# BAJAJHFL (BAJAJHFL) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/bajajhfl

## Current market snapshot

- Exchange: NSE
- Country: India
- Price: ₹85.58
- Change: +3.48%
- As of: 2026-09-18
- 1D return: +3.48%
- 5D return: +1.61%
- 1M return: -0.01%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-09-18_

### Technical Outlook

As of September 18, 2026, BAJAJHFL is trading at ₹85.58, with a daily technical stance indicating a bearish trend, while weekly and monthly timeframes suggest a bullish trend. This divergence across timeframes points to a mixed picture, with short-term weakness potentially occurring within a longer-term upward bias. The stock's current price is below its daily Supertrend indicator and the 200-day Simple Moving Average (SMA), but above its 20-day and 50-day EMAs and SMAs. On the weekly chart, the price is below its 20-day and 50-day EMAs and SMAs, yet above the weekly Supertrend. The monthly view shows the price below its 20-day EMA and SMA, but above the monthly Supertrend. Recent anomalies include an "EXTREME" severity wide intraday range on September 18, 2026, with a 0.05% range and 0.03% return, and another "EXTREME" on September 7, 2026. A "Morning Star" pattern was active on the daily timeframe as of September 18, 2026, alongside an "Outside Bar" on the weekly timeframe. The stock has experienced a current drawdown of -0.35% and an annualized volatility of 0.25%.

Nearest support is observed at ₹85.53, a level just below the current price, followed by ₹84.14. Resistance is noted at ₹87.95, approximately 2.77% above the current price, with further resistance at ₹97.62. Key conditions to watch include a break below the ₹85.53 support level, which could signal further downside, and a sustained move above the ₹87.95 resistance, which might indicate a strengthening of the bullish sentiment across timeframes.

- Daily trend is bearish (Supertrend: bearish), while weekly and monthly trends are bullish (Supertrend: bullish).
- Nearest support level is ₹85.53; nearest resistance level is ₹87.95.
- An "Outside Bar" pattern was active on the weekly chart on September 18, 2026.
- A "Morning Star" pattern was active on the daily chart on September 18, 2026.
- Current drawdown is -0.35% with annualized volatility at 0.25%.

- Outside Bar
- Morning Star
- Shooting Star
- Inside Bar
- Harami
- Bullish Engulfing Reversal

### News Context

Bajaj Housing Finance Limited has completed several private placements of Non-Convertible Debentures (NCDs) in the recent seven-day period, indicating active capital raising activities. On September 18, 2026, the company announced the allotment of 50,000 secured redeemable NCDs, aggregating ₹495.5344 crore. These debentures carry a coupon rate of 7.87% and mature in August 2036. Earlier, on September 8, 2026, two separate announcements detailed the allotment of 200,000 secured redeemable NCDs, raising ₹1,985.6538 crore in total. These instruments have a coupon rate of 7.79% and a maturity date in August 2031. These NCD issuances are secured by a charge on book debts and loan receivables, with a cover of 1.00 times the outstanding value, and are proposed for listing on the BSE Limited's Wholesale Debt Market Segment. Additionally, on September 3, 2026, Bajaj Housing Finance Limited disclosed receiving an unsolicited ESG Rating of 73 from NSE Sustainability Ratings and Analytics Limited, based on publicly available data.

- On September 18, 2026, Bajaj Housing Finance Limited allotted 50,000 secured redeemable NCDs worth ₹495.5344 crore with a 7.87% coupon rate, maturing in August 2036.
- On September 8, 2026, the company allotted 200,000 secured redeemable NCDs aggregating ₹1,985.6538 crore, carrying a 7.79% coupon rate and maturing in August 2031.
- All recent NCD allotments were conducted on a private placement basis and are secured by a first pari-passu charge on book debts/loan receivables, with a security cover of 1.00 times the aggregate outstanding value.
- The NCDs are proposed for listing on the Wholesale Debt Market Segment of BSE Limited.
- On September 3, 2026, Bajaj Housing Finance Limited reported receiving an unsolicited ESG Rating of 73 from NSE Sustainability Ratings and Analytics Limited.

- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 50,000 Non-Convertible Securities |SUBJECT: Allotment of Securities
- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 2,00,000 Non-Convertible Securities |SUBJECT: Allotment of Securities
- BAJAJ HOUSING FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- Bajaj Housing Finance Limited has informed the Exchange about ESG Rating received from NSE Sustainability Ratings and Analytics Limited. |SUBJECT: General Updates
- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 75000 Non-Convertible Debentures |SUBJECT: Allotment of Securities

### What Changed

On September 18, 2026, Bajaj Housing Finance Limited announced the allotment of 50,000 secured redeemable non-convertible debentures (NCDs) through private placement. These NCDs aggregate ₹495.5344 crore and carry a coupon rate of 7.87% per annum, maturing on August 4, 2036. The repayment is secured by a charge on book debts or loan receivables. The company's stock price saw an increase to ₹85.58 on September 18, 2026, from ₹82.71 on the previous day. The company continues to be listed on the NSE.

- On 2026-09-18, Bajaj Housing Finance Limited allotted 50,000 secured redeemable non-convertible debentures (NCDs) aggregating ₹495.5344 crore.
- The NCDs carry a coupon rate of 7.87% and mature on 2036-08-04.
- The allotment was made on a private placement basis.
- The company's stock price increased to ₹85.58 on 2026-09-18 from ₹82.71 on the prior day.
- Bajaj Housing Finance Limited remains listed on the NSE.

- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 50,000 Non-Convertible Securities |SUBJECT: Allotment of Securities

### Official Filings

Bajaj Housing Finance Limited (BHFL) has recently completed several private placements of secured redeemable non-convertible debentures (NCDs), indicating active capital raising activities. On September 18, 2026, the company allotted 50,000 NCDs aggregating ₹495.53 crore, with a coupon rate of 7.87% and a maturity in August 2036. Prior to this, on September 8, 2026, BHFL allotted 200,000 NCDs totaling ₹1,985.65 crore at a 7.79% coupon rate, maturing in August 2031. Another issuance of 75,000 NCDs amounting to ₹750 crore at a 7.79% coupon rate, also maturing in August 2031, was completed on August 20, 2026. These NCD issuances are secured by a first pari-passu charge on book debts and loan receivables, with a security cover of 1.00 times the outstanding value. The company also received an unsolicited ESG Rating of 73 from NSE Sustainability Ratings and Analytics Limited on September 3, 2026. In August 2026, BHFL engaged in investor outreach, with meetings scheduled in Singapore and Hong Kong, and also provided an investor presentation on August 18, 2026, detailing performance through June 2026 and projections for FY27, including an expected Assets Under Management (AUM) growth of 21-23% and a target Return on Equity of 12-13%.

- On September 18, 2026, 50,000 secured redeemable NCDs were allotted, aggregating ₹495.53 crore, with a 7.87% coupon rate and maturity in August 2036.
- On September 8, 2026, 200,000 secured redeemable NCDs were allotted, aggregating ₹1,985.65 crore, with a 7.79% coupon rate and maturity in August 2031.
- On August 20, 2026, 75,000 secured redeemable NCDs were allotted, aggregating ₹750 crore, with a 7.79% coupon rate and maturity in August 2031.
- On September 3, 2026, BHFL received an unsolicited ESG Rating of 73 from NSE Sustainability Ratings and Analytics Limited.
- An investor presentation on August 18, 2026, projected FY27 AUM growth of 21-23% and a target Return on Equity of 12-13%.

- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 50,000 Non-Convertible Securities |SUBJECT: Allotment of Securities
- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 2,00,000 Non-Convertible Securities |SUBJECT: Allotment of Securities
- BAJAJ HOUSING FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- Bajaj Housing Finance Limited has informed the Exchange about ESG Rating received from NSE Sustainability Ratings and Analytics Limited. |SUBJECT: General Updates
- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 75000 Non-Convertible Debentures |SUBJECT: Allotment of Securities
- BAJAJ HOUSING FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- Bajaj Housing Finance Limited has informed the Exchange about Schedule of Analyst/Institutional Investor Meeting |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- BAJAJ HOUSING FINANCE LIMITED has informed the Exchange about Schedule of Analysts or Institutional Investors Meet |SUBJECT: Analyst/Investor Meet Para A-XBRL
- Bajaj Housing Finance Limited has informed the Exchange about Investor Presentation |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates
- Bajaj Housing Finance Limited has informed the Exchange about Schedule of Analyst/Institutional Investor Meeting |SUBJECT: Analysts/Institutional Investor Meet/Con. Call Updates

### Fundamentals

Bajaj Housing Finance reported a sequential increase in revenue from operations for the first quarter of fiscal year 2026-27 (Q1 FY2026-27), reaching ₹3,063.02 crore. This growth was accompanied by a rise in interest earned to ₹2,856.07 crore and profit before tax to ₹928.74 crore in the same period. The company's finance costs also increased to ₹1,888.49 crore in Q1 FY2026-27. Other income and other expenses remained relatively small components of the overall financial performance during these periods. The trajectory shows a consistent upward trend in key revenue and profit metrics across the reported quarters.

- Revenue from Operations for Q1 FY2026-27 was ₹3,063.02 crore.
- Interest Earned in Q1 FY2026-27 was ₹2,856.07 crore.
- Profit Before Tax for Q1 FY2026-27 stood at ₹928.74 crore.
- Finance Costs for Q1 FY2026-27 amounted to ₹1,888.49 crore.
- Other Income in Q1 FY2026-27 was ₹3 lakh, while Other Expenses were ₹58.26 crore.

### Bull Case

Bajaj Housing Finance's technical indicators present a mixed but potentially constructive picture. While the daily trend shows some bearish signals, the weekly and monthly trends are currently bullish, suggesting underlying strength over longer timeframes. The stock is trading near a support level, indicating potential stability. Recent short-term returns, specifically over 1-month and 6-month periods, have shown positive movement, which could be interpreted as a sign of renewed investor interest.

- The weekly trend for Bajaj Housing Finance is currently bullish, with the Supertrend indicator at ₹76.01 as of 2026-09-18.
- The monthly trend is also bullish, indicated by the Supertrend at ₹65.63.
- The stock's closing price of ₹85.58 on 2026-09-18 is very close to the nearest support level of ₹85.53.
- The company has recorded positive returns of 1% over the last month and 3% over the last six months.

### Bear Case

The company's stock is trading below its 50-day and 200-day simple moving averages, indicating a potential downtrend. The daily trend analysis shows the Supertrend indicator in a bearish direction, with the 20-day and 50-day exponential and simple moving averages exhibiting negative slopes. This suggests short-term weakness. Furthermore, the stock has experienced a significant drawdown of -0.45 and a current drawdown of -0.35, highlighting past and recent value erosion. Over the past year, the stock has returned -0.25, and year-to-date returns are -0.11, reflecting a challenging performance period.

- The stock's closing price of ₹85.58 is below its 50-day SMA of ₹85.11 and 200-day SMA of ₹87.62 as of 2026-09-18.
- The daily Supertrend indicator is in a bearish direction.
- The stock has experienced a maximum drawdown of -0.45.
- The 1-year return as of 2026-09-18 stands at -0.25.

### FAQs

**What recent debt issuances has Bajaj Housing Finance Limited undertaken?**

Between August 20, 2026, and September 18, 2026, Bajaj Housing Finance Limited's Debenture Allotment Committee approved the allotment of Non-Convertible Securities (NCDs) on a private placement basis. This included 75,000 NCDs aggregating ₹750 crore on August 20, 2026, with a coupon rate of 7.79% maturing on August 20, 2031. Subsequently, on September 8, 2026, 200,000 NCDs were allotted, aggregating ₹1,985.6538 crore with a 7.79% coupon rate maturing on August 20, 2031. On September 18, 2026, an additional 50,000 NCDs were allotted, aggregating ₹495.5344 crore with a 7.87% coupon rate maturing on August 4, 2036.

**What is Bajaj Housing Finance Limited's ESG rating, and how was it obtained?**

On September 3, 2026, Bajaj Housing Finance Limited received an unsolicited ESG Rating of 73 from NSE Sustainability Ratings and Analytics Limited. The company stated that it did not engage the rating agency for this assessment, and the rating was based on publicly available data.

**What are the recent price trends and technical indicators for Bajaj Housing Finance Limited as of September 18, 2026?**

As of September 18, 2026, Bajaj Housing Finance Limited's stock closed at ₹85.58. The daily trend indicators show a bearish Supertrend at 85.91, with the 20-day Exponential Moving Average (EMA) at 84.04 and the 50-day Simple Moving Average (SMA) at 85.11. The weekly trend, however, indicates a bullish Supertrend at 76.01, with the 20-day EMA at 85.93 and the 50-day SMA at 90.70. The stock has experienced a year-to-date return of -11% and a 1-year return of -25%.

**What are the nearest support and resistance levels for Bajaj Housing Finance Limited?**

As of September 18, 2026, the nearest support level for Bajaj Housing Finance Limited is ₹85.53, which is approximately 0.06% below the current price. Other support levels are identified at ₹84.14, ₹83.83, and ₹83.26. The nearest resistance level is at ₹87.95, which is 2.77% above the current price, followed by resistance levels at ₹97.62, ₹114.19, and ₹117.39.

- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 50,000 Non-Convertible Securities |SUBJECT: Allotment of Securities
- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 2,00,000 Non-Convertible Securities |SUBJECT: Allotment of Securities
- BAJAJ HOUSING FINANCE LIMITED has informed the Exchange regarding Allotment of Securities |SUBJECT: Alteration Of Capital and Fund Raising-XBRL
- Bajaj Housing Finance Limited has informed the Exchange about ESG Rating received from NSE Sustainability Ratings and Analytics Limited. |SUBJECT: General Updates
- Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 75000 Non-Convertible Debentures |SUBJECT: Allotment of Securities
## Technical analytics

- As of: 2026-09-18
- Daily trend: Weak Uptrend
- Weekly trend: Weak Downtrend
- Pivot point: ₹82.95
- Risk regime: Higher Price Risk

### Support levels
- 85.53107421875
- 82.97634765625
- 81.71

### Resistance levels
- 87.95
- 97.62
- 114.1903125

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | +3.48% |
| return_10 | +3.17% |
| return_1m | +1.45% |
| return_1y | -25.45% |
| return_20 | -0.01% |
| return_3m | -0.34% |
| return_5 | +1.61% |
| return_6m | +3.00% |
| return_since_start | -32.66% |
| return_ytd | -10.96% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | high_risk |
| label | Higher price risk |
| summary | Recent drawdown or price variability is materially high and may lead to larger short-term outcomes. |
| maximum_drawdown | -44.75% |
| annualized_volatility | +24.72% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Profit Growth Outpaces Revenue Growth; Other Expenses Decline

Bajaj Housing Finance Limited’s revenue from operations rose 17.1% year-over-year to ₹3,063.02 crore in the quarter ended 30 June 2026, while profit before tax grew 22.7% to ₹928.74 crore. The faster profit growth was supported by a decline in other expenses and a revenue increase that exceeded the rise in finance costs in absolute terms. Fees and commission income of ₹105.84 crore contributed to revenue.

## Revenue Growth and Composition

Revenue from operations increased 17.1% year-over-year and 5.5% sequentially. Interest earned, the largest component, grew 14.6% year-over-year to ₹2,856.07 crore. Fees and commission income of ₹105.84 crore was reported for the quarter. Together, interest earned and fees account for ₹2,961.91 crore of total revenue, leaving ₹101.11 crore from other operating revenue sources.

## Profitability and Expense Trends

Profit before tax rose 22.7% year-over-year to ₹928.74 crore, and profit after tax increased 22.6% to ₹715.28 crore. Finance costs, the largest expense, grew 17.6% year-over-year to ₹1,888.49 crore, a rate slightly higher than revenue growth. However, the absolute increase in revenue (₹447.31 crore) exceeded the increase in finance costs (₹282.53 crore). Other expenses declined 9.7% year-over-year to ₹58.26 crore, further supporting profit growth. The year-over-year change in profit before tax is largely explained by the combined changes in revenue, finance costs, and other expenses.

Sequentially, revenue grew 5.5% while finance costs rose 7.2%, and other expenses were nearly flat. The sequential profit increase of 7.3% was not fully explained by the changes in revenue, finance costs, and other expenses.

Total income (revenue from operations of ₹3,063.02 crore plus other income of ₹0.03 crore) was ₹3,063.05 crore. After subtracting finance costs of ₹1,888.49 crore and other expenses of ₹58.26 crore, the remainder is ₹1,116.30 crore. The reported profit before tax of ₹928.74 crore indicates that other expense items not included in those two lines amounted to ₹187.56 crore.

## Key Takeaway

Bajaj Housing Finance Limited delivered profit growth that outpaced revenue growth in the June 2026 quarter, supported by a decline in other expenses and a revenue increase that more than offset higher finance costs in absolute terms. Fees and commission income contributed to revenue.

### Ratios

## Official filings

- 2026-09-18 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_18092026122042_SE_intimation_allotment_under_S34T5.pdf)
- 2026-09-08 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_08092026130220_SE_intimation_allotment_under_S34T4.pdf)
- 2026-09-08 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_23913_WebXMLFile_20260908_130432092.xml)
- 2026-09-03 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_03092026182349_NSE_Sustainability_Ratings_Intimation.pdf)
- 2026-08-20 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_20082026112844_SE_intimation_allotment_under_S34T3_Signed.pdf)
- 2026-08-20 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_23913_WebXMLFile_20260820_113245128.xml)
- 2026-08-19 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_19082026172131_Schedule_of_institutional_investor_meet_Signed.pdf)
- 2026-08-19 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20260819_173943331.xml)
- 2026-08-18 — Earnings Presentation: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_18082026145645_BHFL_Intimation_of_Investor_Presentation_Signed.pdf)
- 2026-08-17 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_17082026152620_Schedule_of_institutional_investor_meet_Signed.pdf)
- 2026-08-17 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_23913_WebXMLFile_20260817_154417067.xml)
- 2026-08-10 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_10082026113006_SE_intimation_allotment_under_S34T2_1.pdf)
- 2026-08-10 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/ALTERATION_OF_CAPITAL_AND_FUND_RAISING_23913_WebXMLFile_20260810_113608191.xml)
- 2026-08-07 — Generic Announcement: On August 7, 2026, Bajaj Housing Finance Limited was informed by BSE that ESG Risk Assessments & Insights Limited independently assigned an ESG Rating of "68" based on publicly available data. The company did not engage ESG Risk Assessments & Insights Limited for this rating. — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_07082026125219_ESG_Risk_Assessment_Rating_BHFL_Signed.pdf)
- 2026-08-04 — Generic Announcement: Bajaj Housing Finance Limited received an ESG Rating of "77.4" from SES ESG Research Private Limited on August 3, 2026. The company did not engage SES ESG Research Private Limited for this rating, which was independently prepared using publicly available data. The rating was communicated via email from BSE. — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_04082026110904_ESG_Rating_BHFL_SES_Signed.pdf)
- 2026-08-04 — Official Filing: Bajaj Housing Finance Limited has disclosed transcripts of its earnings call held on July 29, 2026. The call concluded at 19:20:00, and the transcripts were uploaded to the company's website on August 4, 2026, at 19:35:00. Prior intimation of this call was provided to the exchange on July 13, 2026.
- 2026-08-04 — Generic Announcement: Bajaj Housing Finance Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_04082026122149_SE_intimation_allotment_under_S34T1.pdf)
- 2026-08-04 — Official Filing: Bajaj Housing Finance Limited held an earnings conference call on July 29, 2026, to discuss financial results for the quarter ended June 30, 2026. The company reported a strong quarter with the highest ever quarterly AUM growth and disbursements. Disbursements grew 33% to INR 19,509 crores, and Assets Under Management (AUM) increased by 24% to INR 1.496 lakh crores. Profit After Tax (PAT) grew 23% year-on-year to INR 715 crores. The company also highlighted its deployment of AI initiatives to improve internal controllership and customer experience. — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_04082026195020_BHFL_Transcript_Final.pdf)
- 2026-07-30 — Official Filing: Bajaj Housing Finance Limited held its 18th Annual General Meeting on July 29, 2026, via video conference. The company submitted the Scrutinizer's Report and voting results on July 30, 2026, confirming that all resolutions, including the adoption of financial statements for the year ended March 31, 2026, the re-appointment of a director, the issue of non-convertible debentures, and approval of material related party transactions with Bajaj Finance Limited, were passed with the requisite majority. — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_30072026182924_SE_Intimation_voting_result_signed.pdf)
- 2026-07-29 — Official Filing: Bajaj Housing Finance Limited announced the appointment of Vivek Adhav as Chief Credit Wholesale Lending, effective August 1, 2026. The decision was made during a board meeting held on July 29, 2026. Adhav brings extensive experience in corporate and wholesale credit, having previously spent 21 years at Axis Bank in various leadership roles.
- 2026-07-29 — Official Filing: Bajaj Housing Finance Limited disclosed the outcome of its Q1 Results earnings call held on July 29, 2026. An audio recording of the call, which concluded at 19:20:00, was uploaded to the company's website on July 29, 2026, at 21:46:00. A prior intimation of the call was disclosed on July 13, 2026, and the outcome includes a presentation.
- 2026-07-29 — Official Filing: Bajaj Housing Finance Limited reported its investor presentation for the quarter ended June 30, 2026, on July 29, 2026. The company achieved its highest ever quarterly Assets Under Management (AUM) growth and disbursement in Q1 FY27. Disbursement increased by 33% year-over-year to ₹19,509 crore, while AUM grew by 24% to ₹1,49,624 crore. Profit After Tax (PAT) saw a 23% year-over-year increase. The company maintained a strong asset quality with Gross Non-Performing Assets (GNPA) at 0.29% and Net Non-Performing Assets (NNPA) at 0.12%. — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_29072026175153_Reg_30-_Investor_Presentation_F.pdf)
- 2026-07-29 — Official Filing: Bajaj Housing Finance Limited held a conference call on July 29, 2026, at 18:30 IST to discuss financial results for the quarter ended June 30, 2026. A presentation was shared with exchanges on the same date, and an audio recording is available on the company's investor website. — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_29072026215417_Update_on_conference_call_1_1.pdf)
- 2026-07-29 — Generic Announcement: Bajaj Housing Finance Limited's Board of Directors approved unaudited financial results for the quarter ended June 30, 2026, on July 29, 2026. The company reported a profit after tax of ₹715.28 crore for the quarter, an increase from ₹583.30 crore in the same period of the previous year. Assets under Management grew by 24% to ₹1,49,624 crore as of June 30, 2026. The company also confirmed that proceeds from non-convertible securities and commercial papers were utilized as disclosed and that all listing conditions were met. — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_29072026155705_BHFLOutcome.pdf)
- 2026-07-29 — Official Filing: Bajaj Housing Finance Limited announced the appointment of Shri Vivek Adhav as Chief, Credit – Wholesale Lending, effective August 1, 2026. This change in Senior Management Personnel was disclosed on July 29, 2026, in compliance with SEBI regulations. Adhav brings over 21 years of experience in corporate and wholesale credit, construction finance, and venture debt, including leadership roles at Axis Bank. — [Official attachment](https://nsearchives.nseindia.com/corporate/BHFL_29072026181513_SMT.pdf)

## News and market events

- 2026-08-20 — CNBC-TV18: **Bajaj Housing Finance's re-rating scope is 'limited', Jefferies says, citing premium valuations** — Jefferies expects Bajaj Housing to deliver a 23% CAGR in assets under management over FY26-29, ahead of most prime housing finance companies. However, the brokerage expects pressure on spreads to persist in the near term, while the stock’s premium valuation limits the upside potential. — [Source](https://www.cnbctv18.com/market/bajaj-housing-finance-share-price-jefferies-cautious-premium-valuations-growth-asset-quality-key-risks-outlook-19973632.htm)
- 2026-08-20 — MONEYCONTROL: **Turtlemint, Bajaj Housing Finance rise up to 4% as Jefferies initiates coverage on stocks with 'Buy' rating** — Turtlemint, Bajaj Housing Finance, Jefferies — [Source](https://www.moneycontrol.com/news/business/markets/turtlemint-bajaj-housing-finance-rise-up-to-4-as-jefferies-initiates-coverage-on-stocks-with-buy-rating-14011215.html)
- 2026-08-20 — Economic Times: **Why Jefferies sees limited upside in Bajaj Housing Finance despite its fast-growing loan book** — Jefferies initiated coverage on Bajaj Housing Finance with a Hold rating and Rs 92 target, citing limited upside from premium valuations despite strong growth prospects. It expects AUM to grow at a 23% CAGR and earnings per share at 20% through FY29, while return on assets stays near 2% and return on equity improves to 13.6%. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/why-jefferies-sees-limited-upside-in-bajaj-housing-finance-despite-its-fast-growing-loan-book/articleshow/133364160.cms)
- 2026-08-15 — The Hindu: **Tech Query: Muthoot Finance, Bajaj Housing Finance, Utkarsh Small Finance Bank, Vikram Solar- What is the outlook? Where are these stocks headed?** — Explore the stock outlook for Muthoot Finance, Bajaj Housing Finance, Utkarsh Small Finance Bank, and Vikram Solar. — [Source](https://www.thehindubusinessline.com/portfolio/technical-analysis/tech-query-muthoot-finance-bajaj-housing-finance-utkarsh-small-finance-bank-vikram-solar-what-is-the-outlook-where-are-these-stocks-headed/article71345763.ece)
- 2026-08-10 — The Hindu: **Sensex today | Stock Market Live: Sensex, Nifty slip into the red; CAS, FPI flows in focus** — Sensex, Nifty, Share Prices Live: At 10:14 a.m., the Sensex was down 70.89 points, or 0.09 per cent, at 78,428.28, while the Nifty declined 20.90 points, or 0.09 per cent, to 24,549.75. Indian markets began the week on a subdued note, with the Sensex edging higher and the Nifty marginally lower. Investors remained cautious amid the new closing auction mechanism, geopolitical risks, foreign inflows and expectations surrounding US inflation data. — [Source](https://www.thehindubusinessline.com/markets/sensex-nifty50-today-stock-market-live-updates-10-august-2026/article71324442.ece)
- 2026-08-01 — Economic Times: **Bajaj Finserv Q1 net up 18% on NBFC strength** — Bajaj Finserv announced an eighteen percent profit increase for the June quarter. This growth was primarily fueled by strong consumer finance earnings. Bajaj Finance saw its profit after tax rise by twenty-eight percent. However, profits at general and life insurance units experienced declines. Bajaj Housing Finance reported a twenty-three percent profit increase. — [Source](https://economictimes.indiatimes.com/markets/stocks/earnings/bajaj-finserv-q1-net-up-18-on-nbfc-strength/articleshow/132780431.cms)
- 2026-07-30 — Mint: **Stocks to watch: Swiggy, IRFC, Bajaj Housing Finance among shares in focus today; check list here** — Stock market today: Gift Nifty was trading near the 24,330 mark, up over 19 points from the previous close of Nifty futures. — [Source](https://www.livemint.com/market/stock-market-news/stocks-to-watch-swiggy-irfc-bajaj-housing-finance-among-shares-in-focus-today-check-list-here-11785376791464.html)
- 2026-07-29 — CNBC-TV18: **Stocks to Watch for July 30: Dabur India, Eicher Motors, Bajaj Housing and more** — From Dabur India, TeamLease and others reporting their Q1 numbers to Hind Rectifiers securing its first order from the United States for traction motor assemblies; here are stocks to track ahead of Thursday trading session. — [Source](https://www.cnbctv18.com/photos/market/stocks-to-watch-for-july-30-dabur-india-eicher-motors-bajaj-housing-and-more-19957000.htm)
- 2026-07-29 — Economic Times: **Bajaj Housing Finance Q1 Results: Net profit rises 23% YoY to Rs 715 crore, AUM rises 24%** — Bajaj Housing Finance Q1 Results: Bajaj Housing Finance on Wednesday reported a net profit of Rs 715 crore for the first quarter of FY27, marking a 23% year-on-year rise from the Rs 583 crore net profit reported in the corresponding quarter of FY27, with net interest income rising 9% YoY to Rs 968 crore. — [Source](https://economictimes.indiatimes.com/markets/stocks/earnings/bajaj-housing-finance-q1-results-net-profit-rises-23-yoy-to-rs-715-crore-aum-rises-24/articleshow/132710115.cms)
- 2026-07-29 — Mint: **Bajaj Housing Finance Q1 results: Profit jumps 23% YoY to  ₹715 crore** — Bajaj Housing Finance Q1 results: Profit jumps 23% to  ₹715 crore — [Source](https://www.livemint.com/market/stock-market-news/bajaj-housing-finance-q1-results-profit-jumps-23-to-715-crore-11785321270404.html)
- 2026-07-29 — CNBC-TV18: **Q1 Results LIVE Updates: L&T reacts to results; Four Nifty names, Dabur, Bajaj Housing report** — Q1 Results LIVE Updates: Four Nifty 50 stocks are reporting their earnings today namely Asian Paints, Adani Enterprises, Adani Ports and Eicher Motors. Dabur, Waaree Energies, ACME Solar, Bajaj Housing Finance, CarTrade Tech, Chalet Hotels, Colgate-Palmolive, J&K Bank, Hexaware Technologies, KPIT Tech, Garden Reach Shipbuilders, Force Motors, Dhanlaxmi Bank, Devyani International, MOIL, Piramal Pharma, Prestige Estates, Redington, Star Health Insurance, Syngene, Teamlease, Triveni Engineering, Zensar Tech are among the other earnings from the broader markets. L&T, Netweb Tech, among others will also be reacting to their results. Watch this space for all the LIVE Q1 results updates. — [Source](https://www.cnbctv18.com/market/q1-results-live-updates-asian-paints-adani-ports-ent-hul-eicher-bajaj-hsg-dabur-mtar-kpit-tech-cartrade-colgate-share-price-liveblog-19956225.htm)
- 2026-07-29 — Mint: **From Gift Nifty, US Fed meeting to oil prices: 8 key things that changed for Indian stock market overnight** — Gift Nifty was trading around the 24,253 level, a premium of nearly 154 points from the Nifty futures’ previous close, indicating a gap-down start for the Indian stock market indices. — [Source](https://www.livemint.com/market/stock-market-news/from-gift-nifty-us-fed-meeting-to-oil-prices-8-key-things-that-changed-for-indian-stock-market-overnight-11785288308839.html)

## Business profile

**Strategic vision:** Provides real estate financing solutions for individuals and corporations.

### Business segments
- **Housing Finance:** Provides financing for the acquisition and renovation of residential homes and commercial properties.
- **Loans Against Property:** Offers loans against property to cater to business and personal financial requirements.
- **Developer Financing:** Finances developers involved in the construction of residential and commercial projects.
- **Lease Rental Discounting:** Provides lease rental discounting services to developers and high-net-worth individuals.

### Competitive strengths
- Operates as a subsidiary of Bajaj Finance Limited within the Bajaj Finserv ecosystem.
- Classified as an ‘Upper-Layer NBFC’ by the Reserve Bank of India.

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## Freshness and sources

- Data as of: 2026-09-18
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/bajajhfl
Markdown representation: https://faxioms.com/stocks/bajajhfl?render=md