Bajaj Finance (BAJFINANCE) Weekly Analysis
Price & Volume
The stock price closed the week with a modest gain of 1.46 percent. Trading activity remained relatively calm, with the price moving within a narrow range of 2.3 percent. The stock is currently trading very close to both its 50-day and 200-day moving averages, indicating a period of price consolidation.
Technicals
The stock closed at 921.55, reflecting a weekly gain of 1.46%. The Relative Strength Index (RSI), which measures the speed and change of price movements to identify overbought or oversold conditions, is at 54.15. The Moving Average Convergence Divergence (MACD), a trend-following momentum indicator that shows the relationship between two moving averages, displays a positive histogram of 7.89. Bollinger Bands, which measure volatility by showing the range of price movement, indicate a width of 18.50%. The current technical regime is characterized by moderate momentum and price positioning below key moving averages.
Fundamentals
Bajaj Finance shows sustained expansion, with revenue reaching ₹69,709 in the Mar 2025 quarter, a 26.8% YoY increase. Net profit for the same period was ₹16,779, reflecting a 16.1% YoY gain. Over the last three years, the company achieved a 30.1% revenue CAGR (compounded annual growth rate, showing the average annual growth over time) and a 33.7% net profit CAGR, indicating strong long-term scaling. Profitability remains robust, with a TTM (trailing twelve-month, the past 12 months' snapshot) net profit margin of 23.1%. The company currently trades at 35.6× PE (price-to-earnings ratio, comparing share price to earnings) and 6.1× PB (price-to-book ratio, comparing share price to net assets), reflecting its current market valuation.
News
On April 21, 2026, Bajaj Finance shares experienced notable losses as the Nifty and Sensex indices reversed their previous gains. Subsequently, on April 23, 2026, the company recorded a significant surge in open interest amidst mixed market signals. By April 24, 2026, broader market reports highlighted that recent IPOs from the Bajaj group had contributed to a decline in investor wealth, impacting overall sentiment. While Bajaj Broking issued recommendations for other equities during this period, the primary focus for Bajaj Finance remained on its stock price volatility and the shifting market dynamics that influenced its performance throughout the week ending April 26, 2026.
Events
Bajaj Finance Limited will hold a board meeting on 29 April 2026 to approve its FY26 audited financial results and dividend recommendations. The board will also consider raising funds through debt instruments, subject to shareholder approval.
Bajaj Finance Limited has raised ₹2,004.31 crore through the private placement of 2,00,400 secured redeemable non-convertible debentures at a 7.77% annual coupon rate. The debentures, maturing on 17 April 2029, are secured by a first pari-passu charge on the company's loan receivables.
Bajaj Finance Limited has scheduled an earnings conference call for 29 April 2026 at 6:00 p.m. IST to discuss its financial results for the quarter ended 31 March 2026.
Bajaj Finance Limited has allotted 34,72,439 equity shares with a face value of ₹1 to the BFL Employee Welfare Trust under its 2009 Employee Stock Option Scheme.
Bajaj Finance Limited will hold a board meeting on 29 April 2026 to approve the audited financial results for the quarter and financial year ended 31 March 2026 and consider a dividend recommendation.
On 6 April 2026, ICRA issued a credit rating rationale for the entity, providing an updated assessment of its financial stability and credit risk profile for stakeholders.
CARE Ratings has reaffirmed the 'CARE AAA; Stable' ratings for Bajaj Finance Limited's bank facilities and debt instruments. This reflects the company's strong market position, robust capitalisation, and strategic importance to the Bajaj Group, despite exposure to riskier unsecured lending segments.
CRISIL Ratings has reaffirmed its 'CRISIL AAA/Stable/CRISIL A1+' ratings on Bajaj Finance Limited's debt instruments and bank facilities, reflecting the company's strong capitalisation, healthy earnings, and strategic importance to the Bajaj group.
India Ratings assigned 'IND AAA/Stable/IND A1+' ratings to Bajaj Finance Limited's additional bank loan facilities and affirmed its existing ratings. These actions reflect the company's strong retail financing leadership, diversified funding, and expected support from the Bajaj group.
Bajaj Finance Limited has raised ₹2,004.31 crore through the private placement of 2,00,400 secured redeemable non-convertible debentures at a 7.77% annual coupon rate. The debentures, maturing on 17 April 2029, are secured by a first pari-passu charge on the company's loan receivables.
Bajaj Finance Limited has scheduled an earnings conference call for 29 April 2026 at 6:00 p.m. IST to discuss its financial results for the quarter ended 31 March 2026.
Bajaj Finance Limited has allotted 34,72,439 equity shares with a face value of ₹1 to the BFL Employee Welfare Trust under its 2009 Employee Stock Option Scheme.
Bajaj Finance Limited will hold a board meeting on 29 April 2026 to approve the audited financial results for the quarter and financial year ended 31 March 2026 and consider a dividend recommendation.
On 6 April 2026, ICRA issued a credit rating rationale for the entity, providing an updated assessment of its financial stability and credit risk profile for stakeholders.
CARE Ratings has reaffirmed the 'CARE AAA; Stable' ratings for Bajaj Finance Limited's bank facilities and debt instruments. This reflects the company's strong market position, robust capitalisation, and strategic importance to the Bajaj Group, despite exposure to riskier unsecured lending segments.
CRISIL Ratings has reaffirmed its 'CRISIL AAA/Stable/CRISIL A1+' ratings on Bajaj Finance Limited's debt instruments and bank facilities, reflecting the company's strong capitalisation, healthy earnings, and strategic importance to the Bajaj group.
India Ratings assigned 'IND AAA/Stable/IND A1+' ratings to Bajaj Finance Limited's additional bank loan facilities and affirmed its existing ratings. These actions reflect the company's strong retail financing leadership, diversified funding, and expected support from the Bajaj group.
Weekly Snapshot
Highlights
- The stock price closed the week with a modest gain of 1.46 percent while trading activity remained relatively calm.
- The Relative Strength Index (RSI), which measures the speed and change of price movements, is at 54.15, indicating a neutral momentum profile.
- Bajaj Finance raised 2,004.31 crore through the private placement of secured redeemable non-convertible debentures on April 17, 2026.
- The company reported a 26.8 percent year-over-year revenue increase for the March 2025 quarter, reaching 69,709.
- Market sentiment was impacted by broader index reversals and reports regarding the performance of recent Bajaj group IPOs.
What This Means
Bajaj Finance experienced a week of price consolidation, trading near its 50-day and 200-day moving averages. While technical indicators like the MACD (a trend-following momentum indicator) show positive short-term momentum, the stock faced pressure from broader market volatility and negative sentiment surrounding recent group IPOs. Fundamentally, the company maintains a strong long-term growth profile, supported by recent capital raising activities through non-convertible debentures.
Latest Quarter Info
In the quarter ending December 2025, the company demonstrated solid top-line momentum, achieving revenue growth of 5.1% sequentially and 17.6% year-over-year. Despite this expansion in revenue, profitability faced downward pressure, with net profit declining by 17.8% quarter-over-quarter and 5.6% year-over-year. This divergence between revenue growth and bottom-line performance is largely attributed to significant interest obligations and other income adjustments, which impacted the overall net margin. While the revenue trajectory remains positive, the contraction in earnings per share, which fell by 18.5% sequentially, highlights the influence of non-operating costs on the final profit figures. The tax rate remained stable at 25%, providing a consistent baseline for the net profit calculation, yet the current cost structure continues to temper the translation of revenue gains into shareholder earnings.