# BAJAJFINSV (BAJAJFINSV) — Stock analysis

> Faxioms all-in-one stock review. Canonical page: https://faxioms.com/stocks/bajajfinsv

## Current market snapshot

- Exchange: BSE
- Country: India
- Price: ₹1,755.7
- Change: +2.08%
- As of: 2026-10-13
- 1D return: +2.08%
- 5D return: +0.19%
- 1M return: -8.25%
- Latest complete quarter: fy27_q1

## Faxioms Analysis

_As of 2026-10-13_

### Technical Outlook

As of October 13, 2026, BAJAJFINSV is exhibiting a bearish technical setup on the daily and weekly charts, with price trading below key moving averages and the Supertrend indicator. This contrasts with a bullish Supertrend signal on the monthly timeframe, indicating mixed signals across different horizons. Daily trend strength is strong with an ADX of 51.85, while weekly trend strength is weak (ADX 17.98) and monthly trend strength is established (ADX 30.33). The stock is positioned near the lower end of its 20-day and 50-day ranges, at +24.2% and +13.3% respectively, and in the lower-middle of its 252-day range at +26.5%.

Participation on October 1, 2026, showed an 'extreme' anomaly of high participation with no clear direction, indicated by a volume ratio of 3.28 and a Z-score of 5.08. The annualized volatility stands at +25.2% with an ATR of 2.13%, and the current drawdown is -19.3%. Key resistance is observed at ₹1765.0 (0.53% above current price), with support at ₹1744.57 (0.63% below current price). A confirmed break below ₹1744.57 could signal further downside, while a sustained move above ₹1765.0 might indicate a potential shift in the daily trend.

- Daily and weekly charts show a bearish trend, while the monthly chart indicates a bullish Supertrend signal.
- Daily trend strength is strong (ADX 51.85), but weekly trend strength is weak (ADX 17.98).
- Annualized volatility is +25.2% with a current drawdown of -19.3%.
- Nearest resistance is at ₹1765.0 (0.53% higher) and nearest support is at ₹1744.57 (0.63% lower).
- A break below ₹1744.57 could confirm further weakness, while a move above ₹1765.0 may signal a trend change.

- Outside Bar
- Harami
- Evening Star

### News Context

Bajaj Finserv Limited has scheduled a Board Meeting for November 3, 2026, to review the unaudited financial results for the quarter and half-year ended September 30, 2026. In preparation for this, the company has closed its trading window for designated employees and their immediate relatives from October 1, 2026, to November 5, 2026, adhering to SEBI (Prohibition of Insider Trading) Regulations. Additionally, on October 6, 2026, the company submitted a certificate confirming that its registrar, KFin Technologies Limited, processed dematerialization requests for the quarter ending September 30, 2026, in compliance with SEBI regulations. A separate announcement on October 2, 2026, indicated an acquisition agreement.

- Board meeting scheduled for November 3, 2026, to approve unaudited financial results for the quarter and half-year ended September 30, 2026.
- Trading window closed from October 1, 2026, to November 5, 2026, for designated persons.
- Certificate filed on October 6, 2026, confirms dematerialization processing for the quarter ended September 30, 2026.
- Announcement regarding an acquisition agreement was made on October 2, 2026.

- Bajaj Finserv Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30 September 2026. |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018
- Financial Results |Meeting Date: 03-Nov-2026
- BAJAJ FINSERV LIMITED has informed the Exchange about Board Meeting to be held on 03-Nov-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 . |SUBJECT: Board Meeting Intimation
- Board Meeting Intimation |Meeting Date: 03-Nov-2026
- BAJAJ FINSERV LIMITED has informed the Exchange regarding Acquisition (including agreement to acquire) |SUBJECT: Acquisition (including agreement to acquire)-XBRL

### Official Filings

Bajaj Finserv Limited has announced a board meeting scheduled for November 3, 2026. The primary agenda is to consider and approve the unaudited standalone and consolidated financial results for the quarter and half-year ended September 30, 2026. In preparation for this, the company has closed its trading window for designated persons and their immediate relatives from October 1, 2026, to November 5, 2026, in line with SEBI (Prohibition of Insider Trading) Regulations. Additionally, the company has filed a certificate confirming the processing of dematerialization requests by its registrar, KFin Technologies Limited, for the quarter ending September 30, 2026, as required under SEBI (Depositories and Participants) Regulations, 2018. This filing, dated October 6, 2026, confirms routine administrative processes related to shareholding records.

- Board meeting scheduled for November 3, 2026, to approve financial results for the quarter and half-year ended September 30, 2026.
- Trading window for designated persons closed from October 1, 2026, to November 5, 2026.
- Filed a certificate on October 6, 2026, confirming dematerialization request processing for the quarter ended September 30, 2026.

- [Bajaj Finserv Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30 September 2026. |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_06102026185248_BFS.pdf)
- [Financial Results |Meeting Date: 03-Nov-2026](https://nsearchives.nseindia.com/corporate/walimbelk_05102026190704_BFSPriorintimaion30september2026.pdf)
- [BAJAJ FINSERV LIMITED has informed the Exchange about Board Meeting to be held on 03-Nov-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 . |SUBJECT: Board Meeting Intimation](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- [Board Meeting Intimation |Meeting Date: 03-Nov-2026](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- [BAJAJ FINSERV LIMITED has informed the Exchange regarding Acquisition (including agreement to acquire) |SUBJECT: Acquisition (including agreement to acquire)-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/REG30_Restructuring_2749_WebXMLFile_20261002_154310113.xml)
- [Bajaj Finserv Limited has informed the Exchange about subscription of warrants convertible into equivalent number of Equity Shares for an aggregate consideration not exceeding Rs. 5,800 Crore by way of preferential issue by Bajaj Finance Limited. |SUBJECT: Acquisition](https://nsearchives.nseindia.com/corporate/walimbelk_01102026233519_BFS_SEIntimationletter_Final.pdf)
- [Bajaj Finserv Limited has informed the Exchange about Retirement of Shri Ramaswamy P. Subramaniam, President - Private Equity Investments & Group Strategy Head with effect from 30 September 2026 (close of business hours). |SUBJECT: Retirement](https://nsearchives.nseindia.com/corporate/walimbelk_30092026191527_SamIntimation.pdf)
- [BAJAJ FINSERV LIMITED has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_2749_WebXMLFile_20260930_191936636.xml)
- [Integrated Filing- Financials|Revision|We have received the query from the stock exchange i.e. Standalone Results - Declaration not submitted in XBRL Mode for Year Ended - March 2026. Therefore the Company is filing the revised XBRL.](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1729223_28092026110008_WEB.xml)
- [Bajaj Finserv Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015 |SUBJECT: Trading Window](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_28092026184208_Intimation.pdf)

### Fundamentals

Bajaj Finserv reported a sequential increase in revenue from operations, rising to ₹42,036.90 crore in Q1 FY2026-27 from ₹38,493.79 crore in Q4 FY2025-26. This top-line growth was accompanied by a rise in expenses to ₹33,109.82 crore from ₹31,590.98 crore over the same period. Consequently, net profit also saw an increase, reaching ₹6,296.67 crore in Q1 FY2026-27 compared to ₹5,226.26 crore in the prior quarter. The company's operating profit followed a similar upward trend, increasing from ₹14,050 crore in the March 2026 period to ₹14,050 crore in the September 2025 period, and net profit grew from ₹4,746 crore to ₹4,746 crore. The company's borrowings have shown a consistent increase, projected to reach ₹429,914 in March 2026 from ₹288,933 in March 2024. Return on Equity has remained stable at approximately 13-14% over the last three years. The most important checkpoint for the next results will be the sustainability of profit growth amidst rising finance costs, which increased sequentially to ₹7,833.85 crore in Q1 FY2026-27 from ₹7,290.90 crore in Q4 FY2025-26.

- Revenue from operations increased sequentially to ₹42,036.90 crore in Q1 FY2026-27.
- Net profit rose to ₹6,296.67 crore in Q1 FY2026-27, showing improved profit conversion.
- Borrowings are projected to increase to ₹429,914 by March 2026.
- Monitor finance costs for their impact on future profitability.

### Bull Case

The company's monthly technical trend indicates a bullish setup, with the Supertrend direction showing a bullish signal. Additionally, the monthly ADX (Average Directional Index) at 30.33 suggests a trending market, supported by a plus DI of 17.9 and a minus DI of 19.16. The stock has shown a positive return of +11.4% since its inception, indicating long-term growth potential. The nearest support level is identified at ₹1744.57, which is 0.63% below the current price.

- Monthly Supertrend direction is bullish.
- Monthly ADX is 30.33, indicating a trending market.
- Return since inception is +11.4%.
- Nearest support level is ₹1744.57.

- [Bajaj Finserv Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30 September 2026. |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_06102026185248_BFS.pdf)
- [Financial Results |Meeting Date: 03-Nov-2026](https://nsearchives.nseindia.com/corporate/walimbelk_05102026190704_BFSPriorintimaion30september2026.pdf)
- [BAJAJ FINSERV LIMITED has informed the Exchange about Board Meeting to be held on 03-Nov-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 . |SUBJECT: Board Meeting Intimation](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- [Board Meeting Intimation |Meeting Date: 03-Nov-2026](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- [BAJAJ FINSERV LIMITED has informed the Exchange regarding Acquisition (including agreement to acquire) |SUBJECT: Acquisition (including agreement to acquire)-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/REG30_Restructuring_2749_WebXMLFile_20261002_154310113.xml)
- [Bajaj Finserv Limited has informed the Exchange about subscription of warrants convertible into equivalent number of Equity Shares for an aggregate consideration not exceeding Rs. 5,800 Crore by way of preferential issue by Bajaj Finance Limited. |SUBJECT: Acquisition](https://nsearchives.nseindia.com/corporate/walimbelk_01102026233519_BFS_SEIntimationletter_Final.pdf)
- [Bajaj Finserv Limited has informed the Exchange about Retirement of Shri Ramaswamy P. Subramaniam, President - Private Equity Investments & Group Strategy Head with effect from 30 September 2026 (close of business hours). |SUBJECT: Retirement](https://nsearchives.nseindia.com/corporate/walimbelk_30092026191527_SamIntimation.pdf)
- [BAJAJ FINSERV LIMITED has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_2749_WebXMLFile_20260930_191936636.xml)
- [Integrated Filing- Financials|Revision|We have received the query from the stock exchange i.e. Standalone Results - Declaration not submitted in XBRL Mode for Year Ended - March 2026. Therefore the Company is filing the revised XBRL.](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1729223_28092026110008_WEB.xml)
- [Bajaj Finserv Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015 |SUBJECT: Trading Window](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_28092026184208_Intimation.pdf)

### Bear Case

Bajaj Finserv's technical indicators suggest a weakening trend. The daily trend analysis shows a bearish supertrend direction, with the Exponential Moving Average (EMA) 20 slope at -34.02 and the Simple Moving Average (SMA) 20 slope at -49.8, indicating downward momentum. The Average Directional Index (ADX) at 14 is 51.85, which is above 40, suggesting strong trending conditions, but the negative slopes of the moving averages point towards a downtrend. The weekly trend also shows a bearish supertrend direction, with the EMA 20 slope at -56.83. The company has experienced a year-to-date return of -13.8% and a 1-year return of -13.1%. Current drawdown stands at -19.3%, with a maximum drawdown of -25.0%. The nearest support level is identified at ₹1744.57, which is 0.63% below the current price of ₹1755.7.

- Daily trend analysis indicates a bearish market setup with strong trending conditions (ADX 14 at 51.85) and negative moving average slopes.
- Weekly trend analysis also shows a bearish supertrend direction.
- The stock has experienced a year-to-date return of -13.8% and a 1-year return of -13.1%.
- Current drawdown is -19.3%, with a maximum drawdown recorded at -25.0%.
- The nearest support level is ₹1744.57, approximately 0.63% below the current price.

- [Bajaj Finserv Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30 September 2026. |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_06102026185248_BFS.pdf)
- [Financial Results |Meeting Date: 03-Nov-2026](https://nsearchives.nseindia.com/corporate/walimbelk_05102026190704_BFSPriorintimaion30september2026.pdf)
- [BAJAJ FINSERV LIMITED has informed the Exchange about Board Meeting to be held on 03-Nov-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 . |SUBJECT: Board Meeting Intimation](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- [Board Meeting Intimation |Meeting Date: 03-Nov-2026](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- [BAJAJ FINSERV LIMITED has informed the Exchange regarding Acquisition (including agreement to acquire) |SUBJECT: Acquisition (including agreement to acquire)-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/REG30_Restructuring_2749_WebXMLFile_20261002_154310113.xml)
- [Bajaj Finserv Limited has informed the Exchange about subscription of warrants convertible into equivalent number of Equity Shares for an aggregate consideration not exceeding Rs. 5,800 Crore by way of preferential issue by Bajaj Finance Limited. |SUBJECT: Acquisition](https://nsearchives.nseindia.com/corporate/walimbelk_01102026233519_BFS_SEIntimationletter_Final.pdf)
- [Bajaj Finserv Limited has informed the Exchange about Retirement of Shri Ramaswamy P. Subramaniam, President - Private Equity Investments & Group Strategy Head with effect from 30 September 2026 (close of business hours). |SUBJECT: Retirement](https://nsearchives.nseindia.com/corporate/walimbelk_30092026191527_SamIntimation.pdf)
- [BAJAJ FINSERV LIMITED has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_2749_WebXMLFile_20260930_191936636.xml)
- [Integrated Filing- Financials|Revision|We have received the query from the stock exchange i.e. Standalone Results - Declaration not submitted in XBRL Mode for Year Ended - March 2026. Therefore the Company is filing the revised XBRL.](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1729223_28092026110008_WEB.xml)
- [Bajaj Finserv Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015 |SUBJECT: Trading Window](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_28092026184208_Intimation.pdf)

### FAQs

**When will Bajaj Finserv announce its financial results for the quarter and half-year ended September 30, 2026, and what is the current trading window status?**

Bajaj Finserv Limited's Board of Directors is scheduled to meet on November 3, 2026, to consider and approve the unaudited standalone and consolidated financial results for the quarter and half-year ended September 30, 2026. The trading window for designated persons and their immediate relatives has been closed from October 1, 2026, and is set to reopen on November 5, 2026.

**What are Bajaj Finserv's recent performance returns across different periods?**

As of October 13, 2026, Bajaj Finserv has shown the following returns: +2.1% for the last day (return_1), +0.2% for the last 10 days (return_10), -8.2% for the last month (return_1m), -8.0% for the last 3 months (return_3m), -1.8% for the last 6 months (return_6m), and -13.1% for the last year (return_1y). Year-to-date (YTD) return is -13.8%, while the return since the start of trading is +11.4%.

**What are the key technical support and resistance levels for Bajaj Finserv?**

The nearest technical resistance levels for Bajaj Finserv are at ₹1765.0 (0.53% above current price), ₹1769.23 (0.77% above current price), ₹1786.17 (1.74% above current price), and ₹1803.85 (2.74% above current price). Key support levels are identified at ₹1744.57 (0.63% below current price), ₹1727.63 (1.60% below current price), ₹1702.97 (3.00% below current price), and ₹1700.92 (3.12% below current price).

**What is the current technical trend direction for Bajaj Finserv on daily and weekly charts?**

Based on technical indicators as of October 13, 2026, Bajaj Finserv is showing a 'bearish' supertrend direction on the daily chart. The weekly chart also indicates a 'bearish' supertrend direction.

- [Bajaj Finserv Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30 September 2026. |SUBJECT: Certificate under SEBI (Depositories and Participants) Regulations, 2018](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_06102026185248_BFS.pdf)
- [Financial Results |Meeting Date: 03-Nov-2026](https://nsearchives.nseindia.com/corporate/walimbelk_05102026190704_BFSPriorintimaion30september2026.pdf)
- [BAJAJ FINSERV LIMITED has informed the Exchange about Board Meeting to be held on 03-Nov-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 . |SUBJECT: Board Meeting Intimation](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- [Board Meeting Intimation |Meeting Date: 03-Nov-2026](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- [BAJAJ FINSERV LIMITED has informed the Exchange regarding Acquisition (including agreement to acquire) |SUBJECT: Acquisition (including agreement to acquire)-XBRL](https://nsearchives.nseindia.com/corporate/xbrl/REG30_Restructuring_2749_WebXMLFile_20261002_154310113.xml)
- [Bajaj Finserv Limited has informed the Exchange about subscription of warrants convertible into equivalent number of Equity Shares for an aggregate consideration not exceeding Rs. 5,800 Crore by way of preferential issue by Bajaj Finance Limited. |SUBJECT: Acquisition](https://nsearchives.nseindia.com/corporate/walimbelk_01102026233519_BFS_SEIntimationletter_Final.pdf)
- [Bajaj Finserv Limited has informed the Exchange about Retirement of Shri Ramaswamy P. Subramaniam, President - Private Equity Investments & Group Strategy Head with effect from 30 September 2026 (close of business hours). |SUBJECT: Retirement](https://nsearchives.nseindia.com/corporate/walimbelk_30092026191527_SamIntimation.pdf)
- [BAJAJ FINSERV LIMITED has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA |SUBJECT: Change in Directors/KMP/SMP/Auditor/RTA](https://nsearchives.nseindia.com/corporate/xbrl/CIM_2749_WebXMLFile_20260930_191936636.xml)
- [Integrated Filing- Financials|Revision|We have received the query from the stock exchange i.e. Standalone Results - Declaration not submitted in XBRL Mode for Year Ended - March 2026. Therefore the Company is filing the revised XBRL.](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1729223_28092026110008_WEB.xml)
- [Bajaj Finserv Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015 |SUBJECT: Trading Window](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_28092026184208_Intimation.pdf)
## Technical analytics

- As of: 2026-10-13
- Daily trend: Moderate Downtrend
- Weekly trend: Weak Downtrend
- Pivot point: ₹1,727.63
- Risk regime: Price Risk Requires Attention

### Support levels
- 1700.925
- 1648.425
- 1597

### Resistance levels
- 1765
- 1803.8515625
- 1835.421875

### Return and range metrics

| Metric | Value |
| --- | --- |
| return_1 | +2.08% |
| return_10 | +0.21% |
| return_1m | -8.25% |
| return_1y | -13.10% |
| return_20 | -8.25% |
| return_3m | -7.99% |
| return_5 | +0.19% |
| return_6m | -1.82% |
| return_since_start | +11.37% |
| return_ytd | -13.81% |

### Risk and volatility metrics

| Metric | Value |
| --- | --- |
| state | elevated_risk |
| label | Price risk requires attention |
| summary | Recent drawdown or price variability is high enough to warrant closer monitoring. |
| maximum_drawdown | -25.03% |
| annualized_volatility | +25.17% |

## Quarterly financials

- Latest complete quarter: fy27_q1

# Revenue and Profit Rise as Expense Growth Slows; Comprehensive Income More Than Doubles

Bajaj Finserv reported revenue from operations of ₹42,036.90 crore in the first quarter of fiscal 2027, up 9% from the previous quarter and 19% from the same quarter last year. Profit before tax rose 29% sequentially, as expenses grew at a slower pace. Comprehensive income more than doubled from the previous quarter, driven by a positive swing in other comprehensive income. The company also recorded a sharp reduction in paid-up equity share capital.

## Revenue and Interest Income

Revenue from operations reached ₹42,036.90 crore, a sequential increase of 9.2% from ₹38,493.79 crore in the fourth quarter of fiscal 2026 and an 18.6% rise compared to ₹35,439.08 crore in the same quarter last year. This growth reversed the decline seen in the previous quarter, when revenue had slipped from ₹39,708.06 crore in Q3 to ₹38,493.79 crore in Q4, and pushed the top line to its highest level in the five-quarter period.

Interest earned, the largest component of revenue, grew 6.4% sequentially to ₹22,362.01 crore, continuing a steady upward trend. Dividend income more than doubled to ₹102.36 crore from ₹40.51 crore in the previous quarter, though it remains a small portion of total revenue. Because total revenue grew faster than interest income, other revenue streams expanded at a higher rate during the quarter.

## Expense Growth and Profitability

Total expenses were ₹33,109.82 crore, up 4.8% from ₹31,590.98 crore in the previous quarter. This increase was slower than the 9.2% revenue growth, causing the gap between revenue and expenses to widen.

Finance costs rose 7.5% to ₹7,833.85 crore. Net interest income—interest earned minus finance costs—grew 5.8% to ₹14,528.16 crore. Employee benefit expenses were ₹3,844.85 crore. The slower expense growth relative to revenue growth contributed to higher profitability.

## Profit Before Tax and Net Profit

Profit before tax rose 29.1% to ₹8,927.08 crore from ₹6,917.16 crore in the previous quarter, and was 23.9% higher than the ₹7,203.02 crore reported in the same quarter last year. This was the highest level in the five-quarter period.

Profit after tax increased 20.5% to ₹6,296.67 crore, also the highest in the period. Segment profit before tax was ₹8,932.19 crore, nearly identical to the consolidated figure, indicating minimal unallocated items.

## Comprehensive Income and Other Comprehensive Income

Comprehensive income was ₹8,234.23 crore, more than double the ₹2,947.13 crore recorded in the previous quarter and 64.8% above the ₹4,996.82 crore in the prior-year quarter. Other comprehensive income swung from a negative ₹2,279 crore in Q4 to a positive ₹1,938 crore in Q1, driving the increase.

## Equity Share Capital Reduction

Paid-up equity share capital dropped from ₹159.87 crore to ₹1 crore, a decline of 99.4%. This change will affect per-share metrics in future periods.

## Key Takeaway

Bajaj Finserv’s first quarter of fiscal 2027 saw revenue and profit rise, with expense growth trailing revenue growth. Comprehensive income more than doubled from the previous quarter due to a positive swing in other comprehensive income. The paid-up equity share capital fell sharply, which will affect per-share comparisons. The quarter’s results showed higher profitability compared to recent quarters.

### Ratios

## Shareholding pattern

- Quarter: FY2027-Q1
- As of: 2026-06-30
- Promoter holding: +58.71%
- FII holding: +6.86%
- DII holding: +12.11%
- Mutual fund holding: +8.46%
- Retail holding: +6.52%
- Promoter pledged: +0.00%

### Major reported shareholders

- BAJAJ HOLDINGS AND INVESTMENT LIMITED — +38.41% (Bodies Corporate)
- JAMNALAL SONS PRIVATE LIMITED — +8.54% (Bodies Corporate)
- JAYA HIND INDUSTRIES PRIVATE LIMITED — +3.92%
- ICICI PRUDENTIAL NIFTY50 EQUAL WEIGHT INDEX FUND — +2.61%
- MAHARASHTRA SCOOTERS LTD — +2.37% (Bodies Corporate)
- SBI ARBITRAGE OPPORTUNITIES FUND — +2.15%
- LICI ASM NON PAR — +2.07%
- BAJAJ SEVASHRAM PRIVATE LIMITED — +1.67% (Bodies Corporate)
- BACHHRAJ AND COMPANY PRIVATE LIMITED — +1.46% (Bodies Corporate)
- Niraj Bajaj (Yamuna Trust) — +1.14%

## Official filings

- 2026-10-06 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_06102026185248_BFS.pdf)
- 2026-10-05 — Board Meeting Notice: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/walimbelk_05102026190704_BFSPriorintimaion30september2026.pdf)
- 2026-10-05 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- 2026-10-05 — Board Meeting Notice: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/PRIOR_INTIMATION_2749_WebXMLFile_20261005_191752747.xml)
- 2026-10-02 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/REG30_Restructuring_2749_WebXMLFile_20261002_154310113.xml)
- 2026-10-01 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/walimbelk_01102026233519_BFS_SEIntimationletter_Final.pdf)
- 2026-09-30 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/walimbelk_30092026191527_SamIntimation.pdf)
- 2026-09-30 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CIM_2749_WebXMLFile_20260930_191936636.xml)
- 2026-09-28 — Financial Results Filing: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/INTEGRATED_FILING_NBFC_INDAS_1729223_28092026110008_WEB.xml)
- 2026-09-28 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_28092026184208_Intimation.pdf)
- 2026-09-28 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/CLOSURE_TRADING_WINDOW_2749_WebXMLFile_20260928_184443076.xml)
- 2026-09-07 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_07092026182354_SEintimationprovisionalnumnberaug2026.pdf)
- 2026-09-01 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_01092026170720_BFSIntimation.pdf)
- 2026-08-17 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_2749_WebXMLFile_20260817_143802324.xml)
- 2026-08-17 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_17082026144030_BFSSEINTIMATIONLEADERSHIPDAY2026.pdf)
- 2026-08-07 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_2749_WebXMLFile_20260807_160516143.xml)
- 2026-08-07 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_07082026155637_BFSINVESTORMEETEMKAY7AUGUST2026.pdf)
- 2026-08-07 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_07082026102852_BFSSEINTIMATIONPROVISIONALJULY26.pdf)
- 2026-08-05 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/xbrl/SAIIM_2749_WebXMLFile_20260805_150401047.xml)
- 2026-08-05 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_05082026150009_BFSTranscriptSE.pdf)
- 2026-08-03 — Generic Announcement: Bajaj Finserv Limited — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_03082026174607_BFSVRAGM2026SIGNED.pdf)
- 2026-08-01 — Official Filing: Bajaj Finserv Limited has disclosed an audio recording of an earnings call held on July 31, 2026, concluding at 18:30:00. The recording was uploaded to the company's website on July 31, 2026, at 21:45:00 and is available via a provided weblink. Prior intimation of this earnings call was disclosed to the exchange on July 25, 2026.
- 2026-07-31 — Official Filing: On July 31, 2026, Bajaj Finserv Limited's Board of Directors approved the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The board also approved the issuance of 15,11,358 equity shares to the Bajaj Finserv ESOP Trust and granted approval to pursue reinsurance business through a new subsidiary, subject to regulatory approvals. — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_31072026115610_SEIntimationsjuly2026.pdf)
- 2026-07-31 — Official Filing: On July 31, 2026, the Board of Directors of Bajaj Finserv Limited approved the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026, with unmodified opinions. The board also approved the issuance of 15,11,358 equity shares to Bajaj Finserv ESOP Trust and granted approval to pursue reinsurance business through a new subsidiary, subject to regulatory approvals. — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_31072026120404_SEIntimationsjuly2026Updates.pdf)
- 2026-07-31 — Official Filing: Bajaj Finserv Limited has announced an investors presentation scheduled for August 3-6, 2026, in Singapore and Hong Kong. This presentation will cover the company's performance for Q1 FY2027 and FY2026, with an INR to USD conversion rate of 94.5 used throughout. The presentation materials are enclosed with this intimation, following up on a previous notice dated July 23, 2026. — [Official attachment](https://nsearchives.nseindia.com/corporate/BAJAJFINSV_31072026180854_BFSInvestorPresentation.pdf)

## News and market events

- 2026-10-05 — Economic Times: **Bajaj Finance shares jump 5% after Q2 business update. Why Jefferies sees 35% upside in its top pick?** — Bajaj Finance shares rose sharply on Monday after the NBFC reported 26.5% YoY growth in Q2 FY27 AUM to nearly Rs 5.85 lakh crore. Jefferies retained its Buy rating and Rs 1,280 target price, implying 35% upside, and reaffirmed Bajaj Finance as a top pick, citing strong AUM growth. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/bajaj-finance-shares-jump-5-after-q2-business-update-why-jefferies-sees-35-upside-in-its-top-pick/articleshow/134686516.cms)
- 2026-09-25 — BUSINESSTODAY: **Sensex, Nifty extend losing streak to seventh week, longest ever; what's next?** — Sensex, Nifty, stock market, Indian stock market, share market, Nifty 50, BSE Sensex, weekly market performance, seven-week losing streak, longest losing streak, Friday market, realty stocks, auto stocks, FMCG stocks, IT stocks, midcap stocks, smallcap stocks, foreign fund outflows, crude oil prices, global yields, Nifty outlook, market outlook — [Source](https://www.businesstoday.in/markets/stocks/story/sensex-nifty-extend-losing-streak-to-seventh-week-longest-ever-whats-next-557889-2026-09-25)
- 2026-09-25 — Mint: **India's Fintech-Bank Partnerships Can Take 18 Months to Launch - or Just Weeks, New Playbook Finds | Mint** — Released by IIMA Ventures and MSC, the Partnerships Playbook 2.0 serves as a resource for fintechs in India to forge partnerships with financial institutions. It outlines operational timelines and the importance of trust-building, showcasing effective collaborations driving financial inclusion. — [Source](https://www.livemint.com/focus/indias-fintech-bank-partnerships-can-take-18-months-to-launch-or-just-weeks-new-playbook-finds-11790322343793.html)
- 2026-09-24 — Economic Times: **Irdai commission curbs spark sharp selloff in insurers, banks and NBFCs** — Shares of insurers, banks, and non-banking finance companies dropped sharply following proposed commission caps by Irdai. The proposals raised concerns over the outlook for businesses reliant on insurance distribution. Major companies such as PB Fintech and Max Financial Services experienced significant declines. Analysts indicate that banks and NBFCs could face negative impacts from the changes in commission structures. — [Source](https://economictimes.indiatimes.com/industry/banking/finance/insure/irdai-commission-curbs-spark-sharp-selloff-in-insurers-banks-and-nbfcs/articleshow/134468312.cms)
- 2026-09-24 — CNBC-TV18: **FIIs offload ₹5,027 crore worth of shares as Nifty hits five-month low** — Domestic institutional investors remain buyers with net purchases of ₹4,301 crore — [Source](https://www.cnbctv18.com/market/fiis-offload-%25e2%2582%25b95027-crore-worth-of-shares-as-nifty-hits-five-month-low-19998010.htm)
- 2026-09-24 — BUSINESS: **Nifty hits over five-month low as banks, NBFCs slide amid high oil prices** — Nifty suffers its steepest single-day fall since July 8 as Brent crude nears $105 a barrel and selling in banks and NBFCs intensifies — [Source](https://www.business-standard.com/markets/news/nifty-hits-over-five-month-low-as-banks-nbfcs-slide-amid-high-oil-prices-126092401078_1.html)
- 2026-09-24 — NEWS.WEBINDIA123.COM: **Navana.ai launches Bodhi TTS, Indian Text-to-Speech Voice AI Model in 10 Indian Languages; Priced at one-eighth of ElevenLabs, 60% below Sarvam** — PNN — [Source](https://news.webindia123.com/news/Articles/Business/20260924/4503009.html)
- 2026-09-24 — NEWS.WEBINDIA123.COM: **Bajaj Finance Personal Loan Offers Rs. 40,000 to Rs. 55 Lakh with Tenures up to 108 Months** — NewsVoir — [Source](https://news.webindia123.com/news/Articles/Business/20260924/4503001.html)
- 2026-09-24 — Mint: **Sensex, Nifty crash today: What led to 'Thursday Tank' - Top impact made by these news; check biggest losers, m-cap loss** — Rising crude oil prices and bond yields weighed on the market, prompting concerns over inflation and a potential Fed rate hike. Banking and financial stocks fell sharply on proposed changes to insurance rules, leading to a broad selloff and a loss of nearly ₹4 lakh crore in investor wealth. — [Source](https://www.livemint.com/market/stock-market-news/sensex-nifty-crash-today-what-led-to-thursday-tank-top-impact-made-by-these-news-check-biggest-losers-m-cap-loss-11790240847834.html)
- 2026-09-24 — Times of India: **Why is stock market crashing today? Sensex, Nifty fall over 1.5% - top reasons** — img border="0" hspace="10" align="left" style="margin-top:3px;margin-right:5px;" src="https://timesofindia.indiatimes.com/photo/134456699.cms" /The stock market came under heavy selling pressure, with the Sensex and Nifty declining nearly 1.5% as a sharp rise in bond yields to 19-year highs added to investor concerns. — [Source](https://timesofindia.indiatimes.com/business/india-business/stock-market-crash-today-why-are-sensex-nifty-down-on-september-24-2026-op-reasons-for-fall/articleshow/134456699.cms)
- 2026-09-24 — News18: **Market Crash: Sensex Plunges Over 1,000 Points, Nifty Below 23,150; Fear Index Surges 22%** — At 1:45 pm, the Sensex was down 1,040.56 points, or 1.39%, at 73,787.69, while the Nifty fell 313.65 points, or 1.34%, to 23,133.15. — [Source](https://www.news18.com/business/markets/market-crash-sensex-plunges-over-1000-points-nifty-below-23150-fear-index-surges-22-10350438.html)
- 2026-09-24 — MONEYCONTROL: **Bank Nifty, Fin Nifty crash up to 2% as brokerages see earnings hit from IRDAI proposals; Axis Bank, Max Financial top losers** — Bank Nifty, Fin Nifty, IRDAI, Axis Bank, Max Financial — [Source](https://www.moneycontrol.com/news/business/markets/bank-nifty-fin-nifty-crash-up-to-2-as-brokerages-see-earnings-hit-from-irdai-proposals-axis-bank-max-financial-top-losers-14037252.html)
- 2026-09-24 — Economic Times: **Why is market falling today? Sensex tumbles over 650 points, Nifty below 23,250. 5 factors behind Rs 4 lakh crore wipeout** — Indian equity benchmark indices Sensex and Nifty fell nearly 1% on Thursday, erasing over Rs 4 lakh crore in BSE market capitalisation. Surging US 10-year Treasury bond yields to 19-year highs, heightened US Fed rate hike expectations, and rising crude oil prices above $102 per barrel triggered a sharp market selloff. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/why-is-market-falling-today-sensex-tumbles-over-500-points-nifty-below-23250-5-factors-behind-rs-4-lakh-crore-wipeout/articleshow/134450985.cms)
- 2026-09-24 — The Hindu: **Sensex, Nifty slide over 0.8% as rising crude, US bond yields rattle markets; financials lead losses** — HDFC Life Insurance was the top loser on the Nifty 50, falling 6.28% to ₹526.25 from a previous close of ₹561.50 — [Source](https://www.thehindubusinessline.com/markets/sensex-nifty-slide-over-08-as-rising-crude-us-bond-yields-rattle-markets-financials-lead-losses/article71502720.ece)
- 2026-09-23 — Economic Times: **Bajaj Finance shares jump 3% after UBS upgrades to Neutral, hikes target price while Jefferies screams Buy** — Bajaj Finance shares jumped 3% on Wednesday following bullish brokerage calls. Global brokerages Jefferies and UBS issued positive outlooks, with Jefferies maintaining a Buy rating with a target of Rs 1,280, while UBS upgraded the stock to Neutral with a target price of Rs 1,100. — [Source](https://economictimes.indiatimes.com/markets/stocks/news/bajaj-finance-shares-jump-3-after-ubs-upgrades-to-neutral-hikes-target-price-while-jefferies-screams-buy/articleshow/134426497.cms)
- 2026-09-22 — MONEYCONTROL: **Taking Stock: Market snaps 4-day winning streak; Nifty below 23,350, Sensex down 330 pts** — Stock Market Today,Taking Stock,Sensex,Nifty,Market Today,Sensex Today, Nifty Today,Stock Market Today,India Stock Market Today,Share Market Today — [Source](https://www.moneycontrol.com/news/business/markets/taking-stock-market-snaps-4-day-winning-streak-nifty-below-23-350-sensex-down-330-pts-14035361.html)
- 2026-09-22 — Economic Times: **India can become an AI infrastructure hub for Global South: Microsoft's Puneet Chandok** — Microsoft has launched the India South Central Cloud Region in Hyderabad, its fourth in the country, following the existing ones in Mumbai, Pune and Chennai. — [Source](https://economictimes.indiatimes.com/ai/ai-insights/india-can-become-an-ai-infrastructure-hub-for-global-south-microsofts-puneet-chandok/articleshow/134403497.cms)
- 2026-09-22 — Mint: **A year after Nayara blip, Microsoft promises Indian clients full sovereign cloud and data control | Company Business News** — The tech giant will grant Indian clients complete legal and technical authority over their cloud data, shielding operations from overseas sanction-led disruptions like last year's Azure outage at Nayara Energy. — [Source](https://www.livemint.com/companies/news/a-year-after-nayara-blip-microsoft-promises-indian-clients-full-sovereign-cloud-and-data-control-11789999144448.html)
- 2026-09-21 — The Hindu: **Refurbished phones gain traction as new smartphone sales slow** — Smartphone retailers are scrambling to find second-hand mobile vendors ahead of the festive season as customers look for alternatives amid mounting prices. — [Source](https://www.thehindubusinessline.com/info-tech/refurbished-phones-gain-traction-as-new-smartphone-sales-slow/article71485755.ece)
- 2026-09-19 — Economic Times: **Checkout financing may get festive boost as electronics turn costlier - The Economic Times** — Products such as mobile phones, laptops and consumer durables have become costlier, partly due to an AI-driven rise in memory chip costs. While this is likely to weigh on sales volumes, industry and analyst estimates suggest sales values to grow due to the price hikes. This works in favour of checkout-financing players during the peak festive sales season, according to industry executives and analysts. — [Source](https://economictimes.indiatimes.com/tech/technology/checkout-financing-may-get-festive-boost-as-electronics-turn-costlier/articleshow/134340505.cms)
- 2026-09-16 — CNBC-TV18: **Here are the stocks India's Mutual Funds bought and sold in August** — Among the most bought industry wide stocks, LIC led that list as Mutual Funds piled into India's largest insurer during its mega Offer For Sale (OFS). Fund houses purchased LIC shares worth over ₹24,000 crore according to the Prime Database data. Other stocks in the list include HDFC Bank (₹5,492 crore), Bharti Airtel (₹3,870 crore), the newly listed Dhoot Transmission (₹3,130 crore) and Aster DM (₹2,967 crore). — [Source](https://www.cnbctv18.com/photos/market/mutual-fund-buying-and-selling-august-lic-eternal-hdfc-bank-kotak-sbi-ril-share-price-19991413.htm)
- 2026-09-14 — Mint: **Yes to Shanghvi, no to Tata: Why RBI did not follow its precedent set in 2023 | Company Business News** — Like Shanghvi Finance, Tata Sons too paid off all its borrowings and applied to surrender its NBFC licence but didn't get a reprieve on listing from the RBI. — [Source](https://www.livemint.com/companies/news/tata-sons-ipo-listing-shanghvi-finance-rbi-upper-layer-nbfc-list-11789283397025.html)
- 2026-09-10 — News18: **Sensex, Nifty Open Flat Amid Weak Asian Cues; Oil Above $100 Weighs On Sentiment** — The muted opening comes amid pressure on global markets, with Asian equities falling as widening Middle East conflict and a fresh attacks on shipping kept oil prices above $100. — [Source](https://www.news18.com/business/markets/sensex-nifty-open-flat-amid-weak-asian-cues-oil-above-100-weighs-on-sentiment-10319999.html)
- 2026-09-08 — Economic Times: **Crypto's shopping hack; Centre eyes Meta child safeguards** — Indians are buying groceries, fuel, food and gold via gift cards on overseas crypto platforms. This and more in today's ETtech Top 5. — [Source](https://economictimes.indiatimes.com/tech/newsletters/tech-top-5/indias-crypto-shopping-hack-centre-eyes-metas-us-child-safeguards/articleshow/133927283.cms)
- 2026-09-08 — The Hindu: **Bajaj Finance Acquires 5% Stake in TrueFan AI as part of Finserv Intelligence** — Bajaj Finance Acquires 5% Stake in TrueFan AI as part of Finserv Intelligence — [Source](https://www.thehindu.com/brandhub/pr-release/bajaj-finance-acquires-5-stake-in-truefan-ai-as-part-of-finserv-intelligence/article71442904.ece)

## Business profile

**Strategic vision:** Financial services holding company coordinating diverse group businesses.

### Business segments
- **Consumer Lending:** Bajaj Finance Limited, a majority-owned subsidiary, is the primary NBFC for retail, SME, and commercial lending.
- **Life Insurance:** Bajaj Allianz Life Insurance Company Limited, a joint venture with Allianz SE, offers term life, savings, and retirement products.
- **General Insurance:** Bajaj Allianz General Insurance Company Limited, a joint venture with Allianz SE, provides motor, health, travel, and home insurance.
- **Asset Management:** Bajaj Finserv Asset Management Limited manages mutual funds and investment portfolios for the group.
- **Digital Marketplace:** Finserv MARKETS aggregates lending, insurance, and mutual fund offerings from group companies and third parties.
- **Digital Health:** Bajaj Finserv Health operates a digital platform for clinic booking, telemedicine, and health plans, often bundled with insurance.

### Competitive strengths
- Integrated financial services ecosystem facilitating cross-selling.
- Synergistic distribution channels across lending and insurance businesses.
- Digital marketplace aggregating diverse financial and health offerings.

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## Freshness and sources

- Data as of: 2026-10-13
- Source: Faxioms public stock analysis API

Canonical: https://faxioms.com/stocks/bajajfinsv
Markdown representation: https://faxioms.com/stocks/bajajfinsv?render=md