# Bajaj Housing Finance (BAJAJHFL) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/bajajhfl

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹80
- Change: -3.80%
- As of: 2026-11-06
- 1D return: -3.80%
- 5D return: +3.33%
- 1M return: -2.61%
- Latest complete quarter: fy27_q2

## Faxioms Analysis

_As of 2026-11-06_

### Technical Outlook

BAJAJHFL closed at ₹83.05 on 2026-11-05, following an extreme upward gap of +2.0% the previous day. This move lifted the price into the upper-middle of its 20-day and 50-day ranges (+68.4% and +67.5%, respectively), while it remains in the lower-middle of its 252-day range (+26.2%). On the daily chart, price sits above key short-term averages (20/50 EMA/SMA) but below the 200-period SMA and Supertrend, with a developing trend strength (ADX 21.66). Conversely, the monthly timeframe shows an established bullish trend (ADX 35.59) with price above the Supertrend, though below all moving averages. The stock carries significant historical risk, with a current drawdown of -37.2% against a maximum of -44.8%, and annualized volatility of 24.7%. Immediate resistance lies near ₹84.45–₹84.56, while support is tight at ₹82.93–₹82.98.

- Trend Conflict: Daily structure is mixed (price above short-term MAs but below Supertrend/200 SMA), while monthly trend is established bullish (ADX 35.59, price above Supertrend).
- Price Positioning: Current price (₹83.05) is in the upper quartile of recent 20/50-day ranges but still significantly below yearly highs (-37.2% from available high).
- Volatility & Risk: Recent extreme upward anomaly (+2.0% return, z-score 7.59) contrasts with a long-term current drawdown of -37.2% and high annualized volatility (24.7%).
- Key Levels: Monitor immediate resistance at ₹84.45–₹84.56 for breakout confirmation; downside support rests closely at ₹82.93–₹82.98.

- Outside Bar
- Inside Bar
- Doji
- Bearish Engulfing Reversal

### News Context

Bajaj Housing Finance reported strong half-year results for FY2026-27 (ended 30 September 2026), with Assets Under Management (AUM) growing 25% year-on-year to ₹1,58,205 crore and Profit After Tax (PAT) rising 20% to ₹1,472 crore. The company maintains robust asset quality, with Gross Non-Performing Assets (GNPA) at 0.29% and Net NPA at 0.12%, alongside a comfortable Capital to Risk-Weighted Assets Ratio (CRAR) of 21.24%. On 4 November 2026, the firm raised ₹3,002.68 crore through the private placement of secured non-convertible debentures maturing in 2036, carrying an 8.68% coupon. Management has set FY2027 guidance for AUM growth of 21–23% and Return on Equity (ROE) of 12–13%. As of 5 November 2026, the stock traded at ₹83.05, reflecting a year-to-date decline of 13.6% despite recent short-term gains.

- HalFY27 Performance: AUM grew 25% YoY to ₹1,58,205 crore; PAT increased 20% to ₹1,472 crore; GNPA stood at 0.29%.
- Capital Raise: Allotted 3,00,000 secured NCDs on 4 Nov 2026, aggregating ₹3,002.68 crore at an 8.68% coupon rate.
- Guidance & Quality: CRAR is 21.24% against a 15% requirement; FY27 AUM growth guided at 21–23% with ROE of 12–13%.
- Market Context: Stock closed at ₹83.05 on 5 Nov 2026; YTD return is -13.6% with annualized volatility of 24.7%.

- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 3,00,000 non- convertible debentures |SUBJECT: Allotment of Securities
- BAJAJ HOUSING FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- Bajaj Housing Finance Limited has informed the exchange regarding Half-Yearly Report for FY2026-27 containing the financial performance of the Company. |SUBJECT: General Updates
- Bajaj Housing Finance Limited has informed the Exchange about transcript of earnings conference call |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- BAJAJ HOUSING FINANCE LIMITED has informed the Exchange about Transcripts - earnings or quarterly calls |SUBJECT: Analyst/Investor Meet Para A-XBRL

### Official Filings

Bajaj Housing Finance Limited reported strong half-year performance for FY2026-27, with Assets Under Management (AUM) growing 25% year-on-year to ₹1,58,205 crore and Profit After Tax (PAT) rising 20% to ₹1,472 crore. Asset quality remains robust, with Gross NPA at 0.29% and Net NPA at 0.12%, while the Capital Adequacy Ratio stands at 21.24%, well above the 15% regulatory requirement. The company raised ₹3,002.68 crore via private placement of secured non-convertible debentures (NCDs) on November 4, 2026, carrying an 8.68% coupon and maturing in November 2036. Concurrently, CFO Gaurav Kalani resigned effective January 22, 2027, with a successor required by January 31, 2027. Management has set FY27 guidance for AUM growth of 21–23% and ROE of 12–13%.

- Financial Performance: H1 FY27 PAT increased 20% YoY to ₹1,472 crore; AUM grew 25% YoY to ₹1,58,205 crore.
- Capital Structure: Raised ₹3,002.68 crore via private placement of secured redeemable NCDs (8.68% coupon, Nov 2036 maturity); listed on BSE Wholesale Debt Market.
- Asset Quality & Liquidity: GNPA at 0.29%, NNPA at 0.12%; CRAR at 21.24% vs 15% norm; liquidity surplus of ₹2,487 crore.
- Leadership Change: CFO Gaurav Kalani resigned effective Jan 22, 2027; successor appointment mandatory by Jan 31, 2027.

- [Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 3,00,000 non- convertible debentures |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/BHFL_04112026140228_SE_intimation_allotment_under_S34T8.pdf)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_23913_WebXMLFile_20261104_141039369.xml)
- [Bajaj Housing Finance Limited has informed the exchange regarding Half-Yearly Report for FY2026-27 containing the financial performance of the Company. |SUBJECT: General Updates](https://nsearchives.nseindia.com/corporate/BHFL_04112026191758_BHFL_Intimation_of_Half_Yearly_Report_Signed.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about transcript of earnings conference call |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/BHFL_24102026144427_Transcript_of_conferance_call_signed.pdf)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange about Transcripts - earnings or quarterly calls |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20261024_145106758.xml)
- [Bajaj Housing Finance Limited has informed the Exchange regarding Resignation of Gaurav Kalani - Chief Financial Officer |SUBJECT: Resignation](https://nsearchives.nseindia.com/corporate/BHFL_23102026170309_BHFL_Intimation_CFO.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about Resignation of Director/KMP/SMP |SUBJECT: Resignation of Director/KMP/SMP](https://nsearchives.nseindia.com/corporate/BAJAJHFL_ROID_101368_KMP_Doc.zip)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_23913_WebXMLFile_20261023_170911933.xml)
- [Bajaj Housing Finance Limited has submitted to the Exchange, the unaudited financial results for the quarter and half year ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/BHFL_16102026155133_outcomesetuploading.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about Investor Presentation for the quarter ended 30 September 2026. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/BHFL_16102026161805_CoveringInvestorPresentationuploading.pdf)

### Fundamentals

Bajaj Housing Finance demonstrates a clear trajectory of asset expansion and earnings growth, though recent quarterly margins face pressure from rising finance costs. In Q2 FY2026-27 (Sep 2026), revenue increased 18% year-on-year to ₹3,251 crore, with net profit rising to ₹757 crore and EPS reaching ₹0.91. However, Profit Before Exceptional Items And Tax dropped sharply to ₹98 crore in Q2, down from ₹929 crore in Q1, driven by a sequential increase in finance costs to ₹1,997 crore. This suggests that while top-line growth is robust, cost management is critical for sustaining profitability.

The balance sheet reflects this aggressive growth: loans expanded to ₹139,862 crore as of Sep 2026, up from ₹113,059 crore a year prior. Correspondingly, borrowings rose to ₹52,808 crore and debt securities to ₹65,369 crore. Cash flow remains negative, with Free Cash Flow at -₹19,938 crore for the year ended Mar 2026, indicating heavy reliance on external financing to fund loan book growth. Return on Equity has declined from 15% in Mar 2024 to 12% in Mar 2026, reflecting the leverage required to support this expansion. Promoter holding decreased slightly to 86.7% in Sep 2026.

- Q2 FY2026-27 Net Profit rose to ₹757 crore (EPS ₹0.91), but PBT fell sharply to ₹98 crore due to higher finance costs (₹1,997 crore).
- Loan book grew 23.8% YoY to ₹139,862 crore; borrowings increased to ₹52,808 crore and debt securities to ₹65,369 crore as of Sep 2026.
- Free Cash Flow remained negative at -₹19,938 crore for FY2026, highlighting dependence on external funding for growth.
- ROE declined to 12% in Mar 2026 from 15% in Mar 2024; promoter stake reduced to 86.7% in Sep 2026.

### Bear Case

Bajaj Housing Finance presents a cautious near-term setup as daily technical indicators signal bearish momentum, with the Supertrend direction flipped to down and short-term moving averages (20-day EMA and SMA) showing negative slopes. The stock is trading at ₹83.05, hovering just above immediate support levels at ₹82.98 and ₹82.93, while facing resistance at ₹84.45. Despite a bullish monthly trend, the weekly trend remains mixed with a bullish Supertrend but weakening slope metrics. Performance metrics highlight significant downside pressure: the stock has declined 13.6% year-to-date and 24.2% over the past year, with a current drawdown of -37.2% against a maximum historical drawdown of -44.8%. Annualized volatility stands at +24.7%, indicating elevated price fluctuation risk.

- Daily trend is bearish with Supertrend direction down; 20-day EMA (-0.32) and SMA (-0.79) slopes are negative, signaling short-term weakness.
- Stock trades at ₹83.05, tightly bounded by support at ₹82.98–₹82.93 and resistance at ₹84.45–₹84.56.
- Year-to-date return is -13.6% and one-year return is -24.2%; current drawdown is -37.2%.

- [Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 3,00,000 non- convertible debentures |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/BHFL_04112026140228_SE_intimation_allotment_under_S34T8.pdf)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_23913_WebXMLFile_20261104_141039369.xml)
- [Bajaj Housing Finance Limited has informed the exchange regarding Half-Yearly Report for FY2026-27 containing the financial performance of the Company. |SUBJECT: General Updates](https://nsearchives.nseindia.com/corporate/BHFL_04112026191758_BHFL_Intimation_of_Half_Yearly_Report_Signed.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about transcript of earnings conference call |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/BHFL_24102026144427_Transcript_of_conferance_call_signed.pdf)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange about Transcripts - earnings or quarterly calls |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20261024_145106758.xml)
- [Bajaj Housing Finance Limited has informed the Exchange regarding Resignation of Gaurav Kalani - Chief Financial Officer |SUBJECT: Resignation](https://nsearchives.nseindia.com/corporate/BHFL_23102026170309_BHFL_Intimation_CFO.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about Resignation of Director/KMP/SMP |SUBJECT: Resignation of Director/KMP/SMP](https://nsearchives.nseindia.com/corporate/BAJAJHFL_ROID_101368_KMP_Doc.zip)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_23913_WebXMLFile_20261023_170911933.xml)
- [Bajaj Housing Finance Limited has submitted to the Exchange, the unaudited financial results for the quarter and half year ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/BHFL_16102026155133_outcomesetuploading.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about Investor Presentation for the quarter ended 30 September 2026. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/BHFL_16102026161805_CoveringInvestorPresentationuploading.pdf)

### FAQs

**What were the key financial results for Bajaj Housing Finance in the first half of FY2026-27?**

For the half-year ended 30 September 2026, AUM grew 25% YoY to ₹1,58,205 crore and PAT rose 20% to ₹1,472 crore. Asset quality remained stable with GNPA at 0.29% and NNPA at 0.12%. The company reported a CRAR of 21.24%, well above the 15% regulatory requirement.

**What growth guidance has management provided for FY2027?**

Management has set FY27 guidance for AUM growth between 21–23% and ROE between 12–13%. These are forward-looking estimates based on current operational trends and do not guarantee future performance.

**How did the company raise funds in November 2026?**

On 4 November 2026, BAJAJHFL allotted 3,00,000 secured redeemable non-convertible debentures (NCDs) via private placement. The aggregate issue size was ₹3,002.6837 crore, carrying an 8.68% p.a. coupon and maturing on 4 November 2036.

**What is the current technical price structure for BAJAJHFL shares?**

As of 5 November 2026, the stock closed at ₹83.05. Immediate resistance levels are noted at ₹84.45 and ₹84.56, while support exists near ₹82.98 and ₹81.38. The daily trend shows bearish momentum, whereas the monthly trend remains bullish.

- [Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 3,00,000 non- convertible debentures |SUBJECT: Allotment of Securities](https://nsearchives.nseindia.com/corporate/BHFL_04112026140228_SE_intimation_allotment_under_S34T8.pdf)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_23913_WebXMLFile_20261104_141039369.xml)
- [Bajaj Housing Finance Limited has informed the exchange regarding Half-Yearly Report for FY2026-27 containing the financial performance of the Company. |SUBJECT: General Updates](https://nsearchives.nseindia.com/corporate/BHFL_04112026191758_BHFL_Intimation_of_Half_Yearly_Report_Signed.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about transcript of earnings conference call |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/BHFL_24102026144427_Transcript_of_conferance_call_signed.pdf)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange about Transcripts - earnings or quarterly calls |SUBJECT: Analyst/Investor Meet Para A-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20261024_145106758.xml)
- [Bajaj Housing Finance Limited has informed the Exchange regarding Resignation of Gaurav Kalani - Chief Financial Officer |SUBJECT: Resignation](https://nsearchives.nseindia.com/corporate/BHFL_23102026170309_BHFL_Intimation_CFO.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about Resignation of Director/KMP/SMP |SUBJECT: Resignation of Director/KMP/SMP](https://nsearchives.nseindia.com/corporate/BAJAJHFL_ROID_101368_KMP_Doc.zip)
- [BAJAJ HOUSING FINANCE LIMITED has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_23913_WebXMLFile_20261023_170911933.xml)
- [Bajaj Housing Finance Limited has submitted to the Exchange, the unaudited financial results for the quarter and half year ended September 30, 2026. |SUBJECT: Outcome of Board Meeting](https://nsearchives.nseindia.com/corporate/BHFL_16102026155133_outcomesetuploading.pdf)
- [Bajaj Housing Finance Limited has informed the Exchange about Investor Presentation for the quarter ended 30 September 2026. |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates](https://nsearchives.nseindia.com/corporate/BHFL_16102026161805_CoveringInvestorPresentationuploading.pdf)
## Technical analytics

- As of: 2026-11-06
- Daily trend: Strong Downtrend
- Weekly trend: Weak Downtrend
- Pivot point: ₹83.14
- Risk regime: Higher Price Risk

### Support levels
- 76.41
- 72.65

### Resistance levels
- 84.56
- 87.95
- 97.62

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | -3.80% |
| return_10 | +3.29% |
| return_1m | -2.87% |
| return_1y | -26.86% |
| return_20 | -2.61% |
| return_3m | -7.42% |
| return_5 | +3.33% |
| return_6m | -8.01% |
| return_since_start | -37.05% |
| return_ytd | -16.76% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | high_risk |
| label | Higher price risk |
| summary | Recent drawdown or price variability is materially high and may lead to larger short-term outcomes. |
| maximum_drawdown | -44.75% |
| annualized_volatility | +24.88% |

## Quarterly financials

- Latest complete quarter: fy27_q2

# Bajaj Housing Finance Limited Q2 FY2026-27: Revenue up 18% year on year

Bajaj Housing Finance reported standalone revenue from operations of ₹3,251 crore for the quarter ended 30 September 2026, up 6.1% sequentially and 18.0% year on year. Profit after tax rose 5.8% quarter on quarter to ₹757 crore, while the loan balance reached ₹1,39,862 crore. Impairment charges increased from the previous quarter but remained below the year-earlier level.

## Interest income and revenue

Interest earned increased 6.9% from Q1 FY2026-27 to ₹3,052 crore and was up 16.7% from Q2 FY2025-26. Revenue from operations was ₹3,251 crore, compared with ₹3,063 crore in Q1 FY2026-27 and ₹2,755 crore in Q2 FY2025-26. Its components included fees and commission income of ₹125 crore, net gains on fair value changes of ₹24 crore and revenue from sale of services of ₹8 crore.

## Costs and impairment

Expenses rose 6.4% quarter on quarter to ₹2,271 crore. Finance costs, the largest expense line, increased 5.7% to ₹1,997 crore from ₹1,888 crore in Q1 FY2026-27. Impairment on financial instruments more than doubled sequentially to ₹35 crore from ₹16 crore, but was lower than the ₹50 crore recorded in Q2 FY2025-26. Employee benefit expense was ₹162 crore and other expenses were ₹61 crore.

## Profit and per-share earnings

Profit before tax increased 5.5% from Q1 FY2026-27 to ₹980 crore. Tax expense was ₹223 crore, leaving profit after tax of ₹757 crore, up 5.8% quarter on quarter and 17.7% year on year. Basic and diluted EPS were both ₹0.91, compared with ₹0.86 in Q1 FY2026-27 and ₹0.77 in Q2 FY2025-26.

## Loan book and funding

Loans stood at ₹1,39,862 crore on 30 September 2026, up from ₹1,23,745 crore on 31 March 2026 and ₹1,13,059 crore on 30 September 2025. At the September 2026 quarter-end, borrowings were ₹52,808 crore, compared with ₹43,148 crore a year earlier, while debt securities were ₹65,369 crore, up from ₹50,866 crore. Deposits increased to ₹81.9 crore from ₹48.0 crore over the same year-on-year period.

## Balance sheet and equity

Total assets were ₹1,43,212 crore on 30 September 2026. Financial assets stood at ₹1,42,940 crore and investments at ₹2,377 crore. Equity attributable to owners rose to ₹24,023 crore from ₹22,523 crore on 31 March 2026; other equity was ₹15,694 crore. Cash and cash equivalents were ₹112 crore, down from ₹162 crore on 31 March 2026.

## Key Takeaway

Revenue and profit grew year on year, with the loan balance expanding from both March and the year-earlier date. Funding balances also increased, while sequentially higher impairment charges remained below the Q2 FY2025-26 level. The scale-up in lending and funding is the key balance-sheet development alongside earnings growth.

### Ratios

## Shareholding pattern

- Quarter: FY2027-Q1
- As of: 2026-06-30
- Promoter holding: +86.70%
- FII holding: +0.90%
- DII holding: +1.00%
- Mutual fund holding: +0.28%
- Retail holding: +8.95%
- Promoter pledged: +0.00%

### Major reported shareholders

- Bajaj Finance Limited — +86.70% (Bodies Corporate)

## Official filings

- 2026-11-04 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_04112026140228_SE_intimation_allotment_under_S34T8.pdf)
- 2026-11-04 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_23913_WebXMLFile_20261104_141039369.xml)
- 2026-11-04 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_04112026191758_BHFL_Intimation_of_Half_Yearly_Report_Signed.pdf)
- 2026-10-24 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_24102026144427_Transcript_of_conferance_call_signed.pdf)
- 2026-10-24 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20261024_145106758.xml)
- 2026-10-23 — Management Change: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_23102026170309_BHFL_Intimation_CFO.pdf)
- 2026-10-23 — Management Change: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJHFL_ROID_101368_KMP_Doc.zip)
- 2026-10-23 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CIM_23913_WebXMLFile_20261023_170911933.xml)
- 2026-10-16 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_16102026155133_outcomesetuploading.pdf)
- 2026-10-16 — Earnings Presentation: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_16102026161805_CoveringInvestorPresentationuploading.pdf)
- 2026-10-16 — Financial Results Filing: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1740315_16102026062936_WEB.xml)
- 2026-10-16 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_16102026205629_Updateonconferencecall.pdf)
- 2026-10-16 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20261016_210350429.xml)
- 2026-10-16 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20261016_210350429.xml)
- 2026-10-14 — Shareholding Disclosure: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SHP_1737797_14102026042924_WEB.xml)
- 2026-10-12 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_12102026183046_Investor_call_prior_intimation.pdf)
- 2026-10-12 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20261012_183826690.xml)
- 2026-10-07 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_07102026125939_SE_intimation_allotment_under_S34T7.pdf)
- 2026-10-07 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_23913_WebXMLFile_20261007_130541988.xml)
- 2026-10-05 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_23913_WebXMLFile_20261005_190338537.xml)
- 2026-10-05 — Board Meeting Notice: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_05102026185828_PriorIntimationofBoardMeetingforFinancialResults.pdf)
- 2026-10-05 — Board Meeting Notice: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_23913_WebXMLFile_20261005_190338537.xml)
- 2026-10-03 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_03102026104206_Stock_Exchange_Pre_Result_Intimation_Sep_26.pdf)
- 2026-09-28 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_28092026191300_BHFL_Intimation_for_closure_of_trading_window_30_Sept_26.pdf)
- 2026-09-28 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CLOSURE_TRADING_WINDOW_23913_WebXMLFile_20260928_192023321.xml)

## News and market events

- 2026-10-19 — MONEYCONTROL: **Buy Bajaj Housing Finance; target of Rs 125: ICICI Securities** — ICICI Securities, Bajaj Housing Finance, buy, Recommendations — [Source](https://www.moneycontrol.com/news/business/earnings/buy-bajaj-housing-finance-target-of-rs-125-icici-securities-5-14055509.html)
- 2026-10-19 — MONEYCONTROL: **Neutral Bajaj Housing Finance; target of Rs 95: Motilal Oswal** — Bajaj Housing Finance, Motilal Oswal, Recommendations, Neutral — [Source](https://www.moneycontrol.com/news/business/neutral-bajaj-housing-finance-target-of-rs-95-motilal-oswal-2-14055340.html)
- 2026-10-16 — FREEPRESSJOURNAL.IN: **Bajaj Housing Finance Q2 FY27 Results: Net Profit Rises 18% To ₹757 Crore; Revenue Jumps 18%** — Bajaj Housing Finance Q2 FY27 net profit rose 18 percent YoY to Rs 757 crore, revenue climbed 18 percent to Rs 3,251 crore, while AUM grew 25 percent to Rs 1.58 lakh crore. — [Source](https://www.freepressjournal.in/business/bajaj-housing-finance-q2-fy27-results-net-profit-rises-18-to-757-crore-revenue-jumps-18)
- 2026-10-16 — CNBC-TV18: **Bajaj Housing Finance Q2 Results: Net profit grows 17%; Asset quality stable** — All eyes now will be on Bajaj Housing Finance's asset quality and what kind of guidance does the management give on the road ahead for the company. — [Source](https://www.cnbctv18.com/market/bajaj-housing-finance-q2-results-nii-profit-loan-growth-disbursements-aum-asset-quality-margins-fy27-outlook-20013413.htm)
- 2026-10-16 — The Hindu: **Stock Market Highlights, Oct 16: Sensex gains 413 pts, Nifty ends at 23,146 led by IT stocks** — Sensex Today, Nifty 50 | Stock Market Highlights: Find here all the highlights related to Sensex, Nifty, BSE, NSE, share prices and Indian stock markets for 16th October 2026. — [Source](https://www.thehindubusinessline.com/markets/sensex-nifty50-today-stock-market-highlights-16-october-2026/article71587755.ece)
- 2026-09-24 — Economic Times: **Can IRDAI’s insurance reforms impact NBFCs? Jefferies warns L&T Finance, Piramal Finance, others are most exposed** — IRDAIs proposed insurance distribution reforms could extend beyond insurers and distributors, potentially pressuring NBFC fee income. Jefferies flagged L&T Finance, Piramal Finance and others as exposed to insurance commissions, with proposed cuts potentially affecting profitability. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/can-irdais-insurance-reforms-impact-nbfcs-jefferies-warns-lt-finance-piramal-finance-others-are-most-exposed/articleshow/134459825.cms)
- 2026-09-24 — CNBC-TV18: **Bajaj Finance shares fall 5% as company plans to seek approval for capital raise** — The non banking financial company said its Board of Directors will meet on Thursday, October 1, to consider a proposal to raise fresh capital through one or more permitted routes. — [Source](https://www.cnbctv18.com/market/bajaj-finance-share-price-falls-company-plans-to-seek-approval-for-capital-raise-19997448.htm)
- 2026-09-21 — Economic Times: **Which NBFCs will gain the most from rate hike cycle? JM Financial lists top picks** — JM Financial highlights how soaring bond yields and policy rate hikes impact Indian NBFCs. While housing finance companies like LIC Housing Finance and PNB Housing Finance stand to benefit on NIMs, vehicle and MFI lenders face headwinds. Top stock picks include Aditya Birla Capital, Piramal Finance, and CreditAccess Grameen. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/which-nbfcs-will-gain-the-most-from-rate-hike-cycle-jm-financial-lists-top-picks/articleshow/134386955.cms)
- 2026-09-21 — MONEYCONTROL: **Trade Spotlight: How should you trade UNO Minda, Tilaknagar Industries, ASK Automotive, Alembic Pharma, Bajaj Housing, and others on September 21?** — Trade Spotlight, Buy Ideas,Top Buy Ideas,Top Picks,Stock Picks,Top Stock Picks,Share Tips,Share Market Tips,Stock Tips,Stock Market Tips,Tilaknagar Industries,UNO Minda,Physicswallah,ASK Automotive,Alembic Pharmaceuticals,Bajaj Housing Finance, — [Source](https://www.moneycontrol.com/news/business/markets/trade-spotlight-how-should-you-trade-uno-minda-tilaknagar-industries-ask-automotive-alembic-pharma-bajaj-housing-and-others-on-september-21-14034075.html)
- 2026-08-20 — CNBC-TV18: **Bajaj Housing Finance's re-rating scope is 'limited', Jefferies says, citing premium valuations** — Jefferies expects Bajaj Housing to deliver a 23% CAGR in assets under management over FY26-29, ahead of most prime housing finance companies. However, the brokerage expects pressure on spreads to persist in the near term, while the stock’s premium valuation limits the upside potential. — [Source](https://www.cnbctv18.com/market/bajaj-housing-finance-share-price-jefferies-cautious-premium-valuations-growth-asset-quality-key-risks-outlook-19973632.htm)
- 2026-08-20 — MONEYCONTROL: **Turtlemint, Bajaj Housing Finance rise up to 4% as Jefferies initiates coverage on stocks with 'Buy' rating** — Turtlemint, Bajaj Housing Finance, Jefferies — [Source](https://www.moneycontrol.com/news/business/markets/turtlemint-bajaj-housing-finance-rise-up-to-4-as-jefferies-initiates-coverage-on-stocks-with-buy-rating-14011215.html)
- 2026-08-20 — Economic Times: **Why Jefferies sees limited upside in Bajaj Housing Finance despite its fast-growing loan book** — Jefferies initiated coverage on Bajaj Housing Finance with a Hold rating and Rs 92 target, citing limited upside from premium valuations despite strong growth prospects. It expects AUM to grow at a 23% CAGR and earnings per share at 20% through FY29, while return on assets stays near 2% and return on equity improves to 13.6%. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/why-jefferies-sees-limited-upside-in-bajaj-housing-finance-despite-its-fast-growing-loan-book/articleshow/133364160.cms)
- 2026-08-15 — The Hindu: **Tech Query: Muthoot Finance, Bajaj Housing Finance, Utkarsh Small Finance Bank, Vikram Solar- What is the outlook? Where are these stocks headed?** — Explore the stock outlook for Muthoot Finance, Bajaj Housing Finance, Utkarsh Small Finance Bank, and Vikram Solar. — [Source](https://www.thehindubusinessline.com/portfolio/technical-analysis/tech-query-muthoot-finance-bajaj-housing-finance-utkarsh-small-finance-bank-vikram-solar-what-is-the-outlook-where-are-these-stocks-headed/article71345763.ece)
- 2026-08-10 — The Hindu: **Sensex today | Stock Market Live: Sensex, Nifty slip into the red; CAS, FPI flows in focus** — Sensex, Nifty, Share Prices Live: At 10:14 a.m., the Sensex was down 70.89 points, or 0.09 per cent, at 78,428.28, while the Nifty declined 20.90 points, or 0.09 per cent, to 24,549.75. Indian markets began the week on a subdued note, with the Sensex edging higher and the Nifty marginally lower. Investors remained cautious amid the new closing auction mechanism, geopolitical risks, foreign inflows and expectations surrounding US inflation data. — [Source](https://www.thehindubusinessline.com/markets/sensex-nifty50-today-stock-market-live-updates-10-august-2026/article71324442.ece)
- 2026-08-01 — Economic Times: **Bajaj Finserv Q1 net up 18% on NBFC strength** — Bajaj Finserv announced an eighteen percent profit increase for the June quarter. This growth was primarily fueled by strong consumer finance earnings. Bajaj Finance saw its profit after tax rise by twenty-eight percent. However, profits at general and life insurance units experienced declines. Bajaj Housing Finance reported a twenty-three percent profit increase. — [Source](https://economictimes.indiatimes.com/markets/stocks/earnings/bajaj-finserv-q1-net-up-18-on-nbfc-strength/articleshow/132780431.cms)
- 2026-07-30 — Mint: **Stocks to watch: Swiggy, IRFC, Bajaj Housing Finance among shares in focus today; check list here** — Stock market today: Gift Nifty was trading near the 24,330 mark, up over 19 points from the previous close of Nifty futures. — [Source](https://www.livemint.com/market/stock-market-news/stocks-to-watch-swiggy-irfc-bajaj-housing-finance-among-shares-in-focus-today-check-list-here-11785376791464.html)
- 2026-07-29 — CNBC-TV18: **Stocks to Watch for July 30: Dabur India, Eicher Motors, Bajaj Housing and more** — From Dabur India, TeamLease and others reporting their Q1 numbers to Hind Rectifiers securing its first order from the United States for traction motor assemblies; here are stocks to track ahead of Thursday trading session. — [Source](https://www.cnbctv18.com/photos/market/stocks-to-watch-for-july-30-dabur-india-eicher-motors-bajaj-housing-and-more-19957000.htm)
- 2026-07-29 — Economic Times: **Bajaj Housing Finance Q1 Results: Net profit rises 23% YoY to Rs 715 crore, AUM rises 24%** — Bajaj Housing Finance Q1 Results: Bajaj Housing Finance on Wednesday reported a net profit of Rs 715 crore for the first quarter of FY27, marking a 23% year-on-year rise from the Rs 583 crore net profit reported in the corresponding quarter of FY27, with net interest income rising 9% YoY to Rs 968 crore. — [Source](https://economictimes.indiatimes.com/markets/stocks/earnings/bajaj-housing-finance-q1-results-net-profit-rises-23-yoy-to-rs-715-crore-aum-rises-24/articleshow/132710115.cms)
- 2026-07-29 — Mint: **Bajaj Housing Finance Q1 results: Profit jumps 23% YoY to  ₹715 crore** — Bajaj Housing Finance Q1 results: Profit jumps 23% to  ₹715 crore — [Source](https://www.livemint.com/market/stock-market-news/bajaj-housing-finance-q1-results-profit-jumps-23-to-715-crore-11785321270404.html)
- 2026-07-29 — CNBC-TV18: **Q1 Results LIVE Updates: L&T reacts to results; Four Nifty names, Dabur, Bajaj Housing report** — Q1 Results LIVE Updates: Four Nifty 50 stocks are reporting their earnings today namely Asian Paints, Adani Enterprises, Adani Ports and Eicher Motors. Dabur, Waaree Energies, ACME Solar, Bajaj Housing Finance, CarTrade Tech, Chalet Hotels, Colgate-Palmolive, J&K Bank, Hexaware Technologies, KPIT Tech, Garden Reach Shipbuilders, Force Motors, Dhanlaxmi Bank, Devyani International, MOIL, Piramal Pharma, Prestige Estates, Redington, Star Health Insurance, Syngene, Teamlease, Triveni Engineering, Zensar Tech are among the other earnings from the broader markets. L&T, Netweb Tech, among others will also be reacting to their results. Watch this space for all the LIVE Q1 results updates. — [Source](https://www.cnbctv18.com/market/q1-results-live-updates-asian-paints-adani-ports-ent-hul-eicher-bajaj-hsg-dabur-mtar-kpit-tech-cartrade-colgate-share-price-liveblog-19956225.htm)
- 2026-07-29 — Mint: **From Gift Nifty, US Fed meeting to oil prices: 8 key things that changed for Indian stock market overnight** — Gift Nifty was trading around the 24,253 level, a premium of nearly 154 points from the Nifty futures’ previous close, indicating a gap-down start for the Indian stock market indices. — [Source](https://www.livemint.com/market/stock-market-news/from-gift-nifty-us-fed-meeting-to-oil-prices-8-key-things-that-changed-for-indian-stock-market-overnight-11785288308839.html)

## Business profile

**Strategic vision:** Provides real estate financing solutions for individuals and corporations.

### Business segments
- **Housing Finance:** Provides financing for the acquisition and renovation of residential homes and commercial properties.
- **Loans Against Property:** Offers loans against property to cater to business and personal financial requirements.
- **Developer Financing:** Finances developers involved in the construction of residential and commercial projects.
- **Lease Rental Discounting:** Provides lease rental discounting services to developers and high-net-worth individuals.

### Competitive strengths
- Operates as a subsidiary of Bajaj Finance Limited within the Bajaj Finserv ecosystem.
- Classified as an ‘Upper-Layer NBFC’ by the Reserve Bank of India.

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## Freshness and sources

- Data as of: 2026-11-06
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/bajajhfl
Markdown representation: https://faxioms.com/stocks/bajajhfl?render=md