Final.pdf)
- 2026-10-01 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_01102026232111_Outcome_post_SE_Intimation_01102026_Final.pdf)
- 2026-10-01 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_01102026232348_Outcome_post_SE_Intimation_01102026_Final.pdf)
- 2026-10-01 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_1257_WebXMLFile_20261002_002848539.xml)
- 2026-09-28 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CLOSURE_TRADING_WINDOW_1257_WebXMLFile_20260928_192037131.xml)
- 2026-09-28 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_28092026192213_TWC_Intimation-BFL.pdf)
- 2026-09-23 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_1257_WebXMLFile_20260923_202658537.xml)
- 2026-09-23 — Board Meeting Notice: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_1257_WebXMLFile_20260923_202658537.xml)
- 2026-09-23 — Board Meeting Notice: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_23092026203115_BSENSE_Prior_intimation.pdf)
- 2026-09-17 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_17092026124341_BSENSE_Intimation_Investor_meet.pdf)
- 2026-09-17 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJFINANCE_17092026124615_BSENSE_Intimation_Investor_meet.pdf)
- 2026-09-15 — Generic Announcement: Bajaj Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_1257_WebXMLFile_20260915_181954978.xml)

## News and market events

- 2026-10-12 — BUSINESSTODAY: **HAL, BSE, Meesho, Swiggy, Infy: Stocks top 4 life insurers bought, sold in September** — HAL share price, BSE share price, Meesho share price, Swiggy share price, Infosys share price — [Source](https://www.businesstoday.in/markets/stocks/story/hal-bse-meesho-swiggy-infy-stocks-top-4-life-insurers-bought-sold-in-september-561044-2026-10-12)
- 2026-10-09 — The Hindu: **Shriram Finance ups FD rates by up to 40 basis points** — Shriram Finance and Bajaj Finance raise FD rates up to 40 bps after RBI’s rate hike, with higher returns across multiple tenures. — [Source](https://www.thehindubusinessline.com/money-and-banking/shriramfinance-ups-fd-rates-by-up-to-40-basis-points/article71563987.ece)
- 2026-10-09 — BUSINESSTODAY: **Tata Tech, Bajaj Finance, Bajaj Auto, Sri Lotus Developers shares: Deven Choksey weighs in** — Tata Tech, Bajaj Finance, Bajaj Auto, Sri Lotus Developers, Deven Choksey, Tata Tech shares, Bajaj Finance shares, Bajaj Auto shares, Sri Lotus Developers shares — [Source](https://www.businesstoday.in/markets/stocks/story/tata-tech-bajaj-finance-bajaj-auto-sri-lotus-developers-shares-deven-choksey-weighs-in-560684-2026-10-09)
- 2026-10-07 — Mint: **Bajaj Finance raises FD rates by up to 40 bps; senior citizens can earn up to 8.15% – check details | Mint** — Bajaj Finance has raised FD interest rates by 15-40 basis points across 12-60 month tenures. Senior citizens can now earn up to 8.15% on fresh deposits and 8.25% on renewals, while regular depositors can earn up to 7.75% and 7.85%, respectively. — [Source](https://www.livemint.com/money/personal-finance/bajaj-finance-raises-fd-rates-by-up-to-40-bps-senior-citizens-can-earn-up-to-8-15-check-details-11791369217155.html)
- 2026-10-05 — Economic Times: **Bajaj Finance shares jump 5% after Q2 business update. Why Jefferies sees 35% upside in its top pick?** — Bajaj Finance shares rose sharply on Monday after the NBFC reported 26.5% YoY growth in Q2 FY27 AUM to nearly Rs 5.85 lakh crore. Jefferies retained its Buy rating and Rs 1,280 target price, implying 35% upside, and reaffirmed Bajaj Finance as a top pick, citing strong AUM growth. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/bajaj-finance-shares-jump-5-after-q2-business-update-why-jefferies-sees-35-upside-in-its-top-pick/articleshow/134686516.cms)
- 2026-10-05 — MONEYCONTROL: **Bajaj Finance shares gain 4% on strong asset growth in Q2; JPMorgan raises target price** — Bajaj Finance share price, Bajaj Finance share price today news, Bajaj Finance shares today nse, Bajaj Finance share listing price today — [Source](https://www.moneycontrol.com/news/business/markets/bajaj-finance-shares-gain-4-on-strong-asset-growth-in-q2-jpmorgan-raises-target-price-14044579.html)
- 2026-10-05 — The Hindu: **Bajaj Finance gains on strong asset growth** — Bajaj Finance shares rise after 26.5% YoY AUM growth to ₹5.85 lakh crore as of September 30. — [Source](https://www.thehindubusinessline.com/markets/bajaj-finance-gains-on-strong-asset-growth/article71545851.ece)
- 2026-10-01 — Economic Times: **Kotak Mahindra Bank shares jump 4% to 8-month high after Anup Kumar Saha named CEO. What Nomura, Jefferies expect** — Shares of Kotak Mahindra Bank rose 4% following the announcement of Anup Kumar Saha's appointment as MD and CEO. Saha, currently an Executive Director, has over 32 years of experience in financial services. He will succeed Ashok Vaswani, who decided not to seek reappointment for personal reasons. Brokerages have indicated that Saha's appointment should benefit the bank's strategic direction and stability. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/kotak-mahindra-bank-shares-in-focus-after-lender-appoints-anup-kumar-saha-as-next-ceo-heres-what-nomura-and-jefferies-expect/articleshow/134607346.cms)
- 2026-10-01 — The Hindu: **Anup Kumar Saha to be next MD & CEO of Kotak Mahindra Bank; RBI clears appointment** — RBI approves Anup Saha as Kotak Mahindra Bank's MD & CEO for three years from Jan 1, 2027, succeeding Ashok Vaswani. — [Source](https://www.thehindu.com/business/anup-kumar-saha-to-be-next-md-ceo-of-kotak-mahindra-bank-rbi-clears-appointment/article71531423.ece)
- 2026-10-01 — Economic Times: **Kotak Mahindra Bank appoints Anup Kumar Saha as new MD and CEO** — Anup Kumar Saha has been appointed as the new Managing Director and CEO of Kotak Mahindra Bank. His tenure will start on January 1, 2027, and last for three years. Currently serving as an Executive Director, he has over 32 years of experience in financial services. He joined Kotak Mahindra Bank in January 2026 and previously handled multiple functions there. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/banking/kotak-mahindra-bank-appoints-anup-kumar-saha-as-new-md-and-ceo/articleshow/134606648.cms)
- 2026-09-29 — REDIFF.COM: **Stock Markets Today: Sensex, Nifty Fall as Crude Oil Prices Surge, Foreign Funds Exit** — Indian equity benchmark indices Sensex and Nifty experienced a significant tumble in early trade, primarily driven by elevated crude oil prices due to ongoing West Asia uncertainty and substantial foreign fund outflows. Track Sensex, Nifty on September 29. — [Source](https://www.rediff.com/business/report/indian-stock-markets-tumble-on-september29-crude-oil-prices-foreign-fund-outflows-impact-sensex-nifty/20260929.htm)
- 2026-09-29 — The Hindu: **Stock markets tumble in early trade dragged by elevated crude oil prices, foreign fund outflows** — The 30-share BSE Sensex dropped 503 points to 72,260.09 in early trade. The 50-share NSE Nifty tumbled 151 points to 22,626.50 — [Source](https://www.thehindu.com/business/markets/stock-markets-tumble-in-early-trade/article71522620.ece)
- 2026-09-29 — Economic Times: **Why is market falling today? Sensex slumps 700 points, Nifty below 22,600. 8 key factors rattling D-Street** — On Tuesday, the Indian stock market faced a substantial downturn. This sharp decline came after a previous drop exceeding 1.5% the day before. A staggering Rs 4 lakh crore was wiped off in market capitalisation, as investors reacted to rising oil prices and climbing bond yields. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/why-is-market-falling-today-sensex-slumps-700-points-nifty-below-22600-8-key-factors-rattling-d-street/articleshow/134555814.cms)
- 2026-09-28 — News18: **Sensex Tumbles Over 1,000 Point, Nifty Down To 22,850: Why Markets Are Falling Today** — While the Sensex plunged over 1,000 points to trade below 72,900, the Nifty 50 dropped more than 300 points to slip below the 22,850 level. What is driving the sell-off? — [Source](https://www.news18.com/business/markets/sensex-tumbles-over-1000-point-nifty-down-to-22850-why-are-markets-falling-today-ws-l-10356893.html)
- 2026-09-28 — Economic Times: **NSE shares fall 2%, slip below IPO price, but analysts’ target prices go up to Rs 2,050. Time to buy?** — NSE slipped below their Rs 1,785 IPO price on Monday, taking its market capitalisation to Rs 4.36 lakh crore. Despite the decline, brokerages remain positive on the stock, with Macquarie, Emkay and PL Capital setting target prices between Rs 1,950 and Rs 2,050, citing its market leadership and growth prospects. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/nse-shares-fall-2-slip-below-ipo-price-but-analysts-target-prices-go-up-to-rs-2050-time-to-buy/articleshow/134532996.cms)
- 2026-09-25 — BUSINESSTODAY: **Sensex, Nifty extend losing streak to seventh week, longest ever; what's next?** — Sensex, Nifty, stock market, Indian stock market, share market, Nifty 50, BSE Sensex, weekly market performance, seven-week losing streak, longest losing streak, Friday market, realty stocks, auto stocks, FMCG stocks, IT stocks, midcap stocks, smallcap stocks, foreign fund outflows, crude oil prices, global yields, Nifty outlook, market outlook — [Source](https://www.businesstoday.in/markets/stocks/story/sensex-nifty-extend-losing-streak-to-seventh-week-longest-ever-whats-next-557889-2026-09-25)
- 2026-09-25 — CNBC-TV18: **Sensex gains 315 points, Nifty ends above 23,100: 3 reasons behind market recovery** — The Sensex ended at 73,896, up 315 points, while the Nifty closed at 23,141, gaining 77 points. The Nifty Bank rose 142 points to 55,580, while the Nifty Midcap index slipped 84 points to 60,906. — [Source](https://www.cnbctv18.com/market/sensex-gains-315-points-nifty-ends-above-23100-3-reasons-behind-market-recovery-19998661.htm)
- 2026-09-24 — Economic Times: **Irdai commission curbs spark sharp selloff in insurers, banks and NBFCs** — Shares of insurers, banks, and non-banking finance companies dropped sharply following proposed commission caps by Irdai. The proposals raised concerns over the outlook for businesses reliant on insurance distribution. Major companies such as PB Fintech and Max Financial Services experienced significant declines. Analysts indicate that banks and NBFCs could face negative impacts from the changes in commission structures. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/insure/irdai-commission-curbs-spark-sharp-selloff-in-insurers-banks-and-nbfcs/articleshow/134468312.cms)
- 2026-09-24 — CNBC-TV18: **FIIs offload ₹5,027 crore worth of shares as Nifty hits five-month low** — Domestic institutional investors remain buyers with net purchases of ₹4,301 crore — [Source](https://www.cnbctv18.com/market/fiis-offload-%25e2%2582%25b95027-crore-worth-of-shares-as-nifty-hits-five-month-low-19998010.htm)
- 2026-09-24 — BUSINESS: **Nifty hits over five-month low as banks, NBFCs slide amid high oil prices** — Nifty suffers its steepest single-day fall since July 8 as Brent crude nears $105 a barrel and selling in banks and NBFCs intensifies — [Source](https://www.business-standard.com/markets/news/nifty-hits-over-five-month-low-as-banks-nbfcs-slide-amid-high-oil-prices-126092401078_1.html)
- 2026-09-24 — NEWS.WEBINDIA123.COM: **Bajaj Finance Personal Loan Offers Rs. 40,000 to Rs. 55 Lakh with Tenures up to 108 Months** — NewsVoir — [Source](https://news.webindia123.com/news/Articles/Business/20260924/4503001.html)
- 2026-09-24 — CNBC-TV18: **PB Fintech wipes out nearly a decade of revenue in one day** — PB Fintech shares plunged 36% on Thursday, wiping out ₹31,426 crore in market value after IRDAI proposed tighter curbs on commissions and insurers’ management expenses, with the losses spilling over to insurers, banks and other financial stocks. — [Source](https://www.cnbctv18.com/market/pb-fintech-wipes-out-nearly-a-decade-of-revenue-in-one-day-19997865.htm)
- 2026-09-24 — Mint: **Sensex, Nifty crash today: What led to 'Thursday Tank' - Top impact made by these news; check biggest losers, m-cap loss** — Rising crude oil prices and bond yields weighed on the market, prompting concerns over inflation and a potential Fed rate hike. Banking and financial stocks fell sharply on proposed changes to insurance rules, leading to a broad selloff and a loss of nearly ₹4 lakh crore in investor wealth. — [Source](https://www.livemint.com/market/stock-market-news/sensex-nifty-crash-today-what-led-to-thursday-tank-top-impact-made-by-these-news-check-biggest-losers-m-cap-loss-11790240847834.html)
- 2026-09-24 — Times of India: **Why is stock market crashing today? Sensex, Nifty fall over 1.5% - top reasons** — img border="0" hspace="10" align="left" style="margin-top:3px;margin-right:5px;" src="https://timesofindia.indiatimes.com/photo/134456699.cms" /The stock market came under heavy selling pressure, with the Sensex and Nifty declining nearly 1.5% as a sharp rise in bond yields to 19-year highs added to investor concerns. — [Source](https://timesofindia.indiatimes.com/business/india-business/stock-market-crash-today-why-are-sensex-nifty-down-on-september-24-2026-op-reasons-for-fall/articleshow/134456699.cms)
- 2026-09-24 — News18: **Market Crash: Sensex Plunges Over 1,000 Points, Nifty Below 23,150; Fear Index Surges 22%** — At 1:45 pm, the Sensex was down 1,040.56 points, or 1.39%, at 73,787.69, while the Nifty fell 313.65 points, or 1.34%, to 23,133.15. — [Source](https://www.news18.com/business/markets/market-crash-sensex-plunges-over-1000-points-nifty-below-23150-fear-index-surges-22-10350438.html)

## Business profile

**Strategic vision:** Consumer lending and investment services for individuals and SMEs.

### Business segments
- **Consumer Lending:** Provides interest-free loans for electronics, smartphones, furniture, and personal travel, alongside home loans, personal loans, and gold loans.
- **Commercial and SME Lending:** Offers working capital loans, business loans, professional loans, and asset-backed finance to small and medium enterprises.
- **Bajaj Housing Finance Limited (BHFL):** A wholly owned subsidiary providing home loans, lease rental discounting, and developer finance to residential and commercial clients.

### Competitive strengths
- Integrated lending model
- Data analytics for cross-selling
- Omnichannel sales network
- AI-driven technology transformation

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## Freshness and sources

- Data as of: 2026-10-13
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/bajfinance
Markdown representation: https://faxioms.com/stocks/bajfinance?render=md